$105,000
SOLD JAN 31, 2025

45 Spencer St Lyons, NY 14489

4 Beds
1 Bath
1,260 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$83 Per Sq Ft

4% Below List Price

51 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Flooring
  • Formal Dining Room
  • Cathedral Ceiling
  • Separate Formal Living Room
  • 1 Car Detached Garage

About This Home

As of January 2025

Welcome to your dream home on a serene street just minutes from town! This charming two-story residence features a lovely front porch, perfect for enjoying your morning coffee or unwinding in the evening. Inside, you'll find spacious living areas filled with natural light, ideal for both relaxation and entertaining. With a convenient location near local amenities, this home offers the perfect blend of tranquility and accessibility. Don't miss your chance to own this slice of paradise!

Last Agent to Sell the Property

Tracy Zornow

Listing by Empire Realty Group Brokerage Phone: 315-573-2522 License #10401317805 Listed on: 10/16/2024

Empire Realty Group

Last Buyer's Agent

Shaun Murphy

Listing by Howard Hanna License #10401384386

Howard Hanna

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,973

Year Built

  • Built in 1880

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 66x135
  • Partially Fenced Property

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Cape Cod Architecture
  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 1,260 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Separate Formal Living Room
  • Formal Dining Room
  • Laundry Room

Kitchen

  • Gas Oven
  • Gas Range
  • Range Hood
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Open Patio
  • Porch

Utilities

  • Heating System Uses Gas
  • Vented Exhaust Fan
  • Heating System Uses Steam
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 254
  • Assessor Parcel Number 542800-071-111-0006-254-852-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,973

Year Built

Built in 1880

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1880
  • Attribution Contact: 315-573-2522
  • ResoLaundryFeatures: In Basement
  • Lot Features: Residential Lot
  • Road Frontage Type: City Street
  • Directions: Canal St to Spencer St.
  • Architectural Style: Cape Cod
  • Flooring: Carpet, Hardwood, Laminate, Varies
  • Garage Yn: Yes
  • Interior Features: Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, Separate/Formal Living Room, Kitchen Island
  • Unit Levels: Two
  • Year Built Details: Existing
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Range Hood
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Partial
  • Acres: 0.18
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Blacktop Driveway, Fence
  • Foundation Details: Stone
  • Patio And Porch Features: Open, Porch

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Detached, Garage

Utilities

  • Heating: Gas, Steam
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Schools

  • Junior High Dist: Lyons

Lot Info

  • Parcel Number: 542800-071-111-0006-254-852-0000
  • Lot Dimensions: 66X135
  • Lot Size Sq Ft: 7841.0
  • ResoLotSizeUnits: Acres
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1973.0
  • Tax Lot: 254

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2024
Closed on
Jan 31, 2025
Sold by
Gonyon Jennifer A
Bought by
Silcox Roger A and Cooley Jordan N
Seller's Agent
Tracy Zornow
Empire Realty Group
Buyer's Agent
Shaun Murphy
Howard Hanna
List Price
$109,900
Sold Price
$105,000
Premium/Discount to List
-$4,900
-4.46%
Views
103
Current Estimated Value
$114,084

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,084
Avg. Annual Appreciation
9.33%
Original Mortgage
$105,000
Outstanding Balance
$104,184
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$9,900

Purchase Details

Closed on
May 2, 2011
Sold by
Carney Michael
Bought by
Gonyou Jennifer A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,487
Interest Rate
4.82%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 30, 2007
Sold by
Nat City Bank Of Indiana
Bought by
Carney Michael

Purchase Details

Closed on
Jun 1, 2006
Sold by
Clarke Bruce
Bought by
Nat City Bank Of Indiana

Purchase Details

Closed on
Aug 20, 1999
Sold by
Rockefeller
Bought by
Clarke Bruce W and Clarke Mary L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $105,000 None Available
Warranty Deed $105,000 None Available
Deed $37,000 Michael Colarco
Deed $27,500 Michael Miller
Foreclosure Deed $28,050 Steven Baum
Deed $42,500 Richard Wunder
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $105,000 Purchase Money Mortgage
Closed $105,000 Purchase Money Mortgage
Previous Owner $42,487 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/31/2025 01/31/25 Sold $105,000 0.0% $83 / Sq Ft
12/06/2024 12/06/24 Pending -- -- --
11/12/2024 11/12/24 Price Changed $105,000 -4.5% $83 / Sq Ft
10/16/2024 10/16/24 For Sale $109,900 -- $87 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,936 $39,700 $3,400 $36,300
2023 $20 $39,700 $3,400 $36,300
2022 $1,659 $39,700 $3,400 $36,300
2021 $1,650 $39,700 $3,400 $36,300
2020 $938 $39,700 $3,400 $36,300
2019 $916 $39,700 $3,400 $36,300
2018 -- $39,700 $3,400 $36,300
2017 -- $39,700 $3,400 $36,300
2016 $867 $39,700 $3,400 $36,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1571760

Upstate New York Real Estate Information Services (UNYREIS)

APN: 542800-071-111-0006-254-852-0000