Panama City, FL Homes for Sale with No HOA Fee

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  /10

  $159,900

  • Land
  • 0.17 Acre
  • $940,588 per Acre

  LOT 3 Lapaloma Terrace, Panama City, FL 32401

  7492.32 sqft waterfront lot! Great location for your future waterfront home on the water. Build your dock and have access to the Gulf of Mexico. Close to everything you need like schools,hospital, shopping, etc. Additional adjacent lots available. Seller may consider seller financing. Perfect for investment or builder. Loads of potential here.

  Raymond Villanueva Palmetto Properties & Realty LLC

  LOT 3 Lapaloma Terrace, Panama City, FL 32401
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  /8

  $1,850,000

  • Land
  • 0.29 Acre
  • $6,379,310 per Acre

  5403 Gulf Dr, Panama City, FL 32408

  A rare chance to own prime Gulf-front property in one of the most desirable stretches of Panama City Beach. This cleared 0.29-acre parcel sits directly beside from public beach access #7, offering unmatched visibility, walkability, and development potential. Zoned mixed-use, the property allows for a wide range of possibilities. With no HOA restrictions, and paved road access, it's a

  Zacarias Sanchez Think Real Estate

  5403 Gulf Dr, Panama City, FL 32408
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  /37

  $415,000

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  1539 Donna Ave, Panama City, FL 32404

  ** 3.125% assumable mortgage!!!** Welcome to your dream home at the beach. This stunning SFH underwent a full renovation in 2020 including new roof. With many more upgrades completed in 2024, new pool pump, patio awning, pump well, sprinkler system, recessed can lighting and living room layout redesign. The kitchen has gas oven and range, island with breakfast bar and sleek granite countertops.

  Tiffani Salinas Compass

  1539 Donna Ave, Panama City, FL 32404
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  /22

  $258,000

  • 1 Bed
  • 1 Bath
  • 980 Sq Ft

  3600 Thomas Dr Unit D302, Panama City, FL 32408

  ***BEST PRICED(AS OF LIST DATE) 1 BEDROOM (WITH LOFT) 1 BATHROOM, REMODELED WATERFRONT VIEW CONDO THAT IS WALKING DISTANCE TO THE BEACH IN THE HIGHLY DESIRABLE TREASURE COVE COMPLEX!!!*** As an added bonus the seller is open to a waterfront condo or waterfront lot trade!! This beautiful unit boast breathtaking waterfront views and is less than a 5 minute boat ride to the open gulf. Seller has

  Mario Gobel RE/MAX SELECT Partners

  3600 Thomas Dr Unit D302, Panama City, FL 32408
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  /32

  $439,900 Open Sun 2PM - 4PM

  • 3 Beds
  • 2 Baths
  • 2,095 Sq Ft

  7312 Highway 2311, Panama City, FL 32404

  Experience the best of Deerpoint Estates living in this well-maintained 3-bedroom, 2-bath home located less than two minutes from the Deerpoint Lake boat ramp. This property is ideal for buyers seeking lake access, boating, fishing, and a relaxed North Bay County lifestyle with space to store boats, RVs, and recreational toys. Inside, the home offers a bright and inviting atmosphere with raised

  Raymond Williams PA Think Real Estate

  7312 Highway 2311, Panama City, FL 32404
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  /11

  $19,950

  • Land
  • 0.15 Acre
  • $133,000 per Acre

  2703 Valla St, Panama City, FL 32401

  *** Owner Financing Available *** At now while available!

  John Burke SUNCOAST MANSIONS LLC

  2703 Valla St, Panama City, FL 32401
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  /38

  $615,000

  • 2 Beds
  • 2 Baths
  • 1,404 Sq Ft

  6201 Thomas Dr Unit 409, Panama City, FL 32408

  This recently remodeled 2-bedroom, 2-bath condo offers breathtaking Gulf views and is just steps from the powder-white sands of Panama City Beach. Thoughtfully updated and beautifully furnished with stylish, comfortable décor, this condo is being sold fully equipped—ready for immediate enjoyment or income production. Enjoy morning coffee or sunset cocktails from your private balcony overlooking

  Ashlie James Beachy Beach Real Estate

  6201 Thomas Dr Unit 409, Panama City, FL 32408
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  /48

  $589,000

  • 5 Beds
  • 3.5 Baths
  • 3,649 Sq Ft

  5007 Pretty Way, Panama City, FL 32404

  ***BEST PRICE PER SQUARE FOOT CHEROKEE HEIGHTS HOME!!!*** The sellers have spared no expense in upgrading this absolutely GORGEOUS 3,649 square foot 5 bedroom, 3.5 bathroom 2 story brick veneer home in the highly desirable Cherokee Heights community. As you enter the home you are greeted with a den/office that leads into the updated kitchen. The electric fireplace in the living room gives the

  Mario Gobel RE/MAX SELECT Partners

  5007 Pretty Way, Panama City, FL 32404
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  /8

  $125,000

  • Land
  • 0.23 Acre
  • $543,478 per Acre

  6415 W Smith Rd, Panama City, FL 32409

  Canal-front property in Southport, located less than three minutes from North Bay. This is an excellent opportunity to build your dream home and enjoy the convenience of having your boat docked directly behind your residence. Don't miss this exceptional lot.

  Team Don and Bubba EXP Realty LLC

  6415 W Smith Rd, Panama City, FL 32409
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  /7

  $600,000

  • Land
  • 4 Acres
  • $150,000 per Acre

  TBD Cook St, Panama City, FL 32404

  This waterfront property in the East Bay Development in Panama City encompasses approximately 4 acres and offers deep water access on St. Andrew's Bay with convenient proximity to the Intracoastal Waterway, the Gulf of Mexico, and Tyndall Air Force Base.

  Wendy Partie NAI Talcor

  TBD Cook St, Panama City, FL 32404
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  /22

  $309,900

  • 1 Bed
  • 1.5 Baths
  • 730 Sq Ft

  5717 Thomas Dr Unit C122, Panama City Beach, FL 32408

  Step into effortless coastal living with Largo Mar C122, a stunning 1-bedroom, 1.5-bath townhome that perfectly blends luxury and peace of mind. This turn-key retreat has been extensively upgraded with LVP flooring, granite countertops, stainless steel appliances, and fresh paint, coming fully furnished for an immediate move-in or rental. Unlike typical high-rise condos, this townhome offers a

  Matthew Jones Coastal Heritage Real Estate LLC

  5717 Thomas Dr Unit C122, Panama City Beach, FL 32408
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  /50

  $725,000

  • 3 Beds
  • 2 Baths
  • 1,540 Sq Ft

  7910 Gadsden Ave, Panama City, FL 32409

  Come Check out 7910 Gadsden in Southport, Florida! This incredible 10-acre property offers endless opportunities, whether you're looking for a private retreat, income-producing potential, or space for your business. The 3-bedroom, 2-bathroom home sits on a serene piece of land with parcels being combined, creating even more value. A 36x40 workshop with a 12x14 roll-up door is perfect for

  Zacarias Sanchez Think Real Estate

  7910 Gadsden Ave, Panama City, FL 32409
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  /14

  $124,900

  • 3 Beds
  • 2 Baths

  2418 Douglas Rd Unit 31, Panama City, FL 32405

  Experience The Shout, where thoughtful design meets everyday comfort. This brand-new Clayton Shout doublewide manufactured home is available now. Priced at just $124,900, Lot 31 delivers unbeatable value with 3 bedrooms, 2 baths, and 1,475 sq. ft. of stylish, functional living space. This doublewide mobile home for sale in Panama City, FL combines modern design, spacious living, and a prime

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 31, Panama City, FL 32405
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  /14

  $290,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,891 Sq Ft

  3912 Alwyn Cashe Ave Unit 66, Panama City, FL 32404

  The Joplin floorplan offers a total 3 bedrooms and 2 baths with an office (or flex space)!, large walk-in closet in Owner's Suite and large dining nook at a very spacious 1891 square feet. Features in the home include (but are not limited to) 2 car garage, beautiful open kitchen with huge pantry, upgraded quartz countertops, white shaker style cabinets, and stainless steel appliances. Owner's

  Lisa Strickland Lennar Realty Inc

  3912 Alwyn Cashe Ave Unit 66, Panama City, FL 32404
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  /40

  $489,000

  • 3 Beds
  • 2 Baths
  • 1,407 Sq Ft

  324 S Palo Alto Ave, Panama City, FL 32401

  Introducing an exceptionally refined 3-bedroom, 2-bath residence offering 1,407 sq. ft. of impeccably finished, heated and cooled living space in the prestigious, historic Cove neighborhood—just minutes from Downtown Panama City's waterfront, dining, and the renowned St. Andrews Yacht Club.Reimagined with uncompromising craftsmanship, this home has undergone a complete high-end renovation,

  Zacarias Sanchez Think Real Estate

  324 S Palo Alto Ave, Panama City, FL 32401
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  $550,000

  • 3 Beds
  • 2.5 Baths
  • 2,334 Sq Ft

  643 S Berthe Ave, Panama City, FL 32404

  Incredible opportunity for a great looking waterfront property with a private boat dock and lift with access to the Gulf of Mexico. Spacious floor plan with water views through out. Recently renovated with new flooring and paint. Huge outdoor deck that is partially covered. 3 bedrooms 2 1/2 baths with large living area with vaulted ceilings. Roof 2017, HVAC 2009, new tankless water heater.

  Ben Ward Dalton Wade Inc

  643 S Berthe Ave, Panama City, FL 32404
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  /24

  $529,777

  • 4 Beds
  • 4 Baths
  • 3,312 Sq Ft

  6234 Thomas Dr, Panama City, FL 32408

  Welcome to this charming beachside retreat in Panama City Beach. This delightful home as a spacious layout with 4 bedrooms and 4 bathrooms, appropriate for comfortable living. Enjoy the inviting open plan living area. Super nice community pool!Walk less than a minute to get to the amazing beach. Nice community pool, Conveniently located close to beautiful beaches, shopping, and dining

  Steven Koleno Beycome of Florida LLC

  6234 Thomas Dr, Panama City, FL 32408
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  /6

  $900,000

  • Land
  • 80 Acres
  • $11,250 per Acre

  000 U S 231, Callaway, FL 32404

  Approximately 80 acres with +/- 3,700 feet fronting U.S. Highway 231 with a median-cut on the north end. This property is currently zoned AG-1. Located in Bay County and just 1/2 mile north of the main entrance to Port Panama City's Intermodal Distribution Center. (Commerce Boulevard. With land use change to industrial and incorporation into Panama City limits, the property would make ideal

  Chris McCall Counts Real Estate Group Inc

  000 U S 231, Callaway, FL 32404
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  /35

  $479,900 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,758 Sq Ft

  The Camden Plan at Liberty, Panama City, FL 32404

  Welcome to the Camden, a new home floor plan at Liberty in sunny Panama City, Florida. The Camden is a spacious 4 bedroom, 3.5 bath home with over 2700+ square feet of comfort. The Camden floor plan has many sought after benefits including a roomy three car garage, an appointed dining room, and the highlighted feature is the bonus room with an attached bedroom and bathroom that can be used as an

  D.R. Horton Builder

  6225 Chapman Ln Unit 36208584, Panama City, FL 32404
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  /31

  $125,000

  • 2 Beds
  • 1.5 Baths
  • 812 Sq Ft

  1730 Mallard Dr Unit F, Panama City, FL 32404

  Step into this charming, freshly updated 2BR/1.5BA townhouse—beautifully renovated and completely move-in ready! With no HOA, this home is an easy yes for first-time buyers, downsizers, or investors looking for a solid rental opportunity. Inside, you'll find bright, welcoming spaces featuring new windows, fresh interior and exterior paint, new flooring upstairs, and a kitchen updated with new

  Karen Smith Beachy Beach Real Estate

  1730 Mallard Dr Unit F, Panama City, FL 32404
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  /3

  $24,900

  • Land
  • 1.03 Acres
  • $24,175 per Acre

  000 Cue Dr, Panama City, FL 32404

  PRICED TO SELL JUST LOWERED! Located in the serene outskirts of Panama City, this vacant lot offers 1 acre of pristine country living, situated off a quiet dirt road, this property provides the perfect canvas to build your dream home exactly to your specifications. Imagine waking up to the tranquil sounds of nature, with ample space for gardens, outdoor activities, or even a small farm. Embrace

  Coastal Vibes Luxury Beach Group Gulf Life Real Estate Inc

  000 Cue Dr, Panama City, FL 32404
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  /23

  $174,900

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit H204, Panama City, FL 32401

  Situated on seven acres of lushly landscaped grounds overlooking the ever-changing waters of St. Andrews Bay, Landmark on St. Andrews Bay is the ideal location for those with a desire to live on the water and within an intimate neighborhood setting offering fishing, boating, swimming, water sports, sunset watching and conch shell blowing, yet within minutes of the emerald seas of the Gulf of

  Patricia Howes Keller Williams Success Realty

  2100 W Beach Dr Unit H204, Panama City, FL 32401
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  /19

  $440,000

  • Land
  • 0.96 Acre
  • $458,333 per Acre

  2204 Thomas Dr, Panama City, FL 32408

  . Prime Commercial Opportunity in the Heart of Panama City Beach, Florida! Located at 2204 Thomas Drive, this highly desirable property boasts a strategic location with a high traffic count, offering maximum visibility and exposure for any business venture. Situated amidst bustling activity, this parcel is zoned C-3, making it versatile for various commercial purposes. With the scarcity of vacant

  Justin Cater LLC EXP Realty LLC

  2204 Thomas Dr, Panama City, FL 32408
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  /9

  $48,000

  • Land
  • 0.71 Acre
  • $67,606 per Acre

  1014 Reel Easy Dr, Panama City, FL 32404

  Spectacular home site in the desirable Laird Bayou community. At over .70 of an acre, there is plenty of space to build your dream home. It backs up to the common area making it more private and giving great proximity to the amenities. Laird Bayou is a gated waterfront community with beautiful custom homes. Ribbon curbed streets and underground utilities. Amenities include a Pool, Boat Launch

  Donald West Northwest Florida Realty, LLC

  1014 Reel Easy Dr, Panama City, FL 32404
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  /15

  $424,895

  • 5 Beds
  • 2 Baths
  • 1,954 Sq Ft

  1006 E 2nd Ct, Panama City, FL 32401

  *** Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house *** One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! *** Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted,

  Milton Vergara Red Real Estate Associates, LL

  1006 E 2nd Ct, Panama City, FL 32401
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  /44

  $425,000

  • 4 Beds
  • 2 Baths
  • 1,622 Sq Ft

  221 N Cove Blvd, Panama City, FL 32401

  Welcome to a rare find in the heart of The Cove, where timeless charm meets exceptional opportunity. This distinguished corner-lot residence offers a unique blend of old-world character and modern-day comfort, set on an expansive parcel that invites endless possibilities — including space for a future pool or additional living quarters.The main house features three well-appointed bedrooms and

  Jolene Bryant Coastal Palms Real Estate

  221 N Cove Blvd, Panama City, FL 32401
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  /36

  $238,000

  • 4 Beds
  • 1 Bath
  • 1,164 Sq Ft

  808 Forestdale Ave, Panama City, FL 32401

  Great home for a first time home owner. Conveniently located to shopping, dining, schools, and Tyndall Airforce Base. Room to grow with 4 bedrooms. Kitchen and bathroom have been remodeled. New flooring in most of the house. Living room with a fireplace. All appliances are included. Covered back patio, firepit and a good size fenced backyard.Seller request 24 hour notice for showings,

  Joann Walsingham Chipola Realty, Chipley Office

  808 Forestdale Ave, Panama City, FL 32401
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  /59

  $299,000

  • 3 Beds
  • 2 Baths
  • 1,908 Sq Ft

  334 S Macarthur Ave, Panama City, FL 32401

  Discover a true Cove classic just two blocks from St. Andrews Bay! Surrounded by majestic live oaks draped in Spanish moss, this 3BR/2BA home offers timeless character and a flexible floorplan with multiple living areas, a dining room, and a bonus/flex room ideal for an office, hobby space, or playroom. A spacious family room with plenty of natural light anchors the home, and opens to the covered

  Lee Ann Swartzentruber Epique Realty Inc

  334 S Macarthur Ave, Panama City, FL 32401
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  /16

  $294,999

  • 3 Beds
  • 2 Baths
  • 1,383 Sq Ft

  6558 Canley Ct, Panama City, FL 32404

  Welcome to this beautifully maintained 3-bedroom, 2-bath home located in the desirable Liberty neighborhood, offering 1,384 sq. ft. of thoughtfully designed living space. The open floor plan features a spacious living room that flows seamlessly into the kitchen, which is equipped with stainless steel appliances and a large island—ideal for both entertaining and everyday living. The owners have

  Crystal Brown Rowe Realty Group LLC

  6558 Canley Ct, Panama City, FL 32404
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  /2

  $60,000

  • Land
  • 0.17 Acre
  • $352,941 per Acre

  2516 N Cedar Ln, Panama City, FL 32405

  Ready for your next investment, this lot is perfect for a single family home, attached townhomes, or mobil home.

  Will Pender Keller Williams Success Realty

  2516 N Cedar Ln, Panama City, FL 32405
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  /17

  $4,900,000

  • Land
  • 2.57 Acres
  • $1,906,615 per Acre

  XXX Us Highway 98, P C Beach, FL 32401

  Exceptional opportunity to acquire 4.21± acres of prime commercial waterfront property, strategically located in Panama City. Zoned General Commercial, this site supports a broad array of development opportunities such as retail centers, professional office complexes, service businesses, wholesale sales, shopping plazas, and more. The zoning is designed to accommodate intensive commercial

  Seamus O'neill SOUTHERN WAY REALTY, INC.

  XXX Us Highway 98, P C Beach, FL 32401
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  /36

  $440,950 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,771 Sq Ft

  3519 Cottage Cove Ln, Panama City, FL 32408

  Welcome to 3519 Cottage Cove Lane at Sanctuary Beach in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Norfolk floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of

  D.R. Horton Builder

  3519 Cottage Cove Ln, Panama City, FL 32408
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  /28

  $389,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,953 Sq Ft

  3821 Red Deer Cir, Panama City, FL 32404

  HOME IS PRICED WITH INCENTIVE INCLUDED FOR LIMITED TIME! *Special incentives for 5.99% interest rate and additional $3,000 towards closing costs with preferred lender OR flat 11k in closing costs* Welcome to Game Farm! A peaceful, secluded community you'll be proud to call home. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local

  Charles Commander Jr. CENTURY 21 Commander Realty

  3821 Red Deer Cir, Panama City, FL 32404
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  /18

  $205,000

  • 3 Beds
  • 1 Bath
  • 1,104 Sq Ft

  3101 W 21st Ct, Panama City, FL 32405

  ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom,

  Shannon Cole QUORA REALTY

  3101 W 21st Ct, Panama City, FL 32405
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  /44

  $325,000

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  6481 Slabinski Ln, Panama City, FL 32404

  Built for comfort, designed for function, and positioned on the water—this well-kept home offers the kind of everyday living that just makes sense. Step inside to an open-concept layout that balances clean design with practical space, making it ideal for both daily routines and effortless entertaining. The kitchen serves as the heart of the home with white cabinetry, stainless steel appliances,

  Joshua Hoey Think Real Estate

  6481 Slabinski Ln, Panama City, FL 32404
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  /46

  $679,900

  • 4 Beds
  • 3.5 Baths
  • 2,686 Sq Ft

  1004 Barracuda Dr, Panama City, FL 32408

  This solid brick home is a one owner home which has been meticulously maintained. Since the hurricane, it has had a new glazed Brazilian tile roof which is rated for 200 MPH winds. The windows were replaced with hurricane impact windows and the carpeting has been replaced in the bedrooms and living room. A new Whirlpool cooktop was installed in January, 2026. There is a large heated and cooled

  Ray Young Bay Point Real Estate Co

  1004 Barracuda Dr, Panama City, FL 32408
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  /10

  $139,999

  • 2 Beds
  • 1.5 Baths
  • 1,026 Sq Ft

  1522 Kraft Ave, Panama City, FL 32405

  Welcome to 1522 Kraft Ave! Fully Renovated, this Attached Single Unit offers an abundance of opportunity at the most inexpensive price on the Market! This can be your next Rental or a new spot to call home. Don't wait, this won't last long! Annual Gross: $10,350

  Jacob Hutchins CENTURY 21 Commander Realty

  1522 Kraft Ave, Panama City, FL 32405
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  /30

  $249,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,125 Sq Ft

  2603 E 6th St, Panama City, FL 32401

  Open House, Sunday, 11a-2p. Price Improvement - REDUCED-$20,000! Charming New Construction, Built by Solara Homes, an established local builder. This home could be purchased for low to no money down, and down payment assistance may be possible for you! Experience stylish comfort in this luxury designed 3-bedroom, 2-bath home offering 1125 square feet of thoughtfully crafted living space. Enjoy an

  Cynthia Chavira Own It Real Estate LLC

  2603 E 6th St, Panama City, FL 32401
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  /38

  $299,000

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  7121 Riverbrooke St, Panama City, FL 32404

  WATERFRONT + MINUTES TO TYNDALL AFB!Wake up to lake views every day in this spacious 4 BED / 2 BATH Cali floor plan located directly on Lake Joanna! Whether you're sipping coffee on the screened-in patio or enjoying the open-concept living space, the water is always in sight. This home is designed for comfort with a split-bedroom layout, vinyl plank flooring throughout all main areas, and a

  Daniel Raffield Empire Real Estate of Florida LLC

  7121 Riverbrooke St, Panama City, FL 32404
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  /28

  $299,900

  • 2 Beds
  • 1.5 Baths
  • 864 Sq Ft

  5628 Thomas Dr Unit 9, Panama City, FL 32408

  RARE OPPORTUNITY! ONLY 450 STEPS FROM THE BEACH with NO HOA. SHORT TERM RENTALS ARE ALLOWED! ALL FOR UNDER $300K!! This is your opportunity to have an affordable home or investment across the street from the world's most beautiful beaches!! This adorable townhome has two bedrooms, one and one half baths, 4 year old roof, new granite countertops in the kitchen, no carpet, cute back yard area,

  Alyssa Hakenewert World Impact Real Estate

  5628 Thomas Dr Unit 9, Panama City, FL 32408

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