Panama City, FL Homes for Sale under $400,000

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  /33

  $350,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 404E, Panama City, FL 32408

  Check out this fully furnished and updated 1-bedroom, 1-bath beachfront condo located in the popular East Tower. This unit comes with dedicated storage for all your beach toys and floats. Situated on a convenient lower floor, this beautifully renovated unit showcases a new kitchen with granite countertops and modern appliances for a seamless look. The bathroom boasts a walk-in tiled shower with

  Kathy Bass Avenue Realty

  9850 S Thomas Dr Unit 404E, Panama City, FL 32408
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  /45

  $400,000

  • 4 Beds
  • 2.5 Baths
  • 2,463 Sq Ft

  2712 Woodmere Dr, Panama City, FL 32405

  Ask about FREE appraisal and NO lender fees (Total savings $1495)! EVERYDAY COMFORT IN FOREST PARK WITH ROOM FOR EVERYONE. Brick ranch living meets a flexible, family-friendly layout in this 4-bed, 2.5-bath home on a generous lot. Inside, raised and tray ceilings and a fireplace anchor the main living area, while a true split-bedroom plan adds privacy. The kitchen connects easily to the formal

  JAMIE KITZMILLER Think Real Estate

  2712 Woodmere Dr, Panama City, FL 32405
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  /47

  $319,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,475 Sq Ft

  426 N Comet Ave, Panama City, FL 32404

  Welcome to this beautiful brand-new construction home located in Callaway, FL. Construction has just been completed and it's waiting for someone wanting a fresh beginning to turn it into home. With 1,475 square feet, this thoughtfully designed 3-bedroom, 2-bath home offers an open-concept layout that feels both welcoming and functional. The vaulted ceiling in the living room creates an airy,

  Taylor White Gillman Group Realty

  426 N Comet Ave, Panama City, FL 32404
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  /29

  $344,900

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6083 E Hwy 98 Bus, Panama City, FL 32404

  Bay Waterfront! Enjoy this spectacular view all day everyday on your enclosed porch or master bedroom balcony. Wake up to this awesome view! This townhouse features tile flooring in foyer, kitchen, baths and laundry room. Updated fully equipped kitchen with granite countertops and appliances, open breakfast bar to the living room and dining with bay view, half bath and laundry room on first

  Wilma Taylor CENTURY 21 Commander Realty

  6083 E Hwy 98 Bus, Panama City, FL 32404
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  /42

  $374,999

  • 4 Beds
  • 2 Baths
  • 2,201 Sq Ft

  11705 Poston Rd, Panama City, FL 32404

  Your Florida Dream Home Awaits! This beautiful 2,201 open floor plan home, offers 4 bedrooms and 2 baths. Blending comfort, elegance, and coastal charm. Enjoy modern finishes throughout, including Quartz countertops, CoreTec Pro Plus flooring, a built-in sprinkler system, and an installed water softener. Step outside to your 14x24 patio — the perfect spot to entertain, soak up the sun, or unwind

  Cliff Glansen FLATFEE.COM

  11705 Poston Rd, Panama City, FL 32404
• 

  

  /20

  $330,000

  • 4 Beds
  • 2 Baths
  • 2,120 Sq Ft

  7508 Delancey St, Panama City, FL 32404

  Welcome to 7508 Delancey Street, where comfort, style and convenience meet in this beautifully designed floor plan offering a thoughtfully crafted living space with a spacious 2-car garage with epoxy-coated flooring. As you approach the home, you're greeted by a fully sodded lawn and a covered front patio perfect for welcoming guests or relaxing outdoors. Step inside and immediately feel at home

  Kim Banks Coldwell Banker Realty

  7508 Delancey St, Panama City, FL 32404
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  /44

  $389,900

  • 4 Beds
  • 2 Baths
  • 2,224 Sq Ft

  247 Bayou Bend Ln, Panama City, FL 32404

  Welcome to a home where timeless elegance, elevated craftsmanship, and thoughtful design come together in perfect harmony. This exquisite 4-bedroom, 2-bath Craftsman-style residence by Truland Homes offers one of the largest and most desirable floor plans in the prestigious Park Place community. With 2,224 sq. ft. of impeccably curated living space, it seamlessly blends classic architectural

  Melissa Haworth EXP Realty LLC

  247 Bayou Bend Ln, Panama City, FL 32404
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  /35

  $380,000

  • 3 Beds
  • 2 Baths
  • 1,620 Sq Ft

  3140 Douglas Rd, Panama City, FL 32405

  Family-Friendly 3-Bedroom, 2-Bath Home on a Spacious Corner Lot!Ideally located in a central area close to schools, parks, shopping, and dining, this home offers comfort and convenience for the whole family. The large corner lot provides plenty of space for kids to play, room to expand, or even add a pool. Bring all your toys—there's ample parking for an RV, boat, or trailer. Don't miss this

  Jolene Bryant Coastal Palms Real Estate

  3140 Douglas Rd, Panama City, FL 32405
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  /36

  $389,000

  • 3 Beds
  • 2 Baths
  • 1,835 Sq Ft

  4415 College Station Rd, Panama City, FL 32404

  Beautifully Remodeled Home on a full one Acre of land. Centrally located, this 1,835 sq. ft. home offers the perfect blend of comfort, privacy, and convenience. Home has been completely remodeled to include new walls, ceilings, wiring throughout, flooring, appliances, water heater, roof and painting. This beautiful home is like new and features 3 bedrooms, 2 baths, an office, spacious living

  Daryle Burkey Coldwell Banker Realty

  4415 College Station Rd, Panama City, FL 32404
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  /7

  $325,000

  • Land
  • 3.3 Acres
  • $98,485 per Acre

  1137 1/2 E 15th St, Panama City, FL 32405

  3.3 acres of light industrial vacant land on E 15th St . Approximately 125ft of road frontage. Great location for New Business lots of traffic ..

  Antonio Bellamy Beachy Beach Real Estate

  1137 1/2 E 15th St, Panama City, FL 32405
• 

  

  /23

  $365,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  3833 Red Deer Cir, Panama City, FL 32404

  HOME IS PRICED WITH INCENTIVE INCLUDED FOR LIMITED TIME! *Special incentives for 5.99% interest rate and additional $3,000 towards closing costs with preferred lender OR flat 11k in closing costs* Welcome to Game Farm! A peaceful, secluded community you'll be proud to call home. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local

  Charles Commander Jr. CENTURY 21 Commander Realty

  3833 Red Deer Cir, Panama City, FL 32404
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  /31

  $378,250

  • 1 Bath
  • 656 Sq Ft

  436 Harrison Ave Unit 6, Panama City, FL 32401

  A New Era in Historic Downtown Panama City! Introducing The Mashburn Building—an iconic four-story development redefining luxury and community in the heart of Historic Downtown Panama City. Featuring 27,000 square feet of historic charm, this distinctive property offering industrial-style residential lofts on the third and fourth floors, each with nearly 12-foot ceilings, polished concrete

  Kristen Barr Counts Real Estate Group Inc

  436 Harrison Ave Unit 6, Panama City, FL 32401
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  /29

  $390,000

  • 3 Beds
  • 3.5 Baths
  • 1,369 Sq Ft

  926 Pitts Ave, Panama City, FL 32404

  Three-story East Bay townhome with stunning views from every floor and a 1BR/1BA apartment on the ground level—perfect for rental income or guests. No HOA! The kitchen was remodeled to include new cabinets, new quartz countertops, and all new lighting. Beautiful exposed wooden beams on the ceiling. Just roughly 5 miles to Tyndall AFB and minutes to Sacred Heart Hospital. Main level features a

  Matthew Jones Coastal Heritage Real Estate LLC

  926 Pitts Ave, Panama City, FL 32404
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  /84

  $304,500

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  6401 Bellavia Ln, Panama City, FL 32404

  Welcome Home! Don't skip this one. Built in 2023, this beautiful 4-bedroom, 2-bathroom home combines modern style with everyday comfort. Step inside to find a bright, open floor plan with luxury vinyl plank flooring throughout the main living areas — durable, stylish, and easy to maintain. The carpeted bedrooms offer a cozy retreat, while the spacious kitchen features contemporary finishes,

  Matthew Pace Innerscope Realty LLC

  6401 Bellavia Ln, Panama City, FL 32404
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  /35

  $314,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,722 Sq Ft

  3123 Breezy Bay Ct, Panama City, FL 32409

  Welcome to 3123 Breezy Bay Court, a new home at Hodges Bayou Plantation in Southport, Florida. This Taylor plan has four bedrooms, two full bathrooms, one half bathroom, and a two-car garage. Step inside through the covered entry where you will find beautiful EVP flooring leading into the spacious living room designed with open concept kitchen overlooking the living area, dining room, and covered

  D.R. Horton Builder

  3123 Breezy Bay Ct, Panama City, FL 32409
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  /49

  $348,800

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  5505 Sun Harbor Rd Unit 181, Panama City, FL 32401

  $95,000 PRICE REDUCTION and Newly Listed!!!!! One of the rarest condos ever constructed in Bay County FL. This two story end unit boasts 2 bedrooms (both on first floor), 2 full bathrooms (one on each floor), along with a large kitchen, dining area, and open living room on the second floor! The second floor also features a private covered balcony with Magnificent views of the Bay, Pool, and

  Nathan Trent Coastal Sun Realty LLC

  5505 Sun Harbor Rd Unit 181, Panama City, FL 32401
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  /54

  $315,000

  • 2 Beds
  • 2 Baths
  • 939 Sq Ft

  8727 Thomas Dr Unit D5, Panama City, FL 32408

  Amazing Location! Welcome to Sugar Beach, one of Panama City Beach's most popular beachfront vacation resorts. This gated, pet-friendly community is beautifully maintained and offers a peaceful setting with lush landscaping and a large fish and turtle pond. Residents and guests enjoy outstanding amenities including a swimming pool, clubhouse, tennis courts, shuffleboard, BBQ area, and private

  David Travare The Travare Brokerage Firm

  8727 Thomas Dr Unit D5, Panama City, FL 32408
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  /17

  $334,900

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1212, Panama City, FL 32408

  A beautiful12th floor beachfront condo with amazing gulf views! Located in The Summit Condominium Beach Resort. This unit features 1 bedroom and 1.5 bathroom, with hallway bunks. Recently remodeled, this unit is a turnkey rental. New furnishings! Fully remodeled kitchen with stainless appliances, tiled backsplash, new shaker style cabinets, and butcher block counter tops. The master bedroom is

  Matthew Jones Coastal Heritage Real Estate LLC

  8743 Thomas Dr Unit 1212, Panama City, FL 32408
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  /33

  $339,500

  • 4 Beds
  • 2 Baths
  • 1,904 Sq Ft

  351 Michele Dr, Panama City, FL 32404

  Welcome to 351 Michele Drive! This is THE 4 bedroom, 2 bath home that you need to see. At 1904 Sq feet (taken from recent appraisal), this home is perfect for those that need space. The bedroom plan is a split bedroom for privacy with the master bedroom over looking the covered patio and back yard. A luxurious master bath has a soaking tub, separate shower, double vanities, private comode and TWO

  Jeff Payne Keller Williams Success Realty

  351 Michele Dr, Panama City, FL 32404
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  /51

  $325,000 New Construction

  • 4 Beds
  • 3 Baths
  • 2,080 Sq Ft

  2723 Usery Rd, Panama City, FL 32404

  Discover modern luxury living in this newly constructed home near Highway 231 in Panama City, Florida—an ideal primary residence, second home, or investment property with short-term rentals allowed and no HOA. Conveniently located near shopping, dining, and just 18 minutes from Tyndall Air Force Base, this open-concept home offers a flexible floor plan with a main-level bedroom ideal for a guest

  Kristina Briscoe Keller Williams Success Realty

  2723 Usery Rd, Panama City, FL 32404
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  /10

  $323,900

  • 2 Beds
  • 1 Bath
  • 986 Sq Ft

  3733 Benbow St, Panama City, FL 32408

  Seller is now offering 5k in Concessions. Can be used for closing cost or home improvement. Charming Beachside Bungalow - Fully Remodeled & Ready to Enjoy! Welcome to 3733 Benbow Street - a beautifully updated 2-bedroom, 1-bath gem just two blocks from the sparkling sands of Panama City Beach! With 989 sq ft of thoughtfully designed living space, this move-in-ready home is perfect as a short-term

  Kyle Payne Empire Real Estate of Florida LLC

  3733 Benbow St, Panama City, FL 32408
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  /8

  $373,900 New Construction

  • 5 Beds
  • 3.5 Baths
  • 2,525 Sq Ft

  7100 Traditions Dr, Panama City, FL 32404

  This home is under construction. Pics are of a like plan. Welcome to the grandeur and elegance of the 2525 floor plan, a stunning two-story home that exemplifies luxurious living. With 5 bedrooms and 3.5 baths, this residence offers an abundance of space for you and your family to thrive. As you step inside, you'll be greeted by a magnificent two-story foyer that sets the stage for the grandeur

  Kimberly Suppa Adams Homes Realty, Inc.

  7100 Traditions Dr, Panama City, FL 32404
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  /31

  $385,000

  • 4 Beds
  • 2 Baths
  • 1,750 Sq Ft

  1310 W 30th St, Panama City, FL 32405

  Introducing The Sage floorplan, proudly brought to you by Coastal Classic Homes! Situated just outside the highly desirable and ever-growing SweetBay community, Horizon Pointe offers the perfect blend of beautifully crafted homes, neighborhood charm, and unbeatable convenience. This stunning 4-bed, 2-bath home truly checks every box. Step inside to an inviting open-concept kitchen, living, and

  Joshua Hoey Think Real Estate

  1310 W 30th St, Panama City, FL 32405
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  /38

  $389,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,864 Sq Ft

  3070 Lucky Farm Ln, Panama City, FL 32404

  Construction now complete on this 3BR/2Ba one-story home with garage. Spacious Owners Suite Bedroom with bath, kitchen open to family room. Don't miss this opportunity to own in this new neighborhood. Homeowner Association Documents available for viewing upon request.Buyer to verify all dimensions.

  Robert Ward REMAX By The Sea

  3070 Lucky Farm Ln, Panama City, FL 32404
• 

  $371,119 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  1092 Blazing Star St, Panama City, FL 32405

  The Mangrove plan by Harris Doyle Homes is SweetBays most attainable living option as a lock-and-leave Cottage. The open layout features a large living space connected to kitchen and dining. There is abundant storage with a sizeable laundry room, pantry and spacious walk-in closets. The primary bath has a large tile-to-ceiling shower, and a guest bath serves the second bedroom. The Mangrove

  Harris Doyle Homes Builder

  1092 Blazing Star St, Panama City, FL 32405
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  /24

  $316,950 New Construction

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  5320 Lake Dr, Panama City, FL 32404

  Discover the perfect blend of modern style and small-town charm in this stunning 3-bedroom, 2-bath home with 1,368 sq ft of beautifully finished living space—located in the heart of Parker, a growing community. Sitting on an oversized in-town lot, this home offers the space you want with the convenience you need. Inside, you'll love the bright, open feel created by raised 9-foot ceilings

  Tillery Johnson Top Producers Real Estate Ctr

  5320 Lake Dr, Panama City, FL 32404
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  /31

  $312,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408

  This beautifully updated 1-bedroom, 2-bathroom condo at Laketown Wharf in Panama City Beach, FL, offers stunning views of the Gulf of America and resort-style living. Conveniently located just steps away from the elevator, this unit provides easy access to all the fantastic amenities the resort has to offer. Recently upgraded in 2024, the condo features new flooring and modern kitchen appliances,

  Alex Morris Dalton Wade Inc

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408
• 

  

  /19

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 309, Panama City, FL 32408

  Gross Vacation Rental Projection $43,700-$59,950! Welcome to Laketown Wharf 309! Totally updated, tastefully decorated and fully furnished 2Bd/ 2Ba 1,262 SqFt condo with an additional bunk room. Perfectly situated on the 3rd floor—no need to wait for the elevator! Recently transformed with over $100,000 renovation, modern interior features an open-concept layout with new flooring, fresh paint,

  Maxim Sedov Keller Williams Success Realty

  9860 S Thomas Dr Unit 309, Panama City, FL 32408
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  /57

  $399,900

  • 4 Beds
  • 3 Baths
  • 1,483 Sq Ft

  9902 S Thomas Dr Unit 838, Panama City, FL 32408

  Motivated Seller! The bright Panama City Beach lights have stopped here! This gorgeous LAKEFRONT 3 bedroom + bunk room unit features stunning lake and gulf views from its oversized, private wraparound balcony. A Corner unit that showcases a breathtaking sunrise view and is the prime location for the nightly water show. Just Steps Away From The World's Most Beautiful White-Sand Beaches, and is the

  Chad Hatfield RealJoy Realty LLC

  9902 S Thomas Dr Unit 838, Panama City, FL 32408
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  /32

  $305,000

  • 4 Beds
  • 2 Baths
  • 1,272 Sq Ft

  2733 Wakulla Ave, Panama City, FL 32405

  !!! Price Reduction!!! Welcome to this charming 4-bedroom, 2-bath Craftsman-style home in the heart of Panama City. Built in 2012 and thoughtfully maintained, this residence offers 1,272 square feet of comfortable living space on an oversized 0.28-acre lot. Inside, the open floor plan creates a bright and inviting atmosphere, ideal for both everyday living and entertaining. The well-designed

  Beverly Reyes CENTURY 21 Ryan Realty Inc

  2733 Wakulla Ave, Panama City, FL 32405
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  /15

  $395,000

  • Land
  • 1.06 Acres
  • $372,642 per Acre

  0 Hwy 2311 Hwy, Panama City, FL 32404

  Cleared Acre on Deerpoint Lake, on Hwy 2311, ready for a new construction home. Dockable from your own property. Enjoy fresh water fishing, boating, kayaking, tubing, and beautiful sunrises and sunsets. This is a growing and coveted location. Deer Point Lake is a one of a kind location in Panama City. Utilites are available. Buyer to verify all information. Sign is located to notate location of

  Coralee King Beachy Beach Real Estate

  0 Hwy 2311 Hwy, Panama City, FL 32404
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  /30

  $349,900

  • 4 Beds
  • 2 Baths
  • 1,702 Sq Ft

  4573 Cedar St, Panama City, FL 32404

  This almost new home offers modern comfort in exceptional condition, boasting 1700 SqFt of thoughtfully designed living space with 4 bedrooms and 2 full baths. Built in 2024, this like-new home features a clean, contemporary layout that is move-in ready - no updates needed. Enjoy bright, open living areas, high quality finishes and the peace of mind that comes with a young home. The location is

  Regina Puckett Anchor Realty Florida

  4573 Cedar St, Panama City, FL 32404
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  /34

  $337,500

  • 3 Beds
  • 2.5 Baths
  • 1,865 Sq Ft

  1114 Calabria Rd, Panama City, FL 32405

  $5000 CONCESSION!! Seller is highly motivated and ready to make an offer. Beautifully updated 3b, 2.5b in Venetian Villa. This home is unique in that it backs up to woodlands and is only 3 blocks from the Bay. It also has underground utilities and seldom loses power. This home has a sprinkler system. Outside there is an in-ground, self-cleaning vinyl pool with new liner and new pool pump. There

  Jo Sapp Beach King Realty

  1114 Calabria Rd, Panama City, FL 32405
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  /51

  $340,000

  • 3 Beds
  • 2 Baths
  • 1,487 Sq Ft

  2409 Nicole Dr, Panama City, FL 32405

  Welcome to 2409 Nicole Drive - A Home Designed for Everyday Comfort and Enjoyment Life feels easy in this freshly updated 3 bedroom, 2 bath home tucked away in a quiet Panama City neighborhood. From the moment you step inside, you'll notice the bright, welcoming feel—fresh paint, updated bathrooms, and a floor plan that makes gathering with family and friends simple and natural. The primary suite

  Samantha Kotrous Counts Real Estate Group Inc

  2409 Nicole Dr, Panama City, FL 32405
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  /54

  $349,900

  • 4 Beds
  • 2.5 Baths
  • 1,976 Sq Ft

  6606 Atkins Rd, Panama City, FL 32404

  Rare listing for a beautiful ''Aisle floor-plan'' home in the popular Liberty neighborhood. This house is less than two years old and features several upgrades, including a fenced backyard, solar panels (which can be removed if desired), and a UV light air sanitation system integrated into the AC unit. As an added bonus, the washer and dryer will convey with the home.The interior offers a

  Denis Rakov Beachy Beach Real Estate

  6606 Atkins Rd, Panama City, FL 32404
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  /30

  $330,000

  • 3 Beds
  • 2 Baths
  • 1,928 Sq Ft

  4823 Mccall Ln, Panama City, FL 32404

  LOCATION LOCATION LOCATION!!! 4823 McCall Lane is located in a very sought after, tight knit neighborhood of Cherokee Heights, right off of 231 and Star Ave, close to schools, new shopping center and short drive to Tyndall AFB. This 3 bedroom, 2 bath home is one of the largest 3 bedrooms in the neighborhood measuring 1928 square feet. The interior is an open concept with high ceilings, wood

  Jeff Payne Keller Williams Success Realty

  4823 Mccall Ln, Panama City, FL 32404
• 

  

  /20

  $360,000

  • 3 Beds
  • 1 Bath
  • 1,120 Sq Ft

  5725 Sunset Ave, Panama City, FL 32408

  Seller ready to SELL, all offers will be considered. Welcome to your perfect slice of paradise in Panama City Beach! This 3 bed 1 bath home is ideally located just three blocks from the stunning white sands and emerald waters of the Gulf of Mexico. Built in 1972 and nestled in an established, friendly neighborhood, this property offers the ideal blend of vintage charm and beachside

  Renee Redfern Think Real Estate

  5725 Sunset Ave, Panama City, FL 32408
• 

  

  /25

  $391,200

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 1805D, Panama City, FL 32408

  Breathtaking Gulf Views from the 18th Floor - Fully Furnished Beachfront Condo! Welcome to Boardwalk Beach Resort Unit C-1805, a beautifully appointed 1-bedroom, 1-bath condo with a hallway bunkroom offering comfort, convenience, and unforgettable views. Located at 9450 South Thomas Drive in Panama City Beach, Florida, this 18th floor gem delivers sweeping 180-degree views of the emerald-green

  M. Roberts LoKation Real Estate

  9450 S Thomas Dr Unit 1805D, Panama City, FL 32408
• 

  

  /6

  $350,999

  • 4,768 Sq Ft

  520 Maine Ave, Panama City, FL 32401

  Looking to expand your real estate portfolio or jumpstart your journey as a landlord? This 5-unit multi-family property in Panama City offers steady cash flow and long-term value. partially rented / ready to lease (customize based on status) Low maintenance units - easy management Strong rental demand in the area Proximity to beaches, schools, and major employers Zoned for residential

  Will Pender Keller Williams Success Realty

  520 Maine Ave, Panama City, FL 32401
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  /39

  $349,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  3423 Rachel Place, Panama City, FL 32409

  Welcome to the Rhett, located at the peaceful Hodges Bayou Plantation community in Panama City, Florida. The Rhett is one of our popular one-story floor plans used in many communities in this area. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Rhett, you will see the long main hallway

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  3423 Rachel Place, Panama City, FL 32409

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