432 Division St Elgin, IL 60120
Gifford Park NeighborhoodHighlights
- Deck
- Formal Dining Room
- Breakfast Bar
- Attic
- Detached Garage
- Storage Room
About This Home
As of April 2025Short Sale, Pre-approved from Lender. Quick Close...RENOVATION IN HISTORIC DISTRICT From the upgraded Architectural Shingles to the exterior trim, stained glass window & lattice under porch this 19th Century home looks authentic. Inside you will find the amenities of today! Moen faucets, solid wood 6 panel doors, new carpet and much more...near downtown shopping, Queen Victoria Casino, Hemmens Cultural Center & MORE
Property Details
Home Type
- Other
Est. Annual Taxes
- $4,549
Year Built
- 1882
Parking
- Detached Garage
- Garage Transmitter
- Garage Door Opener
Home Design
- Slab Foundation
- Frame Construction
Interior Spaces
- Bathroom on Main Level
- Formal Dining Room
- Storage Room
- Laundry on main level
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Breakfast Bar
- Attic
Utilities
- Forced Air Heating System
- Heating System Uses Gas
Additional Features
- Deck
- Dog Run
Ownership History
Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Purchase Details
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.Map
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $292,000 | None Listed On Document | |
| Warranty Deed | $145,000 | Chicago Title Insurance Co | |
| Warranty Deed | $80,000 | Chicago Title Insurance Comp | |
| Interfamily Deed Transfer | -- | Multiple | |
| Interfamily Deed Transfer | -- | First American Title Ins Co | |
| Warranty Deed | $150,000 | Chicago Title Insurance Co | |
| Warranty Deed | $119,500 | -- | |
| Trustee Deed | $75,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $292,000 | VA | |
| Previous Owner | $35,000 | Credit Line Revolving | |
| Previous Owner | $160,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $147,682 | FHA | |
| Previous Owner | $115,900 | No Value Available | |
| Previous Owner | $75,000 | No Value Available |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/28/2025 04/28/25 | Sold | $304,900 | +1.7% | $192 / Sq Ft |
| 03/12/2025 03/12/25 | Pending | -- | -- | -- |
| 03/10/2025 03/10/25 | Price Changed | $299,900 | 0.0% | $189 / Sq Ft |
| 03/10/2025 03/10/25 | For Sale | $299,900 | -1.6% | $189 / Sq Ft |
| 03/07/2025 03/07/25 | Pending | -- | -- | -- |
| 03/05/2025 03/05/25 | For Sale | $304,900 | +4.4% | $192 / Sq Ft |
| 09/08/2023 09/08/23 | Sold | $292,000 | -1.0% | $184 / Sq Ft |
| 08/12/2023 08/12/23 | Pending | -- | -- | -- |
| 08/07/2023 08/07/23 | For Sale | $295,000 | 0.0% | $186 / Sq Ft |
| 07/19/2023 07/19/23 | Pending | -- | -- | -- |
| 07/15/2023 07/15/23 | For Sale | $295,000 | +103.4% | $186 / Sq Ft |
| 12/30/2013 12/30/13 | Sold | $145,000 | -12.1% | $88 / Sq Ft |
| 12/13/2013 12/13/13 | Pending | -- | -- | -- |
| 11/06/2013 11/06/13 | For Sale | $165,000 | +106.3% | $100 / Sq Ft |
| 06/07/2013 06/07/13 | Sold | $80,000 | 0.0% | $49 / Sq Ft |
| 05/24/2013 05/24/13 | Pending | -- | -- | -- |
| 04/15/2013 04/15/13 | Price Changed | $80,000 | +6.8% | $49 / Sq Ft |
| 04/14/2013 04/14/13 | For Sale | $74,900 | 0.0% | $45 / Sq Ft |
| 11/06/2012 11/06/12 | Pending | -- | -- | -- |
| 10/08/2012 10/08/12 | Price Changed | $74,900 | -6.3% | $45 / Sq Ft |
| 09/16/2012 09/16/12 | Price Changed | $79,900 | -3.7% | $48 / Sq Ft |
| 08/27/2012 08/27/12 | Price Changed | $83,000 | -5.7% | $50 / Sq Ft |
| 08/03/2012 08/03/12 | Price Changed | $88,000 | -4.3% | $53 / Sq Ft |
| 07/06/2012 07/06/12 | Price Changed | $92,000 | -3.2% | $56 / Sq Ft |
| 05/22/2012 05/22/12 | Price Changed | $95,000 | -9.5% | $58 / Sq Ft |
| 05/08/2012 05/08/12 | Price Changed | $105,000 | -4.5% | $64 / Sq Ft |
| 04/29/2012 04/29/12 | Price Changed | $110,000 | -8.3% | $67 / Sq Ft |
| 04/20/2012 04/20/12 | Price Changed | $120,000 | -4.0% | $73 / Sq Ft |
| 04/14/2012 04/14/12 | Price Changed | $125,000 | -3.8% | $76 / Sq Ft |
| 04/03/2012 04/03/12 | Price Changed | $130,000 | -7.1% | $79 / Sq Ft |
| 03/28/2012 03/28/12 | Price Changed | $140,000 | -3.4% | $85 / Sq Ft |
| 03/15/2012 03/15/12 | Price Changed | $145,000 | -3.3% | $88 / Sq Ft |
| 02/12/2012 02/12/12 | For Sale | $150,000 | -- | $91 / Sq Ft |
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,549 | $69,362 | $10,571 | $58,791 |
| 2022 | $4,530 | $63,246 | $9,639 | $53,607 |
| 2021 | $4,294 | $59,131 | $9,012 | $50,119 |
| 2020 | $3,937 | $54,171 | $8,603 | $45,568 |
| 2019 | $3,792 | $51,601 | $8,195 | $43,406 |
| 2018 | $3,397 | $45,261 | $7,720 | $37,541 |
| 2017 | $3,784 | $42,788 | $7,298 | $35,490 |
| 2016 | $3,594 | $39,696 | $6,771 | $32,925 |
| 2015 | -- | $36,385 | $6,206 | $30,179 |
| 2014 | -- | $35,935 | $6,129 | $29,806 |
| 2013 | -- | $42,282 | $6,291 | $35,991 |
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD07994532
APN: 06-13-181-008
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