Seller's Agent in 2025
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
(712) 580-3948
61 in this area
85 Total Sales
407 8th St SE Spencer, IA 51301
3
Beds
2
Baths
1,512
Sq Ft
10,580
Sq Ft Lot
Highlights
- Open-Concept Dining Room
- Deck
- Forced Air Heating and Cooling System
- Spencer Middle School Rated 9+
- 2 Car Attached Garage
- Patio
About This Home
As of March 2025Discover this beautifully maintained ranch-style home featuring three bedrooms, two full baths, and convenient main floor laundry. With approximately 1,513 sq. ft. of living space, this home offers an open floor plan filled with abundant natural light. The open staircase in the living room provides a gradual transition to a full basement, ready for your personal touch. The oversized attached garage provides ample space for your vehicles and additional storage. A second entrance to the basement from the garage makes it easy to transport larger items downstairs. Located on a corner lot with a south-facing driveway, this home offers stunning views of Spencer’s city park and bike trail throughout every season. Enjoy outdoor activities at the nearby Spencer Aquatic Center, tennis courts, or have winter fun ice skating on Moose Pond, all within walking distance. This home is perfect for families or retirees alike. Priced to sell at $185,000. Don’t wait, make your MOVE today!
Last Agent to Sell the Property
EXIT Realty Midwest- Spencer/Emmetsburg License #S32043 Listed on: 01/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,666
Year Built
- Built in 1992 | Remodeled
Lot Details
- 10,580 Sq Ft Lot
- Lot Dimensions are 115 x 96 x 88
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Asphalt Roof
- Vinyl Siding
- Modular or Manufactured Materials
Interior Spaces
- 1,512 Sq Ft Home
- 1-Story Property
- Window Treatments
- Open-Concept Dining Room
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Bathroom on Main Level
- 2 Full Bathrooms
- Bathtub With Separate Shower Stall
Laundry
- Laundry on main level
- Dryer
Outdoor Features
- Deck
- Patio
- Outdoor Storage
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 963618404026
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 21, 2025
Closed on
Mar 11, 2025
Sold by
Anderson Deane G
Bought by
Thackery Katelyn Christine and Schmidt Luke Daniel
Seller's Agent
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Kolette Delperdang
EXIT Realty Midwest
List Price
$185,000
Sold Price
$185,000
Views
31
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,353
Avg. Annual Appreciation
11.49%
Original Mortgage
$175,000
Outstanding Balance
$174,118
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$29,235
Purchase Details
Closed on
May 14, 2021
Sold by
Anderson Margaret M
Bought by
Anderson Deane G
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Fiduciary Deed | $185,000 | None Listed On Document | |
| Fiduciary Deed | $185,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $175,000 | New Conventional | |
| Closed | $175,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/13/2025 03/13/25 | Sold | $185,000 | 0.0% | $122 / Sq Ft |
| 02/05/2025 02/05/25 | Pending | -- | -- | -- |
| 01/21/2025 01/21/25 | For Sale | $185,000 | -- | $122 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,156 | $199,750 | $32,840 | $166,910 |
| 2024 | $3,156 | $197,170 | $22,990 | $174,180 |
| 2023 | $1,972 | $197,170 | $22,990 | $174,180 |
| 2022 | $2,636 | $172,150 | $22,990 | $149,160 |
| 2021 | $2,938 | $159,880 | $22,990 | $136,890 |
| 2020 | $2,938 | $167,920 | $20,530 | $147,390 |
| 2019 | $2,688 | $158,260 | $0 | $0 |
| 2018 | $2,642 | $158,260 | $0 | $0 |
| 2017 | $2,642 | $145,610 | $0 | $0 |
| 2016 | $2,504 | $145,610 | $0 | $0 |
| 2015 | $2,342 | $136,950 | $0 | $0 |
| 2014 | $2,268 | $136,950 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lori Black
-
Kolette Delperdang
Buyer's Agent in 2025
Kolette Delperdang
EXIT Realty Midwest
(712) 330-1805
2 in this area
63 Total Sales
Map
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 250067
APN: 9636-18-404-026
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