Seller's Agent in 2025
Brad Kappel
TTR Sotheby's International Realty
(410) 279-9476
65 in this area
414 Total Sales
54 River Dr Annapolis, MD 21403
4
Beds
4.5
Baths
3,250
Sq Ft
8,715
Sq Ft Lot
Highlights
- Marina
- Boat Ramp
- Access to Tidal Water
- Primary bedroom faces the bay
- Home fronts navigable water
- Sandy Beach
About This Home
As of October 2025Gorgeous coastal style home in the coveted Bay Ridge community with stunning and thoughtful renovations that highlight the expansive Chesapeake and Bay Bridge views! The extensive renovation by M Homes elevated the appeal and functionality of the home by adding 2 additional ensuite bedrooms and laundry room on the 2nd level and much more. No expense was spared to make this a home of distinction, from the on trend wide plank white oak floors, to the stunning primary bedroom and bath, every detail was thought out and expertly executed. The open floor plan allows water views from almost every room, the gourmet kitchen is perfect for entertaining and the main level bedroom with full bath provides options for one level living. Envision idyllic days filled with family and friends gathering in the perfectly perched screen porch to watch the endless activity on the Bay. Head upstairs and enjoy the amazing recent addition that boasts a convenient and expansive laundry room and 3 ensuite bedrooms, including the spectacular Primary suite. Savor the breathtaking panoramic Bay views from sunrise to sunset from the comfort of your bed! The renovation of the 2 car detached garage ensures shelter for your vehicles and delivers additional living space with the upper level bonus room/office space. Beach access to the Bay right out your front door ensures endless opportunities to relax at the water's edge, watch the waves and sailboats, cool off on summer days and enjoy the waterfront lifestyle! The sought-after Bay Ridge Community features a plethora of amenities including community pool with a clubhouse that overlooks the beautiful waters of the Bay, community beaches on both the River and the Bay and a community Marina with a newly renovated clubhouse. Off-the-water activities include enjoying the basketball court, playground, ball fields, pickleball courts, common areas and year-round community activities. Walk or ride your bike for miles along the water and enjoy all the benefits of the Bay Ridge lifestyle, there is no other place like it! Located just minutes from downtown Annapolis and Eastport which offer the perfect balance of small-town charm and big world sophistication. Traveling or commuting is just as convenient by easily accessing Rt. 50 and 97 which provides direct access to Baltimore, BWI, Ft. Meade/NSA and Washington, DC., or head over the Bay Bridge to the Eastern Shore for a quick beach vacation.
Last Agent to Sell the Property
(410) 279-9476 brad.kappel@sothebysrealty.com TTR Sotheby's International Realty Listed on: 05/05/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $22,053
Year Built
- Built in 1940 | Remodeled in 2022
Lot Details
- 8,715 Sq Ft Lot
- Home fronts navigable water
- Property Fronts a Bay or Harbor
- Sandy Beach
- Landscaped
- Extensive Hardscape
- Premium Lot
- Level Lot
- Property is in excellent condition
- Property is zoned R2
Parking
- 2 Car Detached Garage
- 4 Driveway Spaces
- Parking Storage or Cabinetry
- Front Facing Garage
- Garage Door Opener
Property Views
- Bay
- Panoramic
- Scenic Vista
- Garden
Home Design
- Coastal Architecture
Interior Spaces
- 3,250 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Window Treatments
- Family Room Off Kitchen
- Dining Area
Kitchen
- Gourmet Kitchen
- Gas Oven or Range
- Six Burner Stove
- Range Hood
- Extra Refrigerator or Freezer
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Wine Rack
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on upper level
- Stacked Washer and Dryer
Home Security
- Home Security System
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Rip-Rap
- Swimming Allowed
- Boat Ramp
- Powered Boats Permitted
- Deck
- Enclosed Patio or Porch
- Exterior Lighting
Utilities
- Forced Air Zoned Heating and Cooling System
- Ductless Heating Or Cooling System
- Vented Exhaust Fan
- Programmable Thermostat
- Water Treatment System
- Well
- Tankless Water Heater
- Propane Water Heater
Listing and Financial Details
- Tax Lot 19
- Assessor Parcel Number 020204708033750
Community Details
Overview
- No Home Owners Association
- $250 Recreation Fee
- Bay Ridge Civic Association
- Bay Ridge Subdivision, Bay Ridge Waterfront Floorplan
Amenities
- Common Area
- Meeting Room
Recreation
- Boat Ramp
- Boat Dock
- Pier or Dock
- 1 Community Docks
- Mooring Area
- Marina
- Beach
- Baseball Field
- Community Basketball Court
- Community Playground
- Community Pool
- Pool Membership Available
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 5, 2025
Closed on
Oct 13, 2025
Sold by
Jatlow Benjamin Arthur and Jatlow Briana Darnell
Bought by
Dowell Guy G and Dowell June F
Seller's Agent
Brad Kappel
TTR Sotheby's International Realty
Buyer's Agent
Liz Montaner
Coldwell Banker Realty
List Price
$4,995,000
Sold Price
$3,775,000
Premium/Discount to List
-$1,220,000
-24.42%
Views
458
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.09%
Purchase Details
Listed on
Sep 14, 2022
Closed on
Oct 20, 2022
Sold by
Hourihan Kimberly M and Morris Carol D
Bought by
Jatlow Benjamin Arthur and Jatlow Briana Darnell
Seller's Agent
Pamela Tierney
Coldwell Banker Realty
Buyer's Agent
Sandra K. Libby
Long & Foster Real Estate, Inc.
List Price
$2,850,000
Sold Price
$2,900,000
Premium/Discount to List
$50,000
1.75%
Views
3
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.32%
Original Mortgage
$2,025,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 4, 2021
Closed on
May 14, 2021
Sold by
Lacey Lawrence N and Lacey Joanne T
Bought by
Hourihan Kimberly M and Morris Carol D
Seller's Agent
Florence Calvert
Coldwell Banker Realty
Buyer's Agent
Mark Feen
Coldwell Banker Realty
List Price
$1,900,000
Sold Price
$1,900,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.13%
Original Mortgage
$1,330,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 18, 2004
Sold by
Lacey Lawrence N
Bought by
Lacey Lawrence N and Lacey Joanne T
Purchase Details
Closed on
Jan 24, 2003
Sold by
Gentile John L
Bought by
Lacey Lawrence N and Lacey Joanne T
Purchase Details
Closed on
Jan 25, 1994
Sold by
Hingeley J L
Bought by
Gentile John L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
7.08%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $3,775,000 | Eagle Title | |
| Deed | $2,900,000 | Mid Maryland Title | |
| Deed | $2,900,000 | Mid Maryland Title | |
| Deed | $1,900,000 | Sage Title Group Llc | |
| Deed | -- | -- | |
| Deed | $925,000 | -- | |
| Deed | $330,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $2,025,000 | New Conventional | |
| Previous Owner | $1,330,000 | New Conventional | |
| Previous Owner | $275,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/07/2025 10/07/25 | Sold | $3,775,000 | -5.5% | $1,162 / Sq Ft | |
| 09/03/2025 09/03/25 | Pending | -- | -- | -- | |
| 07/03/2025 07/03/25 | Price Changed | $3,995,000 | -11.2% | $1,229 / Sq Ft | |
| 06/19/2025 06/19/25 | Price Changed | $4,499,000 | -9.9% | $1,384 / Sq Ft | |
| 05/05/2025 05/05/25 | For Sale | $4,995,000 | +72.2% | $1,537 / Sq Ft | |
| 10/21/2022 10/21/22 | Sold | $2,900,000 | +1.8% | $1,228 / Sq Ft | View Prior Sale |
| 09/18/2022 09/18/22 | Pending | -- | -- | -- | |
| 09/14/2022 09/14/22 | For Sale | $2,850,000 | +50.0% | $1,207 / Sq Ft | |
| 05/14/2021 05/14/21 | Sold | $1,900,000 | 0.0% | $805 / Sq Ft | View Prior Sale |
| 03/09/2021 03/09/21 | Pending | -- | -- | -- | |
| 03/04/2021 03/04/21 | For Sale | $1,900,000 | -- | $805 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $19,268 | $2,399,733 | -- | -- |
| 2024 | $19,268 | $1,979,267 | $0 | $0 |
| 2023 | $15,616 | $1,430,000 | $1,197,700 | $232,300 |
| 2022 | $15,452 | $1,344,033 | $0 | $0 |
| 2021 | $21,418 | $1,258,067 | $0 | $0 |
| 2020 | $10,389 | $1,172,100 | $985,400 | $186,700 |
| 2019 | $20,485 | $1,172,100 | $985,400 | $186,700 |
| 2018 | $11,885 | $1,172,100 | $985,400 | $186,700 |
| 2017 | $9,595 | $1,175,900 | $0 | $0 |
| 2016 | -- | $1,175,900 | $0 | $0 |
| 2015 | -- | $1,175,900 | $0 | $0 |
| 2014 | -- | $1,248,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Brad Kappel
-
Liz Montaner
Buyer's Agent in 2025
Liz Montaner
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 871-1143
9 in this area
92 Total Sales
-
Pamela Tierney
Seller's Agent in 2022
Pamela Tierney
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 822-9079
18 in this area
89 Total Sales
-
Sandra K. Libby
Buyer's Agent in 2022
Sandra K. Libby
Long & Foster
(410) 647-8305
16 in this area
130 Total Sales
-
Florence Calvert
Seller's Agent in 2021
Florence Calvert
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 995-6625
6 in this area
49 Total Sales
-
Mark Feen
Buyer's Agent in 2021
Mark Feen
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 562-3687
2 in this area
112 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2100338
APN: 02-047-08033750
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