Spencer, IA Homes for Sale

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  /14

  $269,500

  • 4 Beds
  • 2 Baths
  • 1,408 Sq Ft

  528 E 17th St, Spencer, IA 51301

  A ranch style home on a quiet street checks all the boxes! 3 bedrooms with 2 bathrooms on main floor, open eat-in kitchen with plenty of gorgeous cabinets, the white vinyl fence provides privacy while enjoying your patio in your backyard. Newer roof, new furnace, A/C and water heater in 2024.

  Kelly Pullen EXIT Realty Midwest- Spencer/Emmetsburg

  528 E 17th St, Spencer, IA 51301
• Explore Spencer

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  /50

  $232,000

  • 3 Beds
  • 3 Baths
  • 2,178 Sq Ft

  518 W 4th St, Spencer, IA 51301

  Historic Charm Meets Garden Paradise: 518 W. 4th St., Spencer, IA! Step back in time and experience the exquisite elegance of this beautifully renovated historic home! Nestled in the heart of Spencer, this 3-bed, residence is not just a house; it's a piece of local history, celebrated for its unique character and stunning grounds. The updated kitchen boasts Cherry cabinets, Quartz countertops and

  Bob Bates Northwest Iowa Realty

  518 W 4th St, Spencer, IA 51301
• 

  

  

  /23

  $298,500

  • 3 Beds
  • 2 Baths
  • 1,441 Sq Ft

  30 Stoneybrook Cir SW, Spencer, IA 51301

  Welcome to this beautifully maintained 3-bedroom, 2-bath home perfectly situated in a quiet area of town surrounded by the golf course and within a desirable association community. Enjoy easy access to the association’s swimming pool and clubhouse — all just steps from your back patio. Inside, you’ll love the open-concept layout featuring vaulted ceilings, abundant natural light, and stylish new

  Pam Yegge EXIT Realty Home/Land Properties

  30 Stoneybrook Cir SW, Spencer, IA 51301
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  /71

  $295,000

  • 6 Beds
  • 3 Baths
  • 1,936 Sq Ft

  3245 260th Ave, Spencer, IA 51301

  Six BR, 3-bath ranch on .6 acre grove can be your cozy retreat. Completely remodeled home with many extras and a 40'X30' outbuilding offering garage or workshop space. Lock this one in now... But, we're not done! There's a huge master bedroom suite with sliding glass doors to a deck, patio with fire pit, kid's playsets, and a playhouse for, well, for everyone! Road signs are a bit confusing.

  John Goede Century 21 ProLink

  3245 260th Ave, Spencer, IA 51301
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  /63

  $245,000

  • 4 Beds
  • 3 Baths
  • 2,588 Sq Ft

  212 E 3rd St, Spencer, IA 51301

  One of my FAVORITE HOMES & it will be your FAVORITE TOO! This AMAZING property encompasses a one-third acre lot! Spacious ALSO meets comfort: OVER 3,200 sq ft of HOME! 3-bedrooms (with lower level en-suite), 3-bathrooms; office, mud-room, toy-land, or sitting room off patio (whatever your HEART DESIRES); and bonus clean-slates rooms to make ALL your WANTS a reality (walk-out basement!)

  Tammy Fredericksen EXIT Realty Midwest

  212 E 3rd St, Spencer, IA 51301
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  /15

  $230,000

  • 4 Beds
  • 1.5 Baths
  • 1,220 Sq Ft

  109 Parkway Dr, Spencer, IA 51301

  Welcome to this 3 bedroom 1.5 home that offers comfort, character, and peace of mind. Situated on a spacious lot, this property features large living spaces, all bedrooms on the main level, and lots of space in the basement for storage and more, even an option for an extra (non-conforming) bedroom. This home has been well loved for many years by one family and has never had any water damage, even

  Megan Jewell EXIT Realty Midwest

  109 Parkway Dr, Spencer, IA 51301
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  /31

  $330,000

  • 3 Beds
  • 2 Baths
  • 1,819 Sq Ft

  1120 4th Ave W, Spencer, IA 51301

  When the best of both worlds meet you get this elegant example of a classic brick home coupled with the modern conveniences of today. Situated on a large corner lot, the exterior curb appeal is second to none and invites you to see more of what's inside. Once you walk through the door you will notice the formal dining area with it's built-ins and the original hardwood floors complimented with a

  Bryan Sebastian Hinn Real Estate

  1120 4th Ave W, Spencer, IA 51301
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  /12

  $190,000 Open Sat 10:30AM - 11:30AM

  • 4 Beds
  • 1 Bath
  • 1,946 Sq Ft

  1203 W 5th St, Spencer, IA 51301

  Charming 3 bedroom ranch in a desirable neighborhood near parks and schools. Natural light fills the inviting living spaces, while the functional layout makes everyday living easy. Step outside to enjoy a spacious, well-kept yard, ideal for relaxing evenings or weekend gatherings. Whether you're just starting out or downsizing, this one checks all the boxes!

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  1203 W 5th St, Spencer, IA 51301
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  /22

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,672 Sq Ft

  1312 4th Ave W, Spencer, IA 51301

  Showstopper Alert Don’t Look Any Further! This stunning Cape Cod style home offers over 1,600 sq. ft. of living space and is designed to impress. The main floor features an open concept living room, sunroom, and dining room, creating a warm and inviting flow for everyday living and entertaining. The kitchen, complete with all appliances to stay, is set apart for those who prefer a defined cooking

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  1312 4th Ave W, Spencer, IA 51301
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  /15

  $225,000

  • 4 Beds
  • 1 Bath
  • 1,624 Sq Ft

  701 W 4th St, Spencer, IA 51301

  Well-maintained 4 bedroom home on nearly half an acre with a 30x40 metal storage building. This charming two-story home offers 4 bedrooms and 1 full bath, set on an almost half-acre lot with plenty of room to enjoy the outdoors. Inside, you'll find a well-kept home with an inviting layout and plenty of natural light throughout. Upstairs, there's a space ready to finish for an extra bathroom.

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  701 W 4th St, Spencer, IA 51301
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  /27

  $164,500

  • 2 Beds
  • 1 Bath
  • 1,162 Sq Ft

  424 E 10th St, Spencer, IA 51301

  This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as well. 3 car garage with one heated section for projects, man cave, etc. Back yard has room for garden or playset for a small family. Great property for

  Jimy Mac Lenz Hinn Real Estate

  424 E 10th St, Spencer, IA 51301
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  /19

  $175,000

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  304 9th St SW, Spencer, IA 51301

  Completely Renovated & Beautifully Finished — Move-In Ready Ranch in Spencer, Iowa! This beautifully updated 2-bedroom, 2-bath ranch-style home has been renovated down to the studs after the 2024 flood—Everything inside is new, including drywall, paint, flooring, light fixtures, cabinets, Quartz countertops, and bathrooms. The thoughtful redesign transformed a former third bedroom into a stunning

  Tracey Radcliffe EXIT Realty Midwest

  304 9th St SW, Spencer, IA 51301
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  /17

  $144,000

  • 4 Beds
  • 1.5 Baths
  • 1,212 Sq Ft

  818 2nd Ave SE, Spencer, IA 51301

  Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with modern updates. Inside you will find a bright, refreshed interior featuring contemporary flooring, new cabinetry, and crisp finishes that make each space

  Kelly Bierl Hometown Realty

  818 2nd Ave SE, Spencer, IA 51301
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  /17

  $159,000

  • 2 Beds
  • 1.5 Baths
  • 1,296 Sq Ft

  821 Fisher Ct, Spencer, IA 51301

  Located on a peaceful no outlet street this two bed two bath home boasts new flooring, new fridge, new stove, new exhaust fan, fresh paint, new furnace, new A/C, new breaker panel, new sewer line to from home to street. The only thing it’s missing is new owners. Sellers are including a 1 year home warranty.

  Jason Grinnen Copper Dog Realty, LLC

  821 Fisher Ct, Spencer, IA 51301
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  /16

  $125,000

  • 3 Beds
  • 1 Bath
  • 1,232 Sq Ft

  309 12th Ave W, Spencer, IA 51301

  Simply homey in all the right ways. This 3-bedroom, 1-bath home blends comfort, function, and a touch of retro charm. The kitchen offers plenty of cabinet space, a practical breakfast island, and a sweet built-in with sliding glass doors, perfect for displaying your favorite dishes or cookbooks. Natural light fills the adjoining dining area and the spacious living room, where wide front windows

  Kelly Bierl Hometown Realty

  309 12th Ave W, Spencer, IA 51301
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  /19

  $140,000

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  4 Haro Dr, Spencer, IA 51301

  Charming 3-bedroom, 2-bath home situated on a large desirable corner lot! This property features a bright sunroom perfect for relaxing, a full basement offering plenty of storage or potential living space and a spacious 2 stall garage.

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  4 Haro Dr, Spencer, IA 51301
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  /16

  $269,900 Open Sat 1PM - 2PM

  • 2 Beds
  • 2 Baths
  • 1,251 Sq Ft

  905 5th Ave SW, Spencer, IA 51301

  Stunning kitchen! Custom built cabinets, quartz countertops, stainless-steel appliances, large center island perfect for preparing meals and serving. This town home features an open concept living area, private master bedroom with 3/4 bath & guest bedroom with full bath, covered porch with concrete patio perfect for grilling and eating out on the patio, and double attached lined and insulated

  Mark Hallett Realty Professionals

  905 5th Ave SW, Spencer, IA 51301
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  /20

  $280,000

  • 2 Beds
  • 2 Baths
  • 1,503 Sq Ft

  2008 4th Ave SW Unit 2, Spencer, IA 51301

  On the Golf Course... The peaceful ambiance of the golf course is exceptional. This 2-bedroom, 2-bathroom condo features an attached double car garage and spectacular views! It has been beautifully maintained and is move in ready, offering the convenience of all one-level living.

  Tricia Wempe Ingvall Real Estate Team

  2008 4th Ave SW Unit 2, Spencer, IA 51301
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  /15

  $123,000

  • 3 Beds
  • 1 Bath
  • 1,195 Sq Ft

  32 W 1st St, Spencer, IA 51301

  Classic Home with Dedicated Bonus Space! This 3 bedroom, 1 bath is just what you've been waiting for! Move-in ready with an oversized 2 car garage and a separate shop area to suit your needs...auto, wood shop or workout room. Make it your dream come true!

  Bob Bates Northwest Iowa Realty

  32 W 1st St, Spencer, IA 51301
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  /13

  $37,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  2106 1st Ave E Unit 46, Spencer, IA 51301

  Welcome home to this move-in ready manufactured home featuring 3 bedrooms, 2 bathrooms, and 1,216 sq ft of comfortable living space. The open floor plan offers a bright and inviting atmosphere, perfect for both everyday living and entertaining. Enjoy the convenience of updated appliances, modern finishes, and a layout designed for easy living. With everything in place and ready to go, this home

  Katie Muhlbauer Integrity Real Estate

  2106 1st Ave E Unit 46, Spencer, IA 51301
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  /37

  $260,000

  • 4 Beds
  • 2.5 Baths
  • 1,912 Sq Ft

  829 2nd Ave SE, Spencer, IA 51301

  This modern, open-concept single-family home, with over 1900 square feet of living space, offers 4 bedrooms and 2 1/2 bathrooms. The firstfloor features a spacious primary bedroom suite, a convenient laundry area, and a living room that flows seamlessly into the kitchen and dining room. Double doors lead to a serene covered porch, perfect for relaxing. The back entry provides access to an

  Doug Small Hinn Real Estate

  829 2nd Ave SE, Spencer, IA 51301
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  /42

  $646,000

  • 3 Beds
  • 3 Baths
  • 3,633 Sq Ft

  1423 18th Ave W, Spencer, IA 51301

  Fairway Frontage Luxury: Exquisite Brick Home on Spencer Golf & Country Club. Experience the pinnacle of sophisticated living with this stunning, all-brick executive home located at 1423 18th Ave. W. Situated directly on the picturesque #6 Fairway of the Spencer Golf and Country Club, this property blends privacy, elegance, and an unbeatable location. Unparalleled Craftsmanship and Space. Step

  Bob Bates Northwest Iowa Realty

  1423 18th Ave W, Spencer, IA 51301
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  /14

  $125,000

  • 4 Beds
  • 2 Baths
  • 2,050 Sq Ft

  19 E 2nd St, Spencer, IA 51301

  Investor Opportunity – Tucked into the heart of Spencer, this 11⁄2-story frame bungalow has been a quiet constant—providing a comfortable place to call home for long-term tenants and reliable income. With two separate living units, each space offers simple, practical living with everything tenants need and nothing overcomplicated. Located near downtown, this property provides a strong occupancy

  Kelly Bierl Hometown Realty

  19 E 2nd St, Spencer, IA 51301
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  /8

  $59,900

  • 2 Beds
  • 2 Baths
  • 1,222 Sq Ft

  813 6th Ave SW, Spencer, IA 51301

  Bring your toolbelt and your gloves! This 2022 new construction townhome was under contract to close when the June 2024 flood hit. It is now waiting to be cleaned out and reconstructed to the beautiful property it can be once again.

  Bryan Sebastian Hinn Real Estate

  813 6th Ave SW, Spencer, IA 51301
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  /17

  $149,000

  • 5 Beds
  • 1.5 Baths
  • 1,700 Sq Ft

  516 E 4th St, Spencer, IA 51301

  Two Story Home Near Schools with Room for the Whole Family! This charming home combines classic character with practical updates. Original hardwood floors throughout the main level, a winding staircase, and an inviting enclosed front porch. 5 bedrooms and 2 bathrooms, main level laundry and easy flow for everyday living. Four bedrooms and full bath in upper level. The partially finished full

  Peggy Bergh-Kuker Keller Williams Okoboji

  516 E 4th St, Spencer, IA 51301
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  /32

  $249,000

  • 3 Beds
  • 2 Baths
  • 2,114 Sq Ft

  202 E 4th St, Spencer, IA 51301

  Step onto the classic front and instantly feel right at home! The entry greets you with warm wood details, setting the tone for a period correct house with updates. This spacious home is full of charm and even offers a workshop behind the two car garage. Picture fall nights, blanket, movie, maybe a little hot cocoa by the warm fireplace! Who's ready to see this home and make it your own?

  Kim Bates Northwest Iowa Realty

  202 E 4th St, Spencer, IA 51301
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  /15

  $147,000

  • 2 Beds
  • 1.5 Baths
  • 988 Sq Ft

  623 W 5th St, Spencer, IA 51301

  Move-In Ready Ranch! This updated ranch-style home features 2 bedrooms, 1.5 baths, and convenient main floor laundry. Enjoy the open-concept layout with a modern kitchen and spacious living area. The basement is ready to be finished to your liking! Outside, you’ll appreciate the one-car detached garage and easy-to-maintain yard. A great opportunity to own a move-in ready home.

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  623 W 5th St, Spencer, IA 51301
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  /17

  $103,000

  • 2 Beds
  • 1 Bath
  • 879 Sq Ft

  309 E 1st St, Spencer, IA 51301

  Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable

  Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

  309 E 1st St, Spencer, IA 51301
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  /14

  $117,000

  • 3 Beds
  • 2 Baths
  • 1,000 Sq Ft

  525 E 2nd St, Spencer, IA 51301

  Start Fresh on Second Street! This bungalow is more than just a house—it’s a blank canvas waiting for its next chapter with a little TLC needed. Step inside to discover warm wood floors that stretch through the living room, where natural light filters in and an arched doorway leads you toward the kitchen. With two bedrooms plus a bonus space, the layout adapts easily to your lifestyle—whether

  Kelly Bierl Hometown Realty

  525 E 2nd St, Spencer, IA 51301
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  /32

  $110,000

  • 3 Beds
  • 1 Bath
  • 864 Sq Ft

  900 W 5th St, Spencer, IA 51301

  Live in it to love it or an investment opportunity!! Bring your creative ideas and make this 3 bedroom cape cod home shine again! Located close to several parks, Johnson school and the YMCA this home sits on a large corner lot and has most of the hard work and big items done. Offering you all new mechanicals including the furnace, water heater and electrical panel which have been installed and

  Bryan Sebastian Hinn Real Estate

  900 W 5th St, Spencer, IA 51301
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  /30

  $365,000

  • 3 Beds
  • 2 Baths
  • 2,062 Sq Ft

  1800 11th St SE, Spencer, IA 51301

  First Time on the Market! Welcome to your future oasis! Nestled on a stunning 2.91 acres, this charming ranch-style home is perfect for nature lovers! Enjoy open concept living space, 3 bedrooms, 2 bathrooms, main floor laundry and a 3 season enclosed porch. Close to town yet room to roam! Enjoy wildlife and nature at every turn. Imagine spending time in your deer proof enclosed garden or soaking

  Kim Bates Northwest Iowa Realty

  1800 11th St SE, Spencer, IA 51301
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  /20

  $93,400

  • 2 Beds
  • 1 Bath
  • 1,149 Sq Ft

  427 6th Ave W, Spencer, IA 51301

  Charming 1.5-story Cape Cod single-family home featuring 2 bedrooms and 1 bathroom. Inside, you’ll find original hardwood floors and a welcoming main floor layout with a living room, dining room, and kitchen. The basement is protected with a Thrasher waterproofing system for peace of mind. Outside, the property includes a detached 1-car garage that has been re-sided, along with new windows and

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  427 6th Ave W, Spencer, IA 51301
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  /7

  $249,900

  603 S Grand Ave, Spencer, IA 51301

  Prime Multi-Use Space in the Heart of Spencer Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location with excellent visibility and access Flexible

  Nick Steffes Integrity Real Estate

  603 S Grand Ave, Spencer, IA 51301
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  /22

  $159,000

  • 3 Beds
  • 1.5 Baths
  • 1,040 Sq Ft

  215 6th St SW, Spencer, IA 51301

  Welcome to 215 6th St SW, this 3 bedroom, 2 bath ranch is located in a quiet, family friendly neighborhood and close to Lincoln School, Shopping and Entertainment. New major mechanicals were installed last year, and the basement is framed with room to grow and add equity.

  Bob Bates Northwest Iowa Realty

  215 6th St SW, Spencer, IA 51301
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  /74

  $459,000 Open Sat 10AM - 12PM

  • 4 Beds
  • 3 Baths
  • 1,992 Sq Ft

  701 4th St SW, Spencer, IA 51301

  Welcome to this charming Cape Cod-style home, perfectly positioned in the heart of town, offering captivating river ground views and an abundance of character throughout. With nearly 2,000 finished square feet, this delightful home features 4 bedrooms and 3 bathrooms, making it a spacious retreat for any family. Two of the bedrooms are open loft-style, offering a unique design that overlooks the

  Doug Small Hinn Real Estate

  701 4th St SW, Spencer, IA 51301
• 

  

  /19

  $98,900

  • 2 Beds
  • 1 Bath
  • 1,008 Sq Ft

  601 E Milw St, Spencer, IA 51301

  Charming Corner-Lot Home! This 2-bedroom, 1-bath home offers convenient main-floor living and modern updates throughout. Enjoy the beautifully renovated kitchen and bath, thoughtfully designed for comfort and style. Situated on a desirable corner lot, this move-in-ready property combines charm and functionality perfect for easy living

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  601 E Milw St, Spencer, IA 51301
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  /27

  $485,000

  • 12 Beds
  • 8 Baths
  • 2,592 Sq Ft

  1518 4th Ave SW, Spencer, IA 51301

  Investor Opportunity on the Golf Course! Rare opportunity to own a well-maintained 4-unit multifamily complex located directly on the Spencer Municipal Golf Course. Each spacious unit features 3 bedrooms and 1.5 bathrooms, offering strong rental appeal in a beautiful and convenient location. One unit has been completely remodeled with modern finishes, while the remaining three units have

  Michelle Lohman EXIT Realty Midwest- Spencer/Emmetsburg

  1518 4th Ave SW, Spencer, IA 51301
• 

  

  /13

  $104,900

  • 3 Beds
  • 1 Bath
  • 1,152 Sq Ft

  303 35th Ave W, Spencer, IA 51301

  Welcome home to this well-maintained 3-bedroom, 1-bath ranch located on a peaceful dead-end street at the edge of town. Perfectly positioned for privacy and convenience, this home offers comfortable one-level living with a functional layout. Step inside to find all-new flooring throughout the home, providing a fresh, modern feel. The spacious living room flows seamlessly into the dining area and

  Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

  303 35th Ave W, Spencer, IA 51301
• 

  

  /15

  $250,000

  • 3 Beds
  • 2 Baths
  • 1,584 Sq Ft

  214 8th St SE, Spencer, IA 51301

  Move-in ready and completely updated! This 3 bedroom, 2 bathroom ranch home features a spacious open-concept layout that's perfect for comfortable everyday living. Every detail has been redone, including all new mechanicals for peace of mind. The home offers spacious, bright bedrooms and a flowing main living area that flows seamlessly to the kitchen and dining areas-- perfect for gatherings and

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  214 8th St SE, Spencer, IA 51301
• 

  

  /20

  $149,900

  • 2 Beds
  • 2 Baths
  • 1,513 Sq Ft

  1625 3rd Ave E, Spencer, IA 51301

  Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor

  Ryan Moran Integrity Real Estate

  1625 3rd Ave E, Spencer, IA 51301

Showing Results 1 - 40, Page 1 of 3

Why Live in Spencer

Spencer, located in northwest Iowa, is a city where the Little Sioux and Ocheyedan rivers converge. Known for its deep-rooted community, Spencer hosts the largest county fair in Iowa and is a hub for farm equipment manufacturers and food processors. The city has a growing healthcare sector, bolstered by a new emergency department at Spencer Hospital. Despite a devastating flash flood in June 2024, which damaged over three-quarters of the city's structures, Spencer continues to rebuild with support from the Chamber of Commerce. Homes in Spencer range from early 1900s American Foursquares and folk-style houses to ranch-style homes and newer subdivisions on the outskirts. The downtown area, rebuilt in the Art Deco style after a 1931 fire, is listed on the National Register of Historic Places and features a mix of local businesses and national chains. Spencer boasts over 400 acres of parks and recreation, including the 12-mile Spencer Recreational Trail, East Leach Park, Stolley Park, and the Spencer Golf and Country Club. The Spencer Community School District offers college credit courses, and Iowa Lakes Community College has a campus in the city. Transportation is facilitated by U.S. Routes 71 and 18, a regional airport, and a nonprofit transit system. Spencer's attractions include the Clay County Fair, one of the largest in the nation, and various local events that foster a strong sense of community. Crime rates in Spencer are lower than the national average, contributing to its appeal as a safe place to live.

Learn more about living in Spencer

Frequently Asked Questions

What is the average home price in Spencer, IA?

Homes for sale in Spencer, IA have an average home price of $227,184.

How many homes have sold over the last 12 months in Spencer, IA?

158 homes have sold in Spencer, IA over the last 12 months.

What are the most popular zip codes in Spencer, IA?

The most popular zip codes in Spencer, IA include 51301, 51338, 51351, 51358 and 51331.

How much do you need to make to afford a house in Spencer?

The median home price in Spencer is $199,999. If you put a 20% down payment of $40,000 and had a 30-year fixed mortgage with an interest rate of 6.24%, your estimated principal and interest payment would be $980 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $42K a year to afford the median home price in Spencer. Learn how much home you can afford with our Home Affordability Calculator.

How are the schools in Spencer, IA?

Spencer, IA has highly rated public and private schools. Some of the best schools in Spencer based on Niche Grades are Spencer Middle School, Johnson Elementary School and Spencer High School. Browse all the schools in Spencer, IA to learn more.

Home Trends in Spencer, IA

On average, homes in Spencer, IA sell after 74 days on the market compared to the national average of 53 days. The median sale price for homes in Spencer, IA over the last 12 months is $183,500, down 5% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$183,500

Median Single Family Sale Price

$181,000

Median Townhouse Sale Price

$194,950

Median 2 Bedroom Sale Price

$205,000

Median 1 Bedroom Sale Price

$108,450

Average Price Per Sq Ft

$114

Number of Homes for Sale

52

Last 12 months Home Sales

158

Months of Supply

3.90

Median List Price

$199,999

Median Change From 1st List Price

3%

Median Home Sale Price YoY Change

-5%