Bay City, MI Homes for Sale under $200,000

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  /12

  $199,000

  • 3 Beds
  • 2 Baths
  • 2,213 Sq Ft

  1229 Michigan Ave, Bay City, MI 48708

  Owner uses garage (24x24) as additional rec room with kitchen. Very nice home. Home is well built. Big yard with shed for storage. Newer roof. Brick with vinyl siding.

  

  Pat Devereaux

  RE/MAX New Image Saginaw

  (989) 300-0772

  1229 Michigan Ave, Bay City, MI 48708
• Explore Bay City

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  /31

  $188,000

  • 3 Beds
  • 1 Bath
  • 1,380 Sq Ft

  4551 Westfield Ct, Bay City, MI 48706

  Welcome to what could be your new home. This inviting ranch-style home features three comfortable bedrooms and one full bathroom, ideal for anyone seeking a cozy living space. Most of the living areas boast beautiful hardwood floors, giving the home a classic and warm atmosphere. The kitchen and bathroom are fitted with durable luxury vinyl plank (LVP) flooring, providing both style and

  

  Constance Reppuhn

  Century 21 Signature Realty

  (989) 499-1046

  

  4551 Westfield Ct, Bay City, MI 48706
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  /15

  $129,000

  • 3 Beds
  • 1 Bath
  • 1,233 Sq Ft

  1804 S Kiesel St, Bay City, MI 48706

  Conveniently located on the west side of Bay City, this charming 3-bedroom, 1-bath home gives you easy, hassle-free access to everything the area has to offer. Spanning 1,233 square feet, the layout is both functional and inviting, featuring an integrated dining room perfect for hosting holiday gatherings or game nights. The fully fenced yard offers an outdoor retreat ideal for simply enjoying a

  Dan Matthews Berkshire Hathaway HomeServices, Bay City

  1804 S Kiesel St, Bay City, MI 48706
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  /17

  $149,900

  • 4 Beds
  • 2.5 Baths
  • 2,681 Sq Ft

  206 Marquette St, Bay City, MI 48706

  Ideal money maker. This three unit features a commercial unit that is ideal for a beauty shop or its recent use as a barber shop. There is a one bedroom unit that is currently leased. The main unit is a very well cared for three bedroom with hardwood floors, beautiful kitchen with quartz counter tops, tiled floors and backsplash. There are two full baths, one two piece bath and a shower in the

  Gary Anderson Century 21 Signature Realty - Bay City

  206 Marquette St, Bay City, MI 48706
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  /19

  $129,000

  • 3 Beds
  • 1 Bath
  • 1,422 Sq Ft

  110 Marquette St, Bay City, MI 48706

  Step into the timeless charm of this lovely, historical Craftsman-style home, offering 3 spacious bedrooms and 1,422 sq ft of beautifully preserved character. From the moment you arrive, the classic architecture and inviting front porch set the tone for relaxed living and warm gatherings. Inside, you’ll find gleaming hardwood floors, rich wood details, and sunlit rooms that blend vintage

  Wade Eckenrod RE/MAX Results

  110 Marquette St, Bay City, MI 48706
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  /26

  $159,000

  • 4 Beds
  • 1.5 Baths
  • 1,999 Sq Ft

  705 S Hampton St, Bay City, MI 48708

  Charming 4-bedroom bungalow near Hewitt Park. This home features 1.5 baths with a upstairs lavatory. Second floor offers two spacious bedrooms with extensive built-in storage. First floor includes a four-piece bath and beautifully finished eat-in kitchen with abundant storage. Partially finished basement. Enjoy the mostly fenced yard and 1+ car detached garage. This gem won't last long, schedule

  Caleb Raymaker Century 21 Signature Realty - Bay City

  705 S Hampton St, Bay City, MI 48708
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  /3

  $149,999

  • Land
  • 0.67 Acre
  • $223,879 per Acre

  6543 Westside Saginaw Rd, Bay City, MI 48706

  Corner Lot is available for your business! Land Contract Terms and Land Lease terms are Available. Call listing agent for more details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the east side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General

  Crystal Harlow MC Realty Group, Inc

  

  6543 Westside Saginaw Rd, Bay City, MI 48706
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  /10

  $149,900

  • 3 Beds
  • 2 Baths
  • 1,584 Sq Ft

  1961 S Lincoln St, Bay City, MI 48708

  Welcome home to this spacious 3-bedroom, 2-bath ranch perfectly situated on a generous lot in Bay City. Enjoy single-level living with a bright, open layout and plenty of natural light. The backyard is your private retreat, featuring an above ground pool—ideal for relaxing or entertaining. With ample yard space, there's room for gardening, play, or future projects. Conveniently located near local

  Tara Hartwig Keymark Realty

  1961 S Lincoln St, Bay City, MI 48708
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  /21

  $139,900

  • 4 Beds
  • 2 Baths
  • 1,521 Sq Ft

  1101 S Farragut St, Bay City, MI 48708

  This 4-bedroom, 2-bath home offers comfort and everyday functionality. Step inside to find newer paint complemented by plenty of natural light that creates a bright, welcoming atmosphere. The kitchen features newer appliances, making daily living and entertaining easy and efficient. Enjoy relaxing mornings and evenings on the large, covered front porch, overlooking a beautiful corner lot with

  Sally Rupp Wentworth Real Estate Group

  

  1101 S Farragut St, Bay City, MI 48708
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  /39

  $134,900

  • 2 Beds
  • 1 Bath
  • 925 Sq Ft

  705 W Jenny St, Bay City, MI 48706

  This recently renovated 2-bedroom, 1-bath ranch in Bay City offers a perfect blend of style, comfort, and smart use of space. With 925 sq ft on the main level, the home features tasteful updates throughout and a beautifully reimagined full basement showcasing reclaimed wood accents and clearly labeled utilities, an ideal combination of charm and functionality. Storage is abundant without

  Michael Davidson REMAX Right Choice

  

  705 W Jenny St, Bay City, MI 48706
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  /23

  $110,000

  • 2 Beds
  • 1 Bath
  • 1,105 Sq Ft

  307 King St, Bay City, MI 48706

  Charming 2 Bedroom Home featuring a wraparound porch, perfect for morning coffee or relaxing evenings. Yard is partially fenced in. This Home offers vinyl siding, central AC, updated furnace and kitchen and 1st floor laundry. A cozy and welcoming space to call Home! Call for your showing today!

  Bill Jaynes RE/MAX Results

  307 King St, Bay City, MI 48706
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  /21

  $149,900

  • 3 Beds
  • 1 Bath
  • 1,136 Sq Ft

  2306 S Farragut St, Bay City, MI 48708

  This 3-bed, 1-bath Southend ranch has been updated and is move in ready! Updates include all-new flooring throughout, fresh paint in every room, a remodeled kitchen with new counters, updated cabinetry, and brand-new stainless kitchen appliances. The living room features a stone fireplace and large front windows that bring in great natural light. The spacious eat-in kitchen offers abundant

  Travis Scott EXP Realty

  

  2306 S Farragut St, Bay City, MI 48708
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  /23

  $109,900

  • 4 Beds
  • 2 Baths
  • 2,014 Sq Ft

  413 Franklin St, Bay City, MI 48708

  Spacious Historic Home with Modern Updates Built in 1900, this Bay City home combines timeless character with thoughtful updates. Offering four bedrooms plus a large den that could serve as a fifth bedroom, there is plenty of room for everyone as well as ample storage throughout. The main level features convenient laundry, hardwood floors in the kitchen and dining areas, and a spacious layout

  Tina Timmons BOMIC Real Estate

  

  413 Franklin St, Bay City, MI 48708
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  /41

  $169,000

  • 4 Beds
  • 2 Baths
  • 1,830 Sq Ft

  722 S Van Buren St, Bay City, MI 48708

  This updated Bay City home offers 4 bedrooms and 2 full baths with extensive renovations inside and out. The exterior features a new roof, windows, siding, and a welcoming covered front porch, while the interior has fresh drywall, newer carpeting, and updated fixtures throughout. The bright eat-in kitchen includes new white cabinetry, countertops, and stainless steel appliances. Two spacious

  Sonya Loose CENTURY 21 SIGNATURE - MIDLAND

  722 S Van Buren St, Bay City, MI 48708
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  /19

  $167,900

  • 4 Beds
  • 2 Baths
  • 1,597 Sq Ft

  1813 3rd St, Bay City, MI 48708

  This well-located Certified Rental Duplex offers a smart opportunity for investors and first-time buyers alike. Situated just down the road from Carol Park, steps from the Johnson St. Business District, and a short drive to Downtown Bay City, this property combines convenience, walkability, and built-in income potential. Major mechanical updates include a new Concord 95 furnace installed in 2022,

  Chance Owen Bay Realty Michigan

  

  1813 3rd St, Bay City, MI 48708
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  /21

  $104,900

  • 3 Beds
  • 1 Bath
  • 970 Sq Ft

  423 Ingraham St, Bay City, MI 48708

  Cute 3 bedroom 1 bath Southend home with central air to keep you comfortable for the hot summer coming real soon, with a real nice kitchen. Home 423 Ingraham is ready to have new owners. You don't want to miss this real nice home.

  Devin McRae Relax Real Estate

  423 Ingraham St, Bay City, MI 48708
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  /44

  $175,000

  • 4 Beds
  • 2 Baths
  • 2,012 Sq Ft

  2028 Kosciuszko Ave, Bay City, MI 48708

  Welcome to this spacious colonial in Bay City! Situated on nearly a full acre of land with 2+ car garage and workshop in Portsmouth Twp, this beautiful home has been recently remodeled with fresh paint, updated kitchen/bathrooms, restored hardwood floors and new vinyl plank flooring throughout. Plenty of space for the growing family or hosting guests, offering over 2000 square feet of living

  Joshua Lee Real Estate For A CAUSE

  

  2028 Kosciuszko Ave, Bay City, MI 48708
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  /46

  $185,000

  • 3 Beds
  • 1 Bath
  • 1,904 Sq Ft

  5452 Goetz Ct, Bay City, MI 48706

  Move-in ready Monitor Township home with major updates already done! This 3-bedroom home features a functional main-floor layout with great natural light, plus a finished basement with egress window offering a spacious living area, two additional bedrooms, and an dedicated utility/laundry room—ideal for extra living space, guests, or a home office setup. Recent updates include a metal roof

  Derek Wilber Keller Williams Preferred

  

  5452 Goetz Ct, Bay City, MI 48706
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  /22

  $114,900

  • 4 Beds
  • 1 Bath
  • 1,952 Sq Ft

  1112 Michigan Ave, Bay City, MI 48708

  Back on the market at no fault of the seller. Buyer financing fell through, creating a new opportunity. Spacious 4-bedroom home (could be a 5 bedroom) offering nearly 2,000 square feet of living space with plenty of potential. First floor laundry. The home features a flexible layout with a pass-through bonus room that could serve as an office, nursery, playroom, or additional living space. This

  Chris Craves Gold Pine Real Estate

  1112 Michigan Ave, Bay City, MI 48708
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  /19

  $114,900

  • 2 Beds
  • 1 Bath
  • 875 Sq Ft

  502 Marston St, Bay City, MI 48706

  Cute and conveniently located, this 2 bedroom 1 bathroom ranch style home is completely move in ready! You will appreciate the well laid out kitchen with freshly painted cupboards and newer stainless steel appliances. Laundry services are located directly off the kitchen for convenience. The bright and spacious living room features large windows, allowing in plenty of natural light. The bathroom

  The Ryan Valdera Erica Roseberry Team Berkshire Hathaway HomeServices, Bay City

  502 Marston St, Bay City, MI 48706
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  /25

  $150,000

  • 3 Beds
  • 1.5 Baths
  • 1,056 Sq Ft

  602 Transit St, Bay City, MI 48706

  Charming 3 Bedroom, 1.5 Bath Home with Full Basement & Detached Garage Welcome to this well-maintained 3 bedroom, 1.5 bath home that offers comfort, space, and convenience! Located in an area just minutes from local businesses, shops, and dining, this property combines suburban tranquility with easy access to amenities. Inside, you’ll find a bright and inviting layout, with good sized bedrooms

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  602 Transit St, Bay City, MI 48706
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  /20

  $199,900

  • 7 Beds
  • 4 Baths
  • 3,265 Sq Ft

  900 Mulholland St, Bay City, MI 48708

  Rare opportunity to buy this unique investment property in Hampton Township! This property features 2 duplex style units for a total of 4 rentable units, all situated on an acre of land. Units 1 & 2 each feature 2 bedrooms, 1 bath and basements. Units 1, 2 & 3 come equipped with laundry services. Unit 3 has 2 bedrooms and 1 bathroom. Unit 4 provides one bedroom and one bathroom. All utilities are

  The Ryan Valdera Erica Roseberry Team Berkshire Hathaway HomeServices, Bay City

  900 Mulholland St, Bay City, MI 48708
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  /51

  $128,900

  • 3 Beds
  • 1 Bath
  • 1,762 Sq Ft

  421 Harold St, Bay City, MI 48708

  New Hot Water Heater installed March 2026. The heart of this home is the kitchen, where vaulted ceilings with whimsical string lights create an ambiance, while large windows flood the space with natural light. The living area, with its exposed wooden beams, shows rustic elegance and warmth.The upstairs bedroom offers a peaceful retreat plus a walk in closet.There is also a flex room to use as an

  Kathlene (Kate) Young Century 21 Signature Realty - Bay City

  421 Harold St, Bay City, MI 48708
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  /2

  $125,000

  • Land
  • 1.91 Acres
  • $65,445 per Acre

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706

  1.91 acres for development. Five parcels north from the NW corner of Wilder. Zoned R-3 Medium Density Multi-Family, but adjacent to the Traxler Court commercial area for a possible rezoning with Monitor Township. Gas, water and electric at the road with sewer at Wilder Road. New development is planned for the acreage to the west of Traxler Court on Wilder for restaurants and a five story hotel

  Sandra Covaleski Commercial Equities

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706
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  /32

  $115,000

  • 2 Beds
  • 1 Bath
  • 1,084 Sq Ft

  1307 33rd St, Bay City, MI 48708

  Recent updates make this home move-in ready and offer peace of mind! Enjoy updated flooring throughout, along with updated electrical throughout the home. Upstairs, the beautifully refinished wood floors add warmth and character, while all plaster has been removed and replaced with new drywall and added insulation for improved efficiency and comfort. The expansive kitchen has been updated and

  Karma McGaw Good Karma Homes

  

  1307 33rd St, Bay City, MI 48708
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  /2

  $180,000

  • Land
  • 10 Acres
  • $18,000 per Acre

  3536 Wheeler Rd, Bay City, MI 48706

  10 Acres available in Bangor Township. Property will require a survey. Entrance is on Wheeler Rd and parcel to be split is part of the larger parcel at 3621 Old Kawkawlin Rd. Seller is Flexible on how the property may be split. Water and Sewer available at the road. Most of the property is heavily wooded. FYI - the address may not be correct - it was used for mapping purposes and needs to be

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  3536 Wheeler Rd, Bay City, MI 48706
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  /21

  $149,900

  • 2 Beds
  • 1 Bath
  • 808 Sq Ft

  722 Bay Rd, Bay City, MI 48706

  Charming Fully Remodeled 2-Bed, 1-Bath Home Near Saginaw Bay – Perfect for Airbnb! Welcome to this beautifully renovated 2-bedroom, 1-bathroom home, ideally located just steps from the stunning Saginaw Bay and a convenient boat launch. Whether you're seeking a weekend getaway spot, a peaceful retreat, or an income-generating Airbnb property, this home offers endless possibilities. Key Features:

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  722 Bay Rd, Bay City, MI 48706
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  /26

  $168,500

  • 3 Beds
  • 1.5 Baths
  • 1,968 Sq Ft

  2011 S Sherman St, Bay City, MI 48708

  Don’t miss out on this well maintained 3 bedroom, 1.5 bath ranch in Bay City’s desirable south end. Fully applianced eat-in kitchen, Living room offers gas fireplace with remote. Full basement with Bdry system, partially finished plus loads of storage, washer and dryer included. Enjoy the deck off dining area, the back yard has 2 storage sheds for your storage needs. All set on an oversized city

  Barb Fletcher Century 21 Signature Realty - Bay City

  2011 S Sherman St, Bay City, MI 48708
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  /18

  $187,900

  • 3 Beds
  • 1 Bath
  • 1,024 Sq Ft

  39 Spruce Ridge Dr, Bay City, MI 48706

  This beautifully updated home offers quality, comfort, and peace of mind throughout. This move-in-ready property has been carefully improved with attention to detail and long-term durability in mind. Recent updates include updated electrical, furnace, plumbing, siding, windows, water heater, and thoughtful finishes you’ll notice in every room. This home truly stands out and creates a space the

  Brooke Bickerstaff Keller Williams Preferred

  39 Spruce Ridge Dr, Bay City, MI 48706
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  /32

  $179,900

  • 3 Beds
  • 1.5 Baths
  • 1,603 Sq Ft

  305 Cornell St, Bay City, MI 48708

  Located in Bay City's historically rich neighborhood, this home invites you to the perfect blend of timeless character and modern comfort. Come see this 1600 square foot home at the end of a quiet cul-de-sac with original hardwood floors gracing the living room, main floor bedroom, and core of the home. The large den with a fireplace and barnwood accents pair with the dining room and efficient

  Shelley Park Cluff NextHome Park Place Homes Group

  305 Cornell St, Bay City, MI 48708
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  /19

  $149,900

  • 4 Beds
  • 1 Bath
  • 1,687 Sq Ft

  905 S Monroe St, Bay City, MI 48708

  Move-In Ready on Monroe! This well-maintained Bay City home is move-in ready and a great fit for any loan type. The driveway leads to a spacious backyard area with room to build a future garage. The mostly fenced yard is perfect for pets and even includes a dog house for Fido. Exterior updates include vinyl siding, roof, and vinyl windows all in good condition, plus an enclosed front porch that

  Sonya Loose CENTURY 21 SIGNATURE - MIDLAND

  905 S Monroe St, Bay City, MI 48708
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  /20

  $135,000

  • 2 Beds
  • 2 Baths
  • 1,048 Sq Ft

  405 W John St, Bay City, MI 48706

  Neat and clean West-side 2-unit perfect owner occupied or investment property. Features include 1 1/2 car garage, updated roof, furnace (unit one) flooring, paint and all appliances. Get in today for your showing!

  John Reminder RE/MAX Results

  405 W John St, Bay City, MI 48706
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  /12

  $129,900

  • 4 Beds
  • 2.5 Baths
  • 1,328 Sq Ft

  40 Westside Saginaw Rd, Bay City, MI 48706

  Step inside and imagine the possibilities. This Bay City home sits on nearly half an acre and welcomes you with an attached garage and a large, fully fenced backyard—offering space, privacy, and room to grow. As you enter, you’re greeted by a spacious living room that flows into a formal dining area, creating an inviting layout for everyday living and hosting. Just beyond, the well-sized kitchen

  Jamie Diffin Gateway Brokerage

  

  40 Westside Saginaw Rd, Bay City, MI 48706
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  /31

  $122,900

  • 4 Beds
  • 1.5 Baths
  • 1,423 Sq Ft

  801 Marchand St, Bay City, MI 48706

  Opportunity knocks with this partially renovated property in a desirable, quiet neighborhood just 2.5 miles from Bay access — perfect for quick weekend getaways and enjoying the water in minutes! Heavy lifting is done, with over $35,000 already invested in major upgrades including new furnace & hot water heater, new siding, electrical work, basement improvements, interior demo, and a full

  Tyler Johnson Non-Member Office

  801 Marchand St, Bay City, MI 48706
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  /9

  $109,900

  • 3 Beds
  • 1 Bath
  • 1,065 Sq Ft

  811 Litchfield St, Bay City, MI 48706

  3 Bedroom home, with updated laminate floors and recently painted on first floor. Great corner lot with a deck in back and 1.5 detached garage. Full Basement.

  Colleen Dore Century 21 Signature Realty - Bay City

  811 Litchfield St, Bay City, MI 48706
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  /38

  $152,500

  • 6 Beds
  • 2 Baths
  • 2,952 Sq Ft

  224 N Madison Ave, Bay City, MI 48708

  MEMORIES START ON MADISON! Welcome to this 6 bedroom, 2 bathroom Victorian home found near uptown Bay City. With almost 3,000 square feet of living space, this two story home was built in 1900 and greets you with a large front porch. Just inside you’ll see the sitting room with 3 large windows and hardwood floors, a living room that highlights a fireplace and the continuation of the hardwood

  T.J. Peters Modern Realty

  

  224 N Madison Ave, Bay City, MI 48708
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  /43

  $114,900

  • 2 Beds
  • 1 Bath
  • 853 Sq Ft

  801 Wilson St, Bay City, MI 48708

  Newly renovated single story home with new vinyl plank flooring, paint, lighting, and detached garage with new electric. On the south side of the city. Large breezeway and two porches. Corner lot. Disclosure: Listing agent is Seller's son - Broker is listing agent's uncle and seller's brother.

  Gary Hamilton Dollinger & Company, Inc.

  

  801 Wilson St, Bay City, MI 48708
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  /4

  $124,999

  • Land
  • 2.5 Acres
  • $50,000 per Acre

  6422 Westside Saginaw Rd, Bay City, MI 48706

  Vacant Land is available for your business! Land Contract and Land Lease Terms Available. Call listing agent for details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the west side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General recently

  Crystal Harlow MC Realty Group, Inc

  

  6422 Westside Saginaw Rd, Bay City, MI 48706
• 

  

  /29

  $159,900

  • 4 Beds
  • 1.5 Baths
  • 2,775 Sq Ft

  409 N Henry St, Bay City, MI 48706

  Step back in time and discover a rare piece of Bay City history. Built in the late 19th century by a master ship builder, this remarkable residence stands as a true testament to craftsmanship from an era when homes were built to last generations. With exceptional woodwork, enduring materials, and limited alterations since its original construction, the home has preserved an extraordinary level of

  Steven Schoenherr Ayre/Rhinehart Bay REALTORS

  409 N Henry St, Bay City, MI 48706
• 

  

  /19

  $169,900

  • 2 Beds
  • 1.5 Baths
  • 1,656 Sq Ft

  76 Cedar Dr, Bay City, MI 48708

  All brick ranch with 2 bedroom and 1.5 baths, living room and family room and large open kitchen area. Large 2.5 car attached garage and fully fenced back yard. Book your showing today!

  Nathon Wilson Wilson Realty

  

  76 Cedar Dr, Bay City, MI 48708

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