Spencer, IA Homes under $200,000

Well-Maintained 3 Bedroom, 2 Bathroom Ranch Home with Full Basement and DOUBLE Car Attached Garage! This clean and well-cared-for ranch-style home offers 3 bedrooms and 2 bathrooms, all conveniently located on the main floor, along with main-level laundry for added ease. Each bedroom features large closets and plenty of storage, making everyday living more functional. While there is carpet

Abby G Epique Realty

Welcome Home! Step into this well maintained 3-bedroom, 2-bathroom 1.5-story home, ideally located just blocks from the heart of downtown Spencer. With 1,781 square feet of living space, this home offers a perfect balance of functionality and comfort. As you enter, you’re greeted by an enclosed porch leading to the living area which flows effortlessly into the well-appointed kitchen. The kitchen

Sean Kondrath Real Estate Unlimited

Easy Fit for a Growing Family. This rare Cape Cod charmer has done all the heavy lifting for you—TLC included! Boasting timeless character blended seamlessly with modern updates, this family-friendly haven offers five spacious bedrooms and 2.5 baths, giving everyone room to thrive. Outside, the inviting cement patio is calling for summer BBQs, stargazing nights, or morning coffee escapes.

Kelly Bierl Hometown Realty

This delightful 1 story Cape Cod home offers the perfect blend of classic charm and modern convenience. Featuring 4 bedrooms and 2 baths, this well-maintained home showcases beautiful original wood floors that add warmth and character throughout. Recent updates, including a new furnace, central air, and hot water heater, ensure comfort and efficiency for years to come. Step outside to enjoy

Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

O HAPPY DAY! You'll love decorating this newly renovated home, situated on a corner lot in the heart of Spencer, Iowa! Spend your mornings sipping coffee or enjoy a quiet evening in the charming three-season porch—an ideal spot to relax and unwind. This remodeled gem, featuring many modern updates, offers the perfect blend of comfort and convenience, making it ideal for first-time homebuyers or

Kelly Bierl Hometown Realty

Charming 5-Bedroom Home on Historic Grand Avenue – Spencer, Iowa Step into the past and imagine the future with this character-filled 5-bedroom, 2-bath home nestled on a beautiful lot along the prestigious and tree-lined Grand Avenue in Spencer, Iowa. This diamond in the rough is brimming with potential and ready for your personal touch. From the moment you arrive, you'll be captivated by the

Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

Move-in ready 1.5-story home on a desirable corner lot! This well-kept property offers 2 bedrooms, 2 bathrooms, and a flexible office/den space—perfect for remote work or additional living area. Recent updates include a new roof and gutters in 2020, along with all new sidewalks. Additional features include a spacious 2-car garage with extra storage, updated finishes, and comfortable living

Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

INVESTMENT OPPORTUNITY – Corner Lot with Great Potential! Located on a prime corner lot, this 4-bedroom, 1.25-bath home offers strong investment potential with valuable updates already completed. Whether you're looking to expand your rental portfolio or renovate for resale, this property is packed with upside. Key Features: Four bedrooms provide ample space and rental flexibility Three garage

Katie Muhlbauer Integrity Real Estate

Charming Bungalow for Sale in Spencer! This charming home features metal roof, most of the flooring updated on the main floor, 2 cozy bedrooms with potential for a 3rd non conforming in the basement. Open living, dining and kitchen space along with a versatile addition off the back for a home office, playroom or extra living space. A fenced yard offers a safe space for kids and pets to play.

Kim Bates Northwest Iowa Realty

Live in it to love it or an investment opportunity!! Bring your creative ideas and make this 3 bedroom cape cod home shine again! Located close to several parks, Johnson school and the YMCA this home sits on a large corner lot and has most of the hard work and big items done. Offering you all new mechanicals including the furnace, water heater and electrical panel which have been installed and

Bryan Sebastian Northwest Iowa Realty

Spacious, Stylish, and Move-In Ready! Step into this newly updated home featuring a generous open-concept layout and stylish finishes throughout. With 3 oversized bedrooms, each larger than the last, there’s room for everyone to spread out and relax. Key Features: Open-concept living and dining area, perfect for entertaining Classic brick fireplace adds warmth and charm 2 full bathrooms and

Nick Steffes Integrity Real Estate

Charming 3-bedroom ranch home, steps away from the YMCA, and the Clay County Fairgrounds! Inviting main floor complete with beautiful hardwood floors, a kitchen with plenty of cabinet space, 3 bedrooms, and a newer stackable washer and dryer for the convenience of main floor living. The lower level is a blank canvas, and ready for your personal finishes! New furnace, water heater, 2 electrical

Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

Charming, Move-In Ready Home – Priced to Sell! This beautifully maintained 2-bedroom, 1-bath home is back on the market due to unexpected changes for the seller—creating an incredible opportunity for you! With major updates already completed, this home is truly move-in ready. Step inside to a cozy yet functional layout featuring a spacious kitchen with ample storage, main floor laundry, and a

Abby G Epique Realty

A Price Worth Perusing. This beautiful 4-bedroom, 3-bath home is conveniently located near the mall, shopping, and schools, and boasts several updates, including an oversized cement driveway accommodating a third vehicle and a generously sized fenced-in backyard. Whether it's morning coffee or family gatherings, this home is the perfect backdrop for cherished memories. The main level has been

Kelly Bierl Hometown Realty

Business of Success! With multiple areas for offices or retail space, make it yours with this strategically located commercial property steps from the heart of downtown Spencer. Main level features remodeled & freshly painted walls with 1/2 bathroom. Generate additional fruitful monthly income from the completely remodeled residential apartment upstairs with a private entrance, 2 bedroom, full

Kelly Bierl Hometown Realty

River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

Seth Hellinga Real Estate Unlimited