Seller's Agent in 2026
Jim Watson
Real Broker
(714) 342-4040
43 in this area
97 Total Sales
54 Valley Terrace Irvine, CA 92603
Turtle Ridge NeighborhoodEstimated Value: $3,989,000 - $4,191,000
5
Beds
4.5
Baths
2,971
Sq Ft
$1,363/Sq Ft
Est. Value
Highlights
- Fitness Center
- Primary Bedroom Suite
- Main Floor Bedroom
- Vista Verde Rated A+
- Clubhouse
- Great Room
About This Home
As of February 2026Tucked behind the exclusive gates of The Summit at Turtle Ridge, 54 Valley Terrace offers nearly 3,000 square feet of beautifully finished living space with five bedrooms, including a main-level ensuite, and four and a half bathrooms. Wide-plank wood flooring runs throughout, and the formal living room features a wood-beamed ceiling and a grand fireplace. The formal dining room opens through French doors to a private outdoor atrium with its own fireplace, while a sun-filled breakfast nook complements the gourmet kitchen, updated with brand-new counters, a stylish backsplash, and professional-grade appliances including a new refrigerator, dishwasher, and range hood. The generously sized primary suite offers dual walk-in closets, dual vanities, and a spacious shower. Fresh interior and exterior paint throughout, a tankless water heater, whole-house repipe, new irrigation system, and an electric car charger provide peace of mind and modern convenience, while paid-off solar panels add efficiency and value. Additional highlights include a separate laundry room and a three-car garage. The backyard is designed for easy entertaining with hardscape, artificial turf, and a built-in BBQ, and residents of Turtle Ridge enjoy resort-style amenities including two pools with spas and cabanas, playgrounds, a clubhouse, private theater, and scenic walking trails, all while being conveniently located near award-winning Vista Verde Elementary and University High.
Last Agent to Sell the Property
Real Broker Brokerage Phone: 714-342-4040 License #01196080 Listed on: 12/21/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2004
Lot Details
- 6,030 Sq Ft Lot
- Back and Front Yard
HOA Fees
- $688 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Electric Vehicle Home Charger
Home Design
- Entry on the 1st floor
- Planned Development
Interior Spaces
- 2,971 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
- Great Room
- Living Room with Fireplace
- Breakfast Area or Nook
Bedrooms and Bathrooms
- 5 Bedrooms | 1 Main Level Bedroom
- Primary Bedroom Suite
Laundry
- Laundry Room
- Laundry on upper level
Additional Features
- Exterior Lighting
- Suburban Location
- Central Heating and Cooling System
Listing and Financial Details
- Tax Lot 386
- Tax Tract Number 16312
- Assessor Parcel Number 47831105
- $4,712 per year additional tax assessments
Community Details
Overview
- The Summit At Turtle Ridge Association, Phone Number (800) 706-7838
- Prime Association Services HOA
- Fiore Subdivision
Amenities
- Outdoor Cooking Area
- Community Fire Pit
- Picnic Area
- Clubhouse
- Recreation Room
Recreation
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Hiking Trails
Security
- Security Guard
- Resident Manager or Management On Site
- Controlled Access
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 21, 2025
Closed on
Jan 8, 2026
Sold by
Bought by
Seller's Agent
Jim Watson
Real Broker
Buyer's Agent
Jiao Xu
Vista Sotheby's International Realty
List Price
$4,288,000
Sold Price
$3,965,000
Premium/Discount to List
-$323,000
-7.53%
Views
92
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$72,874
Avg. Annual Appreciation
4.85%
Original Mortgage
$1,982,500
Interest Rate
0.0618%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 31, 2025
Sold by
Bought by
Purchase Details
Closed on
Jun 20, 2013
Sold by
Bought by
Purchase Details
Closed on
Dec 31, 2008
Sold by
Bought by
Purchase Details
Closed on
Jun 11, 2007
Sold by
Bought by
Purchase Details
Closed on
Jun 8, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Interest Rate
0.0629%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jun 20, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$800,000
Interest Rate
0.0475%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $3,965,000 | First American Title Company | ||
| -- | None Listed On Document | ||
| -- | None Available | ||
| -- | None Available | ||
| $1,700,000 | Equity Title Company | ||
| -- | None Available | ||
| $1,003,500 | Chicago Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $1,982,500 | ||
| Closed | $225,500 | ||
| Closed | $100,000 | ||
| Closed | $700,000 | ||
| Closed | $250,000 | ||
| Closed | $250,000 | ||
| Closed | $500,000 | ||
| Closed | $400,000 | ||
| Closed | $103,000 | ||
| Closed | $800,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/04/2026 02/04/26 | Sold | $3,965,000 | -7.5% | $1,335 / Sq Ft |
| 12/21/2025 12/21/25 | For Sale | $4,288,000 | -- | $1,443 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $25,126 | $2,277,636 | $1,558,442 | $719,194 |
| 2024 | $27,128 | $2,232,977 | $1,527,884 | $705,093 |
| 2023 | $26,622 | $2,189,194 | $1,497,926 | $691,268 |
| 2022 | $26,130 | $2,146,269 | $1,468,555 | $677,714 |
| 2021 | $25,718 | $2,104,186 | $1,439,760 | $664,426 |
| 2020 | $25,480 | $2,082,611 | $1,424,997 | $657,614 |
| 2019 | $25,037 | $2,041,776 | $1,397,056 | $644,720 |
| 2018 | $24,601 | $2,001,742 | $1,369,663 | $632,079 |
| 2017 | $22,726 | $1,820,000 | $1,283,197 | $536,803 |
| 2016 | $22,688 | $1,820,000 | $1,283,197 | $536,803 |
| 2015 | $22,589 | $1,820,000 | $1,283,197 | $536,803 |
| 2014 | $21,300 | $1,662,000 | $1,125,197 | $536,803 |
Source: Public Records
Agents Affiliated with this Home
-
Jim Watson
-
TJ Romano
Seller Co-Listing Agent in 2026
TJ Romano
Real Broker
(949) 293-8736
16 in this area
39 Total Sales
-
Jiao Xu
J
Buyer's Agent in 2026
Jiao Xu
Vista Sotheby's International Realty
(310) 543-9999
1 in this area
46 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC25279130
APN: 478-311-05
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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