Panama City, FL Homes for Sale under $400,000

• 

  

  

  /20

  $380,000

  • 3 Beds
  • 1 Bath
  • 1,120 Sq Ft

  5725 Sunset Ave, Panama City, FL 32408

  HUGE PRICE DROP, Seller ready to MOVE this. Welcome to your perfect slice of paradise in Panama City Beach! This 3 bed 1 bath home is ideally located just three blocks from the stunning white sands and emerald waters of the Gulf of Mexico. Built in 1972 and nestled in an established, friendly neighborhood, this property offers the ideal blend of vintage charm and beachside living.With a

  Renee Redfern Think Real Estate

  5725 Sunset Ave, Panama City, FL 32408
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  /25

  $391,200

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 1805D, Panama City, FL 32408

  Breathtaking Gulf Views from the 18th Floor - Fully Furnished Beachfront Condo! Welcome to Boardwalk Beach Resort Unit C-1805, a beautifully appointed 1-bedroom, 1-bath condo with a hallway bunkroom offering comfort, convenience, and unforgettable views. Located at 9450 South Thomas Drive in Panama City Beach, Florida, this 18th floor gem delivers sweeping 180-degree views of the emerald-green

  M. Roberts LoKation Real Estate

  9450 S Thomas Dr Unit 1805D, Panama City, FL 32408
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  /14

  $304,970 New Construction

  • 3 Beds
  • 2 Baths
  • 1,891 Sq Ft

  3917 Lombard St Unit 60, Panama City, FL 32404

  The Joplin floorplan offers a total 3 bedrooms and 2 baths with an office (or flex space)!, large walk-in closet in Owner's Suite and large dining nook at a very spacious 1891 square feet. Features in the home include (but are not limited to) 2 car garage, beautiful open kitchen with huge pantry, upgraded quartz countertops, white shaker style cabinets, and stainless steel appliances. Owner's

  Lisa Strickland Lennar Realty Inc

  3917 Lombard St Unit 60, Panama City, FL 32404
• 

  

  

  /28

  $398,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,706 Sq Ft

  516 William Way, Panama City, FL 32404

  Welcome to 516 William Way, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction offers beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of

  Steven Koleno Beycome of Florida LLC

  516 William Way, Panama City, FL 32404
• 

  

  

  /23

  $300,000

  • 4 Beds
  • 2 Baths
  • 1,331 Sq Ft

  602 Gabriel St, Panama City, FL 32405

  Major Price Adjustment.... Modern home in the middle of Panama City. The pictures will not allow to detail ALL the upgrades and new renovation they did to this home. Please take a tour TODAY so you can appreciate it. If you are looking for 4 spacious bedrooms and nice-looking home, you have found it! It has an effective year built of 2014 however, the counter granite, cabinets, A/C and hot water

  Wanda Martinez Coldwell Banker Realty

  602 Gabriel St, Panama City, FL 32405
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  /3

  $330,710 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,817 Sq Ft

  5129 Salvation St, Panama City, FL 32404

  he 1817 floorplan by Adams Homes features 4 bedrooms and 2 bathrooms. This home boasts a spacious open-concept floorplan with a large family room, dining area, and a well-appointed kitchen with a large countertop and walk-in pantry. The two-story layout ensures privacy for the upstairs master suite, which includes a large walk-in closet and ensuite bathroom with dual vanity and soaking tub. The

  Kimberly Suppa Adams Homes Realty, Inc.

  5129 Salvation St, Panama City, FL 32404
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  /55

  $310,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 810E, Panama City, FL 32408

  A FRONT-ROW SEAT TO THE EMERALD COAST AT A NEWLY REDUCED PRICE! Welcome to 9850 S Thomas Dr Unit 810E, a remarkable opportunity to own a piece of paradise in Panama City Beach, FL. This charming 609-square-foot unit offers an exceptional blend of comfort and luxury, perfectly positioned to capture breathtaking Gulf views. The residence features one bedroom and one bathroom, making it an ideal

  Jennifer Drew Corcoran Reverie

  9850 S Thomas Dr Unit 810E, Panama City, FL 32408
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  /71

  $329,900

  • 4 Beds
  • 2 Baths
  • 1,867 Sq Ft

  6425 Slabinski Ln, Panama City, FL 32404

  SELLER OFFERING $10,000 TOWARD BUYER CLOSING COSTS, AND/OR MORTGAGE RATE BUY-DOWN. PLUS PREFERRED LENDER INCENTIVES. CONTACT LISTING AGENT FOR DETAILS. Tucked along a peaceful conservation backdrop with no rear neighbors, this 2023-built brick home offers a rare combination of privacy, modern comfort, and everyday convenience. Natural light fills the open layout, where the kitchen, dining, and

  Brad Amerson LLC Compass Florida, LLC

  6425 Slabinski Ln, Panama City, FL 32404
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  /32

  $395,000

  • 1 Bed
  • 2 Baths
  • 750 Sq Ft

  4715 Thomas Dr Unit 202, Panama City, FL 32408

  This beautifully updated 1-bedroom, 2-bath condo sits perfectly on the second floor, giving you that picture-postcard view people hunt for—palm trees framing the emerald Gulf, waves rolling in, and sunsets you can enjoy right from the living room and the Gulf-front master bedroom. No elevator marathon... just effortless access and unbeatable scenery. Features You'll Love: • Prime 2nd-Floor

  Sandi Smith Dalton Wade Inc

  4715 Thomas Dr Unit 202, Panama City, FL 32408
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  /8

  $325,000

  • 12 Beds
  • 5 Baths
  • 6,788 Sq Ft

  11921 Caruso Dr, Panama City, FL 32404

  Excellent value-add opportunity for investors or healthcare operators or large dwelling. This 6,788 SF former assisted living facility is situated on a 1-acre parcel just outside Panama City, Florida. Previously licensed as a 34-bed residence, the property features 12 bedrooms, 5 bathrooms, and significant potential for redevelopment or renovation. The building is currently vacant and in need of

  Danny McCall Counts Real Estate Group Inc

  11921 Caruso Dr, Panama City, FL 32404
• 

  

  /30

  $329,900

  • 1 Bed
  • 2 Baths
  • 680 Sq Ft

  5717 Thomas Dr Unit C126, Panama City, FL 32408

  Rare opportunity in Largo Mar! Beautifully renovated coastal escape at the highly sought-after Largo Mar! This stunning condo has been completely updated from top to bottom and is just steps from the sugar-white sands and emerald waters of the World's Most Beautiful Beaches. Enjoy refreshing Gulf breezes and gulf views from two private balconies—one off the main living area and another from the

  Melisa Caporella Realty Mark Associates

  5717 Thomas Dr Unit C126, Panama City, FL 32408
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  /6

  $324,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,697 Sq Ft

  3116 Breezy Bay Ct, Panama City, FL 32409

  Welcome to 3116 Breezy Bay Court, a new home at Hodges Bayou Plantation in Southport, Florida. This Aria plan has three bedrooms, two full bathrooms and a 2-car garage. Step inside through the covered entry where you will find a bright foyer leading into the optimized living space designed with open concept kitchen overlooking the living area, dining room, and covered back patio. You'll notice

  D.R. Horton Builder

  3116 Breezy Bay Ct, Panama City, FL 32409
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  /33

  $309,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  6974 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 6974 William Pitsenbarger Road, a new home located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with

  D.R. Horton Builder

  6974 William Pitsenbarger Rd, Panama City, FL 32404
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  /5

  $399,000

  • Land
  • 2.17 Acres
  • $183,871 per Acre

  000 E 19th St, Panama City, FL 32405

  Excellent central location near HCA Gulf Coast Hospital, many medical offices, restaurants, retail, hotels, and much more in the immediate area. Water and Sewer are available and located in the right of way adjacent to the site. Property is currently zoned C-2 inside the City of Panama City limits.

  Charlie Haas Counts Real Estate Group

  000 E 19th St, Panama City, FL 32405
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  /56

  $310,000

  • 1 Bed
  • 1.5 Baths
  • 911 Sq Ft

  9900 S Thomas Dr Unit 1410, Panama City, FL 32408

  OWNER FINANCING WITH 20%-25% DOWN, 6.5% interest rate, 3-5 year balloon. It doesn't get any easier than this!! Plenty of room to CASH FLOW!!! IF YOU ARE SELF-EMPLOYED AND DON'T WANT TO DEAL WITH THE BANKS FIRST-HAND, TAKE ADVANTAGE OF THIS OPPORTUNITY TO HIGH SAVE CLOSING COSTS AND CLOSE QUICK!! CALL FOR MORE DETAILS ON TERMS AND SCHEDULE A TOUR!! Experience breathtaking Gulf-front views from

  Ramone Silvera Salty Marlin Realty LLC

  9900 S Thomas Dr Unit 1410, Panama City, FL 32408
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  /49

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,355 Sq Ft

  3613 T St, Panama City, FL 32404

  Whether you're looking to expand your short-term rental portfolio or claim a cozy retreat near the coast, this versatile property delivers. Generating over $34,000 in rental income this year, it stands as a proven performer with room to grow. Step inside to find a welcoming interior with 4 sleeping spaces and 2 full bathrooms, designed for comfort and flexibility. The updated kitchen features

  Marc Miller REMAX By The Sea

  3613 T St, Panama City, FL 32404
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  /69

  $375,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,680 Sq Ft

  1413 Chestnut Ave, Panama City, FL 32401

  Experience the ultimate coastal lifestyle at Chestnut Ridge! Strategically positioned in the heart of historic St. Andrews, this new build offers the perfect blend of luxury and convenience. Enjoy the proximity to local attractions such as shopping, bars, farmers market, and dining, while still being just a 10-minute drive from the beach. St. Andrews marina offers a boat launch making it a quick

  Jennifer Bowman Beachy Beach Real Estate

  1413 Chestnut Ave, Panama City, FL 32401
• 

  $334,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,043 Sq Ft

  The Creekside Plan at Liberty, Panama City, FL 32404

  Now pre-selling the Creekside, a new home floor plan at Liberty in Panama City, Florida. More information is coming soon. Contact us today for details.

  D.R. Horton Builder

  6225 Chapman Ln Unit 37183175, Panama City, FL 32404
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  /15

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,947 Sq Ft

  2649 Amelia Ave, Panama City, FL 32405

  OPEN HOUSE!! 12-14-25 from 1pm to 4pm. This well thought of open floor plan that boosts a formal dinning area, split floor plan, carpeted bedrooms and luxury vinyl planks. The home has beautiful lighting throughout with remote controlled fans, high ceiling in the living area. The kitchen has all new stainless steel appliances which includes a new side by side stainless steel fridge. Plenty of

  Mari Monroe-Garcia Legacy Premier Agency

  2649 Amelia Ave, Panama City, FL 32405
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  /27

  $335,000

  • 4 Beds
  • 2 Baths
  • 1,356 Sq Ft

  208 N Macarthur Ave, Panama City, FL 32401

  Beautiful home in the heart of the Cove! This 4-bedroom, 2-bath home features refinished original hardwood floors and a kitchen with butcher block countertops and stainless steel appliances. All windows were replaced in 2022, along with a new roof and HVAC. Plumbing and electrical have also been updated. Move-in ready and full of the Cove charm you'll love! The floor plan offers natural light and

  Bri Bowhall Foundation Real Estate Agency LLC

  208 N Macarthur Ave, Panama City, FL 32401
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  /11

  $317,490 New Construction

  • 4 Beds
  • 2 Baths
  • 1,805 Sq Ft

  5141 Harvey St, Panama City, FL 32404

  Introducing the Grayton, an expansive split floorplan from our Value collection. This new home features 4 bedrooms and 2 baths, offering ample space for the entire family. As you enter through the front door, you’ll be greeted by an open living area, encompassing the great room and dining room. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true

  Holiday Builders Builder

  5141 Harvey St, Panama City, FL 32404
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  /43

  $389,000

  • 4 Beds
  • 2 Baths
  • 1,344 Sq Ft

  6211 Sunset Ave Unit A&B, Panama City, FL 32408

  With just a short walk to the Gulf of Mexico, this 4-bedroom, 2-bath duplex offers an unbeatable location surrounded by popular restaurants, vibrant nightlife, and convenient boat ramps. Only one mile from St. Andrews State Park, it's perfectly situated for both relaxation and adventure. Each side currently rents for $1,500/month, with tremendous potential to convert into a high-income short-term

  Clint Furney Anchor Realty Florida

  6211 Sunset Ave Unit A&B, Panama City, FL 32408
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  /36

  $309,000

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  6903 N Lagoon Dr Unit 51, Panama City, FL 32408

  This stunning 2nd-floor unit offers waterfront living at an incredible price point! Assigned parking is located right out front for convenience. Inside, you'll find a spacious layout featuring a must-see master suite with a walk-in closet and private bath, plus a second bedroom and full bath. The open kitchen and family room showcase gorgeous lagoon views, with granite countertops, a large island

  Ramil Zartdinov Local Insight Realty

  6903 N Lagoon Dr Unit 51, Panama City, FL 32408
• 

  

  /23

  $365,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  3817 Red Deer Cir, Panama City, FL 32404

  Welcome to Game Farm! A peaceful, secluded community you'll be proud to call home. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern Coastal Homes. From the moment you arrive, a beautifully landscaped grand entrance and scenic bridge welcome you into an inviting environment. This community features wide homesites,

  Charles Commander Jr. CENTURY 21 Commander Realty

  3817 Red Deer Cir, Panama City, FL 32404
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  /35

  $325,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 912W, Panama City, FL 32408

  Oh my: Just got word from Management company of the rental income for the year. Very impressive! Escape to a world of paradise in this exquisite Gulf-front condo that transcends the ordinary and encapsulates the essence of coastal living. Immerse yourself in the serene beauty of breathtaking sunsets and pristine beaches, all within the embrace of your own private oasis. This renovated condo

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 912W, Panama City, FL 32408
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  /20

  $309,983 New Construction

  • 3 Beds
  • 2 Baths
  • 1,720 Sq Ft

  11411 Godart St, Panama City, FL 32404

  Beautiful Water View Home! MOVE IN READY!!!.PAID CLOSING COSTS with preferred lender!! This is one of our most popular floor plans in East Bay! With 1720 sq ft of wide open living space, this one will not disappoint! From the minute you open the door you will appreciate just how much space you will find in this 3 bedroom, 2 bath, 2 car garage charmer. Clear sight lines in each area...yet, a split

  Susan Cantrell Adams Homes Realty, Inc.

  11411 Godart St, Panama City, FL 32404
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  /50

  $399,999

  • 3 Beds
  • 2.5 Baths
  • 1,290 Sq Ft

  7813 N Lagoon Dr Unit 9F, Panama City, FL 32408

  RARE WATERFRONT GEM WITH PREMIUM COVERED BOAT SLIP + DUAL LIFTS ($50K-$75K VALUE!) — FULLY FURNISHED + TURNKEY! If you've been waiting for a true waterfront unicorn, this is the one. This 3 Bedroom, 2.5 Bathroom North Lagoon beauty is one of the few condos offering a large, covered BOAT SLIP with NEW dual lifts, built to accommodate up to 30 ft / 10,000 lbs—all INCLUDED in the sales price!

  Shelly Callaway CENTURY 21 Ryan Realty Inc

  7813 N Lagoon Dr Unit 9F, Panama City, FL 32408
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  /33

  $300,000

  • 3 Beds
  • 1 Bath
  • 1,510 Sq Ft

  900 E 2nd Place, Panama City, FL 32401

  This 3 bedroom 1 bath Cove charmer combines thoughtful updates with timeless quality. The kitchen has been fully remodeled with quartz countertops, a marble subway tile backsplash, and sleek black stainless appliances. The bathroom offers a marble top vanity and an oversized jetted tub for relaxing comfort. Major upgrades include a 2018 roof with a lifetime warranty, 2018 HVAC system and

  Sarah Fisher EXP Realty LLC

  900 E 2nd Place, Panama City, FL 32401
• 

  /2

  $369,999

  • Land
  • 0.77 Acre
  • $480,518 per Acre

  250 N Tyndall Pkwy, Panama City, FL 32404

  ***3/4 OF AN ACRE COMMERCIAL LOT ZONED MIXED USE WITH CONSTRUCTION DOCUMENTS READY FOR DEVELOPMENT!!*** This property is ready for whatever you are looking to develop, but as a bonus the seller has complete plans, documents, full renderings of the attached pictures along with all information. The plans are for a shovel ready mixed use residential/retail building project that will consist of 6

  Mario Gobel RE/MAX SELECT Partners

  250 N Tyndall Pkwy, Panama City, FL 32404
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  /21

  $339,000

  • 3 Beds
  • 2 Baths
  • 1,480 Sq Ft

  126 Pelican Way, Panama City, FL 32408

  REDUCED TO SELL QUICK - LOTS OF HOUSE FOR THE MONEY - CALL YOUR AGENT! Great home on a large120 X 100 lot. Quick access the beach, shopping, restaurants, etc. This home appears much larger than the posted square footage. The kitchen and bathrooms have been upgraded with granite countertops and the bathrooms have very nice cabinets. Large 17 x14 master bed room with a large walk-in closet and

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  126 Pelican Way, Panama City, FL 32408
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  /78

  $327,900

  • 1 Bed
  • 2 Baths
  • 936 Sq Ft

  9900 S Thomas Dr Unit 425, Panama City, FL 32408

  Back on the market! (no fault of Seller) Low-Floor Beachfront Luxury + Same-Floor Deeded Parking! This beautifully maintained 1BR + Bunkroom, 2BA condo is located in the highly sought-after Shores of Panama — one of the most amenity-rich Gulf-front resorts in Panama City Beach. Situated on a low floor with a deeded 4th-floor parking spot, you and your guests will enjoy unmatched convenience with

  Carla Singleton Ohana Real Estate Services

  9900 S Thomas Dr Unit 425, Panama City, FL 32408
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  /49

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,062 Sq Ft

  8730 Thomas Dr Unit 313, Panama City, FL 32408

  Exceptional Waterfront Opportunity! This beautifully updated, fully furnished 3-bedroom, 2-bath condo is a perfect, move-in-ready coastal haven. Enjoy private boat dock access with slips and trailer parking, along with breathtaking views of the Grand Lagoon. Located moments from the beach, dining, and entertainment, this unit is approved for short-term rentals and features smart home technology

  Theresa Applegate Anchor Realty Florida

  8730 Thomas Dr Unit 313, Panama City, FL 32408
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  /48

  $320,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  9900 S Thomas Dr Unit 2009, Panama City, FL 32408

  Welcome to Unit 2009 at the Shores of Panama—a highly sought-after ''A Stack'' floor plan offering panoramic views of the eastern shoreline and a direct overlook of the resort's stunning lagoon-style pool. This beautifully maintained 1-bedroom, 2-bath condo has RENTAL PROJECTIONS OF $52,500+ and also includes a separate bunk room, maximizing space and rental potential. There are granite

  Shawn Dunne Berkshire Hathaway HomeServices PenFed

  9900 S Thomas Dr Unit 2009, Panama City, FL 32408
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  /44

  $329,900

  • 3 Beds
  • 2 Baths
  • 1,692 Sq Ft

  335 N Macarthur Ave, Panama City, FL 32401

  Charming Cove Cottage! Welcome to this absolutely adorable almost 1700 sq ft 3-bedroom, 2-bath home in the heart of The Cove—one of Panama City's most beloved and historic neighborhoods, known for its winding streets, majestic oak trees, and timeless character. This delightful property blends classic charm with modern updates, including paid-off solar panels, (all electric home, except for the

  Jessica Albritton Beachy Beach Real Estate

  335 N Macarthur Ave, Panama City, FL 32401
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  /36

  $385,500

  • 3 Beds
  • 2 Baths
  • 1,280 Sq Ft

  4805 Stellata Ln, Panama City, FL 32408

  This beautiful Forest Park floor plan is located in the Upper Grand Lagoon, Magnolia Bay Club neighborhood. With a sense of security in this gated neighborhood you'll get peaceful/quiet serene views of St. Andrews Bay. This open concept home features a split bedroom floor plan, granite countertops, stainless appliances, custom cabinets, pantry and dining area. Enjoy resort style facilities that

  Jess Eshelman Think Real Estate

  4805 Stellata Ln, Panama City, FL 32408
• 

  

  /5

  $399,000

  6400 E Highway 22, Panama City, FL 32404

  Located next door to the new Tractor Supply Store on HWY 22 with about 280 feet of frontage this 2.78 acres can be used for many types of commercial or residential home sites or personal use and this property is made up of two parcels of land. There is an older home located on property with some hurricane damage that is being sold as is. Call today for more information

  Roy Furst Central Bay Realty and Property Management LLC

  6400 E Highway 22, Panama City, FL 32404
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  /26

  $340,000 Pre-Foreclosure

  • 3 Beds
  • 2 Baths
  • 2,118 Sq Ft

  2807 Gordon St, Panama City, FL 32405

  New roof in 2019. New AC in 2023. Very nice 3 bed 2 bath 2 car garage 2,912 sqft home with spacious 16,639 sqft lot. Located in an excellent quiet community. Near shops and entertainment. A few minutes from the marina and beach. Great opportunity, at a reasonable price in a great neighborhood.

  Abel Henriquez AMERICAN REALTY EXPERTS

  2807 Gordon St, Panama City, FL 32405
• 

  

  /49

  $324,900

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1328, Panama City, FL 32408

  GREAT VIEWS, Welcome to the Summit, You'll Easily Fall in Love with This Charming 1BR/1.5BA+Bunk Condo That Can Comfortably Accommodate 6 Guests & Offers A Spacious Balcony Overlooking the Gulf of Mexico. Also Featuring a Spacious Living Room-Dining Area & Kitchen Equipped with A Stove, Microwave, Dishwasher, Refrigerator & Breakfast Bar, Oversized Master Bedroom, Bunks in the Hall & Jack-N-Jill

  Mike Rylee Beach Time Realty, Inc

  8743 Thomas Dr Unit 1328, Panama City, FL 32408
• 

  

  /31

  $345,000

  • 4 Beds
  • 2 Baths
  • 2,129 Sq Ft

  4774 Firefly Ln, Panama City, FL 32404

  Beautiful 4 Bedroom Home in Sought-After Titus Park! Welcome to your dream home in Titus Park— one of Panama City's fastest-growing and most desirable communities! Built in 2021, this spacious 4 bedroom, 2 bathroom home offers nearly 2,100 sq. ft. of modern living space with an open-concept design perfect for both entertaining and everyday life. Prime Location: Just off Highway 231, you'll enjoy

  Rick Miller Beachy Beach Real Estate

  4774 Firefly Ln, Panama City, FL 32404
• 

  

  /59

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,908 Sq Ft

  334 S Macarthur Ave, Panama City, FL 32401

  Discover a true Cove classic just two blocks from St. Andrews Bay! Surrounded by majestic live oaks draped in Spanish moss, this 3BR/2BA home offers timeless character and a flexible floorplan with multiple living areas, a dining room, and a bonus/flex room ideal for an office, hobby space, or playroom. A spacious family room with plenty of natural light anchors the home, and opens to the covered

  Lee Ann Swartzentruber Epique Realty Inc

  334 S Macarthur Ave, Panama City, FL 32401

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