$125,000

904 E 4th St Spencer, IA 51301

Estimated payment $871/month

Total Views 1,534
5 Beds
2.5 Baths
2,110 Sq Ft
$59 Price per Sq Ft

Highlights

  • Very Popular Property
  • Open-Concept Dining Room
  • 2 Car Attached Garage
  • Spencer Middle School Rated 9+
  • Fireplace
  • Forced Air Heating and Cooling System

About This Home

Four-level split with 4 bedrooms + 1 non-conforming in the basement and an easy living-dining-kitchen layout on the main. Upper level has a good-sized primary suite with a 3/4 bath, 2 more bedrooms & a full bathroom with double sinks. The middle level has the 4th bedroom/office/study with a half bath and fireplace overlooking the backyard and an attached 2-car garage for easy access. There is a large bonus room on the rear of the house that is skylight-lit and can be used as a business with a separate entrance to the rear patio and side gate. The backyard is a fenced-in yard and also has a small storage shed. Electrical has been updated to Breakers and comes with stainless steel kitchen appliances.

Listing Agent

Dana Reinders

EXIT Realty Midwest- Spencer/Emmetsburg License #S66663 Listed on: 12/31/2025

EXIT Realty Midwest- Spencer/Emmetsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,614

Year Built

  • Built in 1962

Lot Details

  • 7,628 Sq Ft Lot
  • Lot Dimensions are 56x135
  • Property is Fully Fenced

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Asphalt Roof
  • Wood Siding
  • Stick Built Home

Interior Spaces

  • 2,110 Sq Ft Home
  • 1.5-Story Property
  • Fireplace
  • Open-Concept Dining Room
  • Partial Basement

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Outdoor Storage

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963618226017

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,614

Year Built

Built in 1962

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Single Family Residence
  • Year Built: 1962
  • Levels: Multi/Split
  • Other Structures: Storage
  • Stories: 1.5
  • Architectural Style: 1.5 STORY
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Washer/Dryer Hkups
  • Total Bedrooms: 5
  • Total Bathrooms: 3
  • Bathroom Description: 3/4 Master, Main Floor 1/2 Bath, Upper Level Bath
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Partial
  • Dining Room: Informal, Open Floor Plan, Separate
  • Appliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 59.24
  • Total Sq Ft: 2110
  • Above Grade Finished: 2110
  • Fireplace: Yes
  • Finished Sq Ft: 2110
  • Basement Features: Finished-Partial, Sump Pump

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Wood Siding
  • Exterior Features: Driveway-Concrete, Fenced Yard-Full, Patio
  • Flood Zone: Unknown
  • Road Frontage Type: City Street, Curbs & Gutters, Paved
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Attached
  • Garage Size: 27x20
  • Garage Spaces: 2

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Lot Info

  • Additional Assessor Parcel Numbers: No
  • Parcel Number: 963618226017
  • Estimated Acres: 0.18
  • Estimated Lot Dimensions: 56x135
  • Lot Sq Ft: 7628
  • Number Of Lots: 1

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2614
  • Tax Classification: Homestead
  • Tax Year: 2024

MLS Schools

  • School District: Spencer

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,614 $195,480 $22,440 $173,040
2024 $2,614 $182,000 $15,710 $166,290
2023 $2,520 $182,000 $15,710 $166,290
2022 $3,066 $152,440 $15,710 $136,730
2021 $2,998 $183,990 $15,710 $168,280
2020 $2,998 $171,110 $14,030 $157,080
2019 $2,496 $147,890 $0 $0
2018 $2,454 $147,890 $0 $0
2017 $2,348 $135,880 $0 $0
2016 $2,524 $134,570 $0 $0
2015 $2,392 $136,260 $0 $0
2014 $2,392 $136,260 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/31/2025 12/31/25 For Sale $125,000 -- $59 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Sheriffs Deed $108,084 None Listed On Document
Warranty Deed -- None Available
Warranty Deed $180,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $150,000 Future Advance Clause Open End Mortgage
Source: Public Records

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251578

Iowa Great Lakes Board of REALTORS®

APN: 9636-18-226-017