Seller's Agent in 2025
Stacey Towns
STACEY TOWNS REALTY LLC
(863) 557-3034
4 in this area
191 Total Sales
413 Ruby Lake Place Winter Haven, FL 33884
Southeast Winterhaven Neighborhood
4
Beds
2
Baths
2,172
Sq Ft
0.44
Acres
Highlights
- Screened Pool
- Gated Community
- 0.44 Acre Lot
- Freedom 7 Elementary School of International Studies Rated A-
- Reverse Osmosis System
- Open Floorplan
About This Home
As of November 2025Welcome to this beautifully maintained saltwater pool home offering comfort, style, and a prime location! Brickwork entry leads into an open foyer with tile flooring. The formal living and dining areas provide a picture-perfect view of the sparkling saltwater pool with a soothing fountain. The kitchen features granite countertops, stainless steel appliances, ample cabinet space, and flows into a cozy family room with an electric fireplace. Split floor plan with two guest bedrooms featuring laminate wood flooring and a third guest bedroom plus a carpeted master suite. Master bath includes Jacuzzi tub, dual vanities, walk-in shower, and two walk-in closets. Pool bath offers granite, tub/shower combo, linen closet, and direct access to the backyard. Enjoy outdoor living in the fenced yard with palm trees. Additional highlights: new pool pump, salt system for city water, reverse osmosis, 2019 roof, in-wall pest control, and security system. Convenient to major highways and theme parks—Florida living at its finest!
Last Agent to Sell the Property
STACEY TOWNS REALTY LLC Brokerage Phone: 863-422-1585 License #3161169 Listed on: 05/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,407
Year Built
- Built in 2001
Lot Details
- 0.44 Acre Lot
- West Facing Home
- Vinyl Fence
- Mature Landscaping
- Level Lot
- Well Sprinkler System
HOA Fees
- $71 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Workshop in Garage
- Garage Door Opener
- Driveway
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,172 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Wood Burning Fireplace
- Sliding Doors
- Family Room with Fireplace
- Family Room Off Kitchen
- Separate Formal Living Room
- Formal Dining Room
- Sun or Florida Room
- Inside Utility
- Laundry Room
- Pool Views
Kitchen
- Eat-In Kitchen
- Dinette
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
- Reverse Osmosis System
Flooring
- Engineered Wood
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Makeup or Vanity Space
- Split Vanities
- Private Water Closet
- Soaking Tub
- Bathtub With Separate Shower Stall
- Garden Bath
Pool
- Screened Pool
- Solar Heated In Ground Pool
- Gunite Pool
- Saltwater Pool
- Fence Around Pool
Outdoor Features
- Covered Patio or Porch
- Rain Gutters
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Water Filtration System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 129
- Assessor Parcel Number 27-29-07-856604-001290
Community Details
Overview
- Association fees include private road
- Don Asher & Associates Association, Phone Number (407) 425-4561
- Visit Association Website
- Ruby Lake Ph 4 Subdivision
- The community has rules related to deed restrictions
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2025
Closed on
Nov 19, 2025
Sold by
Underwood Robert L and Underwood Martha
Bought by
Macdougall Janet P and Macdougall Robert G
Seller's Agent
Stacey Towns
STACEY TOWNS REALTY LLC
Buyer's Agent
Porsha Berto
THE STONES REAL ESTATE FIRM
List Price
$515,000
Sold Price
$455,000
Premium/Discount to List
-$60,000
-11.65%
Views
217
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.45%
Purchase Details
Listed on
Sep 24, 2023
Closed on
Nov 8, 2023
Sold by
Chaney Jeremy Joseph and Chaney Michelle Marie
Bought by
Underwood Robert L and Underwood Martha
Seller's Agent
Joy Browne
HARPER REALTY FL, LLC
Buyer's Agent
Stacey Towns
STACEY TOWNS REALTY LLC
List Price
$495,000
Sold Price
$495,000
Views
170
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.07%
Original Mortgage
$255,000
Interest Rate
7.31%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 7, 2017
Closed on
Aug 24, 2017
Sold by
Mattson Diane L
Bought by
Riddell Dennis and Riddell Lura
Seller's Agent
Brad Martin
BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY
Buyer's Agent
Rochelle Rene
LPT REALTY, LLC
List Price
$255,000
Sold Price
$255,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.27%
Original Mortgage
$80,000
Interest Rate
3.96%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 22, 2012
Closed on
Dec 6, 2012
Sold by
Lum Sandra L and Lum Christopher
Bought by
Mattson Robert Joe and Mattson Diana Lee
Seller's Agent
Doug DeWitt
NEW HOME ADVANTAGE LLC
Buyer's Agent
Cyndee Haydon
FUTURE HOME REALTY INC
List Price
$195,000
Sold Price
$195,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.85%
Original Mortgage
$115,000
Interest Rate
3.44%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 4, 2002
Sold by
Tyler Homes Of Polk County Inc
Bought by
Lum Sandra L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $455,000 | Insta Close Title | |
| Warranty Deed | $495,000 | Lakeland Title | |
| Warranty Deed | $495,000 | Lakeland Title | |
| Warranty Deed | $255,000 | Paramount Title | |
| Warranty Deed | $195,000 | North American Title Company | |
| Warranty Deed | $195,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $255,000 | New Conventional | |
| Previous Owner | $80,000 | New Conventional | |
| Previous Owner | $115,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/19/2025 11/19/25 | Sold | $455,000 | -2.2% | $209 / Sq Ft | |
| 10/03/2025 10/03/25 | Pending | -- | -- | -- | |
| 08/19/2025 08/19/25 | Price Changed | $465,000 | -6.1% | $214 / Sq Ft | |
| 07/29/2025 07/29/25 | Price Changed | $495,000 | -3.7% | $228 / Sq Ft | |
| 07/09/2025 07/09/25 | Price Changed | $514,000 | -0.2% | $237 / Sq Ft | |
| 06/10/2025 06/10/25 | Price Changed | $515,000 | +2.0% | $237 / Sq Ft | |
| 06/10/2025 06/10/25 | Price Changed | $505,000 | -1.9% | $233 / Sq Ft | |
| 05/30/2025 05/30/25 | For Sale | $515,000 | +4.0% | $237 / Sq Ft | |
| 11/08/2023 11/08/23 | Sold | $495,000 | 0.0% | $228 / Sq Ft | View Prior Sale |
| 09/27/2023 09/27/23 | Pending | -- | -- | -- | |
| 09/24/2023 09/24/23 | For Sale | $495,000 | +3.0% | $228 / Sq Ft | |
| 06/23/2023 06/23/23 | Sold | $480,555 | +4.5% | $217 / Sq Ft | View Prior Sale |
| 05/15/2023 05/15/23 | Pending | -- | -- | -- | |
| 05/11/2023 05/11/23 | Price Changed | $459,900 | -3.2% | $208 / Sq Ft | |
| 05/05/2023 05/05/23 | For Sale | $475,000 | +86.3% | $215 / Sq Ft | |
| 08/17/2018 08/17/18 | Off Market | $255,000 | -- | -- | |
| 08/24/2017 08/24/17 | Sold | $255,000 | 0.0% | $117 / Sq Ft | View Prior Sale |
| 07/12/2017 07/12/17 | Pending | -- | -- | -- | |
| 07/07/2017 07/07/17 | For Sale | $255,000 | +30.8% | $117 / Sq Ft | |
| 12/06/2012 12/06/12 | Sold | $195,000 | 0.0% | $90 / Sq Ft | View Prior Sale |
| 11/05/2012 11/05/12 | Pending | -- | -- | -- | |
| 08/22/2012 08/22/12 | For Sale | $195,000 | -- | $90 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,408 | $374,577 | $76,000 | $298,577 |
| 2024 | $3,536 | $385,380 | $76,000 | $309,380 |
| 2023 | $3,536 | $230,069 | $0 | $0 |
| 2022 | $3,437 | $223,368 | $0 | $0 |
| 2021 | $3,445 | $216,862 | $0 | $0 |
| 2020 | $3,408 | $213,868 | $0 | $0 |
| 2018 | $3,336 | $205,162 | $51,000 | $154,162 |
| 2017 | $2,764 | $184,101 | $0 | $0 |
| 2016 | $2,891 | $180,314 | $0 | $0 |
| 2015 | $2,769 | $179,061 | $0 | $0 |
| 2014 | $2,876 | $179,113 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Stacey Towns
-
Austin Towns
A
Seller Co-Listing Agent in 2025
Austin Towns
STACEY TOWNS REALTY LLC
(863) 422-1585
2 in this area
124 Total Sales
-
Porsha Berto
P
Buyer's Agent in 2025
Porsha Berto
THE STONES REAL ESTATE FIRM
(813) 505-4728
2 in this area
3 Total Sales
-
Joy Browne
J
Seller's Agent in 2023
Joy Browne
HARPER REALTY FL, LLC
(863) 738-1554
4 in this area
36 Total Sales
-
Michael Stone
Seller's Agent in 2023
Michael Stone
THE STONES REAL ESTATE FIRM
(863) 412-9733
53 in this area
218 Total Sales
-
Deanna Stone
Seller Co-Listing Agent in 2023
Deanna Stone
THE STONES REAL ESTATE FIRM
(863) 412-2080
54 in this area
217 Total Sales
Map
Source: Stellar MLS
MLS Number: P4934997
APN: 27-29-07-856604-001290
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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