Charlotte Housing Market

Charlotte’s median home price increased to $400,000 in January, up by 0.9% or $3,500 compared to the same month in 2025.

Charlotte home price growth is positive but sluggish

Charlotte’s home prices increased 0.9% year over year in January, slightly below the national gain of 1.3%. This places Charlotte in the middle of the pack, ranking 17th out of the largest 40 U.S. markets for annual price growth on a percentage basis. Price appreciation in Charlotte was significantly slower than in January 2025, when annual price growth totaled 3.8%.

Charlotte’s townhome and condo prices are falling

Charlotte’s home sales price appreciation has been concentrated among single-family detached homes. Single-family detached home prices rose 1.1%, or $4,450 to a median of $419,450, while townhome prices fell -2.6% or $9,485 to $350,000. Condo sale prices in Charlotte posted the steepest annual decline of -4.9%, or $15,000 to $290,000.

Charlotte sales price growth outpaces other Southeastern markets

While Charlotte home sales price growth lags the national average, appreciation remains stronger in Charlotte than many other Southeastern markets such as Atlanta, where prices fell 0.2% and in-state rival Raleigh, where home prices fell 4.3%, the steepest decline among the 40 largest markets. Only three other Southeastern markets, including Tampa, Miami, and Richmond, posted stronger home sales price growth.


Data point boxes showing key median home sale price indicators for November in the Charlotte market, and comparing them to National figures, with Charlotte slightly underperforming compared to National pricing trends.
Charlotte has consistently ranked near the middle of the largest 40 U.S. markets for price appreciation and affordability.


Bar chart showing Charlotte's monthly home sale prices, showing Charlotte ended January 2026 with a median home sale price of $400,000.
Charlotte's home sale price has trended downward since June 2025.


Line chart showing Charlotte's annual change in median home sales price, showing slower price growth of about $3,500 in January 2026 compared to January 2025.
Charlotte's median home sales price was up only $3,500, year over year, in January 2026, the slowest increase since February 2025.


Area chart showing Charlotte's year-over-year change in home sale prices, with a 0.9% increase in January 2026 compared to the same month in 2025.
Home sale prices in Charlotte grew by 0.9% in January 2026, year over year, a noticeable slowdown in price growth compared to most of 2025.


Bar chart showing Charlotte's median home sales price each January between 2018 and 2026. The chart shows Charlotte's median home sales price reached $400,000 in January 2026.
Charlotte's median home sales price reached $400,000 in January 2026. While Charlotte home prices have grown only modestly since 2023, the median sales price has risen more than 80% since 2018.


Bar chart showing the year-over-year percent change in median home sale price in January over the past eight years, with Charlotte's median home sale price up 0.9% in January 2026.
Charlotte's 0.9% home sales price increase in January 2026 was noticeably slower than the 3.8% growth in January 2025. Sales price growth was slower than any January since 2024, when home sales prices declined -0.8%.


Bar chart showing median home sale prices in November, with Charlotte ranked 20th out of the top 40 U.S. markets.
Charlotte ranked 20th out of the top 40 U.S. markets for home sale price in November, sitting at $400,000.


Bar chart showing the percentage change in home sale prices in November compared to the same month the previous year, with Charlotte ranked 17th out of the top 40 U.S. markets.
Charlotte home price appreciation ranked 17th out of the top 40 U.S. markets in January, with prices rising by 0.9%.


Data point boxes showing Charlotte home sale price trends by home type, including detached, attached, and condos, showing that townhome prices declined by -2.6% in January 2026 compared to the same month the previous year, condo sales prices declined by -4.9%, and detached home prices increased by 1.1%
Charlotte's detached median home price growth remained the strongest in January 2026, growing 1.1% since January 2025. At the same time, sales pricing for attached housing fell 2.6%, while condo sales prices fell by 4.9%.


Bar chart on left showing Charlotte home sales prices by home type in January 2026, showing that detached home prices were $419,450, attached home prices were $350,000, and condo sales prices were $290,000. On the right, a bar chart shows annual home sales prices appreciation trends by home type, showing detached home sales prices were up 1.1%, attached home prices declined -2.6%, and condo prices declined by 4.9%.
Charlotte's single-family homes are the only property type showing continued price appreciation in January 2026.


For questions and commentary about this report:

Chuck McShane, Senior Director of Market Analytics at CoStar and Homes.com, based in Charlotte, is available for interviews to provide expert insights on this data and the broader residential real estate market.

Chuck McShane

Senior Director of Market Analytics

Homes.com

cmcshane@costar.com

Homes.com releases preliminary figures on housing trends on a monthly basis. Although these numbers may change slightly once all home sales are accounted for, they provide an early indication of home sale price appreciation in Atlanta during January 2026.

Definition of Sale Prices

Median home price is the midpoint sale price of homes closed during each month. This data includes homes that are detached, attached, and condominiums. Detached homes are single-family units. Attached homes are townhomes, rowhouses, and duplexes. The condominium classification includes co-ops.

For most markets, geographical coverage consists of the Census-defined Core-Based Statistical Area (CBSA). Data for San Francisco, Los Angeles, Miami, and New York is at the Metropolitan Division level.

About the Homes.com Market Analytics Team

The Homes.com Market Analytics group is a team of experienced analysts embedded in nearly 30 markets across North America. These experts reside in and regularly visit the markets they cover, providing local expertise and a national perspective on all sectors of real estate: residential, office, industrial, retail, and multifamily.

About Homes.com Analytics Data

The Homes.com analytic data is compiled by the CoStar Analytics team, the largest and most experienced analytics team in the real estate industry. The team consists of over 50 economists, analysts, and data scientists, who collectively have more than 900 years of real estate experience and over 30 advanced degrees. Analysts on the team live in and around the markets they cover, enabling them to build deep local knowledge and unique insights.

The data set being used by the team is one of the most comprehensive and robust in the industry. It spans all 393 metropolitan markets, 542 micropolitan markets, and over 35,000 local neighborhoods in the U.S. The data set is sourced from almost 500 Multiple Listing Service (MLS) providers around the country, as well as public record data from each market, and is supplemented by proprietary data collected by CoStar's team of over 2,000 researchers. It includes a complete inventory of all homes in the U.S., including homes for sale, homes for rent, new construction homes, as well as sale comps and rent comps.

Writer
Chuck McShane

Chuck McShane is a Senior Director of Market Analytics at CoStar and Homes.com for the Charlotte Region and South Carolina. In this role, he provides data-driven analysis of commercial and residential real estate market conditions in the region and contributes to the CoStar Economy series on national economic trends. Chuck regularly presents to CoStar clients and industry groups, and his insights have been quoted in The Wall Street Journal, The New York Times and other media outlets. Before joining CoStar, Chuck led the research team at the Charlotte Regional Business Alliance and Charlotte Chamber, where he developed industry studies and advised office and industrial site selection and expansion projects. He holds a doctorate in public policy from the University of North Carolina at Charlotte.

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