$274,000
$25K PRICE DROP

8610 Surf Dr Unit 205B Panama City, FL 32408

Estimated payment $2,576/month

Total Views 3,221
1 Bed
1 Bath
705 Sq Ft
$389 Price per Sq Ft

Highlights

  • Property fronts gulf or ocean
  • In Ground Pool
  • Balcony
  • J.R. Arnold High School Rated A-
  • Furnished
  • Breakfast Bar

About This Home

PRICE REDUCED BY $5,000! Don't miss this opportunity! A one bedroom condo right on the beach for under $300,000?!?!?! Yep, you heard it right! Great rental property. This condo in Whispering Seas sleeps 6 & is on the second floor with great views of the Gulf and the pool areal It comes fully furnished and has newer beds, carpeting, furniture and a washer & dryer in your unit! A million dollar view for $299,000! HOA is in great shape!Don't wait too long to request your showing; this one's not gonna last long.

Listing Agent

Ray Kistler

Anchor Realty Florida License #3294968 Listed on: 03/07/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,994

Year Built

  • Built in 1987

HOA Fees

  • $808 Monthly HOA Fees

Parking

  • Parking Lot

Home Design

  • Stucco

Interior Spaces

  • 705 Sq Ft Home
  • Furnished
  • Living Room
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Electric Range
  • <<microwave>>
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Balcony

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Additional Features

  • Property fronts gulf or ocean
  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include cable TV, sewer, trash, water
  • Low-Rise Condominium
  • Whispering Seas Subdivision

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,994

Year Built

Built in 1987

Lot Details

0

HOA Fees

$808 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1987
  • Property Sub Type: Condominium
  • Lot Size: x0X0
  • Road Frontage Type: City Street
  • Subdivision Name: Whispering Seas
  • Architectural Style: Low Rise
  • Entry Level: 2
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Living Area: 705.0
  • Dining Room Type: Kitchen, Living Room, Primary Bedroom

Exterior Features

  • Pool Features: In Ground, Pool, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Parking Lot
  • Garage: No

Utilities

  • Utilities: Cable Connected
  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 2425.0
  • Community Features: Short Term Rental Allowed, Pool
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Cable TV, Sewer, Trash, Water

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 2994.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,896 $236,453 -- --
2023 $2,896 $245,622 $0 $245,622
2022 $2,400 $195,415 $0 $0
2021 $2,218 $177,650 $0 $0
2020 $2,005 $161,500 $0 $161,500
2019 $1,873 $148,750 $0 $148,750
2018 $1,363 $85,157 $0 $0
2017 $1,225 $77,415 $0 $0
2016 $1,008 $70,377 $0 $0
2015 $925 $63,979 $0 $0
2014 $807 $58,163 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2025 06/24/25 Price Changed $274,000 -1.8% $389 / Sq Ft
05/22/2025 05/22/25 Price Changed $279,000 -3.5% $396 / Sq Ft
04/26/2025 04/26/25 Price Changed $289,000 -3.3% $410 / Sq Ft
03/07/2025 03/07/25 For Sale $299,000 +70.9% $424 / Sq Ft
06/20/2022 06/20/22 Off Market $175,000 -- --
06/14/2018 06/14/18 Sold $175,000 -5.4% $248 / Sq Ft
06/07/2018 06/07/18 Pending -- -- --
05/01/2018 05/01/18 For Sale $185,000 -- $262 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $175,000 Diamond Title Agency Inc
Warranty Deed $155,000 Lawyers Title Agency Of Nort
Warranty Deed $135,000 --
Warranty Deed $187,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $124,000 Purchase Money Mortgage
Previous Owner $128,250 Purchase Money Mortgage
Previous Owner $142,500 Purchase Money Mortgage
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 770379

Central Panhandle Association of REALTORS®

APN: 30464-079-040