Seller's Agent in 2025
Abby G
Keller Williams Okoboji
(712) 305-8987
15 in this area
33 Total Sales
407 E 13th St Spencer, IA 51301
2
Beds
1
Bath
680
Sq Ft
5,663
Sq Ft Lot
Highlights
- Deck
- 1 Car Detached Garage
- Bungalow
- Spencer Middle School Rated 9+
- Forced Air Heating and Cooling System
- 1-Story Property
About This Home
As of December 2025Welcome to this cozy 2-bedroom, 1-bath bungalow featuring classic charm and modern updates. The new roof (2022) offers peace of mind, while the inviting deck is perfect for morning coffee or relaxing evenings. Inside, you’ll find a warm and welcoming living space that’s ideal for everyday living or entertaining. The property also includes a 1-car detached garage for parking or extra storage. All appliances are included, making this home truly move-in ready. Whether you’re a first-time homebuyer, downsizing, or searching for an investment property, this home is ready for its next chapter.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,060
Year Built
- Built in 1900
Lot Details
- 5,680 Sq Ft Lot
- Lot Dimensions are 40x142
Parking
- 1 Car Detached Garage
Home Design
- Bungalow
- Frame Construction
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 680 Sq Ft Home
- 1-Story Property
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 963607252008
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 9, 2025
Closed on
Dec 8, 2025
Sold by
Huber Ethan
Bought by
Tesch Michael D and Tesch Abigail J
Seller's Agent
Abby G
Keller Williams Okoboji
Buyer's Agent
Bob Bates
Northwest Iowa Realty
List Price
$120,000
Sold Price
$85,000
Premium/Discount to List
-$35,000
-29.17%
Views
112
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$515
Avg. Annual Appreciation
2.18%
Original Mortgage
$68,000
Outstanding Balance
$67,869
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$17,646
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $85,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $68,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/10/2025 12/10/25 | Sold | $85,000 | -4.5% | $125 / Sq Ft | |
| 11/14/2025 11/14/25 | Pending | -- | -- | -- | |
| 10/17/2025 10/17/25 | Price Changed | $89,000 | -10.1% | $131 / Sq Ft | |
| 10/06/2025 10/06/25 | Price Changed | $99,000 | -5.7% | $146 / Sq Ft | |
| 09/22/2025 09/22/25 | Price Changed | $105,000 | -8.6% | $154 / Sq Ft | |
| 09/06/2025 09/06/25 | Price Changed | $114,900 | -4.3% | $169 / Sq Ft | |
| 08/09/2025 08/09/25 | For Sale | $120,000 | +62.2% | $176 / Sq Ft | |
| 12/21/2021 12/21/21 | Sold | $74,000 | +2.8% | $109 / Sq Ft | View Prior Sale |
| 10/23/2021 10/23/21 | Price Changed | $72,000 | +16.1% | $106 / Sq Ft | |
| 10/22/2021 10/22/21 | For Sale | $62,000 | -- | $91 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,060 | $86,650 | $16,000 | $70,650 |
| 2024 | $1,060 | $76,420 | $11,200 | $65,220 |
| 2023 | $1,020 | $76,420 | $11,200 | $65,220 |
| 2022 | $896 | $66,560 | $11,200 | $55,360 |
| 2021 | $946 | $50,120 | $11,200 | $38,920 |
| 2020 | $946 | $50,250 | $10,000 | $40,250 |
| 2019 | $864 | $47,050 | $0 | $0 |
| 2018 | $832 | $46,100 | $0 | $0 |
| 2017 | $832 | $42,450 | $0 | $0 |
| 2016 | $796 | $42,450 | $0 | $0 |
| 2015 | $768 | $41,000 | $0 | $0 |
| 2014 | $746 | $41,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Abby G
-
Bob Bates
Buyer's Agent in 2025
Bob Bates
Northwest Iowa Realty
(712) 260-7148
59 in this area
90 Total Sales
-
Tanner Perrigo
Seller's Agent in 2021
Tanner Perrigo
EXIT Realty Midwest
(712) 363-1582
17 in this area
82 Total Sales
-
Rob Goebel
Buyer's Agent in 2021
Rob Goebel
eXp Realty LLC
(712) 330-0399
3 in this area
156 Total Sales
Map
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 251029
APN: 9636-07-252-008
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