NOT LISTED FOR SALE

Estimated Value: $446,586 - $457,000

4 Beds
3 Baths
2,318 Sq Ft
$194/Sq Ft Est. Value

Last Sold March 19, 2023

Last sale price $435,000 $188 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,028/month

37 Days on Market

Highlights

  • Access To Pond
  • Heated In Ground Pool
  • 2 Car Attached Garage
  • Frank E. Brigham Academy Rated 9+
  • Gated Community
  • Tile Flooring

About This Home

As of March 2023

Beautiful 4 Bedroom/ 3 Bath pool home featuring a spacious open floor plan that was designed for entertaining. All furniture and decorations may be included in the purchase. The well-equipped kitchen offers stainless steel appliances, maple wood cabinetry, corian countertops, tile flooring, breakfast bar, and breakfast nook. The formal dining room features chair rail molding, coffered ceiling and a large arched window. The generously proportioned great room offers volume ceilings with crown molding, built-in entertainment center, wood laminate flooring, and oversized glass sliding doors that open onto the patio. The master bedroom suite features dual walk-in closets, wall-to-wall carpeting, and sliding doors with access to the patio. The luxurious master bath offers 2 individual vanities, garden tub, and tiled shower. Other amenities include a formal living room with 14ft ceilings, laundry room with washer & dryer, leaded glass entrance door, fenced-in back yard, swimming pool with waterfall feature, 2 car garage, and much more. This fabulous home is situated in the desirable gated community of Ruby Lake with a short commute to shops, schools, medical facilities, and Legoland.

The roof is less than a year old. The HVAC system was recently replaced.

Last Agent to Sell the Property

Joshua Johnson

KELLER WILLIAMS REALTY SMART 1 License #3478698 Listed on: 01/09/2023

KELLER WILLIAMS REALTY SMART 1

Last Buyer's Agent

Andi Gamble

LPT REALTY, LLC License #696147

LPT REALTY, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,470

Year Built

  • Built in 2003

Lot Details

  • 10,498 Sq Ft Lot
  • South Facing Home
  • Irrigation

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,318 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan

Kitchen

  • Built-In Oven
  • Range
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Heated In Ground Pool
  • Access To Pond

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Michellette Ramos Association, Phone Number (407) 425-4561
  • Ruby Lake Ph 4 Subdivision
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,470

Year Built

Built in 2003

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2318
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 2003
  • Building Area Total: 3052
  • Lot Size Sq Ft: 10498
  • Directions to Property: From Highway 27- turn right (west) on Cypress Gardens Boulevard. Turn left on West Lake Ruby Drive. Turn left on North Lake Ruby Drive. Turn right on Ruby Lake Drive. At the stop sign turn right on Ruby Lake Loop. Proceed straight on Ruby Lake Lane. The home is located on the left.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/P4924065?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/P4924065?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.91598
  • Price per Sq Ft: 187.66
  • Close to Original List Price Ratio: 0.88957
  • Ratio: Current Price\Building Area Total: 142.53
  • View: No
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2022
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Split Bedroom
  • Appliances Included: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 255
  • Room Count: 8
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: South
  • Pool Features: Heated, In Ground
  • Exterior Features: Irrigation System
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Access: Pond
  • Water View Y N: No
  • Water Access Y N: Yes
  • Water Extras Y N: No
  • Disclosures: HOA/PUD/Condo Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association Name: Michellette Ramos
  • Phone: 407-425-4561
  • Association: Yes
  • Senior Community: No
  • Association Email: admin@donasher.com
  • Association Fee Requirement: Required
  • Association Approval Required YN: Yes

Fee Information

  • Total Annual Fees: 750
  • Monthly HOA Fee: 62.5
  • Total Monthly Fees: 62.5

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856604-001090
  • Additional Parcels: No
  • Flood Zone Code: x
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Approval Process: Contact the association manager for lease restrictions and to verify MLS data.
  • Pet Restrictions: Contact the association manager for specific pet restrictions.
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: Contact the association manager for lease restrictions and to verify MLS data.

Tax Info

  • Tax Annual Amount: 2470.15
  • Tax Book Number: 108-21 THRU 23
  • Tax Lot: 109

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 9, 2023
Closed on
Mar 17, 2023
Sold by
Landolt Michele L
Seller's Agent
Joshua Johnson
KELLER WILLIAMS REALTY SMART 1
Buyer's Agent
Andi Gamble
LPT REALTY, LLC
List Price
$489,000
Sold Price
$435,000
Premium/Discount to List
-$54,000
-11.04%
Views
107
Current Estimated Value
$450,147

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,147
Avg. Annual Appreciation
1.35%
Original Mortgage
$348,000
Outstanding Balance
$337,055
Interest Rate
6.12%
Mortgage Type
New Conventional
Estimated Equity
$113,092

Purchase Details

Closed on
Apr 17, 2015
Sold by
Dawson Jean
Bought by
Giardinieri Henry M and Giardinieri Beverly S

Purchase Details

Listed on
Nov 2, 2012
Closed on
Feb 28, 2013
Sold by
Uka Nanu Ranchhodji and Uka Jashoda Nanu
Bought by
Dawson Jean
Seller's Agent
John Marchetti
STAR REALTY OF WINTER HAVEN
List Price
$235,000
Sold Price
$226,000
Premium/Discount to List
-$9,000
-3.83%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.62%

Purchase Details

Closed on
Jun 2, 2005
Sold by
Stride Daniel and Stride Katie
Bought by
Ranchhodji Nanu and Uka Jashoda Nanu

Purchase Details

Closed on
Apr 15, 2003
Sold by
Cassidy Organization Inc
Bought by
Stride Daniel and Stride Katie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,100
Interest Rate
5.68%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 18, 2002
Sold by
Tyler Homes Of Polk County Inc
Bought by
Cassidy Organization Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
-- $435,000 Smart Title
Giardinieri Henry M $227,000 Real Estate Title Services I
Dawson Jean $226,000 Attorney
Ranchhodji Nanu $275,000 Lawyers Title Ins
Stride Daniel $223,800 --
Cassidy Organization Inc $35,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open -- $348,000
Previous Owner Cassidy Organization Inc $156,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/19/2023 03/19/23 Sold $435,000 -8.4% $188 / Sq Ft
02/16/2023 02/16/23 Pending -- -- --
01/24/2023 01/24/23 Price Changed $474,900 -2.9% $205 / Sq Ft
01/09/2023 01/09/23 For Sale $489,000 +116.4% $211 / Sq Ft
05/26/2015 05/26/15 Off Market $226,000 -- --
02/28/2013 02/28/13 Sold $226,000 -3.8% $97 / Sq Ft View Prior Sale
01/17/2013 01/17/13 Pending -- -- --
11/01/2012 11/01/12 For Sale $235,000 -- $101 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,932 $365,301 $88,000 $277,301
2024 $6,750 $370,457 $88,000 $282,457
2023 $6,750 $357,372 $86,000 $271,372
2022 $2,470 $178,072 $0 $0
2021 $2,467 $172,885 $0 $0
2020 $2,436 $170,498 $0 $0
2018 $2,371 $163,557 $0 $0
2017 $2,203 $160,193 $0 $0
2016 $2,331 $156,898 $0 $0
2015 $3,797 $189,186 $0 $0
2014 $3,948 $193,216 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: P4924065

Stellar MLS

APN: 27-29-07-856604-001090