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Homes for Sale in Elgin, IL with 4-Bedrooms

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  • /40

    $310,000

    Pending
    • 4 Beds
    • 1.5 Baths
    • 1,744 Sq Ft

    433 Arlington Ave, Elgin, IL 60120

    This vintage victorian sits in Elgin's historical district on a corner lot surrounded by well managed mature trees. The back yard has a newly pored concreate patio with privacy fencing and scrubbery that provides an idea space for private relaxation and entertaining.The 2 story home features 4 bedrooms 1 1/2 bath and a detached 2car garage with concreate driveway. Lots of hardwood flooring

    Earl Merritt Royal Service Realty Home Sweet Home

    433 Arlington Ave, Elgin, IL 60120
  • /17

    $568,990

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,521 Sq Ft

    Townsend Plan at Waterford - Horizon, Elgin, IL 60124

    A covered porch leads into the first level of this new two-story home, where a versatile flex space can be found off the foyer while the family room, dining room and kitchen share an open-concept design for seamless everyday living. Upstairs, four bedrooms provide enough space for a growing family. It includes a sprawling owner’s suite with a private bathroom and walk-in closet.

    Lennar Builder
    0 Longcommon Pkwy Unit 36950436, Elgin, IL 60124
  • /32

    $789,880

    New Construction Pending
    • 4 Beds
    • 4 Baths
    • 3,876 Sq Ft

    1857 Chandolin Ln, Campton Hills, IL 60175

    This new two-story home is the community's largest floorplan. The first floor features a living and dining room at the front of the home, an open design among the family room, designer-select options, gourmet kitchen with GE Profile Double Oven, 36" cooktop, subway tile backsplash, soft-close cabinetry and drawers throughout and 36" vent hood and breakfast room and a secluded study. Upstairs,

    Bill Flemming HomeSmart Connect LLC

    1857 Chandolin Ln, Campton Hills, IL 60175
  • /37

    $634,999

    Pending
    • 4 Beds
    • 3 Baths
    • 2,974 Sq Ft

    3534 Hidden Fawn Dr, Elgin, IL 60124

    Nestled along a tranquil pond in the highly sought-after Highland Woods community, this inviting two-story brick-front home by Overstreet Builders offers the kind of lifestyle people dream about. From the moment you arrive, the beautifully maintained seasonal landscaping and peaceful water views create a sense of calm that only grows more magical as the seasons change. Step inside to a soaring

    Tina Aronson @properties Christie's International Real Estate

    3534 Hidden Fawn Dr, Elgin, IL 60124
  • /51

    $594,900

    • 4 Beds
    • 2.5 Baths
    • 3,552 Sq Ft

    3091 Long Common Pkwy, Elgin, IL 60124

    Welcome to this beautifully updated home in the highly desired Providence community of Elgin, where treelined streets, neighborhood parks, and a true sense of community set the tone for everyday living. Thoughtfully enhanced by the sellers, this home now features brandnew luxury wood flooring throughout the entire second level and new hardwood flooring across most of the main level, creating a

    Dorthy Pastorelli Compass

    3091 Long Common Pkwy, Elgin, IL 60124
  • /29

    $700,000

    $30K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 4,150 Sq Ft

    1103 Championship Dr, Elgin, IL 60124

    1 of the largest Carmel Federal models in the Masters Collection at Bowes Creek, this home combines space, comfort, and thoughtful updates. The main floor offers a private office, dining room, and a bright living area with fireplace and a wall of windows. The kitchen features granite countertops, stainless appliances, and plenty of cabinet space. Upstairs, the master suite includes a sitting

    Azamat Apsalbekov Tolstoy Realty

    1103 Championship Dr, Elgin, IL 60124
  • /41

    $569,900

    Pending
    • 4 Beds
    • 2.5 Baths
    • 2,724 Sq Ft

    3543 Crosswater Ct, Elgin, IL 60124

    Located in the sought after Bowes Creek Country Club community of Elgin, this beautifully updated 4 bedroom, 2.5 bath brick front two story home offers stylish living, modern upgrades and fantastic indoor and outdoor entertaining space. Set on a landscaped lot with a welcoming front porch, 2 car garage and fenced backyard, the outdoor space is ready to enjoy with a deck, patio, gazebo and

    Matt Kombrink One Source Realty

    3543 Crosswater Ct, Elgin, IL 60124
  • /29

    $589,990

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,717 Sq Ft

    294 Snow Drop Ln, Elgin, IL 60124

    Discover yourself at 294 Snowdrop Ln in Elgin, Illinois, a beautiful new home in our West Point Gardens community. This home will be ready for mid-fall move-in and includes a front porch, partial brick facade, and a fully sodded homesite that backs up to a tree-lined open area. This Henley plan offers 2,717 square feet of living space with a flex room, 4 bedrooms, 2.5 baths, 9-foot ceilings on

    D.R. Horton Builder
    294 Snow Drop Ln, Elgin, IL 60124
  • /50

    $435,000

    • 4 Beds
    • 2.5 Baths
    • 3,042 Sq Ft

    1669 Montclair Dr, Elgin, IL 60123

    Welcome to this oversized 4-bedroom, 2.5-bath in the highly sought-after Mulberry Grove subdivision. Step into the foyer that opens to an airy floor plan featuring a two-story living room with soaring ceilings, bay window, and expansive French windows that fill the home with natural light. The eat-in kitchen has a breakfast area, ample cabinetry, and glass sliding doors overlooking the backyard.

    Ashley Kaehn Compass

    1669 Montclair Dr, Elgin, IL 60123
  • /37

    $614,990

    New Construction $2K PRICE INCREASE Pending
    • 4 Beds
    • 2.5 Baths
    • 2,932 Sq Ft

    283 Snowdrop Ln, Elgin, IL 60124

    Discover yourself at 283 Snowdrop Ln in Elgin, Illinois, a beautiful new home in our West Point Gardens community. This home includes a front porch, and a fully sodded homesite. Estimated completion is June, 2026. This Coventry plan offers 2,932 square feet of living space with a flex room, 4 bedrooms, 2.5 baths, 9-foot ceilings on the first floor, and full basement with roughed-in plumbing.

    Daynae Gaudio Daynae Gaudio

    283 Snowdrop Ln, Elgin, IL 60124
  • /36

    $529,000

    $10K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 3,110 Sq Ft

    617 Donegal Dr, Elgin, IL 60124

    Welcome to Waterford, where exceptional space, thoughtful design, and outstanding community amenities come together in one of the area's most sought-after neighborhoods within highly acclaimed Central School District 301. This spacious, single-owner, home offers 3,100 square feet of living space above grade plus an unfinished 9-foot walkout basement with rough-in plumbing, providing endless

    Kim Alden Compass

    617 Donegal Dr, Elgin, IL 60124
  • /10

    $399,000

    $10K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 1,663 Sq Ft

    973 Annandale Dr, Elgin, IL 60123

    4 bedroom + 2.5 bath + full walkout basement! Main level includes separate living room and dining room, eat-in kitchen with stainless steel appliances and large family room. Three bedrooms on second level including a master bedroom with private bathroom. Fully finished walkout basement with bedroom. New carpeting throughout. Newer windows, siding, roof, driveway and HVAC. Broker interest.

    Mike Zwemke Charles Rutenberg Realty of IL

    973 Annandale Dr, Elgin, IL 60123
  • /26

    $299,000

    Pending
    • 4 Beds
    • 2 Baths
    • 1,400 Sq Ft

    327 Silver St, Elgin, IL 60123

    Welcome home to this charming vintage property filled with timeless character and modern updates. Original hardwood floors dating back to the 1860s add warmth and historic charm throughout the home. The main level features a first floor bedroom with an adjoining sunroom, while two additional bedrooms are located on the second floor. The basement offers additional living space with a spacious

    Mayra Gallardo Realty of America, LLC

    327 Silver St, Elgin, IL 60123
  • /26

    $600,990

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,802 Sq Ft

    Rainier Plan at Waterford - Horizon, Elgin, IL 60124

    This new two-story home is optimized for gracious living. The first floor features a family room for great gatherings, a kitchen with a large pantry for adventurous cooks, a breakfast room for memorable meals and flex space for varied uses. Upstairs are a spacious loft and four bedrooms including the owner’s suite, which all have walk-in closets. Adding a fifth bedroom and full bathroom on the

    Lennar Builder
    0 Longcommon Pkwy Unit 36950429, Elgin, IL 60124
  • /43

    $490,000

    Pending
    • 4 Beds
    • 2.5 Baths
    • 2,622 Sq Ft

    1060 Elma Ave, Elgin, IL 60120

    Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining. Step inside to find a

    David Sengun HomeSmart Connect LLC

    1060 Elma Ave, Elgin, IL 60120
  • /43

    $345,000

    Pending
    • 4 Beds
    • 2 Baths
    • 1,908 Sq Ft

    Unlisted Address

    Step into a piece of Elgin history with this stunning Victorian home, ideally located in the heart of the Historic District and just a short stroll from downtown shops, restaurants, parks, and the library. Built in the early 1900's and meticulously maintained, this one-of-a-kind property offers timeless character, modern conveniences, and incredible flexibility that is rarely found at this price

    Kaitlin Allen @properties Christie's International Real Estate

    Unlisted Address
  • /31

    $399,900

    $10K PRICE DROP Pending
    • 4 Beds
    • 2.5 Baths
    • 2,807 Sq Ft

    506 Shenandoah Trail, Elgin, IL 60123

    Desirable Valley Creek Beauty - Priced to Sell! Welcome to this beautifully updated home, ready for a quick closing! The main level features a fresh coat of paint (2026) and brand-new flooring (2025). The renovated kitchen is an entertainer's dream, boasting an open floor plan to the family room, ample cabinet space, and newer appliances including a refrigerator (2023), dishwasher (2025), and

    Leticia Lara HomeSmart Connect LLC

    506 Shenandoah Trail, Elgin, IL 60123
  • /40

    $615,000

    Pending
    • 4 Beds
    • 2.5 Baths
    • 3,755 Sq Ft

    2030 Lucca Ct, Elgin, IL 60123

    Welcome to this exceptional two-story home in the highly desirable Tuscan Woods community, where style, space, and thoughtful updates come together effortlessly. Set on a quiet cul-de-sac, the home makes a strong first impression with its timeless design, composite siding, professionally landscaped yard, and extra-wide driveway leading to a charming front porch. Inside, you'll find a bright and

    Jamie Lindsey HomeSmart Connect LLC

    2030 Lucca Ct, Elgin, IL 60123
  • /73

    $699,900

    Open Sat 11AM - 1PM $80K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 4,890 Sq Ft

    342 Comstock Dr, Elgin, IL 60124

    Welcome to an exceptional opportunity offering approximately 4,890 sq ft of total living space, including a finished basement with full kitchen and full bathroom—ideal for multi-generational living or added flexibility. New furnace replaced Dec 2025, New A/C unit to be installed with 10-year warranty. 1 year home warranty included in the sale. With over 3,500 sq ft above grade, this home provides

    Aimee Leon Gambino Realtors

    342 Comstock Dr, Elgin, IL 60124
  • /36

    $300,000

    Pending
    • 4 Beds
    • 2.5 Baths
    • 1,906 Sq Ft

    168 Villa St, Elgin, IL 60120

    Charming Victorian with modern updates throughout! Over 1,900 sq ft featuring a butler's pantry, skylit winding staircase, and beautiful first-floor bay window. Fresh interior/exterior paint, ceramic tile flooring in kitchen, and updated fixtures. Electrical and plumbing have been updated for peace of mind. Enjoy a private fenced yard with brick paver patio-perfect for entertaining. Attached

    Linette De La Torre Realty of America, LLC

    168 Villa St, Elgin, IL 60120
  • /23

    $399,500

    $10K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,100 Sq Ft

    265 Slade Ave, Elgin, IL 60120

    Step into this charming and move-in-ready 4-bedroom, 2-bath home nestled in Elgin's desirable Historic District. Offering generous living space, classic character, and modern updates, this property provides the perfect blend of comfort and convenience. Upon entering, you'll be welcomed by a spacious foyer featuring soaring 9-foot ceilings and an original wood staircase that reflects the home's

    Anip Patel ARNI Realty Incorporated

    265 Slade Ave, Elgin, IL 60120
  • /23

    $575,000

    Pending
    • 4 Beds
    • 2.5 Baths
    • 2,516 Sq Ft

    84 Hedgerow Dr, Elgin, IL 60124

    FORMER BUILDER MODEL! Discover comfortable and stylish living at 84 Hedgerow Dr in Elgin, where thoughtful design, upgraded finishes, and professional model home details create a home that truly stands out! This beautiful home offers a spacious floorplan filled with natural light. The open concept main living areas flow seamlessly into the beautifully appointed kitchen, featuring ample cabinetry,

    Christine Currey RE/MAX All Pro - St Charles

    84 Hedgerow Dr, Elgin, IL 60124
  • /36

    $584,990

    $15K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,486 Sq Ft

    3811 Ivy Ln, Elgin, IL 60124

    Beautiful Venice model situated on an oversized corner lot in Elgin's highly desired Tall Oaks neighborhood! This impressive 2-story home offers a bright, open-concept floor plan highlighted by a spacious family room, and sun-filled morning room which leads to the deck. The stunning (and spacious) kitchen is designed for entertaining and everyday living, featuring a massive center island, granite

    Christopher Jones Coldwell Banker Realty

    3811 Ivy Ln, Elgin, IL 60124
  • /51

    $629,990

    New Construction $8K PRICE DROP Pending
    • 4 Beds
    • 2.5 Baths
    • 2,932 Sq Ft

    272 Snowdrop Ln, Elgin, IL 60124

    Discover yourself at 272 Snowdrop Ln in Elgin, Illinois, a beautiful new home in our West Point Gardens community. This home backs up to a pond, includes a front porch and a partial stone front, and a fully sodded homesite. Estimated completion is summer 2026. This Coventry plan offers 2932 square feet of living space with a flex room, 4 bedrooms, 2.5 baths, 9-foot ceilings on the first floor,

    Daynae Gaudio Daynae Gaudio

    272 Snowdrop Ln, Elgin, IL 60124
  • /16

    $286,200

    • 4 Beds
    • 2 Baths
    • 2,307 Sq Ft

    558 N Crystal St, Elgin, IL 60123

    Listing price $286,200 Great opportunity on this two-story home with detached 2 car garage. It offers approximately 2,307 square feet of living space with 4 bedrooms and 2 bathrooms. Basement. Built in 1910 repairs and updates are needed. Possible mold in basement. Property sold "AS-IS" without contingencies, repairs, warranties, guarantees or representation as to listing accuracy, property

    Val Laborevitch Realhome Services & Solutions, Inc.

    558 N Crystal St, Elgin, IL 60123
  • /24

    $603,060

    New Construction Pending
    • 4 Beds
    • 2.5 Baths
    • 2,521 Sq Ft

    562 Ayre Dr, Elgin, IL 60124

    READY FOR JULY DELIVERY! Homesite #0061. Take in the beauty of the Townsend, a home where sophisticated design and everyday comfort come together seamlessly. This thoughtfully crafted residence features four bedrooms, two full bathrooms, a powder room, and a spacious living room, providing ample space for both relaxation and entertainment. The first floor boasts an airy, open-concept layout, with

    Bill Flemming HomeSmart Connect LLC

    562 Ayre Dr, Elgin, IL 60124
  • /13

    $612,560

    New Construction
    • 4 Beds
    • 2 Baths
    • 2,549 Sq Ft

    2881 Londonderry Dr, Elgin, IL 60124

    A covered porch leads into the first level of this new two-story home, where a versatile flex space can be found off the foyer while the family room, dining room and kitchen share an open-concept design for seamless everyday living. Upstairs, four bedrooms provide enough space for a growing family. It includes a sprawling owner’s suite with a private bathroom and walk-in closet.

    Lennar Builder
    2881 Londonderry Dr, Elgin, IL 60124
  • /39

    $627,990

    New Construction $5K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,932 Sq Ft

    282 Snow Drop Ln, Elgin, IL 60124

    Discover yourself at 282 Snowdrop Ln in Elgin, Illinois, a beautiful new home in our West Point Gardens community. This home backs up to an open area, and includes a front porch, and a fully sodded homesite. Estimated completion is late summer 2026. This Coventry plan offers 2932 square feet of living space with a flex room, 4 bedrooms, 2.5 baths, 9-foot ceilings on the first floor, and full

    D.R. Horton Builder
    282 Snow Drop Ln, Elgin, IL 60124
  • /24

    $594,190

    New Construction $18K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,437 Sq Ft

    3613 Sandstone Cir, Campton Hills, IL 60175

    READY FOR JUNE DELIVERY! Homesite #0231. Introducing the Auburn model-a thoughtfully crafted two-story home that combines timeless elegance with everyday practicality. This spacious residence features four well-appointed bedrooms, two full baths, and a convenient powder room-ideal for family living and hosting guests. A private study and formal dining room flank the welcoming foyer, offering

    Bill Flemming HomeSmart Connect LLC

    3613 Sandstone Cir, Campton Hills, IL 60175
  • /21

    $495,000

    • 4 Beds
    • 3 Baths
    • 3,042 Sq Ft

    1675 Seaton Ln Unit 3, Elgin, IL 60123

    Location, Location, Location! This Mulberry Grove, immaculate one-owner home offering over 3,000 square feet of living space is ready to go! A welcoming front porch sets the stage as you enter to discover a dramatic two-story living room with open view to the spacious formal dining room. Nine-foot ceilings grace the remaining rooms on the main level, including the gorgeous kitchen featuring maple

    Gina Rizza Coldwell Banker Realty

    1675 Seaton Ln Unit 3, Elgin, IL 60123
  • /37

    $515,000

    $4K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,395 Sq Ft

    3553 Doral Dr, Elgin, IL 60124

    Welcome to Bowes Creek Country Club's sought-after "Island" section of Elgin's premier golf course community. Built in 2023, this like-new Toll Brothers Newhart Craftsman model offers 4 bedrooms, 2.1 bathrooms, and nearly 2,400 square feet of thoughtfully designed living space on an oversized 0.29-acre lot. A rare full covered front porch creates exceptional curb appeal and a warm welcome. The

    Matthew Kveton Keller Williams Inspire

    3553 Doral Dr, Elgin, IL 60124
  • /34

    $649,000

    $21K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,261 Sq Ft

    3579 Emerald Rd, Elgin, IL 60124

    Step into this bright beautiful Normandy Home! Open concept living, perfect for entertaining guests and living the most relaxing time. This home, built in 2022 and meticulously maintained, features the most elegant modern kitchen with an oversized island and walk in pantry. Dining area is open to the family room with a lovely view of the patio and pergola in the backyard. The second floor is a

    Stella Cali Berkshire Hathaway HomeServices Starck Real Estate

    3579 Emerald Rd, Elgin, IL 60124
  • /23

    $617,990

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,420 Sq Ft

    Auburn Plan at Ponds of Stony Creek, Elgin, IL 60124

    This new two-story home is optimized for gracious living, with a first-floor family room flowing seamlessly into the kitchen and breakfast room, a formal dining room and study on either side of the foyer and a covered porch at the front of the home. Upstairs are an owner’s suite and three secondary bedrooms for restful nights.

    Lennar Builder
    1794 Coralito Ln Unit 36033716, Elgin, IL 60124
  • /30

    $686,990

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 3,125 Sq Ft

    Manchester Plan at Ponds of Stony Creek, Elgin, IL 60124

    This new two-story home is designed for comfort and convenience. The first floor offers a formal living room and dining room off the entry, leading to an open layout consisting of a casual family room, breakfast room and kitchen. A versatile study is ideal for work-from-home assignments. Upstairs are four bedrooms including the owner’s suite and a loft that adds shared living space.

    Lennar Builder
    1794 Coralito Ln Unit 36033719, Elgin, IL 60124
  • /44

    $589,990

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,717 Sq Ft

    294 Snowdrop Ln, Elgin, IL 60124

    Discover yourself at 294 Snowdrop Ln in Elgin, Illinois, a beautiful new home in our West Point Gardens community. This home will be ready for mid-fall move-in and includes a front porch, partial brick facade, and a fully sodded homesite that backs up to a tree-lined open area. This Henley plan offers 2,717 square feet of living space with a flex room, 4 bedrooms, 2.5 baths, 9-foot ceilings on

    Daynae Gaudio Daynae Gaudio

    294 Snowdrop Ln, Elgin, IL 60124
  • /33

    $409,900

    Pending
    • 4 Beds
    • 2.5 Baths
    • 2,160 Sq Ft

    88 Devonshire Cir Unit 1, Elgin, IL 60123

    Spacious and well-maintained 4-bedroom, 2.5-bath home on a desirable corner lot. The large living room offers lots of natural light, while the cozy family room offers a wood-burning fireplace. The kitchen includes two pantries, an eat-in table space, and a newer dishwasher (2025). All four bedrooms feature walk-in closets, along with convenient hallway attic access with added insulation. Major

    Christopher Jones Coldwell Banker Realty

    88 Devonshire Cir Unit 1, Elgin, IL 60123
  • /16

    $250,000

    Pending
    • 4 Beds
    • 1 Bath
    • 1,660 Sq Ft

    311 Ryerson Ave, Elgin, IL 60123

    Experience the character and charm of this well-maintained 1900s home offering 4 bedrooms, 1 bath, and 1,660 square feet of living space. The remodeled kitchen features updated appliances and ample cabinetry, flowing seamlessly into a formal dining room ideal for entertaining. Enjoy multiple living areas, including a spacious living room and a separate family room. Natural light fills the home

    Cesar Estrada Worth Clark Realty

    311 Ryerson Ave, Elgin, IL 60123
  • /27

    $695,990

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 3,261 Sq Ft

    Normandy Plan at Ponds of Stony Creek, Elgin, IL 60124

    This two-story home has a modern design for serene living. The first floor features a formal dining room located off the foyer, ideal for special gatherings, as well as an open layout shared between the kitchen, breakfast room and family room. A tranquil study enjoys a private location in a rear corner of the first floor to get work done in a quiet setting. Upstairs are four bedrooms, including

    Lennar Builder
    1794 Coralito Ln Unit 36033720, Elgin, IL 60124
  • /24

    $615,000

    • 4 Beds
    • 3.5 Baths
    • 4,000 Sq Ft

    3301 Wanskuck St, Elgin, IL 60124

    Beautifully updated and move-in ready, this spacious home offers an open and inviting floor plan with stylish vinyl plank flooring throughout the main level. The separate living and dining rooms provide plenty of space for entertaining, while the expansive family room flows seamlessly into the kitchen featuring stainless steel appliances, a generous pantry, large eating area, and sliding doors

    Tom Cunningham Baird & Warner

    3301 Wanskuck St, Elgin, IL 60124
  • /37

    $595,000

    Open Sun 12PM - 2PM
    • 4 Beds
    • 2.5 Baths
    • 3,101 Sq Ft

    3799 Gardenia Dr, Elgin, IL 60124

    Welcome to this stunning better than new home in the desirable Tall Oaks Subdivision, located in the Burlington School District! This beautifully upgraded 4-bedroom, 2.5-bath home offers modern style, smart technology, and exceptional indoor and outdoor living spaces designed for today's lifestyle. The owner has spent $50,000 in upgrades since purchasing the home as new construction less than 6

    Heather Prowell Baird & Warner Fox Valley - Geneva

    3799 Gardenia Dr, Elgin, IL 60124

Showing Results 81 - 120, Page 3 of 4

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