$149,000
$10K PRICE DROP

516 E 4th St Spencer, IA 51301

Estimated payment $957/month

Total Views 20,755
5 Beds
1.5 Baths
1,700 Sq Ft
$88 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • Porch
  • Spencer Middle School Rated 9+
  • 2 Car Detached Garage
  • Eat-In Kitchen

About This Home

Two Story Home Near Schools with Room for the Whole Family! This charming home combines classic character with practical updates. Original hardwood floors throughout the main level, a winding staircase, and an inviting enclosed front porch. 5 bedrooms and 2 bathrooms, main level laundry and easy flow for everyday living. Four bedrooms and full bath in upper level. The partially finished full basement has newer vinyl flooring and provides additional living space and another bedroom. Outside, enjoy a backyard deck, fenced yard, and a two-stall garage. New roof in 2019, boiler updated in 2021, new water heater 2024. Ready for its new family to make memories!

Listing Agent

Peggy Bergh-Kuker

Keller Williams Okoboji License #S64429 Listed on: 10/03/2025

Keller Williams Okoboji

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,080

Year Built

  • Built in 1915

Lot Details

  • 7,020 Sq Ft Lot
  • Lot Dimensions are 52 x 135
  • Property is Fully Fenced

Parking

  • 2 Car Detached Garage
  • Driveway

Home Design

  • Frame Construction
  • Asphalt Roof
  • Steel Siding

Interior Spaces

  • 1,700 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • Window Treatments
  • Combination Dining and Living Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Boiler Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963618202007

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,080

Year Built

Built in 1915

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1915
  • Levels: Two
  • Stories: 2
  • Architectural Style: TWO STORY
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Hardwood Floors, Main Floor Laundry, Natural Woodwork, Washer/Dryer Hkups, Window Coverings
  • Total Bedrooms: 5
  • Total Bathrooms: 2
  • Bathroom Description: Main Floor 1/2 Bath, Upper Level Bath
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Dining Room: Combine Living Room
  • Appliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 87.65
  • Total Sq Ft: 2088
  • Above Grade Finished: 1416
  • Finished Sq Ft: 1700
  • Basement Features: Egress Windows

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Steel Siding
  • Exterior Features: Deck, Driveway-Concrete, Fenced Yard-Full, Patio, Porch
  • Flood Zone: No
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Size: 24 x 24
  • Garage Spaces: 2

Utilities

  • Cooling: Window
  • Fuel: Natural Gas
  • Heating: Boiler
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Lot Info

  • Parcel Number: 963618202007
  • Estimated Acres: 0.16
  • Estimated Lot Dimensions: 52 x 135
  • Lot Sq Ft: 7020

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2080
  • Tax Classification: Homestead
  • Tax Year: 2024

MLS Schools

  • School District: Spencer

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,080 $152,140 $20,590 $131,550
2024 $2,080 $140,100 $14,410 $125,690
2023 $2,004 $140,100 $14,410 $125,690
2022 $1,796 $116,110 $14,410 $101,700
2021 $1,850 $109,450 $14,410 $95,040
2020 $1,850 $106,860 $12,870 $93,990
2019 $1,566 $85,350 $0 $0
2018 $1,542 $85,350 $0 $0
2017 $1,488 $78,700 $0 $0
2016 $1,476 $78,700 $0 $0
2015 $1,484 $79,180 $0 $0
2014 $1,440 $79,180 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/05/2025 11/05/25 Price Changed $149,000 -6.3% $88 / Sq Ft
10/03/2025 10/03/25 For Sale $159,000 +45.9% $94 / Sq Ft
06/15/2020 06/15/20 Sold $109,000 -10.6% $64 / Sq Ft View Prior Sale
04/12/2020 04/12/20 Pending -- -- --
02/14/2020 02/14/20 For Sale $121,900 -- $72 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $109,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $107,025 FHA
Source: Public Records

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251302

Iowa Great Lakes Board of REALTORS®

APN: 9636-18-202-007