$490,000
SOLD OCT 16, 2025
3 Beds
2 Baths
2,350 Sq Ft
10,890 Sq Ft Lot

Recently Sold

$209 Per Sq Ft

23% Below List Price

Highlights

  • Lake Front
  • Beach
  • Screened Pool
  • Bluewater Elementary School Rated A-
  • Golf Course Community
  • Fishing

About This Home

As of October 2025

Excellent Location! This waterfront home is located in the beautiful mediterranean style neighborhood of Sunset Beach within the gated Bluewater BayGolf Course Community of Southwind. Situated in one of Niceville's most desirable neighborhoods, this 3-bedroom, 2-bathroom home offers 2,350 square feet of living space on a well-maintained 0.25-acre lot. This lovely home features a screened-in saltwater pool and an elevated hot tub overlooking the pretty lake. The pool is also heated so you can enjoy it year round.

Would you rather spend your weekends at the beach instead of mowing the lawn, no problem as lawn maintenance and irrigation are included in your HOA dues! Plus, you will also enjoy access to Sunset Beach's stunning Bayfront pool and clubhouse, great for private gatherings and neighborhood events.

The mature landscaping and paver driveway create a welcoming first impression, while the open-concept floor plan allows for comfortable everyday living and entertaining. The home is filled with lots of natural light, creating a bright and inviting atmosphere. Inside, you'll find durable tile flooring throughout the main living areas, a gas fireplace in the living room, and custom built-in shelving. The layout flows easily from the dining room to the kitchen and main living space, making the most of the natural light and water views.

With a great layout and prime location, this home presents a unique opportunity to invest in a waterfront property and make it your own. Schedule a showing today to see the potential for yourself.

Last Agent to Sell the Property

Joyce Serina

The Premier Property Group License #3468205 Listed on: 09/30/2025

Last Buyer's Agent

Joyce Serina

The Premier Property Group License #3468205 Listed on: 09/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,843

Year Built

  • Built in 1994

Lot Details

  • 10,890 Sq Ft Lot
  • Lot Dimensions are 83'x146'x86'x150'
  • Lake Front
  • Property fronts a private road
  • Sprinkler System
  • Property is zoned County, Resid Single Family

HOA Fees

  • $411 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Mediterranean Architecture
  • Slate Roof
  • Stucco

Interior Spaces

  • 2,350 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Living Room
  • Dining Room
  • Home Office
  • Screened Porch
  • Lake Views
  • Washer

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Spa

Outdoor Features

  • Built-In Barbecue

Schools

  • Bluewater Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Air
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 27-1S-22-2409-0000-0360

Community Details

Overview

  • Association fees include ground keeping, management, recreational faclty, security
  • Sunset Beach Ph 2 Bluewater Bay Subdivision

Recreation

  • Beach
  • Golf Course Community
  • Community Pool
  • Fishing

Additional Features

  • Recreation Room
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,843

Year Built

Built in 1994

Lot Details

0.25 Acres

HOA Fees

$411 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.25
  • Lot Size: 83'x146'x86'x150'
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: SUNSET BEACH PH 2 BLUEWATER BAY
  • Directions: From Highway 20 in Niceville, head South on Bluewater Bay Blvd. At the traffic circle, take the 2nd exit onto Southwind Drive. Continue straight onto Sunset Beach Blvd until you come to the Southwind Community Guard House. Inform the guard you are there to view the property for sale.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1994
  • Remarks Misc:Remarks: Excellent Location! This waterfront home is located in the beautiful mediterranean style neighborhood of Sunset Beach within the gated Bluewater BayGolf Course Community of Southwind. Situated in one of Niceville's most desirable neighborhoods, this 3-bedroom, 2-bathroom home offers 2,350 square feet of living space on a well-maintained 0.25-acre lot. This lovely home features a screened-in saltwater pool and an elevated hot tub overlooking the pretty lake. The pool is also heated so you can enjoy it year round. Would you rather spend your weekends at the beach instead of mowing the lawn, no problem as lawn maintenance and irrigation are included in your HOA dues!
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Waterfront:Lake: Yes
  • Rooms:Office2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Security System, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Gas
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:Security System: Yes
  • Interior:Fireplace Gas: Yes

Exterior Features

  • Lot Features: Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: BBQ Pit/Grill, Hot Tub, Pool - Enclosed, Sprinkler System
  • Patio And Porch Features: Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Porch Screened: Yes
  • Exterior:BBQ PitGrill: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Community Room, Fishing, Gated Community, Golf, Pets Allowed, Pool, Waterfront
  • Association #2 Fee: 1234.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Management, Recreational Faclty, Security

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 10890.0
  • Parcel #: 27-1S-22-2409-0000-0360
  • Zoning: County, Resid Single Family

Tax Info

  • Tax Annual Amount: 3842.78
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2025
Closed on
Oct 16, 2025
Sold by
Starr Charles W
Bought by
Jonathan And Amy Harvell Living Trust and Harvell
Seller's Agent
Joyce Serina
The Premier Property Group
Buyer's Agent
Joyce Serina
The Premier Property Group
List Price
$635,000
Sold Price
$490,000
Premium/Discount to List
-$145,000
-22.83%
Current Estimated Value
$611,204

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$121,204
Avg. Annual Appreciation
69.26%

Purchase Details

Closed on
Aug 16, 2000
Sold by
Wistorf Ulrike
Bought by
Starr Charles W and Starr Cynthia A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
7.37%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 Bradley Title
Warranty Deed $265,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $155,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/16/2025 10/16/25 Sold $490,000 -22.8% $209 / Sq Ft
09/23/2025 09/23/25 Pending -- -- --
09/17/2025 09/17/25 Off Market $635,000 -- --
07/27/2025 07/27/25 Pending -- -- --
07/21/2025 07/21/25 For Sale $635,000 -- $270 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,956 $367,241 -- --
2024 $3,752 $356,891 -- --
2023 $3,752 $346,496 $0 $0
2022 $3,660 $336,404 $0 $0
2021 $3,653 $326,606 $0 $0
2020 $3,643 $322,097 $0 $0
2019 $3,599 $314,855 $0 $0
2018 $3,565 $308,984 $0 $0
2017 $3,544 $302,629 $0 $0
2016 $3,596 $307,768 $0 $0
2015 $4,038 $333,148 $0 $0
2014 $4,051 $330,392 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 981415

Emerald Coast Association of REALTORS®

APN: 27-1S-22-2409-0000-0360

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