Panama City, FL Homes for Sale with No HOA Fee

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  /113

  $2,900,000

  • 5 Beds
  • 4 Baths
  • 5,100 Sq Ft

  6620 Gulf Dr, Panama City, FL 32408

  Experience resort-style living in this move-in ready, luxury coastal home--just steps from the beach! This custom-built property features 5 large bedrooms, 4 full baths, 2 fully-equipped kitchens, and an attached 2-car garage, perfect for multi-generational living or hosting guests. Enjoy 10-foot ceilings and elegant crown molding throughout, two expansive porches with panoramic Gulf views, and a

  Joan Altenpohl Coastal Real Estate Group, Inc

  6620 Gulf Dr, Panama City, FL 32408
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  /18

  $350,000

  • 4 Beds
  • 3 Baths
  • 2,096 Sq Ft

  1426 Tina Ave, Panama City, FL 32404

  Discover this spacious and versatile property, perfect for large families or investors! This 4-bedroom, 3-bathroom home offers a comfortable layout with bright and open living areas. The modern kitchen flows seamlessly into the living and dining spaces. Additionally, the garage has been converted into a private apartment -- ideal for extra rental income, visiting guests, or a home office. Located

  Jan Carlos Cruz Liqui Realty Blu Inc

  1426 Tina Ave, Panama City, FL 32404
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  /46

  $349,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 824, Panama City, FL 32408

  Welcome to Laketown Wharf Unit 824! This Gulf facing unit features 2 bedrooms/2 bathrooms + Bunkroom (bunkbeds removed and replaced with a Queen bed)! Inside you will find luxury vinyl plank flooring throughout; Off the entry way sits the laundry area, full guest bathroom, secondary bedroom, and a full bed with extra storage. The open concept kitchen/living overlooks the Gulf; With the

  Christina Daniels Keller Williams Success Realty

  9860 S Thomas Dr Unit 824, Panama City, FL 32408
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  /31

  $204,000

  • 2 Beds
  • 1.5 Baths
  • 952 Sq Ft

  1724 Alabama Ave, Panama City, FL 32401

  Nestled just 1.5 blocks from the bay with public access, this super charming 2-bedroom, 1.5-bath home blends modern updates with classic character on a quiet, dead-end street that ends at the water. Step inside to discover real hardwood floors throughout the main living areas and updated linoleum in the bathrooms. The renovated kitchen features stainless steel appliances and flows effortlessly

  Nicole Ludwig EXP Realty LLC

  1724 Alabama Ave, Panama City, FL 32401
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  /29

  $249,900

  • 2 Beds
  • 2 Baths
  • 1,332 Sq Ft

  122 Ridgecrest Ct, Panama City, FL 32405

  NO HOA...Location Location Location. In the heart of town, easy access to Town, Beach or Tyndall and shopping right at your finger tip. Roof and mechanics less than 5 years old. LVP throughout. Updated baths with double sinks in primary. Two private spaces for outdoor entertaining...Come see this great home for primary, rental or investment.

  Debby Hove Beachy Beach Real Estate

  122 Ridgecrest Ct, Panama City, FL 32405
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  /5

  $659,900

  • Land
  • 0.32 Acre
  • $2,062,188 per Acre

  356 Massalina Dr, Panama City, FL 32401

  Discover the perfect canvas for your dream home on this cleared and build-ready residential waterfront lot located at 356 Massalina Dr. With breathtaking views and direct water access, this rare opportunity offers both serenity and convenience.The spacious lot can be divided into two separate parcels, giving you the flexibility to build one large custom estate or two individual homes. All

  Cari Henry CENTURY 21 Commander Realty

  356 Massalina Dr, Panama City, FL 32401
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  /12

  $330,000

  • 4 Beds
  • 2 Baths
  • 1,354 Sq Ft

  1303 E 2nd Ct, Panama City, FL 32401

  Don't miss this adorable renovated 4-bedroom, 2-bath cottage style home nestled in the highly sought after Cove neighborhood! This home is currently tenant occupied through May 2026 which is a great opportunity for rental income and for an investor to add to their portfolio. Offering a perfect blend of character and comfort. It features a spacious main bedroom with a cozy fireplace and walk in

  Kim Banks Coldwell Banker Realty

  1303 E 2nd Ct, Panama City, FL 32401
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  /28

  $319,000

  • 3 Beds
  • 1.5 Baths
  • 1,539 Sq Ft

  9410 Pembrook Place, Panama City, FL 32404

  Step into this beautifully renovated 3-bedroom, all-brick ranch, perfectly situated on nearly half an acre. From the moment you arrive, you'll appreciate the fenced front yard, spacious 2-car garage/workshop out back, and the fresh, like-new feel throughout. At the heart of the home is a stunning new kitchen featuring custom cabinetry, granite countertops, and brand-new stainless steel

  Jacqueline Luberto Realty ONE Group Emerald Coast

  9410 Pembrook Place, Panama City, FL 32404
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  /26

  $78,000

  • Land
  • 0.98 Acre
  • $79,592 per Acre

  723 Vista Del Sol Ln, Panama City, FL 32404

  Large lot located in the gated community of Laird Bayou. This is the perfect spot to build your dream home. Amenities include a private boat launch and a community club house with swimming pool.

  Angie Blissett Berkshire Hathaway HomeServices

  723 Vista Del Sol Ln, Panama City, FL 32404
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  /41

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,575 Sq Ft

  331 S Macarthur Ave, Panama City, FL 32401

  COVE ... much sought after historical area just 2 blocks from St Andrew's Bay and walking distance to ''downtown'' Panama City.🏡 Charming Cove Classic with Modern Updates. Nestled in the heart of the historic Cove neighborhood, this beautifully maintained 3-bedroom, 2-bathroom Florida Cottage offers timeless character with thoughtful modern upgrades.Built in 1942 and sitting high and

  Barbara Stevens Premier Properties of Bay Co

  331 S Macarthur Ave, Panama City, FL 32401
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  /19

  $411,523

  • 4 Beds
  • 3 Baths
  • 2,522 Sq Ft

  3744 Basal St, Panama City, FL 32404

  Your NEW construction home awaits! The Logan by Valor Communities will make you say, 'WOW' with its gorgeous primary bedroom on the main level and a fabulous walk-in closet. You'll love the extra entrance that connects the primary bedroom to the laundry room. With a nook for an office, wine bar, or storage, you'll appreciate the attention to detail. You'll find 2 more bedrooms and a full bath on

  Lori Logue VCFL Realty LLC

  3744 Basal St, Panama City, FL 32404
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  /38

  $308,500

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  7121 Riverbrooke St, Panama City, FL 32404

  WATERFRONT + MINUTES TO TYNDALL AFB!Wake up to lake views every day in this spacious 4 BED / 2 BATH Cali floor plan located directly on Lake Joanna! Whether you're sipping coffee on the screened-in patio or enjoying the open-concept living space, the water is always in sight.This home is designed for comfort with a split-bedroom layout, vinyl plank flooring throughout all main areas,

  Daniel Raffield Empire Real Estate of Florida LLC

  7121 Riverbrooke St, Panama City, FL 32404
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  /50

  $424,000

  • 4 Beds
  • 3 Baths
  • 2,950 Sq Ft

  3929 Indian Springs Rd, Panama City, FL 32404

  Assumable loan at 5.7% interest, low mortgage balance.Incredible price at $145.42 sq. ft. for a 2,950 sq. ft. property. Walking distance to North Bay Haven Charter Academy (K -12).Price Improvement | Motivated Seller | Exceptional 4BR/3BA Home in the Desirable Riverside Community.Discover refined comfort and timeless design in this spacious 4-bedroom, 3-bathroom home located in the

  Mike Herring Keller Williams Realty Emerald

  3929 Indian Springs Rd, Panama City, FL 32404
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  /40

  $254,900

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1915, Panama City, FL 32408

  Gulf Views are absolutely amazing!!! Don't miss this incredible opportunity to own a 1 Bedroom / 2 Bathroom Gulf-view condo at the highly sought-after Laketown Wharf Resort! This spacious unit features an open floor plan, tile flooring in the kitchen, hallway, and bathrooms, plus a separate bunk area—comfortably sleeping up to six guests. Located in the heart of Panama City Beach, you're just

  Gene C. Ursprung, P.A. Beach Time Realty, Inc

  9860 S Thomas Dr Unit 1915, Panama City, FL 32408
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  /18

  $419,000

  • 2 Beds
  • 1 Bath
  • 965 Sq Ft

  6016 Sunset Ave, Panama City, FL 32408

  Welcome to The Flamingo House — a turnkey, income-producing gem in the heart of Panama City Beach. This vibrant 2-bedroom, 1-bath coastal cottage is more than just a home; it's a guest favorite and social media sensation, thanks to its iconic flamingo mural that draws attention from visitors across the country. With a strong history of both short-term and mid-term rental success, this property

  Jen LaChance SimpliHOM

  6016 Sunset Ave, Panama City, FL 32408
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  /5

  $250,000

  • Land
  • 0.95 Acre
  • $263,158 per Acre

  240 N Star Ave, Panama City, FL 32404

  Prime Commercial Opportunity - 3 Parcels Totaling .95 Acres!Don't miss this exceptional opportunity to own nearly a full acre of commercial land in a high-traffic corridor! This offering includes three separate parcels being sold together, combining for a total of .95 acres with frontage on both Harvey Street and Walker Drive, perfect for ease of access, visibility, and future development

  Morgan Benton EXP Realty LLC

  240 N Star Ave, Panama City, FL 32404
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  /74

  $629,000

  • 3 Beds
  • 2 Baths
  • 2,469 Sq Ft

  4700 E 6th St, Panama City, FL 32404

  OPEN HOUSE FRIDAY SEPTEMBER 5TH BETWEEN 3PM-5PM AND SATURDAY SEPTEMBER 6TH BETWEEN 11AM-2PM. Just Reduced! Motivated Seller! Charming Florida Home on Parker Bayou with Unobstructed Waterfront ViewsWelcome to your own slice of paradise! Nestled at the end of W Park Street on the corner of E 6th Street, this beautifully updated Florida home offers breathtaking, unobstructed views of

  Daryle Burkey Coldwell Banker Realty

  4700 E 6th St, Panama City, FL 32404
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  /24

  $245,000

  • 2 Beds
  • 1 Bath
  • 1,961 Sq Ft

  4949 E 2nd St, Panama City, FL 32404

  *****MOTIVATED SELLER!!!***** This property was recently appraised at $245K PRIOR TO UPGRADES and presents an excellent opportunity for a homeowner or investor. The neighborhood is currently undergoing a revitalization so the time is now to get your foot in the door. There are 4 brand new homes being built across the street plus this property is zoned MIXED USE. It's livable as-is, however, the

  Eva Mullins Coldwell Banker Realty

  4949 E 2nd St, Panama City, FL 32404
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  /67

  $1,050,000

  • 3 Beds
  • 3 Baths
  • 2,545 Sq Ft

  214 S Cove Ln, Panama City, FL 32401

  Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views.

  Mary Sowell Keller Williams Success Realty

  214 S Cove Ln, Panama City, FL 32401
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  /52

  $585,000

  • 3 Beds
  • 3.5 Baths
  • 2,764 Sq Ft

  244 E 3rd Place, Panama City, FL 32401

  Deep enough for a sailboat with private 14 x 40 slip. Luxury Waterfront townhome located directly on Massalina Bayou with quick access to the Gulf! This 3 Story unit Includes a deeded 14x40 boat slip capable of accommodating large vessels! This beautiful home boasts 2,764 sqft of heated and cooled space, including 3 bedrooms and 3 1/2 bathrooms. The desirable highlights include, updated flooring

  Marcus Parrish Gulf Life Real Estate Inc

  244 E 3rd Place, Panama City, FL 32401
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  /19

  $529,900

  • 3 Beds
  • 2 Baths
  • 2,205 Sq Ft

  7248 W Lakeland Dr, Panama City, FL 32404

  This beautiful single-family home located at 7248 West Lakeland Drive in Panama City, FL was built in 1986. With access in your own backyard to Deerpoint Lake from two docks. A lovely lake view from the front yard. 3 bedrooms / 2 bathrooms and a bonus room. 2,205 sq.ft., this property offers plenty of living space. The living room has exquisite Brazilian Cherry floors and a great fireplace.

  Moe Mossa Savvy Avenue LLC

  7248 W Lakeland Dr, Panama City, FL 32404
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  /28

  $129,000

  • 2 Beds
  • 1 Bath
  • 700 Sq Ft

  711 Heavener Ln, Panama City, FL 32409

  This charming country cottage is a true gem, nestled on a generous 0.34-acre lot, offering both space and comfort. With its inviting living room that flows seamlessly into a spacious kitchen, it's perfect for both relaxation and entertaining. The home boasts beautiful tongue and groove varnished ceilings, rich wood paneling, and custom trim, adding a touch of rustic elegance. Enjoy the

  Bettie Slay Bettie's Country Realty

  711 Heavener Ln, Panama City, FL 32409
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  /7

  $114,000

  • Land
  • 0.5 Acre
  • $228,000 per Acre

  425 Maine Ave, Panama City, FL 32401

  Prime Commercial Opportunity Near Watson Bayou - Cleared Corner Lot in Central Millville Business District Strategically situated at a busy intersection with dual road frontage, the site benefits from excellent accessibility and exposure, boasting a high daily traffic count of 21,500 vehicles (FDOT, 2017). This makes it an ideal location for businesses seeking maximum visibility and customer

  Mike Herring Keller Williams Realty SRB

  425 Maine Ave, Panama City, FL 32401
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  /32

  $286,000

  • 3 Beds
  • 2 Baths
  • 1,164 Sq Ft

  1535 Chandlee Ave, Panama City, FL 32405

  When shopping for a home, what's important to you? Does location, price, and proximity to the beach play a factor? Well, this house checks all the boxes. Conveniently located right off 15th street near all your favorite grocery and shopping spots like Walmart, Target, and Publix, it's just 20 minutes from the beach and less than 35 minutes from the airport making it easy to get to work, run

  Ramone Silvera Salty Marlin Realty LLC

  1535 Chandlee Ave, Panama City, FL 32405
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  /36

  $649,000

  • 7 Beds
  • 5.5 Baths
  • 4,810 Sq Ft

  1823 W 27th St, Panama City, FL 32405

  TRIPLEX centrally located near Kings Point, Sweetbay and right off Highway 390 for easy access to Panama City Beach. Unit A is a 2 bedroom 1 bath, unit B is 4 bedrooms 3.5 bathroom featuring over 3,000sqft, unit C is a 1 bedroom 1 bathroom unit. All units have separate electric meters. The property is serviced by one water meter and a septic tank. Home features a large 3 car garage that is

  Cain Mcneil CENTURY 21 Commander Realty

  1823 W 27th St, Panama City, FL 32405
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  /6

  $499,500

  • 4,768 Sq Ft

  520 Maine Ave, Panama City, FL 32401

  Looking to expand your real estate portfolio or jumpstart your journey as a landlord? This 5-unit multi-family property in Panama City offers steady cash flow and long-term value. partially rented / ready to lease (customize based on status) Low maintenance units - easy management Strong rental demand in the area Proximity to beaches, schools, and major employers Zoned for residential

  Will Pender Keller Williams Success Realty

  520 Maine Ave, Panama City, FL 32401
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  /46

  $395,000

  • 4 Beds
  • 2 Baths
  • 1,707 Sq Ft

  905 E 2nd Plaza, Panama City, FL 32401

  Welcome to this fully updated 4-bedroom, 2-bath home with 1,707 square feet of smart, functional living space in the highly desirable Historic Cove neighborhood.Just minutes from downtown Panama City, you're steps from the action—local shops, great food, and the waterfront.Inside, the home features bold upgrades: beautiful flooring, white quartz countertops, stainless steel

  Paul Gibney Corcoran Reverie

  905 E 2nd Plaza, Panama City, FL 32401
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  /59

  $720,000

  • 4 Beds
  • 3.5 Baths
  • 2,517 Sq Ft

  3533 Sanctuary Dr, Panama City, FL 32408

  Welcome to 3533 Sanctuary Drive, this like-new stunning coastal craftsman home is nestled within the serene gated community of Sanctuary Beach in Panama City Beach, FL. This remarkable property, completed at the end of 2023, offers a harmonious blend of modern luxury and timeless elegance, making it a must-see for discerning buyers seeking their own piece of paradise.Spanning 2,517

  Kristin Curole Corcoran Reverie

  3533 Sanctuary Dr, Panama City, FL 32408
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  /30

  $149,900

  • 2 Beds
  • 2 Baths
  • 952 Sq Ft

  13326 Carken Rd, Panama City, FL 32409

  This home is located on 3.2 acres and includes a pole barn that could house your RV or boat. On a private well & septic. The primary bedroom & bathroom have been remodeled. Enter your large circular driveway from a gated entrance. Privacy abounds here.

  Trudy VanHorn Berkshire Hathaway HomeServices Beach Properties of Florida

  13326 Carken Rd, Panama City, FL 32409
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  /24

  $145,000

  • 4 Beds
  • 2 Baths
  • 1,389 Sq Ft

  6710 John Pitts Rd, Panama City, FL 32404

  Back on the Market! Like New Re-Mod. Vinyl floors, nice cabinets, cool ceiling fans,, 4 bedroom home on large lot - barn doors to master bath, tiled showers, large master bedroom, storage area under front deck, access to below the home on two parts. the lot is over a half acre - and fenced

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  6710 John Pitts Rd, Panama City, FL 32404
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  /51

  $910,000

  • 3 Beds
  • 2.5 Baths
  • 2,048 Sq Ft

  325 Wahoo Rd, Panama City, FL 32408

  Welcome to this meticulously maintained WATERFRONT home, located in the gated Bay Point Community on the CANAL with GULF access. This stunning property offers a long list of recent upgrades. The home boasts a metal roof (2019), 4-ton HVAC unit and attic insulation (2022) to enhance energy efficiency throughout the house, including the garage and workshop. Other recent improvements include a new

  Charles Commander CENTURY 21 Commander Realty

  325 Wahoo Rd, Panama City, FL 32408
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  /35

  $278,000

  • 3 Beds
  • 2 Baths
  • 1,409 Sq Ft

  5206 Robins Ct, Panama City, FL 32404

  Welcome to this charming 3-bedroom, 2-bathroom home positioned on a spacious corner lot within a quiet cul-de-sac, offering both privacy and extra yard space! Step inside to find beautiful tile floors throughout the main living areas, plush carpet in the bedrooms, and a spacious open floor plan that's perfect for both relaxing and entertaining. The kitchen features stainless steel appliances and

  Kelly Flanagan Keller Williams Success Realty

  5206 Robins Ct, Panama City, FL 32404
• 

  

  /23

  $445,000

  • 3 Beds
  • 1 Bath
  • 1,120 Sq Ft

  5725 Sunset Ave, Panama City, FL 32408

  Welcome to your perfect slice of paradise in Panama City Beach! This 3-bedroom, 1-bath home is ideally located just three blocks from the stunning white sands and emerald waters of the Gulf of Mexico. Built in 1972 and nestled in an established, friendly neighborhood, this property offers the ideal blend of vintage charm and beachside living.With a spacious backyard perfect for entertaining,

  Renee Redfern Think Real Estate

  5725 Sunset Ave, Panama City, FL 32408
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  /29

  $345,000

  • 3 Beds
  • 2.5 Baths
  • 1,896 Sq Ft

  15207 Highway 77, Panama City, FL 32409

  ***3 bedroom(with additional office space), 2.5 bathroom single family home on almost an acre of land on Tank Pond!!!*** With a little elbow grease and TLC this property can become the home of your dreams. Imagine coming home to the peace and quiet of a beautiful, peaceful pond, or just waking up and walking to the water's edge drinking your coffee and knowing you will NEVER lose that

  Mario Gobel RE/MAX SELECT Partners

  15207 Highway 77, Panama City, FL 32409
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  /61

  $359,999

  • 4 Beds
  • 3.5 Baths
  • 2,616 Sq Ft

  2718 Glenview Ave, Panama City, FL 32405

  Spacious all-brick, single-level home minutes from Tyndall AFB with no HOA! Welcome to this beautifully maintained 4-bedroom, 3.5-bath home in Panama City, offering over 2,600 sq ft of living space. Perfectly designed for families, multi-generational living, or anyone who wants room to spread out, this property combines comfort, flexibility, and convenience—all with no HOA

  Trudy VanHorn Berkshire Hathaway HomeServices Beach Properties of Florida

  2718 Glenview Ave, Panama City, FL 32405
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  /20

  $209,900

  • 3 Beds
  • 2.5 Baths
  • 2,001 Sq Ft

  4922 Park St, Panama City, FL 32404

  Renovated Panama City home! Features an extended layout, spacious master suite with walk-in closet & wheelchair accessible bath (with bench). Enjoy a huge downstairs den with fireplace, carport, & 6ft wood fence. Kitchen & baths boast updated cabinets & stone counters. Roof 2019.

  Scott Fader Joseph Walter Realty LLC

  4922 Park St, Panama City, FL 32404
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  /36

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,870 Sq Ft

  274 N Charlene Dr, Panama City, FL 32404

  Welcome to 274 N. Charlene Drive. This beautifully renovated 3 bedroom, 2 bathroom home with a bonus office is move in ready and full of charm. Just off Hwy 22 in Callaway, this home is conveniently located near Tyndall Air Force Base and Downtown Panama City, and it is only a 30 minute drive to both Mexico Beach and Panama City Beach.Inside, you'll find luxury vinyl plank flooring throughout,

  Jennifer Seymour Beachy Beach Real Estate

  274 N Charlene Dr, Panama City, FL 32404
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  /42

  $585,000

  • 4 Beds
  • 3 Baths
  • 1,685 Sq Ft

  2501 High Ave, Panama City, FL 32405

  OPEN HOUSE SATURDAY 19TH, 10AM TO 2PM, AND SUNDAY THE 20TH 12PM TO 4PMstep inside this coastal gem--no HOA, no fees, and short-term rentals are allowed! Just a short stroll from direct bay access, this charming 4-bedroom, 3-bath home blends modern upgrades with timeless coastal character. From the stucco exterior to the bright and airy interior, every detail has been thoughtfully curated for

  Arij Sheikh-Yousef Counts Real Estate Group Inc

  2501 High Ave, Panama City, FL 32405
• 

  

  /45

  $525,000

  • 3 Beds
  • 2 Baths
  • 1,443 Sq Ft

  5923 Sunset Ave, Panama City, FL 32408

  **Short-Term Rental Approved!**This beautifully updated beach home is the perfect getaway or investment property, located just a short distance from the sugar sand beaches, dining, and entertainment. Bright, open living room with soaring ceilings and a cozy fireplace. The recently remodeled kitchen features stainless steel appliances and granite countertops, perfect for cooking and

  Marcus Parrish Gulf Life Real Estate Inc

  5923 Sunset Ave, Panama City, FL 32408
• 

  

  /31

  $400,000

  • 4 Beds
  • 2.5 Baths
  • 2,230 Sq Ft

  4427 Bylsma Cir, Panama City, FL 32404

  Welcome to this beautifully crafted, custom-built home located in the highly desirable Bylsma Manor subdivision. Built in 2023, this residence combines modern design, thoughtful detail, and quality craftsmanship — offering you the rare opportunity to own a nearly new home without the wait.Step inside to discover an open floor plan that seamlessly connects the living, dining, and kitchen

  Matthew Wright Think Real Estate

  4427 Bylsma Cir, Panama City, FL 32404

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