NOT LISTED FOR SALE

432 Lathrop St Algonac, MI 48001

Estimated Value: $266,000 - $305,000

4 Beds
2 Baths
2,344 Sq Ft
$118/Sq Ft Est. Value

Last Sold January 12, 2023

Last sale price $225,000 $96 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $1,887/month

32 Days on Market

Highlights

  • Built-In Refrigerator
  • Contemporary Architecture
  • Balcony
  • Deck
  • No HOA
  • Central Air

About This Home

As of January 2023

Land contract terms available! Completely renovated 4-bedroom, 2-bath home in peaceful Pointe Aux Chenes, Algonac w/ beautiful view of the Saint Clair River. Walking distance to the river boardwalk, shops & restaurants. New roof in November 2021 w/ 50 year Owens Corning shingles. New skylights in master bedroom replaced with roof. New 6 inch commercial gutters. Close to Algonac Harbour & Algonac State Park. Home centerpiece is the spectacular granite kitchen w/ lots of natural maple cabinets. Both full baths are also completely updated. Master bedroom includes balcony overlooking the river. Unique, functional floor plan includes a tasteful combination of oak, ceramic, & granite floors, together with plaster cove & vaulted ceilings. This is truly a one-of-a-kind home in a beautiful location. Clean & ready to move in. Includes premium SS appliances. Immediate occupancy. You will NEVER hear your friends say "I know someone who has a home just like this one"!

Last Agent to Sell the Property

Kyle Vinson

Real Estate One Westrick License #6501422180 Listed on: 10/25/2022

Real Estate One Westrick

Last Buyer's Agent

Raymond Greenwell

Real Estate One-Sterling Heights License #6501443534

Real Estate One-Sterling Heights

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 50.00 x 125.00

Home Design

  • Contemporary Architecture
  • Asphalt Roof
  • Cedar

Interior Spaces

  • 2,344 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Crawl Space

Kitchen

  • Built-In Electric Oven
  • Range Hood
  • Microwave
  • Built-In Refrigerator
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck

Location

  • Ground Level

Utilities

  • Central Air
  • Cooling System Mounted In Outer Wall Opening
  • Baseboard Heating
  • Hot Water Heating System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Suprvr's Roy T Gilberts Plat No 9 Algonac Twp Subdivision

Listing and Financial Details

  • Assessor Parcel Number 74011350023000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,237

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Contemporary
  • Architecture Level: 2 Story
  • Assessment: 172.00
  • Year Built: 9999
  • State Equalized Value: 77200.0000
  • Entry Location: Ground Level w/Steps
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Room Count: 12
  • Total Bedrooms: 4
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Kitchen Appliances: Built-In Electric Oven, Built-In Refrigerator, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Washer
  • Sq Ft Combined: 2344
  • Total Sq Ft: 2344

Exterior Features

  • Roof Material: Asphalt
  • Waterfront Name: Saint Clair River
  • Foundation Details: Crawl
  • Construction Materials: Cedar
  • Frontage Feet: 50
  • Porch Type: Balcony, Deck
  • Road Frontage Type: Paved

Garage/Parking

  • Garage Size: No Garage

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Ceiling Fan(s), Central Air, Wall Unit(s)
  • Heating: Baseboard, Hot Water, Radiant
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Heater Fuel: Natural Gas
  • Water Source: Public (Municipal)

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Algonac

Lot Info

  • Homestead: Yes
  • Lot Size Area: 0.14
  • Lot Dimensions: 50.00 x 125.00
  • Parcel Number: 74011350023000

Rental Info

  • Deposit Amount: 80000.00

Tax Info

  • Tax Amount Summer: 2078.0000
  • Tax Amount Winter: 159.0000
  • Total Tax: 2237.0000
  • Taxable Value: 54201.0000

MLS Schools

  • School District: Algonac

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 25, 2022
Closed on
Jan 27, 2023
Sold by
Vinson Kyle L
Bought by
Taylor Sue Ann
Seller's Agent
Kyle Vinson
Real Estate One Westrick
Buyer's Agent
Raymond Greenwell
Real Estate One-Sterling Heights
List Price
$229,900
Sold Price
$225,000
Premium/Discount to List
-$4,900
-2.13%
Views
117
Current Estimated Value
$277,315

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,315
Avg. Annual Appreciation
9.35%
Original Mortgage
$213,750
Outstanding Balance
$206,414
Interest Rate
4.99%
Mortgage Type
New Conventional
Estimated Equity
$73,396

Purchase Details

Listed on
Feb 5, 2021
Closed on
Apr 15, 2021
Sold by
Hurst Charles H
Bought by
Vinson Kyle L
Seller's Agent
Ken Lipowski
RE/MAX First
List Price
$234,900
Sold Price
$220,000
Premium/Discount to List
-$14,900
-6.34%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.31%
Original Mortgage
$209,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 21, 2010
Sold by
Secretary Of Housing & Urban Development
Bought by
Hurst Charles

Purchase Details

Closed on
Feb 17, 2009
Sold by
Mortgage Electronic Registration Systems
Bought by
Us Department Of Housing & Urban Develop

Purchase Details

Closed on
Jan 22, 2009
Sold by
Bohen Bradley
Bought by
Mortgage Electronic Registration Systems

Purchase Details

Closed on
Jan 28, 2008
Sold by
Mortgage Electronic Registration Systems
Bought by
The Bank Of New York

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,425
Interest Rate
5.74%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 12, 2007
Sold by
Mortgage Electronic Registration Systems
Bought by
The Bank Of New York Trust Company

Purchase Details

Closed on
Sep 20, 2007
Sold by
Hodge Willaim D
Bought by
Mortgage Electronic Registration Systems

Purchase Details

Closed on
Oct 18, 2005
Sold by
Waldeck John A and Waldeck Karen
Bought by
Hodge William D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,000
Interest Rate
7.62%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Apr 22, 2005
Sold by
Waldeck John A and Waldeck Karen S
Bought by
Federal Home Loan Mortgage Corporation
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Taylor Sue Ann $225,000 Cislo Title
Vinson Kyle L $220,000 Ata National Title Group Llc
Hurst Charles $30,000 None Available
Us Department Of Housing & Urban Develop -- None Available
Mortgage Electronic Registration Systems $100,395 None Available
The Bank Of New York -- Devon Title Agency
The Bank Of New York Trust Company -- None Available
Mortgage Electronic Registration Systems $193,604 None Available
Hodge William D $230,000 Independence Title Corp
Federal Home Loan Mortgage Corporation -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Taylor Sue Ann $213,750
Previous Owner Vinson Kyle L $209,000
Previous Owner Bohen Bradley $96,425
Previous Owner Hodge William D $46,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/12/2023 01/12/23 Sold $225,000 -2.1% $96 / Sq Ft
11/26/2022 11/26/22 Pending -- -- --
10/25/2022 10/25/22 For Sale $229,900 +4.5% $98 / Sq Ft
04/20/2021 04/20/21 Sold $220,000 -6.3% $94 / Sq Ft
02/05/2021 02/05/21 For Sale $234,900 -- $100 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,099 $110,600 $0 $0
2023 $3,243 $97,600 $0 $0
2022 $3,433 $84,400 $0 $0
2021 $2,237 $77,200 $0 $0
2020 $2,238 $74,000 $8,800 $65,200
2019 $2,211 $79,200 $0 $0
2018 $2,168 $68,200 $0 $0
2017 $2,049 $59,200 $0 $0
2016 $1,893 $59,200 $0 $0
2015 -- $56,800 $8,800 $48,000
2014 -- $48,800 $8,800 $40,000
2013 -- $49,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20221055573

Realcomp

APN: 01-135-0023-000