Bay City, MI Homes for Sale under $200,000

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  /10

  $155,000

  • 3 Beds
  • 2 Baths
  • 1,584 Sq Ft

  1961 S Lincoln St, Bay City, MI 48708

  Welcome home to this spacious 3-bedroom, 2-bath ranch perfectly situated on a generous lot in Bay City. Enjoy single-level living with a bright, open layout and plenty of natural light. The backyard is your private retreat, featuring an above ground pool—ideal for relaxing or entertaining. With ample yard space, there's room for gardening, play, or future projects. Conveniently located near local

  Tara Hartwig Keymark Realty

  1961 S Lincoln St, Bay City, MI 48708
• Explore Bay City

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  /3

  $149,999

  • Land
  • 0.67 Acre
  • $223,879 per Acre

  6543 Westside Saginaw Rd, Bay City, MI 48706

  Corner Lot is available for your business! Land Contract Terms and Land Lease terms are Available. Call listing agent for more details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the east side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General

  Crystal Harlow MC Realty Group, Inc

  

  6543 Westside Saginaw Rd, Bay City, MI 48706
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  /39

  $139,900

  • 2 Beds
  • 1 Bath
  • 925 Sq Ft

  705 W Jenny St, Bay City, MI 48706

  This recently renovated 2-bedroom, 1-bath ranch in Bay City offers a perfect blend of style, comfort, and smart use of space. With 925 sq ft on the main level, the home features tasteful updates throughout and a beautifully reimagined full basement showcasing reclaimed wood accents and clearly labeled utilities, an ideal combination of charm and functionality. Storage is abundant without

  Michael Davidson REMAX Right Choice

  

  705 W Jenny St, Bay City, MI 48706
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  /28

  $163,000

  • 3 Beds
  • 1 Bath
  • 1,316 Sq Ft

  2300 S Lincoln St, Bay City, MI 48708

  Updated 3 Bedroom 1 Bath home on 1⁄2 acre lot near bike paths with full basement offering finishing potential and 2nd bath with shower drain. Home features new waterproof flooring, fresh paint, renovated kitchen with new cupboards, counters, sink & appliances, remodeled bathroom plus fireplace and large bay windows for natural lighting. Upgrades include new light fixtures, switches, doors,

  Caleb Raymaker Century 21 Signature Realty - Bay City

  2300 S Lincoln St, Bay City, MI 48708
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  /21

  $155,900

  • 3 Beds
  • 1 Bath
  • 1,136 Sq Ft

  2306 S Farragut St, Bay City, MI 48708

  This 3-bed, 1-bath Southend ranch has been updated and is move in ready! Updates include all-new flooring throughout, fresh paint in every room, a remodeled kitchen with new counters, updated cabinetry, and brand-new stainless kitchen appliances. The living room features a stone fireplace and large front windows that bring in great natural light. The spacious eat-in kitchen offers abundant

  Travis Scott EXP Realty

  

  2306 S Farragut St, Bay City, MI 48708
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  /27

  $189,900

  • 3 Beds
  • 1.5 Baths
  • 1,980 Sq Ft

  2777 E Fisher Rd, Bay City, MI 48706

  Desirable Monitor Township Home. Living room with wood burning fireplace, large dining room, eat in kitchen with island, stainless steel appliances. 3 large bedrooms, updated baths, new sump pump and water heater. Heated 2 car garage, over 1/2 acre fenced yard. Central air and shed. Immediate possession.

  Mark Greskowiak Century 21 Signature Realty

  

  2777 E Fisher Rd, Bay City, MI 48706
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  /29

  $169,900

  • 3 Beds
  • 1 Bath
  • 1,553 Sq Ft

  3176 E Fisher Rd, Bay City, MI 48706

  Nestled at 3176 E Fisher RD, Bay City, MI, this property offers a wonderful opportunity to own a single-family residence in Bay County. This home presents a canvas ready to capture your vision. This single-family residence includes three bedrooms, providing ample space for rest and personalization. Imagine creating peaceful retreats in each of these rooms. Constructed in 1951, this property

  Todd Harris Harvest Homes Realty

  

  3176 E Fisher Rd, Bay City, MI 48706
• 

  

  /23

  $129,900

  • 4 Beds
  • 2 Baths
  • 2,014 Sq Ft

  413 Franklin St, Bay City, MI 48708

  Spacious Historic Home with Modern Updates Built in 1900, this Bay City home combines timeless character with thoughtful updates. Offering four bedrooms plus a large den that could serve as a fifth bedroom, there is plenty of room for everyone as well as ample storage throughout. The main level features convenient laundry, hardwood floors in the kitchen and dining areas, and a spacious layout

  Tina Timmons BOMIC Real Estate

  

  413 Franklin St, Bay City, MI 48708
• 

  

  /23

  $149,000

  • 4 Beds
  • 2 Baths
  • 1,592 Sq Ft

  800 Mckinley St, Bay City, MI 48708

  Fantastic investment or owner- occupant opportunity! This duplex features two well kept 2 bedroom units with new furnace in both units recently. One apartment includes a private garage along with off street parking, perfect for added convenience or increased rental appeal. Live in one unit and rent the other, or add a solid income producing property to your portfolio. Call today for you showing!

  Bill Jaynes RE/MAX Results

  800 Mckinley St, Bay City, MI 48708
• 

  

  /23

  $134,900

  • 4 Beds
  • 1 Bath
  • 1,452 Sq Ft

  309 Harold St, Bay City, MI 48708

  Conveniently located Bay City South End home. Close to Schools and McLaren Bay Regional Hospital. This spacious 4 Bedroom Home includes a spacious eat-in Kitchen, 2 car detached garage, vinyl windows, Pex plumbing, updated paint and carpeting. Plenty of storage area including a hidden bonus room upstairs. Move in ready and looking for a new Owner!

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  309 Harold St, Bay City, MI 48708
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  /24

  $165,000

  • 4 Beds
  • 1.5 Baths
  • 1,638 Sq Ft

  1913 Michigan Ave, Bay City, MI 48708

  4 bed 2.5 bath home features laminate flooring throughout. Open floor plan. NIce sized yard with 2 car detached garage. Home has been winterized. Hurry on this one before you miss out. All offers through www.hudhomestore.com

  All Star Real Estate All Star Real Estate

  1913 Michigan Ave, Bay City, MI 48708
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  /25

  $159,900

  • 3 Beds
  • 1.5 Baths
  • 1,607 Sq Ft

  704 Marsac St, Bay City, MI 48708

  Move in at closing.....3 bedrooms, 1.5 baths, partially finished basement with bar for all your entertainment needs. Hardwood floor in living room and lower bedrooms are in immaculate condition. Full bath has been remodeled with that contemporary flair. Enjoy this eat in kitchen over looking fenced in backyard that features updates that everyone hopes to have.... from the bright and airy cabinets

  Charlene Rupp Bay Area Real Estate

  704 Marsac St, Bay City, MI 48708
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  /28

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,511 Sq Ft

  1615 S Jackson St, Bay City, MI 48708

  Welcome to 1615 S Jackson - a solid brick home in Bay City's desirable South End, offering 3 bedrooms, 2 full bathrooms, and 1511 sq ft of comfortable living space. Situated on an 87' x 110' lot, this property provides room to enjoy both inside and out. Step through the breezeway that connects the home to the attached garage - providing convenience and protection from the weather. Inside, you'll

  Howard Diefenbach Century 21 Signature Realty - Bay City

  1615 S Jackson St, Bay City, MI 48708
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  /34

  $124,900

  • 2 Beds
  • 1 Bath
  • 798 Sq Ft

  1608 Wilson St, Bay City, MI 48708

  Charming Bay City Home Near Roosevelt Park – Updated & Move-In Ready! Located just one block from Roosevelt Park, this well-maintained Bay City home is one you don’t want to miss! With numerous updates and a highly functional layout, it’s an ideal choice for first-time buyers, downsizers, or investors seeking a city-certified rental. The home features vinyl siding, vinyl windows, a newer roof,

  Sonya Loose CENTURY 21 SIGNATURE - MIDLAND

  1608 Wilson St, Bay City, MI 48708
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  /25

  $164,900

  • 3 Beds
  • 1.5 Baths
  • 1,056 Sq Ft

  602 Transit St, Bay City, MI 48706

  Charming 3 Bedroom, 1.5 Bath Home with Full Basement & Detached Garage Welcome to this well-maintained 3 bedroom, 1.5 bath home that offers comfort, space, and convenience! Located in an area just minutes from local businesses, shops, and dining, this property combines suburban tranquility with easy access to amenities. Inside, you’ll find a bright and inviting layout, with good sized bedrooms

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  602 Transit St, Bay City, MI 48706
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  /44

  $177,000

  • 4 Beds
  • 2 Baths
  • 2,012 Sq Ft

  2028 Kosciuszko Ave, Bay City, MI 48708

  Welcome to this spacious colonial in Bay City! Situated on nearly a full acre of land with 2+ car garage and workshop in Portsmouth Twp, this beautiful home has been recently remodeled with fresh paint, updated kitchen/bathrooms, restored hardwood floors and new vinyl plank flooring throughout. Plenty of space for the growing family or hosting guests, offering over 2000 square feet of living

  Joshua Lee Real Estate For A CAUSE

  

  2028 Kosciuszko Ave, Bay City, MI 48708
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  /18

  $199,900

  • 2 Beds
  • 1.5 Baths
  • 1,656 Sq Ft

  3118 E Fisher Rd, Bay City, MI 48706

  Monitor Township ranch home with full basement and 3 garages 16x24 16x22 & 12x20. Included in the sale is the 1/2 acre lot to the east of the home to make it a total of 1 acre 132x330. Features include living room fireplace, vinyl siding and windows, B-dry system in basement also Generac generator with a high demand layout. Set your showing today as ranch homes in the township sell quick!

  John Reminder RE/MAX Results

  3118 E Fisher Rd, Bay City, MI 48706
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  /2

  $125,000

  • Land
  • 1.91 Acres
  • $65,445 per Acre

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706

  1.91 acres for development. Five parcels north from the NW corner of Wilder. Zoned R-3 Medium Density Multi-Family, but adjacent to the Traxler Court commercial area for a possible rezoning with Monitor Township. Gas, water and electric at the road with sewer at Wilder Road. New development is planned for the acreage to the west of Traxler Court on Wilder for restaurants and a five story hotel

  Sandra Covaleski Commercial Equities

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706
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  /2

  $180,000

  • Land
  • 10 Acres
  • $18,000 per Acre

  3536 Wheeler Rd, Bay City, MI 48706

  10 Acres available in Bangor Township. Property will require a survey. Entrance is on Wheeler Rd and parcel to be split is part of the larger parcel at 3621 Old Kawkawlin Rd. Seller is Flexible on how the property may be split. Water and Sewer available at the road. Most of the property is heavily wooded. FYI - the address may not be correct - it was used for mapping purposes and needs to be

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  3536 Wheeler Rd, Bay City, MI 48706
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  /34

  $184,000

  • 3 Beds
  • 1.5 Baths
  • 1,182 Sq Ft

  2121 7th St, Bay City, MI 48708

  Move right in to this impeccable craftsman style home featuring hardwood floors, updated kitchen boasting new in 2025 stainless appliances, main bath with bright tile, new 1/2 bath and 1st floor laundry in 2025, gleaming hardwood floors, one level living with a full clean basement, full deep front porch and a 1.5 car garage.

  Cindy Sinicki Cindy Sinicki Realty

  2121 7th St, Bay City, MI 48708
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  /27

  $179,900

  • 3 Beds
  • 1.5 Baths
  • 1,976 Sq Ft

  905 Murphy Ct, Bay City, MI 48706

  MORE TO LOVE ON MURPHY! This three bedroom bi-level home in the city of Bay City is found on a 36x124 lot and ready for new owners! With nearly 2,000 square feet of living space across the split level home, you’ll enjoy the three spacious bedrooms and one and a half bathrooms. The living room and dining area are adjacent to each other with beautiful wood flooring. The kitchen highlights large

  T.J. Peters Modern Realty

  

  905 Murphy Ct, Bay City, MI 48706
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  /69

  $133,000

  • 4 Beds
  • 1 Bath
  • 1,456 Sq Ft

  208 34th St, Bay City, MI 48708

  OPEN HOUSE SATURDAY 10/18/25 1-4, come stop in! WANTED: New Family! IMMEDIATE OCCUPANCY at CLOSE! 4Bed/1 bath family home in the heart of Bay City-UPTOWN! With nearby schools and Roosevelt park & Michigan Sugar Trails a short walk away-your growing family will enjoy the conveniences of this location! Enjoy the space on this LARGE corner double lot. Make the finished attic space an additional

  Violet VanCamp Cedar & Crow Realty

  208 34th St, Bay City, MI 48708
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  /52

  $153,499

  • 2 Beds
  • 1 Bath
  • 811 Sq Ft

  618 N Finn Rd, Bay City, MI 48708

  Experience country living with modern updates on Finn. This two bedroom bungalow offers new flooring, fresh paint, and updated trim throughout. The kitchen provides good natural light, plenty of storage, and a sliding door that leads to the deck. The primary bedroom is spacious and fits a king-size bed. The secondary bedroom can be used as a bedroom, office, or large walk-in closet depending on

  Adam Sinclair Bay Valley Realty

  618 N Finn Rd, Bay City, MI 48708
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  /15

  $174,000

  • 3 Beds
  • 3.5 Baths
  • 1,575 Sq Ft

  1000 E Florence St, Bay City, MI 48706

  Welcome to 1000 E Florence Street — a beautifully remodeled 3-bedroom, 3-bath bungalow that combines historic charm with modern comfort! Step inside to find refinished hardwood floors throughout the main living areas, new carpet in the bedrooms and upstairs, and a bright, fresh interior that feels like new. The kitchen has been completely updated with sleek white cabinets, granite-look

  Troy Schearer JPAR - Great Lakes Bay Region

  

  1000 E Florence St, Bay City, MI 48706
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  /21

  $160,000

  • 2 Beds
  • 1 Bath
  • 808 Sq Ft

  722 Bay Rd, Bay City, MI 48706

  Charming Fully Remodeled 2-Bed, 1-Bath Home Near Saginaw Bay – Perfect for Airbnb! Welcome to this beautifully renovated 2-bedroom, 1-bathroom home, ideally located just steps from the stunning Saginaw Bay and a convenient boat launch. Whether you're seeking a weekend getaway spot, a peaceful retreat, or an income-generating Airbnb property, this home offers endless possibilities. Key Features:

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  722 Bay Rd, Bay City, MI 48706
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  /28

  $129,800

  • 3 Beds
  • 1 Bath
  • 1,402 Sq Ft

  1303 Wilson St, Bay City, MI 48708

  Priced to Sell. Motivated Seller! Contemporary updates blend seamlessly with traditional appointments in this charming Dutch colonial. This 1,402-square-foot home offers new flooring and fresh paint throughout, vinyl windows, and two enclosed porches on a double corner lot. There’s space for boundless possibilities with three bedrooms and a spare room that can serve as a fourth bedroom, rec room,

  Jaime Cramer Berkshire Hathaway HomeServices Michigan Real Estate

  1303 Wilson St, Bay City, MI 48708
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  /33

  $174,900

  • 4 Beds
  • 1 Bath
  • 1,160 Sq Ft

  1203 N Williams St, Bay City, MI 48706

  Check out this super Cute Cape Cod! Situated in a cherished and beloved Bay City neighborhood that borders Bangor Township, with Bangor Township school bus pickup just around the corner. It’s one of those locations that just makes sense. Inside, natural light fills the home, highlighting original hardwood floors on the main level and a layout that works for real life. With four bedrooms — two on

  Nicole Freed EXP Realty

  

  1203 N Williams St, Bay City, MI 48706
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  /21

  $174,900

  • 4 Beds
  • 2 Baths
  • 1,356 Sq Ft

  1108 N Linn St, Bay City, MI 48706

  Lifestyle and Location blend perfectly at 1108 N Linn Street! Situated in the heart of Bay City, this charming, historic home was fully renovated and remodeled in 2024. With 1,356 square feet of move-in ready space, buyers will love this 4-bedroom (including a spacious primary and a main level), 2-bathroom home featuring a spacious living room filled with natural light, hardwood flooring on the

  Cheri Hitchcock Modern Realty

  1108 N Linn St, Bay City, MI 48706
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  /7

  $119,000

  • 3 Beds
  • 3 Baths
  • 1,843 Sq Ft

  403 State St, Bay City, MI 48706

  Sarge Harvey EXP Realty

  

  403 State St, Bay City, MI 48706
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  /28

  $189,900

  • 4 Beds
  • 4 Baths
  • 2,177 Sq Ft

  502 Wilson St, Bay City, MI 48708

  Opportunity Knocks it out of the Park with this well maintained 4 unit rental property located on Bay City's East side. It's not often you find a landlord who cares for properties like this one. Recent updates include Completely refinished foundation and roof in 2022, Exterior of home was scraped, painted, and boards replaced where necessary 2025. Porch floor repaired or replaced, pillars

  The Real Estate Specialists Berkshire Hathaway HomeServices, Bay City

  502 Wilson St, Bay City, MI 48708
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  /45

  $184,900

  • 3 Beds
  • 1.5 Baths
  • 2,010 Sq Ft

  507 S Johnson St, Bay City, MI 48708

  Welcome home to this charming ranch-style home nestled in Hampton Township. This well-maintained 3-bedroom, 1.5-bath home offers 1,340 square feet of comfortable living space on a spacious 0.31-acre lot. Step inside to find hardwood floors in the living room and dining room. The spacious living room is perfect for relaxing or entertaining, while the dining area offers a cozy spot for family

  Amy Schnople Century 21 Affiliated

  

  507 S Johnson St, Bay City, MI 48708
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  /30

  $142,000

  • 4 Beds
  • 2 Baths
  • 1,054 Sq Ft

  1705 Fitzhugh St, Bay City, MI 48708

  We're Showing Off.. check out our new Pics!! 4-Bedroom Family Home on Fitzhugh!! This 1054 sqft home has been the Family Hub for years of countless tales, lots of love and lasting memories. The main floor offers an eat-in kitchen, 2 bedrooms with hardwood flooring, bathroom and living room with coved ceiling, lots of natural light and hardwood floors under carpet. The upper level provides a

  Shellie Schlicker Priority One Real Estate

  1705 Fitzhugh St, Bay City, MI 48708
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  /26

  $119,000

  • 4 Beds
  • 2 Baths
  • 1,960 Sq Ft

  411 10th St, Bay City, MI 48708

  Investment Opportunity – Turnkey Duplex in Bay City! Priced to sell: $119,000 Looking for a solid, cash-flowing rental property? This fully certified Bay City duplex is the perfect addition to your portfolio — or a smart start for a new investor! Featuring two spacious 2-bedroom, 1-bath units (4 beds / 2 baths total), each with separate laundry and basement access, this multi-family home has

  Jason Pockrandt Mid-Mitten Realty

  

  411 10th St, Bay City, MI 48708
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  /12

  $129,500

  • 4 Beds
  • 3 Baths
  • 1,999 Sq Ft

  305 N Linn St, Bay City, MI 48706

  Attention Investors!! City certified 3-unit located just north of Midland St. Features include off street parking, separate heat, and separate entrances. Most recently the property has been earning $2000/month. Call today for your private showing. Natural gas provided by Consumers, electric provided by Bay City Electric.

  Kyle Riddle NextHome Park Place Homes Group

  305 N Linn St, Bay City, MI 48706
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  /31

  $122,900

  • 4 Beds
  • 1.5 Baths
  • 1,423 Sq Ft

  801 Marchand St, Bay City, MI 48706

  Opportunity knocks with this partially renovated property in a desirable, quiet neighborhood just 2.5 miles from Bay access — perfect for quick weekend getaways and enjoying the water in minutes! Heavy lifting is done, with over $35,000 already invested in major upgrades including new furnace & hot water heater, new siding, electrical work, basement improvements, interior demo, and a full

  Tyler Johnson Non-Member Office

  801 Marchand St, Bay City, MI 48706
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  /38

  $152,500

  • 6 Beds
  • 2 Baths
  • 2,952 Sq Ft

  224 N Madison Ave, Bay City, MI 48708

  MEMORIES START ON MADISON! Welcome to this 6 bedroom, 2 bathroom Victorian home found near uptown Bay City. With almost 3,000 square feet of living space, this two story home was built in 1900 and greets you with a large front porch. Just inside you’ll see the sitting room with 3 large windows and hardwood floors, a living room that highlights a fireplace and the continuation of the hardwood

  T.J. Peters Modern Realty

  

  224 N Madison Ave, Bay City, MI 48708
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  /24

  $114,900

  • 3 Beds
  • 1 Bath
  • 1,236 Sq Ft

  607 W Jenny St, Bay City, MI 48706

  JOYFUL BEGINNINGS ON JENNY! This charming two bedroom, one bathroom home is found in the ideal location on a corner lot in Bay City. On a 55x75 lot on the corner of Jenny Street and Alp Street, this 1.5 story house boasts 1,236 square feet of living space. The fenced in yard is a nice addition to the convenient location of just 4 minutes from US 10 and I75. Call today for your tour!

  T.J. Peters Modern Realty

  

  607 W Jenny St, Bay City, MI 48706
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  /4

  $124,999

  • Land
  • 2.5 Acres
  • $50,000 per Acre

  6422 Westside Saginaw Rd, Bay City, MI 48706

  Vacant Land is available for your business! Land Contract and Land Lease Terms Available. Call listing agent for details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the west side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General recently

  Crystal Harlow MC Realty Group, Inc

  

  6422 Westside Saginaw Rd, Bay City, MI 48706
• 

  

  /47

  $169,000

  • 3 Beds
  • 1.5 Baths
  • 942 Sq Ft

  2538 22nd St, Bay City, MI 48708

  ***OPEN HOUSE SUN 12/14 1-3PM*** PRESTIGIOUS IN PORTSMOUTH! Fully renovated with high-level craftsmanship, this 3 bed 1.5 bath bungalow is turn-key ready for YOU! Open concept with new vinyl flooring throughout living area and bedrooms. Spacious updated full bath with ceramic tile and beautiful high-end fixtures. Updated kitchen with quartz counter tops and all new appliances including

  Victor Talaga Make It Happen Real Estate

  2538 22nd St, Bay City, MI 48708
• 

  

  /22

  $104,900

  • 2 Beds
  • 1 Bath
  • 840 Sq Ft

  2810 Mix Ave, Bay City, MI 48708

  2-bedroom 1-bath home in the South End of Bay City. Detached garage and fenced-in back yard. Corner lot!

  Carl Brink Century 21 Signature Realty - Bay City

  2810 Mix Ave, Bay City, MI 48708

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