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Newest Homes for Sale in Spencer, IA

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  • /40

    $108,000

    • 3 Beds
    • 1 Bath
    • 1,160 Sq Ft

    309 Tompkins Ct, Spencer, IA 51301

    This 3-bedroom ranch-style home has quiet living located in a cul-de-sac just off of West 4th St. The main floor has a roomy eat-in kitchen, living room, full bath, mudroom with main floor laundry just off the garage, and a 3-season enclosed porch to watch the wandering Deer that come into the backyard from the Little Sioux River. The basement has room for a 2nd living room and/or additional

    Dana Reinders EXIT Realty Midwest- Spencer/Emmetsburg

    309 Tompkins Ct, Spencer, IA 51301
  • /26

    $298,900

    • 4 Beds
    • 2 Baths
    • 2,152 Sq Ft

    1416 18th Ave W, Spencer, IA 51301

    Move-In Ready & Loaded with Space! All the work has been done for you in this beautifully maintained home—just unpack and enjoy. The main floor offers three spacious bedrooms and a full bath, while the private lower-level master suite provides a perfect retreat. You’ll love the two generous family rooms, ideal for entertaining or relaxing, complete with a basement bar that’s perfect for game

    Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

    1416 18th Ave W, Spencer, IA 51301
  • /18

    $169,900

    • 3 Beds
    • 2.5 Baths
    • 1,744 Sq Ft

    903 Elmwood Dr, Spencer, IA 51301

    3-bedroom, 3-bath ranch-style home on a desirable corner lot. Features a finished basement, ample storage throughout, and plenty of potential—ready for your personal touch. Property being sold as is.

    Ryan Moran Integrity Real Estate

    903 Elmwood Dr, Spencer, IA 51301
  • /36

    $125,000

    • 5 Beds
    • 2.5 Baths
    • 2,110 Sq Ft

    904 E 4th St, Spencer, IA 51301

    Four-level split with 4 bedrooms + 1 non-conforming in the basement and an easy living-dining-kitchen layout on the main. Upper level has a good-sized primary suite with a 3/4 bath, 2 more bedrooms & a full bathroom with double sinks. The middle level has the 4th bedroom/office/study with a half bath and fireplace overlooking the backyard and an attached 2-car garage for easy access. There is a

    Dana Reinders EXIT Realty Midwest- Spencer/Emmetsburg

    904 E 4th St, Spencer, IA 51301
  • /9

    $39,000

    • 4 Beds
    • 1 Bath
    • 1,200 Sq Ft

    802 E 5th St, Spencer, IA 51301

    Looking for a fixer on a huge corner lot? Look no further... Great investment opportunity.

    Jason Grinnen Copper Dog Realty, LLC

    802 E 5th St, Spencer, IA 51301
  • /3

    $18,250

    • 3 Beds
    • 1 Bath
    • 1,380 Sq Ft

    723 E 11th St, Spencer, IA 51301

    Excellent investment opportunity here! Clean out, roof repair, then typical repairs and updates. Excellent investment opportunity for fix and flip, rental, or make it your own.

    Dave Wiges McCord Insurance & Real Estate

    723 E 11th St, Spencer, IA 51301
  • /18

    $187,500

    • 5 Beds
    • 2 Baths
    • 1,968 Sq Ft

    301 Southmoor Dr, Spencer, IA 51301

    Welcome home to this beautifully updated 5-bedroom, 2-bath split-level residence, offering modern comfort and spacious living in a family-friendly neighborhood. Step inside to an oversized foyer with a convenient coat closet, setting the tone for the fresh neutral paint and new flooring that flow throughout the home. The open floor plan features generous living areas on both levels—perfect for

    Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

    301 Southmoor Dr, Spencer, IA 51301
  • /2

    $40,000

    • Land
    • 0.13 Acre
    • $307,692 per Acre

    212 E 18th St, Spencer, IA 51301

    Nice residential building lot with all utilities in place. This ready-to-build site is flat, usable, and flexible for a new home design. Perfect for a custom build, investor project, or future home, with utilities already onsite.

    Janie Eick RE/MAX Lakes Realty

    212 E 18th St, Spencer, IA 51301
  • /23

    $82,000

    • 7 Beds
    • 6 Baths
    • 3,829 Sq Ft

    312 W 2nd St, Spencer, IA 51301

    Opportunity is calling you! This 6 unit conversion property is waiting for a fresh start in life! Grab your gloves and your vision and return this 1915 build back into it's glory and create rental income for years to come. Located just blocks from downtown and the bike trails. This property features five 1 bedroom 1 bath units and a 2 bedroom 1 bath unit. Get your snow boots on and let's explore

    Bryan Sebastian Hinn Real Estate

    312 W 2nd St, Spencer, IA 51301
  • /36

    $68,000

    • 6 Beds
    • 3 Baths
    • 2,404 Sq Ft

    807 4th Ave W, Spencer, IA 51301

    Investment opportunity awaits!! Bring your vision and your skills to this 3 unit property located in the heart of Spencer. Within walking distance to just about everything it makes for a desirable rental location. The best part of this property is after your repairs and updates the return comes back 3 tenants at a time!! Grab your work boots and let's take a walk through what this opportunity

    Bryan Sebastian Hinn Real Estate

    807 4th Ave W, Spencer, IA 51301
  • /2

    $42,900

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    522 E 9th St, Spencer, IA 51301

    Attention house flippers! Priced to sell for this complete fixer upper with basement. Nice size corner lot in Spencer. Sold AS-IS. Home was used as a rental. Buyer to satisfy themselves as to the condition of the property with inspections. Seller financing available.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 201-8049

    522 E 9th St, Spencer, IA 51301
  • /2

    $52,000

    • 3 Beds
    • 1 Bath
    • 1,044 Sq Ft

    2123 10th Ave E, Spencer, IA 51301

    Attention Flippers! Take this opportunity to update this 3 bed, 1 bath home on the outskirts of town. Priced to sell. Sold AS-IS. Owner has used as a rental, so buyers should satisfy themselves as to the condition of the home with inspections. Seller financing available.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 467-4050

    2123 10th Ave E, Spencer, IA 51301
  • /20

    $180,000

    • 4 Beds
    • 1.5 Baths
    • 2,362 Sq Ft

    310 E 4th St, Spencer, IA 51301

    Continue the Love in This BIG Two-Story Home. The kind of place where a growing family can truly settle in and make everyday life flow a little easier. Sunlight fills the main floor, especially in the large sunroom which is a natural gathering spot for playtime, quiet mornings, or simple family moments. The kitchen offers plenty of workspace and storage, paired with newer appliances from 2023,

    Kelly Bierl Hometown Realty

    310 E 4th St, Spencer, IA 51301
  • /14

    $269,500

    • 4 Beds
    • 2 Baths
    • 1,408 Sq Ft

    528 E 17th St, Spencer, IA 51301

    A ranch style home on a quiet street checks all the boxes! 3 bedrooms with 2 bathrooms on main floor, open eat-in kitchen with plenty of gorgeous cabinets, the white vinyl fence provides privacy while enjoying your patio in your backyard. Newer roof, new furnace, A/C and water heater in 2024.

    Kelly Pullen EXIT Realty Midwest- Spencer/Emmetsburg

    528 E 17th St, Spencer, IA 51301
  • /27

    $164,500

    • 2 Beds
    • 1 Bath
    • 1,162 Sq Ft

    424 E 10th St, Spencer, IA 51301

    This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as well. 3 car garage with one heated section for projects, man cave, etc. Back yard has room for garden or playset for a small family. Great property for

    Jimy Mac Lenz Hinn Real Estate

    424 E 10th St, Spencer, IA 51301
  • /19

    $175,000

    • 2 Beds
    • 2 Baths
    • 1,040 Sq Ft

    304 9th St SW, Spencer, IA 51301

    Completely Renovated & Beautifully Finished — Move-In Ready Ranch in Spencer, Iowa! This beautifully updated 2-bedroom, 2-bath ranch-style home has been renovated down to the studs after the 2024 flood—Everything inside is new, including drywall, paint, flooring, light fixtures, cabinets, Quartz countertops, and bathrooms. The thoughtful redesign transformed a former third bedroom into a stunning

    Tracey Radcliffe EXIT Realty Midwest

    304 9th St SW, Spencer, IA 51301
  • /17

    $144,000

    • 4 Beds
    • 1.5 Baths
    • 1,212 Sq Ft

    818 2nd Ave SE, Spencer, IA 51301

    Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with modern updates. Inside you will find a bright, refreshed interior featuring contemporary flooring, new cabinetry, and crisp finishes that make each space

    Kelly Bierl Hometown Realty

    818 2nd Ave SE, Spencer, IA 51301
  • /17

    $149,000

    • 2 Beds
    • 1.5 Baths
    • 1,296 Sq Ft

    821 Fisher Ct, Spencer, IA 51301

    Welcome to a well-maintained 2-bedroom, 2-bath bungalow located on a quiet no-outlet street. This home features fresh updates, newer appliances, and major mechanical improvements including a newer furnace, A/C, breaker panel, and sewer line. Enjoy a shaded backyard, detached 1-car garage, and the added peace of mind of a 1-year home warranty. A great opportunity for comfortable, low-maintenance

    Jason Grinnen Copper Dog Realty, LLC

    821 Fisher Ct, Spencer, IA 51301
  • /63

    $245,000

    • 4 Beds
    • 3 Baths
    • 2,588 Sq Ft

    212 E 3rd St, Spencer, IA 51301

    One of my FAVORITE HOMES & it will be your FAVORITE TOO! This AMAZING property encompasses a one-third acre lot! Spacious ALSO meets comfort: OVER 3,200 sq ft of HOME! 3-bedrooms (with lower level en-suite), 3-bathrooms; office, mud-room, toy-land, or sitting room off patio (whatever your HEART DESIRES); and bonus clean-slates rooms to make ALL your WANTS a reality (walk-out basement!)

    Tammy Fredericksen EXIT Realty Midwest

    212 E 3rd St, Spencer, IA 51301
  • /16

    $125,000

    • 3 Beds
    • 1 Bath
    • 1,232 Sq Ft

    309 12th Ave W, Spencer, IA 51301

    Simply homey in all the right ways. This 3-bedroom, 1-bath home blends comfort, function, and a touch of retro charm. The kitchen offers plenty of cabinet space, a practical breakfast island, and a sweet built-in with sliding glass doors, perfect for displaying your favorite dishes or cookbooks. Natural light fills the adjoining dining area and the spacious living room, where wide front windows

    Kelly Bierl Hometown Realty

    309 12th Ave W, Spencer, IA 51301
  • /16

    $269,900

    • 2 Beds
    • 2 Baths
    • 1,251 Sq Ft

    905 5th Ave SW, Spencer, IA 51301

    Stunning kitchen! Custom built cabinets, quartz countertops, stainless-steel appliances, large center island perfect for preparing meals and serving. This town home features an open concept living area, private master bedroom with 3/4 bath & guest bedroom with full bath, covered porch with concrete patio perfect for grilling and eating out on the patio, and double attached lined and insulated

    Mark Hallett Realty Professionals

    905 5th Ave SW, Spencer, IA 51301
  • /15

    $215,000

    • 4 Beds
    • 1.5 Baths
    • 1,220 Sq Ft

    109 Parkway Dr, Spencer, IA 51301

    Welcome to this 3 bedroom 1.5 home that offers comfort, character, and peace of mind. Situated on a spacious lot, this property features large living spaces, all bedrooms on the main level, and lots of space in the basement for storage and more, even an option for an extra (non-conforming) bedroom. This home has been well loved for many years by one family and has never had any water damage, even

    Megan Jewell EXIT Realty Midwest

    109 Parkway Dr, Spencer, IA 51301
  • /15

    $114,900

    • 3 Beds
    • 1 Bath
    • 1,195 Sq Ft

    32 W 1st St, Spencer, IA 51301

    Classic Home with Dedicated Bonus Space! This 3 bedroom, 1 bath is just what you've been waiting for! Move-in ready with an oversized 2 car garage and a separate shop area to suit your needs...auto, wood shop or workout room. Make it your dream come true!

    Bob Bates Northwest Iowa Realty

    32 W 1st St, Spencer, IA 51301
  • /12

    $182,499

    • 4 Beds
    • 1 Bath
    • 1,946 Sq Ft

    1203 W 5th St, Spencer, IA 51301

    Charming 3 bedroom ranch in a desirable neighborhood near parks and schools. Natural light fills the inviting living spaces, while the functional layout makes everyday living easy. Step outside to enjoy a spacious, well-kept yard, ideal for relaxing evenings or weekend gatherings. Whether you're just starting out or downsizing, this one checks all the boxes!

    Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

    1203 W 5th St, Spencer, IA 51301
  • /37

    $260,000

    • 4 Beds
    • 2.5 Baths
    • 1,912 Sq Ft

    829 2nd Ave SE, Spencer, IA 51301

    This modern, open-concept single-family home, with over 1900 square feet of living space, offers 4 bedrooms and 2 1/2 bathrooms. The firstfloor features a spacious primary bedroom suite, a convenient laundry area, and a living room that flows seamlessly into the kitchen and dining room. Double doors lead to a serene covered porch, perfect for relaxing. The back entry provides access to an

    Doug Small Hinn Real Estate

    829 2nd Ave SE, Spencer, IA 51301
  • /42

    $646,000

    • 3 Beds
    • 3 Baths
    • 3,633 Sq Ft

    1423 18th Ave W, Spencer, IA 51301

    Fairway Frontage Luxury: Exquisite Brick Home on Spencer Golf & Country Club. Experience the pinnacle of sophisticated living with this stunning, all-brick executive home located at 1423 18th Ave. W. Situated directly on the picturesque #6 Fairway of the Spencer Golf and Country Club, this property blends privacy, elegance, and an unbeatable location. Unparalleled Craftsmanship and Space. Step

    Bob Bates Northwest Iowa Realty

    1423 18th Ave W, Spencer, IA 51301
  • /14

    $125,000

    • 4 Beds
    • 2 Baths
    • 2,050 Sq Ft

    19 E 2nd St, Spencer, IA 51301

    Investor Opportunity – Tucked into the heart of Spencer, this 11⁄2-story frame bungalow has been a quiet constant—providing a comfortable place to call home for long-term tenants and reliable income. With two separate living units, each space offers simple, practical living with everything tenants need and nothing overcomplicated. Located near downtown, this property provides a strong occupancy

    Kelly Bierl Hometown Realty

    19 E 2nd St, Spencer, IA 51301
  • /19

    $145,000

    • 5 Beds
    • 1.5 Baths
    • 1,700 Sq Ft

    516 E 4th St, Spencer, IA 51301

    Two Story Home Near Schools with Room for the Whole Family! This charming home combines classic character with practical updates. Original hardwood floors throughout the main level, a winding staircase, and an inviting enclosed front porch. 5 bedrooms and 2 bathrooms, main level laundry and easy flow for everyday living. Four bedrooms and full bath in upper level. The partially finished full

    Peggy Bergh-Kuker Keller Williams Okoboji

    516 E 4th St, Spencer, IA 51301
  • /32

    $239,000

    • 3 Beds
    • 2 Baths
    • 2,114 Sq Ft

    202 E 4th St, Spencer, IA 51301

    Step onto the classic front and instantly feel right at home! The entry greets you with warm wood details, setting the tone for a period correct house with updates. This spacious home is full of charm and even offers a workshop behind the two car garage. Picture fall nights, blanket, movie, maybe a little hot cocoa by the warm fireplace! Who's ready to see this home and make it your own?

    Kim Bates Northwest Iowa Realty

    202 E 4th St, Spencer, IA 51301
  • /17

    $98,000

    • 2 Beds
    • 1 Bath
    • 879 Sq Ft

    309 E 1st St, Spencer, IA 51301

    Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard.

    Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

    309 E 1st St, Spencer, IA 51301
  • /32

    $110,000

    • 3 Beds
    • 1 Bath
    • 864 Sq Ft

    900 W 5th St, Spencer, IA 51301

    Live in it to love it or an investment opportunity!! Bring your creative ideas and make this 3 bedroom cape cod home shine again! Located close to several parks, Johnson school and the YMCA this home sits on a large corner lot and has most of the hard work and big items done. Offering you all new mechanicals including the furnace, water heater and electrical panel which have been installed and

    Bryan Sebastian Hinn Real Estate

    900 W 5th St, Spencer, IA 51301
  • /15

    $215,000

    • 4 Beds
    • 1 Bath
    • 1,624 Sq Ft

    701 W 4th St, Spencer, IA 51301

    Well-maintained 4 bedroom home on nearly half an acre with a 30x40 metal storage building. This charming two-story home offers 4 bedrooms and 1 full bath, set on an almost half-acre lot with plenty of room to enjoy the outdoors. Inside, you'll find a well-kept home with an inviting layout and plenty of natural light throughout. Upstairs, there's a space ready to finish for an extra bathroom.

    Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

    701 W 4th St, Spencer, IA 51301
  • /20

    $89,500

    • 2 Beds
    • 1 Bath
    • 1,149 Sq Ft

    427 6th Ave W, Spencer, IA 51301

    Charming 1.5-story Cape Cod single-family home featuring 2 bedrooms and 1 bathroom. Inside, you’ll find original hardwood floors and a welcoming main floor layout with a living room, dining room, and kitchen. The basement is protected with a Thrasher waterproofing system for peace of mind. Outside, the property includes a detached 1-car garage that has been re-sided, along with new windows and

    Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

    427 6th Ave W, Spencer, IA 51301
  • /7

    $229,900

    • 6,000 Sq Ft

    603 S Grand Ave, Spencer, IA 51301

    6,000 sqft! Potential opportunity so split into 3-4 units. Prime Multi-Use Space in the Heart of Spencer. Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location

    Nick Steffes Integrity Real Estate

    603 S Grand Ave, Spencer, IA 51301
  • /19

    $98,900

    • 2 Beds
    • 1 Bath
    • 1,008 Sq Ft

    601 E Milw St, Spencer, IA 51301

    Charming Corner-Lot Home! This 2-bedroom, 1-bath home offers convenient main-floor living and modern updates throughout. Enjoy the beautifully renovated kitchen and bath, thoughtfully designed for comfort and style. Situated on a desirable corner lot, this move-in-ready property combines charm and functionality perfect for easy living

    Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

    601 E Milw St, Spencer, IA 51301
  • /27

    $485,000

    • 12 Beds
    • 8 Baths
    • 2,592 Sq Ft

    1518 4th Ave SW, Spencer, IA 51301

    Investor Opportunity on the Golf Course! Rare opportunity to own a well-maintained 4-unit multifamily complex located directly on the Spencer Municipal Golf Course. Each spacious unit features 3 bedrooms and 1.5 bathrooms, offering strong rental appeal in a beautiful and convenient location. One unit has been completely remodeled with modern finishes, while the remaining three units have

    Michelle Lohman EXIT Realty Midwest- Spencer/Emmetsburg

    1518 4th Ave SW, Spencer, IA 51301
  • /20

    $149,900

    • 2 Beds
    • 2 Baths
    • 1,513 Sq Ft

    1625 3rd Ave E, Spencer, IA 51301

    Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor

    Ryan Moran Integrity Real Estate

    1625 3rd Ave E, Spencer, IA 51301
  • /23

    $117,500

    • 2 Beds
    • 1 Bath
    • 816 Sq Ft

    402 E Park St, Spencer, IA 51301

    It's updated! Completely gone through since 2024 and now features a concrete driveway with additional space for parking. Plus new privacy fence! 2 bed, 1 bath home sits on a corner lot and has recent roof, new flooring, and paint. Simple property to get into for low cost.

    Jimy Mac Lenz Hinn Real Estate

    402 E Park St, Spencer, IA 51301
  • /21

    $200,350

    • 2 Beds
    • 2 Baths
    • 1,244 Sq Ft

    1613 11th Ave W Unit 2, Spencer, IA 51301

    Soaked in natural light this 2 bed 2 bath home offers, large bedrooms, ample storage with large backyard green space, bistro style dining and kitchen open to living area great for entertaining! HOA dues are $200/month with no annual dues. Community is 55 and over.

    Nick Steffes Integrity Real Estate

    1613 11th Ave W Unit 2, Spencer, IA 51301
  • /17

    $169,900

    • 4 Beds
    • 2 Baths
    • 1,482 Sq Ft

    523 4th Ave W, Spencer, IA 51301

    Your Spencer opportunity awaits! Raise your family in this awesome 4 bed 2 bath home with a spacious 3 car garage! Multiple living spaces on the main level makes for comfortable room for the whole family. Bathroom on main and upper level! Updated kitchen! Fenced back yard for your children and pets to enjoy! Set up your private viewing today!

    Charlie Leissler RE/MAX Lakes Realty

    523 4th Ave W, Spencer, IA 51301

Showing Results 1 - 40, Page 1 of 2

Frequently Asked Questions

What is the average home price in Spencer, IA?
Homes for sale in Spencer, IA have an average home price of $213,799.
Are home prices dropping in Spencer?
Yes, home prices in Spencer are down 3% in the last 12 months.
How many homes have sold over the last 12 months in Spencer, IA?
158 homes have sold in Spencer, IA over the last 12 months.
What are the most popular zip codes in Spencer, IA?
The most popular zip codes in Spencer, IA include 51301, 51338, 51351, 51358 and 51331.
How much do you need to make to afford a house in Spencer?
The median home price in Spencer is $189,900. If you put a 20% down payment of $38,000 and had a 30-year fixed mortgage with an interest rate of 6.15%, your estimated principal and interest payment would be $930 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $40K a year to afford the median home price in Spencer. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in Spencer, IA?
Spencer, IA has highly rated public and private schools. Some of the best schools in Spencer based on Niche Grades are Spencer Middle School, Spencer High School and Fairview Park Elementary School. Browse all the schools in Spencer, IA to learn more.

Home Trends in Spencer, IA

Housing Trends

Median Sale Price
$180,000
Median Single Family Sale Price
$175,000
Median Townhouse Sale Price
$330,000
Median 2 Bedroom Sale Price
$202,675
Median 1 Bedroom Sale Price
$108,450
Average Price Per Sq Ft
$112
Number of Homes for Sale
38
Last 12 months Home Sales
158
Months of Supply
2.90
Median List Price
$189,900
Median Change From 1st List Price
3%
Median Home Sale Price YoY Change
-3%
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