$157,000

821 E 3rd St Spencer, IA 51301

Estimated payment $1,039/month

Total Views 50,299
4 Beds
2 Baths
1,389 Sq Ft
$113 Price per Sq Ft

Highlights

  • Hot Property
  • Main Floor Bedroom
  • Forced Air Heating System
  • Wood Flooring
  • 1 Car Detached Garage
  • Ceiling Fan

About This Home

Ideal for first-time home buyers or investors looking for a rental property, this charming 4-bedroom, 2-bath home is full of potential and packed with value. You’ll love the character of the original hardwood floors and fully fenced backyard—perfect for pets and outdoor enjoyment. Major mechanical updates have already been taken care of, including a new furnace, central air conditioning, and hot water heater. Located in a well-kept neighborhood directly across from the high school, this property offers convenience, comfort, and rental income potential. Whether you’re looking for a place to call home or a solid addition to your portfolio, don’t miss this opportunity!

Listing Agent

Katie Nissen

Keller Williams Okoboji License #S71259 Listed on: 06/22/2025

Keller Williams Okoboji

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,018

Year Built

  • Built in 1949

Lot Details

  • 6,788 Sq Ft Lot
  • Property is Fully Fenced

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,389 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963618226036

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,018

Year Built

Built in 1949

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1949
  • Levels: One and One Half
  • Stories: 2
  • Architectural Style: 1.5 STORY
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Hardwood Floors, Main Floor Bedrooms
  • Total Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Style: Full
  • Appliances: Dishwasher, Microwave, Range/Stove, Refrigerator
  • Price Per S Q F T: 113.03
  • Total Sq Ft: 1389
  • Above Grade Finished: 1389
  • Finished Sq Ft: 1389
  • Basement Features: Unfinished

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Vinyl Siding
  • Exterior Features: Driveway-Concrete, Fenced Yard-Full
  • Flood Zone: No
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 1

Utilities

  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City

Schools

  • School District: Spencer

Lot Info

  • Parcel Number: 963618226036
  • Estimated Acres: 0.16
  • Estimated Lot Dimensions: 50 x 134, Sublot 4 x 44
  • Lot Sq Ft: 6788

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2018
  • Tax Classification: Non-Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spencer

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,018 $130,450 $14,220 $116,230
2023 $1,906 $130,450 $14,220 $116,230
2022 $1,810 $108,200 $14,220 $93,980
2021 $1,754 $101,230 $14,220 $87,010
2020 $1,754 $93,080 $12,700 $80,380
2019 $1,408 $76,760 $0 $0
2018 $1,386 $76,760 $0 $0
2017 $1,366 $72,240 $0 $0
2016 $1,354 $72,240 $0 $0
2015 $1,374 $73,290 $0 $0
2014 $1,110 $73,290 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/22/2025 06/22/25 For Sale $157,000 -- $113 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Legal Action Court Order -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Closed $48,000 New Conventional
Source: Public Records

Similar Homes in Spencer, IA

  • 820 E 4th St, Spencer, IA 51301

    $129,000

    • 2 Beds
    • 1 Bath
    • 821 Sq Ft
    • 820 E 4th St
    • Spencer, IA

    Welcome to 820 E 4th Street, where charm meets modern living! This cute 2 bedroom property is a perfect blend of comfort, style and convenience, making it the ideal place to call HOME! Step outside to a large backyard that is mostly fenced and offers a shed for extra storage. Whether you're a first-time home buyer, or looking to downsize this home offers you everything you need and more!

    Kim Bates Northwest Iowa Realty

    Section Image
  • 602 E 10th St, Spencer, IA 51301

    $135,500

    • 3 Beds
    • 1 Bath
    • 1,444 Sq Ft
    • 602 E 10th St
    • Spencer, IA

    Two-Bedroom Home in a great location with the potential of a 3rd lower level bedroom. This home features a fenced yard, spacious patio and an oversized two-car detached garage for all your toy storage needs. This home offers a wonderful canvas for your personal touches. Located close to the Spencer Middle School, Parks and Trails. Don't miss your opportunity to invest in a property with so much

    Kim Bates Northwest Iowa Realty

    Section Image
  • 409 E 9th St, Spencer, IA 51301

    $145,900

    • 3 Beds
    • 1.5 Baths
    • 1,204 Sq Ft
    • 409 E 9th St
    • Spencer, IA

    Charming Bungalow for Sale in Spencer! This charming home features metal roof, most of the flooring updated on the main floor, 2 cozy bedrooms with potential for a 3rd non conforming in the basement. Open living, dining and kitchen space along with a versatile addition off the back for a home office, playroom or extra living space. A fenced yard offers a safe space for kids and pets to play.

    Kim Bates Northwest Iowa Realty

    Section Image
  • 302 E 9th St, Spencer, IA 51301

    $137,500

    • 2 Beds
    • 2 Baths
    • 1,224 Sq Ft
    • 302 E 9th St
    • Spencer, IA

    Move-in ready 1.5-story home on a desirable corner lot! This well-kept property offers 2 bedrooms, 2 bathrooms, and a flexible office/den space—perfect for remote work or additional living area. Recent updates include a new roof and gutters in 2020, along with all new sidewalks. Additional features include a spacious 2-car garage with extra storage, updated finishes, and comfortable living

    Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

    Section Image
  • 9 E 2nd St, Spencer, IA 51301

    $130,000

    • 2 Beds
    • 1.5 Baths
    • 1,860 Sq Ft
    • 9 E 2nd St
    • Spencer, IA

    Business of Success! With multiple areas for offices or retail space, make it yours with this strategically located commercial property steps from the heart of downtown Spencer. Main level features remodeled & freshly painted walls with 1/2 bathroom. Generate additional fruitful monthly income from the completely remodeled residential apartment upstairs with a private entrance, 2 bedroom, full

    Kelly Bierl Hometown Realty

    Section Image
  • 913 E 13th St, Spencer, IA 51301

    $175,000

    • 3 Beds
    • 1 Bath
    • 1,670 Sq Ft
    • 913 E 13th St
    • Spencer, IA

    Livable. Lovable. Available. This updated 3-bedroom charmer is ready for its next chapter! With fresh paint inside and out, new flooring, thoughtful landscaping, and a heated garage—you’ll feel right at home from day one. The spacious eat-in kitchen features refinished cabinets, quartz countertops, and a tile backsplash, while the lower level offers bonus living space with a cozy wet bar and room

    Kelly Bierl Hometown Realty

    Section Image
  • 411 4th Ave W, Spencer, IA 51301

    $160,500

    • 3 Beds
    • 2 Baths
    • 1,781 Sq Ft
    • 411 4th Ave W
    • Spencer, IA

    Welcome Home! Step into this well maintained 3-bedroom, 2-bathroom 1.5-story home, ideally located just blocks from the heart of downtown Spencer. With 1,781 square feet of living space, this home offers a perfect balance of functionality and comfort. As you enter, you’re greeted by an enclosed porch leading to the living area which flows effortlessly into the well-appointed kitchen. The kitchen

    Sean Kondrath Real Estate Unlimited

    Section Image
  • 1305 Grand Ave, Spencer, IA 51301

    $148,500

    • 5 Beds
    • 2.5 Baths
    • 2,319 Sq Ft
    • 1305 Grand Ave
    • Spencer, IA

    Charming 5-Bedroom Home on Historic Grand Avenue – Spencer, Iowa Step into the past and imagine the future with this character-filled 5-bedroom, 2-bath home nestled on a beautiful lot along the prestigious and tree-lined Grand Avenue in Spencer, Iowa. This diamond in the rough is brimming with potential and ready for your personal touch. From the moment you arrive, you'll be captivated by the

    Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

    Section Image
  • 611 E 17th St, Spencer, IA 51301

    $175,000

    • 3 Beds
    • 2 Baths
    • 1,288 Sq Ft
    • 611 E 17th St
    • Spencer, IA

    Well-Maintained 3 Bedroom, 2 Bathroom Ranch Home with Full Basement and DOUBLE Car Attached Garage! This clean and well-cared-for ranch-style home offers 3 bedrooms and 2 bathrooms, all conveniently located on the main floor, along with main-level laundry for added ease. Each bedroom features large closets and plenty of storage, making everyday living more functional. While there is carpet

    Abby G Epique Realty

    Section Image

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250777

Iowa Great Lakes Board of REALTORS®

APN: 9636-18-226-036