$567,690
SOLD JUL 9, 2025

4431 Trader St Timnath, CO 80547

4 Beds
2.5 Baths
2,837 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$200 Per Sq Ft

4% Below List Price

119 Days on Market

Highlights

  • New Construction
  • Loft
  • Home Office
  • Contemporary Architecture
  • No HOA
  • Hiking Trails

About This Home

As of July 2025

Don't miss out on the new community special pricing! Complete now! An entertainer's dream, the Ontario plan is anchored by an open-concept great room and dining area, flowing into a well-appointed kitchen with a center island and backyard access. Additional main-floor highlights include a powder room and a study directly off the foyer. Upstairs there are three bedrooms-each with walk-in closets and secluded on the other side, a lavish primary suite boasts an attached bath and a roomy walk-in closet. This home features the elegant Prelude II package, showcasing rich stained cabinetry for a timeless and sophisticated aesthetic. Front yard landscaping, Century Homes Connect Automation and air conditioning included. This home balances functionality and style, providing a canvas for personalized living. Timnath Lakes is a new master planned community featuring an expansive lake with walking paths and community amenities. Located just off Harmony Road with quick access to I-25, Poudre School District, shopping, dining and recreation including the Poudre River Trail. Ask about Builder's current incentives!

Last Agent to Sell the Property

Dianne Wayne

RE/MAX Alliance-FTC South Listed on: 01/20/2025

RE/MAX Alliance-FTC South

Last Buyer's Agent

Joanne Toledo

RE/MAX Professionals

RE/MAX Professionals

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,131

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 5,663 Sq Ft Lot
  • Southeast Facing Home
  • Partially Fenced Property
  • Wood Fence
  • Sprinkler System

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Wood Frame Construction
  • Composition Roof
  • Stone

Interior Spaces

  • 2,837 Sq Ft Home
  • 2-Story Property
  • Ceiling height of 9 feet or more
  • Double Pane Windows
  • Dining Room
  • Home Office
  • Loft
  • Fire and Smoke Detector
  • Laundry on upper level

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Eco-Friendly Details

  • Energy-Efficient HVAC

Outdoor Features

  • Patio
  • Exterior Lighting

Schools

  • Timnath Elementary School
  • Timnath Middle-High School

Utilities

  • Forced Air Heating and Cooling System
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number R1678326

Community Details

Overview

  • No Home Owners Association
  • Association fees include common amenities, management
  • Built by Century Communities
  • Timnath Lakes Subdivision, Ontario Floorplan

Recreation

  • Park
  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,131

Year Built

Built in 2024 | New Construction

Lot Details

0

Parking

2

Listing Details

  • Inclusions: Electric Range/Oven,Dishwasher,Microwave,Disposal,Smoke Alarm(s)
  • Year Built: 2024
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.13
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Timnath Lakes
  • Directions: I-25 to Harmony Road, East to Timnath Lakes Blvd., Left to Pindale Drive, Left to Shivaree Drive, turn left and model home is on the right.
  • Above Grade Finished Sq Ft: 1994
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: Yes
  • Efficiency: HVAC
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2837
  • Special Features: 4098
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Microwave, Disposal
  • Has Basement: Full, Unfinished, Sump Pump
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 843
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: Study Area, Satellite Avail, High Speed Internet, Separate Dining Room, Loft, Kitchen Island, 9ft+ Ceilings
  • Living Area: 1994
  • Main Level Bathrooms: 1
  • Window Features: Double Pane Windows
  • Room Bedroom4 Area: 110
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Luxury Vinyl Floor
  • IRESDS_HasFamilyRoom: No
  • Room Bedroom4 Level: Upper
  • Room Bedroom3 Area: 110
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 143
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 15
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Luxury Vinyl Floor
  • Room Kitchen Area: 156
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 225
  • Room Dining Room Area: 120
  • Master Bathroom Features: 3/4 Primary Bath

Exterior Features

  • Roof: Composition
  • Builder Name: Century Communities
  • Fencing: Partial, Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System
  • View: No
  • Waterfront: No
  • Disclosures: No Property Disclosure, Home Warranty
  • Home Warranty: Yes
  • Construction Type: Wood/Frame, Stone
  • Direction Faces: Southeast
  • Exterior Features: Lighting
  • Foundation Details: Slab
  • Patio And Porch Features: Patio
  • Property Condition: New Construction

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, Xcel Energy
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Upper Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: District Sewer
  • Water Source: District Water, FTC/LVLD
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Park, Hiking/Biking Trails
  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Timnath
  • HighSchool: Timnath Middle-High School
  • Junior High Dist: Poudre
  • Middle Or Junior School: Timnath Middle-High School

Lot Info

  • Zoning: Res
  • Lot Size Sq Ft: 5663
  • Parcel #: R1678326
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2023

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 20, 2025
Closed on
Jun 30, 2025
Sold by
Century Land Holdings Llc
Bought by
Fernandez Michael Vincent and Fernandez Heather Michelle
Seller's Agent
Dianne Wayne
RE/MAX Alliance-FTC South
Buyer's Agent
Joanne Toledo
RE/MAX Professionals
List Price
$589,990
Sold Price
$567,690
Premium/Discount to List
-$22,300
-3.78%
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.40%
Original Mortgage
$567,690
Outstanding Balance
$566,872
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$363
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $567,690 Parkway Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $567,690 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 Sold $567,690 +1.4% $200 / Sq Ft
05/19/2025 05/19/25 Pending -- -- --
05/14/2025 05/14/25 Price Changed $559,990 -7.4% $197 / Sq Ft
04/24/2025 04/24/25 Price Changed $604,990 +0.8% $213 / Sq Ft
04/04/2025 04/04/25 Price Changed $599,990 -1.3% $211 / Sq Ft
04/03/2025 04/03/25 Price Changed $607,990 +1.3% $214 / Sq Ft
03/28/2025 03/28/25 Price Changed $599,990 -0.8% $211 / Sq Ft
03/22/2025 03/22/25 Price Changed $604,990 +1.7% $213 / Sq Ft
02/25/2025 02/25/25 Price Changed $594,990 +1.7% $210 / Sq Ft
02/07/2025 02/07/25 Price Changed $584,990 -1.7% $206 / Sq Ft
01/31/2025 01/31/25 Price Changed $594,990 +0.8% $210 / Sq Ft
01/20/2025 01/20/25 For Sale $589,990 -- $208 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,131 $13,225 $13,225 --
2024 $1,789 $11,690 $11,690 --
2022 $9 $24 $24 --
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 1024854

IRES MLS

APN: 87353-34-019