Panama City, FL Homes for Sale under $400,000

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  /29

  $344,900

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6083 E Hwy 98 Bus, Panama City, FL 32404

  Bay Waterfront! Enjoy this spectacular view all day everyday on your enclosed porch or master bedroom balcony. Wake up to this awesome view! This townhouse features tile flooring in foyer, kitchen, baths and laundry room. Updated fully equipped kitchen with granite countertops and appliances, open breakfast bar to the living room and dining with bay view, half bath and laundry room on first

  Wilma Taylor CENTURY 21 Commander Realty

  6083 E Hwy 98 Bus, Panama City, FL 32404
• 

  

  

  /13

  $348,150

  • Land
  • 10.55 Acres
  • $33,000 per Acre

  00 Country Club Dr, Panama City, FL 32404

  Approximately 10.55-acre vacant parcel offering an opportunity for residential development or a private homesite. Conveniently located near Tyndall Air Force Base and approximately 15 minutes from area shopping and dining. This property is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a separate parcel sale. A feasibility study and survey are

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Country Club Dr, Panama City, FL 32404
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  /44

  $389,900

  • 4 Beds
  • 2 Baths
  • 2,224 Sq Ft

  247 Bayou Bend Ln, Panama City, FL 32404

  Welcome to a home where timeless elegance, elevated craftsmanship, and thoughtful design come together in perfect harmony. This exquisite 4-bedroom, 2-bath Craftsman-style residence by Truland Homes offers one of the largest and most desirable floor plans in the prestigious Park Place community. With 2,224 sq. ft. of impeccably curated living space, it seamlessly blends classic architectural

  Melissa Haworth EXP Realty LLC

  247 Bayou Bend Ln, Panama City, FL 32404
• 

  

  

  /35

  $380,000

  • 3 Beds
  • 2 Baths
  • 1,620 Sq Ft

  3140 Douglas Rd, Panama City, FL 32405

  Family-Friendly 3-Bedroom, 2-Bath Home on a Spacious Corner Lot!Ideally located in a central area close to schools, parks, shopping, and dining, this home offers comfort and convenience for the whole family. The large corner lot provides plenty of space for kids to play, room to expand, or even add a pool. Bring all your toys—there's ample parking for an RV, boat, or trailer. Don't miss this

  Jolene Bryant Coastal Palms Real Estate

  3140 Douglas Rd, Panama City, FL 32405
• 

  

  

  /22

  $329,900

  • 3 Beds
  • 2 Baths
  • 1,928 Sq Ft

  4831 Mccall Ln, Panama City, FL 32404

  SPACIOUS BRICK HOME IN CHEROKEE HEIGHTS! This 3-bedroom, 2-bath home offers over 1,900 square feet of comfortable living space with a functional layout and abundant natural light throughout. The living room features a vaulted ceiling and fireplace, creating a bright and open gathering space. The kitchen is designed for both everyday living and entertaining, offering an island, breakfast bar,

  Kelli Garrett CENTURY 21 Commander Realty

  4831 Mccall Ln, Panama City, FL 32404
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  /36

  $369,000

  • 3 Beds
  • 2 Baths
  • 1,835 Sq Ft

  4415 College Station Rd, Panama City, FL 32404

  Beautifully Remodeled Home on a full one Acre of land. Centrally located, this 1,835 sq. ft. home offers the perfect blend of comfort, privacy, and convenience. Home has been completely remodeled to include new walls, ceilings, wiring throughout, flooring, appliances, water heater, roof and painting. This beautiful home is like new and features 3 bedrooms, 2 baths, an office, spacious living

  Daryle Burkey Coldwell Banker Realty

  4415 College Station Rd, Panama City, FL 32404
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  /7

  $325,000

  • Land
  • 3.3 Acres
  • $98,485 per Acre

  1137 1/2 E 15th St, Panama City, FL 32405

  3.3 acres of light industrial vacant land on E 15th St . Approximately 125ft of road frontage. Great location for New Business lots of traffic ..

  Antonio Bellamy Beachy Beach Real Estate

  1137 1/2 E 15th St, Panama City, FL 32405
• 

  

  /23

  $365,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  3833 Red Deer Cir, Panama City, FL 32404

  *Receive $3,000 towards closing costs from preferred lender plus up to $8,000 closing costs from builder* Welcome to Game Farm! A peaceful, secluded community you'll be proud to call home. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern Coastal Homes. From the moment you arrive, a beautifully landscaped grand

  Charles Commander Jr. CENTURY 21 Commander Realty

  3833 Red Deer Cir, Panama City, FL 32404
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  /13

  $378,250

  • 1 Bath
  • 656 Sq Ft

  436 Harrison Ave Unit 6, Panama City, FL 32401

  *The Mashburn Building | Historic Downtown Panama City* Experience a new chapter in Historic Downtown Panama City with The Mashburn Building--a signature four-story development designed to elevate urban living while honoring the character of downtown. This landmark project brings together modern luxury, industrial design, and the energy of a walkable city lifestyle. The third and fourth floors

  Kristen Barr Counts Real Estate Group Inc

  436 Harrison Ave Unit 6, Panama City, FL 32401
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  /46

  $340,000

  • 4 Beds
  • 2.5 Baths
  • 2,361 Sq Ft

  7115 Hatteras Blvd, Panama City, FL 32404

  Discover WATERFRONT living on a CULDESAC with PAID-OFF SOLAR PANELS! Conveniently located just 15 minutes to town, 25 minutes to the beach, 5 minutes to the new Publix and Starbucks, and only a short commute to Tyndall Air Force Base. This beautiful home features solar panels and a spacious split floor plan with the main living areas conveniently located downstairs and four generously sized

  Michael Johnson Keller Williams Success Realty

  7115 Hatteras Blvd, Panama City, FL 32404
• 

  

  /36

  $387,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,275 Sq Ft

  3386 Rachel Place, Panama City, FL 32409

  Welcome to 3386 Rachel Place, a new home located at Hodges Bayou Plantation in Panama City, Florida. The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Hodges Bayou Plantation. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet and many features. It is a popular floorplan built at many of our communities here in

  D.R. Horton Builder

  3386 Rachel Place, Panama City, FL 32409
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  /29

  $390,000

  • 3 Beds
  • 3.5 Baths
  • 1,369 Sq Ft

  926 Pitts Ave, Panama City, FL 32404

  Three-story East Bay townhome with stunning views from every floor and a 1BR/1BA apartment on the ground level—perfect for rental income or guests. No HOA! The kitchen was remodeled to include new cabinets, new quartz countertops, and all new lighting. Beautiful exposed wooden beams on the ceiling. Just roughly 5 miles to Tyndall AFB and minutes to Sacred Heart Hospital. Main level features a

  Matthew Jones Coastal Heritage Real Estate LLC

  926 Pitts Ave, Panama City, FL 32404
• 

  

  /35

  $309,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,722 Sq Ft

  3123 Breezy Bay Ct, Panama City, FL 32409

  Welcome to 3123 Breezy Bay Court, a new home at Hodges Bayou Plantation in Southport, Florida. This Taylor plan has four bedrooms, two full bathrooms, one half bathroom, and a two-car garage. Step inside through the covered entry where you will find beautiful EVP flooring leading into the spacious living room designed with open concept kitchen overlooking the living area, dining room, and covered

  D.R. Horton Builder

  3123 Breezy Bay Ct, Panama City, FL 32409
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  /49

  $345,000

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  5505 Sun Harbor Rd Unit 181, Panama City, FL 32401

  $99,000 PRICE REDUCTION and Short Term Rentals Now Allowed!!! One of the rarest condos ever constructed in Bay County FL. This two story end unit boasts 2 bedrooms (both on first floor), 2 full bathrooms (one on each floor), along with a large kitchen, dining area, and open living room on the second floor! The second floor also features a private covered balcony with Magnificent views of the Bay,

  Nathan Trent Coastal Sun Realty LLC

  5505 Sun Harbor Rd Unit 181, Panama City, FL 32401
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  /35

  $365,000

  • 4 Beds
  • 2 Baths
  • 1,859 Sq Ft

  3548 Brentwood Place, Panama City, FL 32404

  Welcome to Brentwood Estates, centrally located and move in ready. This beautifully maintained 4 bedroom,2 bath home offers comfort, functionality, and energy savings with installed solar panels. Step through the foyer into a spacious living area accented with custom barn doors and an inviting open layout. The kitchen features generous cabinet and countertop space. as it flows seamlessly into a

  Tonia Hathaway CENTURY 21 Commander Realty

  3548 Brentwood Place, Panama City, FL 32404
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  /17

  $334,900

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1212, Panama City, FL 32408

  A beautiful12th floor beachfront condo with amazing gulf views! Located in The Summit Condominium Beach Resort. This unit features 1 bedroom and 1.5 bathroom, with hallway bunks. Recently remodeled, this unit is a turnkey rental. New furnishings! Fully remodeled kitchen with stainless appliances, tiled backsplash, new shaker style cabinets, and butcher block counter tops. The master bedroom is

  Matthew Jones Coastal Heritage Real Estate LLC

  8743 Thomas Dr Unit 1212, Panama City, FL 32408
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  /51

  $315,000 New Construction

  • 4 Beds
  • 3 Baths
  • 2,080 Sq Ft

  2723 Usery Rd, Panama City, FL 32404

  Discover modern luxury living in this newly constructed home near Highway 231 in Panama City, Florida—an ideal primary residence, second home, or investment property with short-term rentals allowed and no HOA. Conveniently located near shopping, dining, and just 18 minutes from Tyndall Air Force Base, this open-concept home offers a flexible floor plan with a main-level bedroom ideal for a guest

  Kristina Briscoe Keller Williams Success Realty

  2723 Usery Rd, Panama City, FL 32404
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  /10

  $323,900

  • 2 Beds
  • 1 Bath
  • 986 Sq Ft

  3733 Benbow St, Panama City, FL 32408

  Seller is now offering 5k in Concessions. Can be used for closing cost or home improvement. Charming Beachside Bungalow - Fully Remodeled & Ready to Enjoy! Welcome to 3733 Benbow Street - a beautifully updated 2-bedroom, 1-bath gem just two blocks from the sparkling sands of Panama City Beach! With 989 sq ft of thoughtfully designed living space, this move-in-ready home is perfect as a short-term

  Kyle Payne Empire Real Estate of Florida LLC

  3733 Benbow St, Panama City, FL 32408
• 

  

  /31

  $380,000

  • 4 Beds
  • 2 Baths
  • 1,750 Sq Ft

  1310 W 30th St, Panama City, FL 32405

  Introducing The Sage floorplan, proudly brought to you by Coastal Classic Homes! Situated just outside the highly desirable and ever-growing SweetBay community, Horizon Pointe offers the perfect blend of beautifully crafted homes, neighborhood charm, and unbeatable convenience. This stunning 4-bed, 2-bath home truly checks every box. Step inside to an inviting open-concept kitchen, living, and

  Joshua Hoey Think Real Estate

  1310 W 30th St, Panama City, FL 32405
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  /38

  $384,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,864 Sq Ft

  3070 Lucky Farm Ln, Panama City, FL 32404

  Construction now complete on this 3BR/2Ba one-story home with garage. Spacious Owners Suite Bedroom with bath, kitchen open to family room. Don't miss this opportunity to own in this new neighborhood. Homeowner Association Documents available for viewing upon request.Buyer to verify all dimensions.

  Robert Ward REMAX By The Sea

  3070 Lucky Farm Ln, Panama City, FL 32404
• 

  $371,119 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  1092 Blazing Star St, Panama City, FL 32405

  The Mangrove plan by Harris Doyle Homes is SweetBays most attainable living option as a lock-and-leave Cottage. The open layout features a large living space connected to kitchen and dining. There is abundant storage with a sizeable laundry room, pantry and spacious walk-in closets. The primary bath has a large tile-to-ceiling shower, and a guest bath serves the second bedroom. The Mangrove

  Harris Doyle Homes Builder

  1092 Blazing Star St, Panama City, FL 32405
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  /37

  $316,950 New Construction

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  5320 Lake Dr, Panama City, FL 32404

  Discover the perfect blend of modern style and small-town charm in this stunning 3-bedroom, 2-bath home with 1,368 sq ft of beautifully finished living space—located in the heart of Parker, a growing community. Sitting on an oversized in-town lot, this home offers the space you want with the convenience you need. Inside, you'll love the bright, open feel created by raised 9-foot ceilings

  Tillery Johnson Top Producers Real Estate Group

  5320 Lake Dr, Panama City, FL 32404
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  /45

  $385,000

  • 2 Beds
  • 2 Baths
  • 1,215 Sq Ft

  300 Prudence Ln, Panama City, FL 32408

  Welcome home to this fully updated 2-bedroom, 2-bathroom brick home situated on a large corner lot in the established neighborhood of North Lagoon Heights. In 2021, the interior was refreshed with fresh paint, durable LVP flooring throughout, updated bathrooms, and a modern kitchen complete with new appliances. Major systems were upgraded in 2023, including a new HVAC system, tankless water

  Dee Anderson Gulf Life Real Estate Inc

  300 Prudence Ln, Panama City, FL 32408
• 

  

  /79

  $399,000

  • 3 Beds
  • 2.5 Baths
  • 2,023 Sq Ft

  941 Agnes Scott Cir, Panama City, FL 32405

  Welcome to the highly desired Forest Park neighborhood! This unique property has a thoughtfully designed 3 bedroom 2 1/2 bathroom home with a Metal roof and Hardie board siding, a newly renovated workshop shed, and a 12 x 30 pole barn concrete pad with 30 amp power for RV storage, accessed via a farm gate off the driveway. This beautiful home is rich with craftsman features to include custom

  Lynne Hand Berkshire Hathaway HomeServices Beach Properties of Florida

  941 Agnes Scott Cir, Panama City, FL 32405
• 

  

  /31

  $312,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408

  This beautifully updated 1-bedroom, 2-bathroom condo at Laketown Wharf in Panama City Beach, FL, offers stunning views of the Gulf of America and resort-style living. Conveniently located just steps away from the elevator, this unit provides easy access to all the fantastic amenities the resort has to offer. Recently upgraded in 2024, the condo features new flooring and modern kitchen appliances,

  Alex Morris Dalton Wade Inc

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408
• 

  

  /19

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 309, Panama City, FL 32408

  Gross Vacation Rental Projection $43,700-$59,950! Welcome to Laketown Wharf 309! Totally updated, tastefully decorated and fully furnished 2Bd/ 2Ba 1,262 SqFt condo with an additional bunk room. Perfectly situated on the 3rd floor—no need to wait for the elevator! Recently transformed with over $100,000 renovation, modern interior features an open-concept layout with new flooring, fresh paint,

  Maxim Sedov Keller Williams Success Realty

  9860 S Thomas Dr Unit 309, Panama City, FL 32408
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  /57

  $399,900

  • 4 Beds
  • 3 Baths
  • 1,483 Sq Ft

  9902 S Thomas Dr Unit 838, Panama City, FL 32408

  Motivated Seller! The bright Panama City Beach lights have stopped here! This gorgeous LAKEFRONT 3 bedroom + bunk room unit features stunning lake and gulf views from its oversized, private wraparound balcony. A Corner unit that showcases a breathtaking sunrise view and is the prime location for the nightly water show. Just Steps Away From The World's Most Beautiful White-Sand Beaches, and is the

  Chad Hatfield RealJoy Realty LLC

  9902 S Thomas Dr Unit 838, Panama City, FL 32408
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  /12

  $319,900 Open Sat 12PM - 2PM

  • 3 Beds
  • 2.5 Baths
  • 1,359 Sq Ft

  1510 Mulberry Ave, Panama City, FL 32405

  Brand new custom home on a quiet street. Close to downtown, beach, shopping, medical and schools. Oversized lot future ADU or garage ready. 50 year roof, 25 year floor, 10 year A/C and lifetime Termite protection. Custom white oak countertops that will last a lifetime compliment the farmhouse s/s sink and pot filler. Curbless showers and wide doorways have future proofed this home for the elderly

  Stephen Hachey Lowest Fee Realty LLC

  1510 Mulberry Ave, Panama City, FL 32405
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  /47

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,477 Sq Ft

  4034 Napoli Rd, Panama City, FL 32405

  Motivated seller offering 10k in concessions. All-brick corner lot home in Venetian Villa featuring 3 bedrooms, 2 bathrooms, and over 12x30 Florida/Sun Room. This well-maintained, second-owner property offers low-maintenance exterior construction and pride of ownership throughout. Interior features include a formal dining room, spacious living room, additional family room, closed-in laundry room,

  Nicole Yohe Coastal Living Realty & Associates

  4034 Napoli Rd, Panama City, FL 32405
• 

  

  /54

  $337,900

  • 4 Beds
  • 2.5 Baths
  • 1,976 Sq Ft

  6606 Atkins Rd, Panama City, FL 32404

  Rare listing for a beautiful ''Aisle floor-plan'' home in the popular Liberty neighborhood. This house is less than two years old and features several upgrades, including a fenced backyard, solar panels (which can be removed if desired), and a UV light air sanitation system integrated into the AC unit. As an added bonus, the washer and dryer will convey with the home.The interior offers a

  Denis Rakov Beachy Beach Real Estate

  6606 Atkins Rd, Panama City, FL 32404
• 

  

  /22

  $305,000

  • 3 Beds
  • 2 Baths
  • 1,302 Sq Ft

  3524 Mill Point Cove, Panama City, FL 32404

  3824 Mill Point Cove was built by one of Bay Counties most sought after builders. Brick Home with spacious floor plan, custom solid wood cabinets, quartz counter tops, upgraded light fixtures, doors, insulation, trim, low e windows, vinyl flooring, freshly painted, fenced backyard and entire house has filtered water system. Neighborhood has underground utilities, lighted streets, zoysia grass and

  Karen Smith Beachy Beach Real Estate

  3524 Mill Point Cove, Panama City, FL 32404
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  /20

  $350,000

  • 3 Beds
  • 1 Bath
  • 1,120 Sq Ft

  5725 Sunset Ave, Panama City, FL 32408

  Seller ready to SELL, all offers will be considered. Welcome to your perfect slice of paradise in Panama City Beach! This 3 bed 1 bath home is ideally located just three blocks from the stunning white sands and emerald waters of the Gulf of Mexico. Built in 1972 and nestled in an established, friendly neighborhood, this property offers the ideal blend of vintage charm and beachside

  Renee Redfern Think Real Estate

  5725 Sunset Ave, Panama City, FL 32408
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  /25

  $374,900

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 1805D, Panama City, FL 32408

  Breathtaking Gulf Views from the 18th Floor - Fully Furnished Beachfront Condo! Welcome to Boardwalk Beach Resort Unit C-1805, a beautifully appointed 1-bedroom, 1-bath condo with a hallway bunkroom offering comfort, convenience, and unforgettable views. Located at 9450 South Thomas Drive in Panama City Beach, Florida, this 18th floor gem delivers sweeping 180-degree views of the emerald-green

  M. Roberts LoKation Real Estate

  9450 S Thomas Dr Unit 1805D, Panama City, FL 32408
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  /6

  $350,999

  • 4,768 Sq Ft

  520 Maine Ave, Panama City, FL 32401

  Looking to expand your real estate portfolio or jumpstart your journey as a landlord? This 5-unit multi-family property in Panama City offers steady cash flow and long-term value. partially rented / ready to lease (customize based on status) Low maintenance units - easy management Strong rental demand in the area Proximity to beaches, schools, and major employers Zoned for residential

  Will Pender Keller Williams Success Realty

  520 Maine Ave, Panama City, FL 32401
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  /28

  $398,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,706 Sq Ft

  516 William Way, Panama City, FL 32404

  Welcome to 516 William Way, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction offers beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of

  Steven Koleno Beycome of Florida LLC

  516 William Way, Panama City, FL 32404
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  /55

  $310,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 810E, Panama City, FL 32408

  A FRONT-ROW SEAT TO THE EMERALD COAST AT A NEWLY REDUCED PRICE, BRING ALL OFFERS! HIGHLY SOUGHT AFTER EAST BUILDING WITH THE BEST SUNSET VIEWS!Welcome to 9850 S Thomas Dr Unit 810E, a remarkable opportunity to own a piece of paradise in Panama City Beach, FL. This charming 609-square-foot unit offers an exceptional blend of comfort and luxury, perfectly positioned to capture breathtaking Gulf

  Jennifer Drew Corcoran Reverie

  9850 S Thomas Dr Unit 810E, Panama City, FL 32408
• 

  

  /15

  $370,710 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,817 Sq Ft

  5129 Salvation St, Panama City, FL 32404

  he 1817 floorplan by Adams Homes features 4 bedrooms and 2 bathrooms. This home boasts a spacious open-concept floorplan with a large family room, dining area, and a well-appointed kitchen with a large countertop and walk-in pantry. The two-story layout ensures privacy for the upstairs master suite, which includes a large walk-in closet and ensuite bathroom with dual vanity and soaking tub. The

  Kimberly Suppa Adams Homes Realty, Inc.

  5129 Salvation St, Panama City, FL 32404
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  /8

  $300,000

  • 2 Beds
  • 1 Bath
  • 777 Sq Ft

  1155 Mulberry Ave, Panama City, FL 32401

  Handyman special in high demand neighborhood

  INVESTMENT REALTY Beach Realty of Florida

  1155 Mulberry Ave, Panama City, FL 32401
• 

  

  /3

  $399,012 New Construction

  • 3 Beds
  • 2 Baths
  • 1,622 Sq Ft

  3116 Douglas Rd, Panama City, FL 32405

  CURRENTLY UNDER CONSTRUCTION!This beautiful new construction 3-bedroom, 2-bath home is conveniently located in Panama City and features NO HOA. Designed with comfort and style in mind, the home offers 9-foot ceilings and luxury vinyl plank flooring throughout an open-concept, split-bedroom floor plan. The kitchen boasts granite countertops, stainless steel appliances, and a pantry, all

  Jessica Kriser Live 30A Real Estate LLC

  3116 Douglas Rd, Panama City, FL 32405
• 

  

  /8

  $325,000

  • 12 Beds
  • 5 Baths
  • 6,788 Sq Ft

  11921 Caruso Dr, Panama City, FL 32404

  Excellent value-add opportunity for investors or healthcare operators or large dwelling. This 6,788 SF former assisted living facility is situated on a 1-acre parcel just outside Panama City, Florida. Previously licensed as a 34-bed residence, the property features 12 bedrooms, 5 bathrooms, and significant potential for redevelopment or renovation. The building is currently vacant and in need of

  Danny McCall Counts Real Estate Group Inc

  11921 Caruso Dr, Panama City, FL 32404

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