NOT LISTED FOR SALE

Estimated Value: $417,000 - $457,000

3 Beds
2 Baths
1,950 Sq Ft
$224/Sq Ft Est. Value

Last Sold October 01, 2024

Last sale price $455,000 $233 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $2,678/month

37 Days on Market

Highlights

  • Access To Pond
  • Screened Pool
  • Gated Community
  • Frank E. Brigham Academy Rated 9+
  • Fishing
  • Vaulted Ceiling

About This Home

As of October 2024

Wonderful pool home nestled inside the gated and desirable community of Ruby Lake. 132 Ruby Drive offers a feeling of Florida living with three comfortably sized bedrooms, two full bathrooms, along with formal dining room. As you step past the lush landscaping and charming curb appeal, you are greeted by an elegant foyer revealing an open concept and immediate view of the sparkling pool and living area flooded with natural lighting. In the center of the home you will find the kitchen offering plenty of cabinet and counter space, a convenient breakfast bar, and a dinette area that overlooks the solar heated pool. The seamless transition between the kitchen and formal dining room is perfect for hosting family dinners, holidays, or casual get-togethers. The split bedrooms offer seclusion, complete with pool lanai access, and an en-suite bath with dual sinks, garden tub, and tastefully tiled walk-in shower. Just outside, you will find a tropical oasis amidst the lush landscaping, beautiful flowers and shimmering waters of refreshing salt-filtration pool. Whether you're soaking up the sun or relaxing in the shade of the covered lanai, this outdoor retreat is sure to become a favorite spot to enjoy. The City of Winter Haven is ideally positioned in the heart of Central Florida between Tampa and Orlando.

Last Agent to Sell the Property

Tammy Graham

SELLSTATE CENTRIC REALTY Brokerage Phone: 863-279-1409 License #3137025 Listed on: 07/28/2024

Last Buyer's Agent

Susan Brown

COLDWELL BANKER REALTY License #3422276

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,405

Year Built

  • Built in 1998

Lot Details

  • 0.27 Acre Lot
  • East Facing Home
  • Metered Sprinkler System

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,950 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • Great Room
  • Inside Utility
  • Laundry in unit
  • Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Pool

  • Screened Pool
  • Solar Heated In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Fence Around Pool

Outdoor Features

  • Access To Pond

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Michellette Ramos Association, Phone Number (407) 425-4561
  • Visit Association Website
  • Ruby Lake Ph 01 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,405

Year Built

Built in 1998

Lot Details

0

HOA Fees

$71 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1950
  • Lot Size Acres: 0.27
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 2668
  • Lot Size Sq Ft: 11561
  • Directions to Property: Head East on 540/Cypress Gardens Blvd. Approximately 5 miles turn left onto Ruby Lake Lane, turn left onto Ruby Lake Drive.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 506469714
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 233.33
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing
  • Attribution Contact: 863-279-1409
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 132
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Attic,Great Room,Inside Utility
  • Living Area Meters: 181.16
  • Room Count: 9

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated, In Ground, Salt Water, Screen Enclosure, Solar Heat
  • Exterior Features: Irrigation System, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Access: Pond
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Amenities: Gated
  • Association Fee: 425
  • Association Fee Frequency: Semi-Annually
  • Association Name: Michellette Ramos
  • Phone: 407-425-4561
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Per deed restrictions.
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com
  • Association URL: RubyLake.org

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Lot Info

  • Parcel Number: 27-29-07-856603-000170
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1074

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Per deed restrictions. The buyer and the buyer's agent to verify all the HOA lease restrictions and terms.

Tax Info

  • Tax Annual Amount: 3404.69
  • Tax Book Number: 105-19
  • Tax Lot: 17

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 28, 2024
Closed on
Oct 1, 2024
Sold by
Lewis Revocable Living Trust and Lewis Charlotte G
Bought by
Henwood Gerald and Henwood Kellie
Seller's Agent
Tammy Graham
SELLSTATE CENTRIC REALTY
Buyer's Agent
Susan Brown
COLDWELL BANKER REALTY
List Price
$479,000
Sold Price
$455,000
Premium/Discount to List
-$24,000
-5.01%
Views
21
Current Estimated Value
$436,581

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,419
Avg. Annual Appreciation
-4.05%
Original Mortgage
$300,000
Outstanding Balance
$296,846
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$139,735

Purchase Details

Closed on
May 25, 2023
Sold by
Lewis Charlotte G
Bought by
Lewis Revocable Living Trust

Purchase Details

Listed on
Jun 25, 2019
Closed on
Aug 15, 2019
Sold by
Carufel Kathi and Carufel Kenneth A
Bought by
Lewis Travis W and Lewis Charlotte G
Seller's Agent
Deanna Stone
THE STONES REAL ESTATE FIRM
Buyer's Agent
Tammy Graham
SELLSTATE CENTRIC REALTY
List Price
$264,900
Sold Price
$264,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.49%

Purchase Details

Closed on
Mar 5, 1998
Sold by
Cassidy Organization Inc
Bought by
Carufel Kenneth A and Carufel Kathi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,000
Interest Rate
6.95%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Henwood Gerald $455,000 Integrity First Title
Lewis Revocable Living Trust $100 None Listed On Document
Lewis Travis W $264,900 Attorney
Carufel Kenneth A $147,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Henwood Gerald $300,000
Previous Owner Carufel Kenneth A $166,000
Previous Owner Carufel Kenneth A $97,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/01/2024 10/01/24 Sold $455,000 -5.0% $233 / Sq Ft
09/05/2024 09/05/24 Pending -- -- --
07/29/2024 07/29/24 For Sale $479,000 +80.8% $246 / Sq Ft
08/15/2019 08/15/19 Sold $264,900 0.0% $136 / Sq Ft View Prior Sale
06/28/2019 06/28/19 Pending -- -- --
06/25/2019 06/25/19 For Sale $264,900 -- $136 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,500 $238,117 -- --
2024 $3,405 $234,946 -- --
2023 $3,405 $228,103 $0 $0
2022 $3,400 $221,459 $0 $0
2021 $3,408 $215,009 $0 $0
2020 $3,372 $212,040 $53,000 $159,040
2018 $2,371 $158,061 $0 $0
2017 $2,196 $154,810 $0 $0
2016 $2,326 $151,626 $0 $0
2015 $2,197 $150,572 $0 $0
2014 $2,309 $149,377 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: L4946452

Stellar MLS

APN: 27-29-07-856603-000170