NOT LISTED FOR SALE

404 E 10th St Spencer, IA 51301

Estimated Value: $161,476 - $199,000

3 Beds
2 Baths
1,425 Sq Ft
$127/Sq Ft Est. Value

Last Sold December 09, 2024

Last sale price $169,900 $119 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $1,061/month

41 Days on Market

Highlights

  • 1 Car Detached Garage
  • Forced Air Heating and Cooling System
  • 1-Story Property
  • Spencer Middle School Rated 9+

About This Home

As of December 2024

Discover the perfect blend of charm and modern living in this beautiful three-bedroom home! The near new kitchen, equipped with sleek quartz countertops, and stainless appliances is perfect for culinary enthusiasts. Elegant arched doorways and original hardwood floors lead you through the home, highlighting built-in storage features that provide both style and functionality. The partially finished basement offers ample space for an additional family room, and endless potential for customization with the third bedroom and second bathroom, both ready for your finishing touches. Outside, you'll find a private, fenced-in yard, an oversized single car garage, and low-maintenance vinyl siding. This home is a perfect blend of modern updates and timeless features!

Last Agent to Sell the Property

Nicole Nimke

EXIT Realty Midwest- Spencer/Emmetsburg License #S64122 Listed on: 09/29/2024

EXIT Realty Midwest- Spencer/Emmetsburg

Last Buyer's Agent

Sean Kondrath

Real Estate Unlimited License #S71353

Real Estate Unlimited

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,470

Year Built

  • Built in 1940

Lot Details

  • 7,100 Sq Ft Lot
  • Lot Dimensions are 50x142

Parking

  • 1 Car Detached Garage

Home Design

  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,425 Sq Ft Home
  • 1-Story Property
  • Furnished or left unfurnished upon request
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • College Addition Subdivision

Listing and Financial Details

  • Assessor Parcel Number 963607406002

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,470

Year Built

Built in 1940

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1940
  • Levels: One
  • Stories: 1
  • Architectural Style: Ranch
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Style: Full
  • Appliances: Dishwasher, Dryer, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 119.23
  • Total Sq Ft: 1125
  • Above Grade Finished: 1125
  • Finished Sq Ft: 1425
  • Basement Features: Finished-Partial

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Vinyl Siding
  • Flood Zone: No
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Size: 16x24
  • Garage Spaces: 1

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Condo/Co-op/Association

  • Complex Development Subdivision Name: COLLEGE ADDITION

Lot Info

  • Parcel Number: 963607406002
  • Estimated Acres: 0.16
  • Estimated Lot Dimensions: 50x142
  • Lot Sq Ft: 7100

Rental Info

  • Furnished: Negotiable

Tax Info

  • Tax Amount: 1470
  • Tax Classification: Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2024
Closed on
Dec 6, 2024
Sold by
Doran Danielle M
Bought by
Jackson Nicholas and Jackson Gracie
Seller's Agent
Nicole Nimke
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Sean Kondrath
Real Estate Unlimited
List Price
$174,900
Sold Price
$169,900
Premium/Discount to List
-$5,000
-2.86%
Views
27
Current Estimated Value
$180,369

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,469
Avg. Annual Appreciation
5.53%
Original Mortgage
$135,920
Outstanding Balance
$134,358
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$46,011

Purchase Details

Closed on
Jan 5, 2021
Sold by
Merchant Scott R and Merchant Angela M
Bought by
Doran Danielle M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,750
Interest Rate
2.71%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 21, 2016
Closed on
Dec 2, 2016
Sold by
York Angela K
Bought by
Merchant Scott R and Merchant Angela M
Seller's Agent
Kim Bates
Northwest Iowa Realty
Buyer's Agent
Brian Plueger
Spencer Realty Inc.
List Price
$78,500
Sold Price
$74,000
Premium/Discount to List
-$4,500
-5.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.26%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jackson Nicholas $170,000 None Listed On Document
Doran Danielle M $75,000 None Available
Merchant Scott R -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jackson Nicholas $135,920
Previous Owner Doran Danielle M $72,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/09/2024 12/09/24 Sold $169,900 0.0% $119 / Sq Ft
10/29/2024 10/29/24 Price Changed $169,900 -2.9% $119 / Sq Ft
09/29/2024 09/29/24 For Sale $174,900 +136.4% $123 / Sq Ft
12/05/2016 12/05/16 Sold $74,000 -5.7% $66 / Sq Ft View Prior Sale
10/28/2016 10/28/16 Pending -- -- --
10/21/2016 10/21/16 For Sale $78,500 -- $70 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,524 $149,490 $20,000 $129,490
2024 $1,524 $105,470 $14,000 $91,470
2023 $1,470 $105,470 $14,000 $91,470
2022 $1,354 $89,400 $14,000 $75,400
2021 $1,452 $84,710 $14,000 $70,710
2020 $1,452 $77,050 $12,500 $64,550
2019 $1,296 $70,640 $0 $0
2018 $1,268 $70,240 $0 $0
2017 $1,296 $68,480 $0 $0
2016 $1,284 $68,480 $0 $0
2015 $1,272 $67,830 $0 $0
2014 $1,234 $67,830 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 241177

Iowa Great Lakes Board of REALTORS®

APN: 9636-07-406-002