Kim Hermann
Huff Realty - CC
(859) 479-0331
240 Total Sales
2 in Wallace Woods
$105K - $310K Price Range
435 Wallace Ave Covington, KY 41014
Wallace Woods NeighborhoodEstimated Value: $653,000 - $717,000
5
Beds
3.5
Baths
3,037
Sq Ft
$226/Sq Ft
Est. Value
Highlights
- 0.22 Acre Lot
- Traditional Architecture
- 2 Fireplaces
- Recreation Room
- Wood Flooring
- Great Room
About This Home
As of February 2026A rare once-in-a-lifetime opportunity to own this exquisitely restored three-story residence in the highly coveted Wallace Woods neighborhood. This remarkable home showcases timeless craftsmanship with original oak woodwork, an elegant grand staircase, and stunning stained glass throughout. Rich architectural details abound, including beamed ceilings, mid-rise wall paneling, and fireplaces that evoke historic charm and original Rookwood pottery. The gourmet kitchen has been thoughtfully updated with premium stainless steel appliances and granite countertops, blending classic character with modern convenience. Offering five spacious bedrooms and four and a half impeccably renovated baths—with a bath on each level—this home provides both luxury and functionality. The partially finished lower level with a full bath offers additional living or entertaining space. Outside, enjoy the carefully renewed patio space and detached oversized garage complemented by generous off-street parking. A truly extraordinary property where historic elegance meets contemporary living in one of the area's most desirable neighborhoods.
Last Agent to Sell the Property
Keller Williams Advisors License #220052 Listed on: 12/17/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1904
Lot Details
- 9,710 Sq Ft Lot
- Lot Dimensions are 150 x 73
- Aluminum or Metal Fence
Parking
- Detached Garage
- Off-Street Parking
Home Design
- Traditional Architecture
- Stone Foundation
- Tile Roof
- Stucco
Interior Spaces
- 3,037 Sq Ft Home
- 3-Story Property
- Built-In Features
- Bookcases
- Woodwork
- Crown Molding
- Beamed Ceilings
- Chandelier
- 2 Fireplaces
- Non-Functioning Fireplace
- Decorative Fireplace
- Gas Fireplace
- Window Treatments
- Wood Frame Window
- Pocket Doors
- Entrance Foyer
- Great Room
- Family Room
- Living Room
- Formal Dining Room
- Recreation Room
Kitchen
- Eat-In Kitchen
- Electric Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
Flooring
- Wood
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Double Vanity
- Bathtub with Shower
- Shower
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Finished Basement
- Partial Basement
- Laundry in Basement
- Basement Storage
Outdoor Features
- Patio
Schools
- Sixth District Elementary School
- Holmes Middle School
- Covington Adult High School
Utilities
- Cooling System Mounted In Outer Wall Opening
- Forced Air Heating and Cooling System
- Hot Water Heating System
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 17, 2025
Closed on
Feb 27, 2026
Sold by
Bought by
Seller's Agent
Lucy Mcclanahan
Keller Williams Advisors
Buyer's Agent
Lucy Mcclanahan
Keller Williams Advisors
List Price
$650,000
Sold Price
$692,500
Premium/Discount to List
$42,500
6.54%
Views
133
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,624
Avg. Annual Appreciation
-2.21%
Original Mortgage
$692,500
Outstanding Balance
$689,916
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
-$4,040
Purchase Details
Listed on
Jun 2, 2021
Closed on
Jul 12, 2021
Sold by
Bought by
Seller's Agent
Rebecca Weber
Huff Realty - Ft. Mitchell
Buyer's Agent
Lucy Mcclanahan
Keller Williams Advisors
List Price
$449,900
Sold Price
$440,000
Premium/Discount to List
-$9,900
-2.2%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.29%
Original Mortgage
$220,000
Interest Rate
2.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 11, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,400
Interest Rate
4.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 16, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
3.97%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 24, 2001
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Wallace Woods, KY
-
Kim Hermann
-
Teresa Gillum
Teresa Gillum
eXp Realty
(859) 927-3267
113 Total Sales
1 in Wallace Woods
$107,500 Price
-
Kellie Barter
Kellie Barter
Weichert, REALTORS - R.E. 1790
(513) 572-6995
72 Total Sales
1 in Wallace Woods
$259,500 Price
-
Mike Wright
Mike Wright
Hoeting, Realtors
(513) 440-2953
157 Total Sales
1 in Wallace Woods
$205,000 Price
-
Kathy Wolfe
Kathy Wolfe
Keller Williams Realty Service
(859) 888-1955
50 Total Sales
1 in Wallace Woods
$169,000 Price
-
Katrina Robke Holtmeier
Katrina Robke Holtmeier
Responds QuicklyKeller Williams Realty Service
(513) 866-7832
146 Total Sales
3 in Wallace Woods
$165K - $200K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $692,500 | 360 American Title | ||
| $440,000 | None Available | ||
| $353,000 | Priority National Title | ||
| $330,500 | Lawyers Title Cincinnati Inc | ||
| $170,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $692,500 | ||
| Closed | $692,500 | ||
| Previous Owner | $165,000 | ||
| Previous Owner | $220,000 | ||
| Previous Owner | $281,746 | ||
| Previous Owner | $282,400 | ||
| Previous Owner | $264,000 | ||
| Previous Owner | $173,000 | ||
| Previous Owner | $50,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/27/2026 02/27/26 | Sold | $692,500 | +6.5% | $228 / Sq Ft | |
| 01/23/2026 01/23/26 | Pending | -- | -- | -- | |
| 12/17/2025 12/17/25 | For Sale | $650,000 | +47.7% | $214 / Sq Ft | |
| 07/12/2021 07/12/21 | Sold | $440,000 | -2.2% | $145 / Sq Ft | View Prior Sale |
| 06/04/2021 06/04/21 | Pending | -- | -- | -- | |
| 06/02/2021 06/02/21 | For Sale | $449,900 | -- | $148 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,830 | $440,000 | $10,000 | $430,000 |
| 2024 | $5,786 | $440,000 | $10,000 | $430,000 |
| 2023 | $5,861 | $440,000 | $10,000 | $430,000 |
| 2022 | $5,771 | $440,000 | $10,000 | $430,000 |
| 2021 | $5,352 | $353,000 | $10,000 | $343,000 |
| 2020 | $5,325 | $353,000 | $10,000 | $343,000 |
| 2019 | $5,047 | $330,500 | $10,000 | $320,500 |
| 2018 | $5,154 | $330,500 | $10,000 | $320,500 |
| 2017 | $5,230 | $330,500 | $20,000 | $310,500 |
| 2015 | $4,052 | $210,000 | $20,000 | $190,000 |
| 2014 | $4,003 | $210,000 | $20,000 | $190,000 |
Source: Public Records
Agents Affiliated with this Home
-
Lucy Mcclanahan
Seller's Agent in 2026
Lucy Mcclanahan
Keller Williams Advisors
(859) 445-2482
1 in this area
56 Total Sales
-
Sarah Close
Seller Co-Listing Agent in 2026
Sarah Close
Keller Williams Advisors
(513) 766-0656
1 in this area
142 Total Sales
-
R
Seller's Agent in 2021
Rebecca Weber
Huff Realty - Ft. Mitchell
-
S
Seller Co-Listing Agent in 2021
Shawn Masters
Huff Realty - Ft. Mitchell
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 638657
APN: 055-32-08-008.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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