$148,000
SOLD SEP 29, 2025

821 E 3rd St Spencer, IA 51301

4 Beds
2 Baths
1,389 Sq Ft
6,788 Sq Ft Lot

Recently Sold

$107 Per Sq Ft

6% Below List Price

23 Days on Market

Highlights

  • Wood Flooring
  • Main Floor Bedroom
  • Forced Air Heating System
  • Spencer Middle School Rated 9+
  • 1 Car Detached Garage
  • Ceiling Fan

About This Home

As of September 2025

Ideal for first-time home buyers or investors looking for a rental property, this charming 4-bedroom, 2-bath home is full of potential. You’ll love the character of the original hardwood floors and fully fenced backyard—perfect for pets and outdoor enjoyment. Major mechanical updates have already been taken care of, including a new furnace, central air conditioning, and hot water heater. Located in a well-kept neighborhood directly across from the high school, this property offers convenience and rental income potential. Sellers are also offering a $3000 appliance/flooring allowance.

Last Agent to Sell the Property

Katie Nissen

Keller Williams Okoboji License #S71259 Listed on: 06/22/2025

Keller Williams Okoboji

Last Buyer's Agent

Sarah Stickler

Northwest Iowa Realty License #S71266

Northwest Iowa Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,018

Year Built

  • Built in 1949

Lot Details

  • 6,788 Sq Ft Lot
  • Property is Fully Fenced

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,389 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 963618226036

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,018

Year Built

Built in 1949

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1949
  • Levels: One and One Half
  • Stories: 2
  • Architectural Style: 1.5 STORY
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Hardwood Floors, Main Floor Bedrooms
  • Total Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Style: Full
  • Appliances: Dishwasher, Microwave, Range/Stove, Refrigerator
  • Price Per S Q F T: 106.55
  • Total Sq Ft: 1389
  • Above Grade Finished: 1389
  • Finished Sq Ft: 1389
  • Basement Features: Unfinished

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Vinyl Siding
  • Exterior Features: Driveway-Concrete, Fenced Yard-Full
  • Flood Zone: No
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 1

Utilities

  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City

Lot Info

  • Parcel Number: 963618226036
  • Estimated Acres: 0.16
  • Estimated Lot Dimensions: 50 x 134, Sublot 4 x 44
  • Lot Sq Ft: 6788

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 2018
  • Tax Classification: Non-Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 28, 2013
Sold by
Steven Elmer L
Bought by
Erickson Jerry A and Erickson Donna J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Outstanding Balance
$35,610
Interest Rate
4.33%
Mortgage Type
New Conventional
Estimated Equity
$112,831
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Legal Action Court Order -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $48,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/29/2025 09/29/25 Sold $148,000 -2.6% $107 / Sq Ft
07/01/2025 07/01/25 Price Changed $152,000 -3.2% $109 / Sq Ft
06/22/2025 06/22/25 For Sale $157,000 -- $113 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,088 $140,460 $20,310 $120,150
2024 $2,088 $130,450 $14,220 $116,230
2023 $1,906 $130,450 $14,220 $116,230
2022 $1,810 $108,200 $14,220 $93,980
2021 $1,754 $101,230 $14,220 $87,010
2020 $1,754 $93,080 $12,700 $80,380
2019 $1,408 $76,760 $0 $0
2018 $1,386 $76,760 $0 $0
2017 $1,366 $72,240 $0 $0
2016 $1,354 $72,240 $0 $0
2015 $1,374 $73,290 $0 $0
2014 $1,110 $73,290 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 250777

Iowa Great Lakes Board of REALTORS®

APN: 9636-18-226-036