$890,000
SOLD SEP 4, 2025

4549 Kiva Dr Copperopolis, CA 95228

3 Beds
3.5 Baths
1,584 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$562 Per Sq Ft

6% Below List Price

113 Days on Market

Highlights

  • Lake Front
  • Parking available for a boat
  • Custom Home
  • Beach
  • Fitness Center
  • Clubhouse

About This Home

As of September 2025

Your Dream Waterfront Playground Awaits! Craving the ultimate lakeside escape, turn-key, w/minimal upkeep & maximum good times? This custom-built gem was crafted by & lovingly kept in one family for decades. Now it's ready for new owners to make waves & memories. A seamless mix of comfort, style & nature - perfect for wild weekends or chill year-round living. Key upgrades mean all fun, no fuss. Outside, enjoy a newer roof, newer paint & newer low-maintenance pressure-treated redwood + composite decking w/ sleek metal railings. Inside, bright coastal vibes & open design welcome you like a cold drink on a hot day. The vaulted living space features massive windows, fresh paint, new LED lighting, a cozy wood stove, beachy LVP floors & good energy for good times. The newly upgraded kitchen dazzles w/white cabinets, granite-slab counters, eat-in peninsula & all-new s.s. appliancesincluding a killer KitchenAid gas range & big undermount sink; cook up feasts w/epic lake views. The main-level bath has an updated granite vanity & new washer/dryer. Enjoy new fixtures throughout. The deep garage has tons of storage + a brand-new opener. Slide out from the dining area onto your huge sun deck to BBQ, sip a margarita & soak up killer lake & foothill views. A wrap-around upper deck gives guests easy lake access from the massive concrete + steel parking pad. Morning coffee, yoga, sun sessions, golden hour - your decks are the hangout spot! Downstairs, guests will dig the big bunk room w/full bath & super easy access from the water. Covered lower deck = shady, chill zone w/serene views. Head down concrete steps to your own big, covered boat dock to keep your watercraft tied up & always ready. This wide cove is a calm slice of paradise: safe swimming, fishing, & a peaceful haven for your water toys. Kick back waterside w/BIG water views up the cove or paddle over to KIVA Beach around the bend to visit with friends! Upstairs, 2 spacious lake-view bedrooms await - one primary w/en-suite, the other is right across the hall from a full guest bath. Just across the court from the KIVA launch, beach & gate - lake life & amenities are steps away! Low HOA dues ($24/mo) give you access to Blackcreek Park w/clubhouse, gym, horseshoe pits, frisbee golf, riding trails & more! You're minutes from Town Square events, shops, medical, award-winning eats, golf & all the goods. HWY4 & 108 are CLOSE, getting you to the Bay in 2 hrs, the valley in an hour, or up or down to historic towns to explore like Angels Camp, Murphys, Columbia & Oakdale in just minutes + National Parks like Big Trees & Yosemite are just over an hour along w/Bear Valley or Dodge Ridge for snow play. From wine to hikes to historic towns, the Sierra Foothills bring the excitement all year round. Pack your suit, shades & sunscreen & start living the lake life now!

Last Agent to Sell the Property

Rachel Perkins

RE/MAX Gold - Copperopolis License #02019652 Listed on: 04/10/2025

RE/MAX Gold - Copperopolis

Last Buyer's Agent

Rachel Perkins

RE/MAX Gold - Copperopolis License #02019652 Listed on: 04/10/2025

RE/MAX Gold - Copperopolis

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1990 | Remodeled

Lot Details

  • 10,454 Sq Ft Lot
  • Lake Front
  • Cul-De-Sac
  • Partially Fenced Property
  • Wire Fence
  • Sloped Lot

HOA Fees

  • $24 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 4 Open Parking Spaces
  • Side Facing Garage
  • Garage Door Opener
  • Guest Parking
  • Parking available for a boat

Property Views

  • Lake
  • Mountain

Home Design

  • Custom Home
  • Contemporary Architecture
  • Entry on the 1st floor
  • Frame Construction
  • Composition Roof
  • Wood Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,584 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Stove
  • Double Pane Windows
  • Window Screens
  • Living Room with Fireplace
  • Combination Dining and Living Room

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Free-Standing Gas Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • ENERGY STAR Qualified Appliances
  • Energy-Efficient Insulation

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Evaporated cooling system
  • Zoned Heating and Cooling
  • Propane
  • Municipal Utilities District
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 067013005000

Community Details

Overview

  • Association fees include management, common areas, recreation facilities
  • Copper Cove Poa, Phone Number (209) 785-2689
  • Copper Cove Subdivision

Amenities

  • Clubhouse
  • Community Kitchen

Recreation

  • Beach
  • Outdoor Game Court
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Park
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 1990 | Remodeled

Lot Details

0

HOA Fees

$24 per month

Parking

1

Listing Details

  • Architectural Style: Contemporary, Custom
  • Entry Level: 1
  • Road Frontage Type: Lakefront, Waterfront
  • Garage Yn: Yes
  • Efficiency: Insulation, Appliances
  • Horses: No
  • Inclusions: Refrigerator, washer & dryer, most furniture present.
  • Unit Levels: Three Or More, One
  • Lot Size Acres: 0.24
  • Property Attached Yn: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Copper Cove
  • Year Built: 1990
  • Public Listing Url: https://calaveras.rapmls.com/scripts/mgrqispi.dll?APPNAME=Calaveras&PRGNAME=MLSLogin&ARGUMENT=2zWeq9b3NybmlW/JoZs/oYKgnvlo10w5pFV9bdE/wqA=&KeyRid=1
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, ENERGY STAR Qualified Appliances, Free-Standing Gas Range, Disposal, Microwave, Self Cleaning Oven, Dryer, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Wood Burning Stove
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Simulated Wood
  • Interior Amenities: Breakfast Bar, Cathedral Ceiling(s), Dining Area, Granite Counters, Living/Dining Room, Solid Surface Counters
  • Living Area: 1584.0
  • Possible Use: Residential
  • Private Spa: No
  • Stories: 1
  • Window Features: Double Pane Windows, Screens
  • Dining Room Type: Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other

Exterior Features

  • Construction Type: Frame, Wood Siding
  • Exclusions: Realtor's staging items.
  • Exterior Features: Paved Driveway, Propane Tank - Leased
  • Fencing: Partial, Wire
  • Foundation Details: Concrete Perimeter
  • Lot Features: Cul-De-Sac, Waterfront
  • Other Structures: Other
  • Patio And Porch Features: Covered, Deck
  • Pool Private: No
  • Property Condition: Updated/Remodeled
  • Roof: Composition
  • Topography: Sloping
  • View: Mountain(s), Water, Lake
  • View: Yes
  • Waterfront Features: Lake, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Open Parking Spaces: 4.0
  • Parking Features: Attached, Boat, Garage, Garage Door Opener, Guest, Two Spaces, Garage Faces Side, See Remarks, Uncovered

Utilities

  • Cooling: Central Air, Ceiling Fan(s), Evaporative/Swamp, Zoned
  • Cooling Y N: Yes
  • Electric: 220 Volts in Laundry
  • Heating: Central, Wood Stove
  • Heating Yn: Yes
  • Laundry Features: Inside, Main Level, Stacked
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Connected, Public Sewer, Septic Tank
  • Utilities: Cable Available, High Speed Internet Available, Propane, Municipal Utilities, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Beach Rights, Game Court Exterior, Clubhouse, Community Kitchen, Fitness Center, Playground, Park, Recreation Facilities, Trail(s), Water
  • Association Fee: 24.0
  • Association Fee Frequency: Monthly
  • Association Name: Copper Cove POA
  • Phone: (209) 785-2689
  • Association: Yes
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Senior Community: No

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Recreation Facilities

Schools

  • Junior High Dist: Bret Harte,Mark Twain

Lot Info

  • Lot Size Sq Ft: 10454.0
  • Parcel #: 067013005000
  • Zoning Description: R1-Single Family

Rental Info

  • Available Lease Type: Net

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
Aug 27, 2025
Sold by
Lance Robert M and Lance Mary Ann
Bought by
Mcdonough Peter N and Mcdonough Veronica M
Seller's Agent
Rachel Perkins
RE/MAX Gold - Copperopolis
Buyer's Agent
Rachel Perkins
RE/MAX Gold - Copperopolis
List Price
$949,000
Sold Price
$890,000
Premium/Discount to List
-$59,000
-6.22%
Views
35
Current Estimated Value
$861,119

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$28,881
Avg. Annual Appreciation
-9.51%
Original Mortgage
$390,000
Outstanding Balance
$390,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$471,119

Purchase Details

Listed on
Apr 10, 2025
Closed on
Aug 20, 2025
Sold by
Lance Gangadai
Bought by
Lance Robert M
Seller's Agent
Rachel Perkins
RE/MAX Gold - Copperopolis
Buyer's Agent
Rachel Perkins
RE/MAX Gold - Copperopolis
List Price
$949,000
Sold Price
$890,000
Premium/Discount to List
-$59,000
-6.22%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$390,000
Outstanding Balance
$390,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$471,119

Purchase Details

Listed on
Apr 10, 2025
Closed on
Aug 19, 2025
Sold by
Ronald And Neva Lance Trust and Lance Robert M
Bought by
Lance Robert M and Lance Mary Ann
Seller's Agent
Rachel Perkins
RE/MAX Gold - Copperopolis
Buyer's Agent
Rachel Perkins
RE/MAX Gold - Copperopolis
List Price
$949,000
Sold Price
$890,000
Premium/Discount to List
-$59,000
-6.22%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$390,000
Outstanding Balance
$390,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$471,119

Purchase Details

Closed on
Jun 8, 2021
Sold by
Lance Robert M
Bought by
Lance Robert M and Lance Mary Ann
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $890,000 Fidelity National Title
Deed -- Fidelity National Title
Grant Deed -- Fidelity National Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $390,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/04/2025 09/04/25 Sold $890,000 -3.2% $562 / Sq Ft
08/01/2025 08/01/25 Pending -- -- --
06/18/2025 06/18/25 Price Changed $919,000 -3.2% $580 / Sq Ft
04/10/2025 04/10/25 For Sale $949,000 -- $599 / Sq Ft
Source: Calaveras County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,671 $209,341 $53,749 $155,592
2023 $2,599 $201,214 $51,663 $149,551
2022 $2,449 $197,269 $50,650 $146,619
2021 $2,410 $193,402 $49,657 $143,745
2020 $2,393 $191,420 $49,148 $142,272
2019 $2,363 $187,668 $48,185 $139,483
2018 $2,321 $183,990 $47,241 $136,749
2017 $2,272 $180,383 $46,315 $134,068
2016 $2,263 $176,847 $45,407 $131,440
2015 $2,239 $174,191 $44,725 $129,466
2014 -- $170,779 $43,849 $126,930
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Calaveras County Association of REALTORS®

MLS Number: 202500587

Calaveras County Association of REALTORS®

APN: 067-013-005-000