Bay City, MI Homes for Sale under $200,000

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  /12

  $199,000

  • 3 Beds
  • 2 Baths
  • 2,213 Sq Ft

  1229 Michigan Ave, Bay City, MI 48708

  Owner uses garage (24x24) as additional rec room with kitchen. Very nice home. Home is well built. Big yard with shed for storage. Newer roof. Brick with vinyl siding.

  

  Pat Devereaux

  RE/MAX New Image Saginaw

  (989) 300-0772

  1229 Michigan Ave, Bay City, MI 48708
• Explore Bay City

• 

  

  

  /15

  $179,900

  • 4 Beds
  • 1 Bath
  • 1,390 Sq Ft

  1707 S Monroe St, Bay City, MI 48708

  Fully Renovated & Move-In Ready – Bay City Welcome to 1707 S Monroe St, a beautifully updated home that has been thoughtfully renovated from top to bottom. This turnkey property features fresh flooring throughout, updated lighting, neutral paint tones, and a bright, open feel that makes it truly move-in ready. The kitchen has been fully refreshed with white cabinetry, modern countertops, stylish

  Troy Schearer JPAR - Great Lakes Bay Region

  

  1707 S Monroe St, Bay City, MI 48708
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  /26

  $165,000

  • 4 Beds
  • 1.5 Baths
  • 1,999 Sq Ft

  705 S Hampton St, Bay City, MI 48708

  Charming 4-bedroom bungalow near Hewitt Park. This home features 1.5 baths with a upstairs lavatory. Second floor offers two spacious bedrooms with extensive built-in storage. First floor includes a four-piece bath and beautifully finished eat-in kitchen with abundant storage. Partially finished basement. Enjoy the mostly fenced yard and 1+ car detached garage. This gem won't last long, schedule

  Caleb Raymaker Century 21 Signature Realty - Bay City

  705 S Hampton St, Bay City, MI 48708
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  /10

  $149,900

  • 3 Beds
  • 2 Baths
  • 1,584 Sq Ft

  1961 S Lincoln St, Bay City, MI 48708

  Welcome home to this spacious 3-bedroom, 2-bath ranch perfectly situated on a generous lot in Bay City. Enjoy single-level living with a bright, open layout and plenty of natural light. The backyard is your private retreat, featuring an above ground pool—ideal for relaxing or entertaining. With ample yard space, there's room for gardening, play, or future projects. Conveniently located near local

  Tara Hartwig Keymark Realty

  1961 S Lincoln St, Bay City, MI 48708
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  /3

  $149,999

  • Land
  • 0.67 Acre
  • $223,879 per Acre

  6543 Westside Saginaw Rd, Bay City, MI 48706

  Corner Lot is available for your business! Land Contract Terms and Land Lease terms are Available. Call listing agent for more details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the east side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General

  Crystal Harlow MC Realty Group, Inc

  

  6543 Westside Saginaw Rd, Bay City, MI 48706
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  /21

  $144,900

  • 4 Beds
  • 2 Baths
  • 1,521 Sq Ft

  1101 S Farragut St, Bay City, MI 48708

  This 4-bedroom, 2-bath home offers comfort and everyday functionality. Step inside to find newer paint complemented by plenty of natural light that creates a bright, welcoming atmosphere. The kitchen features newer appliances, making daily living and entertaining easy and efficient. Enjoy relaxing mornings and evenings on the large covered front porch, overlooking a beautiful corner lot with

  Sally Rupp Wentworth Real Estate Group

  

  1101 S Farragut St, Bay City, MI 48708
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  /39

  $138,500

  • 2 Beds
  • 1 Bath
  • 925 Sq Ft

  705 W Jenny St, Bay City, MI 48706

  This recently renovated 2-bedroom, 1-bath ranch in Bay City offers a perfect blend of style, comfort, and smart use of space. With 925 sq ft on the main level, the home features tasteful updates throughout and a beautifully reimagined full basement showcasing reclaimed wood accents and clearly labeled utilities, an ideal combination of charm and functionality. Storage is abundant without

  Michael Davidson REMAX Right Choice

  

  705 W Jenny St, Bay City, MI 48706
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  /21

  $149,900

  • 3 Beds
  • 1 Bath
  • 1,136 Sq Ft

  2306 S Farragut St, Bay City, MI 48708

  This 3-bed, 1-bath Southend ranch has been updated and is move in ready! Updates include all-new flooring throughout, fresh paint in every room, a remodeled kitchen with new counters, updated cabinetry, and brand-new stainless kitchen appliances. The living room features a stone fireplace and large front windows that bring in great natural light. The spacious eat-in kitchen offers abundant

  Travis Scott EXP Realty

  

  2306 S Farragut St, Bay City, MI 48708
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  /12

  $125,000

  • 2 Beds
  • 1 Bath
  • 879 Sq Ft

  3289 Bowman Rd, Bay City, MI 48706

  Bangor Twp home located on a deep lot (partially fenced). Updated kitchen, bath and flooring. Living Room with large fireplace. Attached garage and sunroom. HUD owned home. Additional documents and information can be found on hudhomestore.gov. Any licensed agent registered with HUD can show you this home.

  Kelly Whitehead Mid-Michigan Realty

  3289 Bowman Rd, Bay City, MI 48706
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  /27

  $119,900

  • 3 Beds
  • 2 Baths
  • 1,440 Sq Ft

  2014 4th St, Bay City, MI 48708

  Bonus adjacent lot included! The vacant lot next door at 2012 4th St is included in the sale. A home previously stood on this lot and was professionally demolished by the City, with utilities already in place, offering excellent future potential. Together, both parcels total approximately 0.32 acres, making this one of the largest lots in the area. The main home features 3 bedrooms and 2 full

  Colton Rine Five Star Real Estate (Grandv)

  2014 4th St, Bay City, MI 48708
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  /30

  $129,900

  • 3 Beds
  • 1 Bath
  • 1,042 Sq Ft

  214 S Warner St, Bay City, MI 48706

  Welcome home to this affordable and move-in ready Bay City charmer, ideally located just south of Midland Street in the heart of the city. Enjoy quick access to downtown Bay City’s shops, restaurants, festivals, riverfront activities, and entertainment—all while being tucked into an established neighborhood.This home offers a comfortable and functional layout with fresh, neutral finishes

  Nancy Fritz J McLeod Realty Inc

  

  214 S Warner St, Bay City, MI 48706
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  /23

  $129,900

  • 4 Beds
  • 2 Baths
  • 2,014 Sq Ft

  413 Franklin St, Bay City, MI 48708

  Spacious Historic Home with Modern Updates Built in 1900, this Bay City home combines timeless character with thoughtful updates. Offering four bedrooms plus a large den that could serve as a fifth bedroom, there is plenty of room for everyone as well as ample storage throughout. The main level features convenient laundry, hardwood floors in the kitchen and dining areas, and a spacious layout

  Tina Timmons BOMIC Real Estate

  

  413 Franklin St, Bay City, MI 48708
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  /3

  $100,000

  • Land
  • 3.8 Acres
  • $26,316 per Acre

  100 Smith St, Bay City, MI 48706

  3.8 acres of OPPORTUNITY!!! Vacant land with an existing parking lot. Perfect for your next business venture. High visibility, easy access and ready for development!!

  Danielle Kelly Berkshire Hathaway HomeServices, Bay City

  100 Smith St, Bay City, MI 48706
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  /19

  $170,000

  • 4 Beds
  • 2 Baths
  • 1,597 Sq Ft

  1813 3rd St, Bay City, MI 48708

  This well-located Certified Rental Duplex offers a smart opportunity for investors and first-time buyers alike. Situated just down the road from Carol Park, steps from the Johnson St. Business District, and a short drive to Downtown Bay City, this property combines convenience, walkability, and built-in income potential. Major mechanical updates include a new Concord 95 furnace installed in 2022,

  Chance Owen Bay Realty Michigan

  

  1813 3rd St, Bay City, MI 48708
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  /17

  $136,999 Coming Soon

  • 2 Beds
  • 1 Bath
  • 770 Sq Ft

  1084 Midland Rd, Bay City, MI 48706

  Welcome home to this charming 2-bedroom, 1-bath property located close to local schools. You’ll appreciate the updates, including new flooring completed in 2022 and fresh paint in most areas of the home. Outside, enjoy a fenced-in yard with a 16x16 shed featuring electricity—perfect for hobbies or extra storage. The oversized one-car garage is heated and insulated, making it ideal year-round. A

  Bethany Brokaw The Brokaw Group

  

  1084 Midland Rd, Bay City, MI 48706
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  /16

  $124,500

  • 4 Beds
  • 1 Bath
  • 1,452 Sq Ft

  309 Harold St, Bay City, MI 48708

  Conveniently located Bay City South End home. Close to Schools and McLaren Bay Regional Hospital. This spacious 4 Bedroom Home includes an eat-in Kitchen with Island, 2 car detached garage, vinyl windows, Pex plumbing, updated paint and carpeting. Plenty of storage area including a hidden bonus room upstairs. Move in ready and looking for a new Owner!

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  309 Harold St, Bay City, MI 48708
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  /28

  $159,900 Open Sun 12:30PM - 2PM

  • 3 Beds
  • 1.5 Baths
  • 1,600 Sq Ft

  104 King St, Bay City, MI 48706

  This charming 3-bedroom, 1.5-bath, two-story home is a true standout. Solid oak trim throughout adds timeless character and warmth, creating an inviting and classic feel from the moment you step inside. The thoughtfully designed interior is both comfortable and functional, featuring Pella windows with built-in shades that flood the home with natural light while offering energy efficiency and

  Donna McDaniel Real Estate One Great Lakes Bay

  

  104 King St, Bay City, MI 48706
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  /25

  $159,900

  • 3 Beds
  • 1.5 Baths
  • 1,607 Sq Ft

  704 Marsac St, Bay City, MI 48708

  Move in at closing.....3 bedrooms, 1.5 baths, partially finished basement with bar for all your entertainment needs. Hardwood floor in living room and lower bedrooms are in immaculate condition. Full bath has been remodeled with that contemporary flair. Enjoy this eat in kitchen over looking fenced in backyard that features updates that everyone hopes to have.... from the bright and airy cabinets

  Charlene Rupp Bay Area Real Estate

  704 Marsac St, Bay City, MI 48708
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  /44

  $175,000

  • 4 Beds
  • 2 Baths
  • 2,012 Sq Ft

  2028 Kosciuszko Ave, Bay City, MI 48708

  Welcome to this spacious colonial in Bay City! Situated on nearly a full acre of land with 2+ car garage and workshop in Portsmouth Twp, this beautiful home has been recently remodeled with fresh paint, updated kitchen/bathrooms, restored hardwood floors and new vinyl plank flooring throughout. Plenty of space for the growing family or hosting guests, offering over 2000 square feet of living

  Joshua Lee Real Estate For A CAUSE

  

  2028 Kosciuszko Ave, Bay City, MI 48708
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  /37

  $119,900

  • 2 Beds
  • 1 Bath
  • 798 Sq Ft

  1608 Wilson St, Bay City, MI 48708

  Charming Bay City Home Near Roosevelt Park – Updated & Move-In Ready! Located just one block from Roosevelt Park, this well-maintained Bay City home is one you don’t want to miss! With numerous updates and a highly functional layout, it’s an ideal choice for first-time buyers, downsizers, or investors seeking a city-certified rental. The home features vinyl siding, vinyl windows, a newer roof,

  Sonya Loose CENTURY 21 SIGNATURE - MIDLAND

  1608 Wilson St, Bay City, MI 48708
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  /18

  $179,900

  • 2 Beds
  • 1.5 Baths
  • 1,656 Sq Ft

  3118 E Fisher Rd, Bay City, MI 48706

  Monitor Township ranch home with full basement and 3 garages 16x24 16x22 & 12x20. Included in the sale is the 1/2 acre lot to the east of the home to make it a total of 1 acre 132x330. Features include living room fireplace, vinyl siding and windows, B-dry system in basement also Generac generator with a high demand layout. Set your showing today as ranch homes in the township sell quick!

  John Reminder RE/MAX Results

  3118 E Fisher Rd, Bay City, MI 48706
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  /48

  $144,000

  • 4 Beds
  • 1.5 Baths
  • 1,511 Sq Ft

  2122 2nd St, Bay City, MI 48708

  Welcome to your dream home! This charming 4-bedroom, 2-bathroom residence offers the perfect blend of comfort and convenience. Step into the spacious living room where a cozy gas fireplace sets the mood for relaxed evenings. The first-floor master suite provides ease and privacy, complete with an attached bath. Upstairs, you'll find three additional bedrooms, each boasting generously sized

  Breanna Dinsmoore JPAR - Great Lakes Bay Region

  

  2122 2nd St, Bay City, MI 48708
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  /37

  $164,900

  • 3 Beds
  • 1.5 Baths
  • 1,131 Sq Ft

  118 Ausable State Rd, Bay City, MI 48706

  Stylish, sun-filled, and seriously updated! This 3-bedroom, 1.5-bath home blends modern finishes with easy, everyday living. Featuring newer luxury vinyl plank floors, granite countertops, chic tiled kitchen backsplash, and bright white cabinetry, every space feels fresh, clean, and move-in ready. The main floor offers two comfortable bedrooms and a beautifully updated full bath, while the second

  Jean Ann DeShano RE/MAX Results

  118 Ausable State Rd, Bay City, MI 48706
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  /2

  $125,000

  • Land
  • 1.91 Acres
  • $65,445 per Acre

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706

  1.91 acres for development. Five parcels north from the NW corner of Wilder. Zoned R-3 Medium Density Multi-Family, but adjacent to the Traxler Court commercial area for a possible rezoning with Monitor Township. Gas, water and electric at the road with sewer at Wilder Road. New development is planned for the acreage to the west of Traxler Court on Wilder for restaurants and a five story hotel

  Sandra Covaleski Commercial Equities

  0 S Two Mile Rd Unit 50142051, Bay City, MI 48706
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  /2

  $180,000

  • Land
  • 10 Acres
  • $18,000 per Acre

  3536 Wheeler Rd, Bay City, MI 48706

  10 Acres available in Bangor Township. Property will require a survey. Entrance is on Wheeler Rd and parcel to be split is part of the larger parcel at 3621 Old Kawkawlin Rd. Seller is Flexible on how the property may be split. Water and Sewer available at the road. Most of the property is heavily wooded. FYI - the address may not be correct - it was used for mapping purposes and needs to be

  Michael Meehleder Ayre/Rhinehart Bay REALTORS

  3536 Wheeler Rd, Bay City, MI 48706
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  /32

  $130,000

  • 3 Beds
  • 1 Bath
  • 1,012 Sq Ft

  1115 Litchfield St, Bay City, MI 48706

  This beautifully updated move-in ready 3-bedroom home offers countless recent updates. The main floor features luxury plank floors throughout with a large 25'x11' living/dining area and a 9' ceiling! Towards the rear of the home, you'll find the kitchen which has newer white cabinets, a butcher block counter-top and all stainless-steel appliances included! The bathroom has been fully remodeled

  Brandon Rowley Realty Executives Main St LLC

  

  1115 Litchfield St, Bay City, MI 48706
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  /34

  $179,900

  • 3 Beds
  • 1.5 Baths
  • 1,182 Sq Ft

  2121 7th St, Bay City, MI 48708

  Move right in to this impeccable craftsman style home featuring hardwood floors, updated kitchen boasting new in 2025 stainless appliances, main bath with bright tile, new 1/2 bath and 1st floor laundry in 2025, gleaming hardwood floors, one level living with a full clean basement, full deep front porch and a 1.5 car garage.

  Cindy Sinicki Cindy Sinicki Realty

  2121 7th St, Bay City, MI 48708
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  /21

  $160,000

  • 2 Beds
  • 1 Bath
  • 808 Sq Ft

  722 Bay Rd, Bay City, MI 48706

  Charming Fully Remodeled 2-Bed, 1-Bath Home Near Saginaw Bay – Perfect for Airbnb! Welcome to this beautifully renovated 2-bedroom, 1-bathroom home, ideally located just steps from the stunning Saginaw Bay and a convenient boat launch. Whether you're seeking a weekend getaway spot, a peaceful retreat, or an income-generating Airbnb property, this home offers endless possibilities. Key Features:

  Cesar Ortega Ayre/Rhinehart Bay REALTORS

  722 Bay Rd, Bay City, MI 48706
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  /21

  $192,900

  • 3 Beds
  • 1 Bath
  • 1,024 Sq Ft

  39 Spruce Ridge Dr, Bay City, MI 48706

  This beautifully updated home offers quality, comfort, and peace of mind throughout. This move-in-ready property has been carefully improved with attention to detail and long-term durability in mind. Recent updates include updated electrical, furnace, plumbing, siding, windows, water heater, and thoughtful finishes you’ll notice in every room. This home truly stands out and creates a space the

  Brooke Bickerstaff Keller Williams Preferred

  

  39 Spruce Ridge Dr, Bay City, MI 48706
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  /28

  $119,900

  • 3 Beds
  • 1 Bath
  • 1,402 Sq Ft

  1303 Wilson St, Bay City, MI 48708

  Priced to Sell. Motivated Seller! Contemporary updates blend seamlessly with traditional appointments in this charming Dutch colonial. This 1,402-square-foot home offers new flooring and fresh paint throughout, vinyl windows, and two enclosed porches on a double corner lot. There’s space for boundless possibilities with three bedrooms and a spare room that can serve as a fourth bedroom, rec room,

  Jaime Cramer Berkshire Hathaway HomeServices Michigan Real Estate

  1303 Wilson St, Bay City, MI 48708
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  /15

  $135,000

  • 5 Beds
  • 3 Baths
  • 2,831 Sq Ft

  300 S Farragut St, Bay City, MI 48708

  Land Contract Opportunity – 3-Unit Apartment Building! This 3-unit apartment building is available for land contract, offering a more borrower-friendly approval process than traditional banks. It includes a 3-bedroom, 1-bath unit and two 1-bedroom, 1-bath units, ideal for investors or buyers looking for rental income. The 3-bedroom unit and one 1-bedroom unit are currently occupied by tenants,

  Thomas Webb Century 21 Signature Realty Midland

  300 S Farragut St, Bay City, MI 48708
• 

  

  /18

  $192,900

  • 3 Beds
  • 1 Bath
  • 1,024 Sq Ft

  30 Spruce Ridge Dr, Bay City, MI 48706

  This beautifully updated home offers quality, comfort, and peace of mind throughout. This move-in-ready property has been carefully improved with attention to detail and long-term durability in mind. Recent updates include updated electrical, furnace, plumbing, siding, windows, water heater, and thoughtful finishes you’ll notice in every room. This home truly stands out and creates a space the

  Brooke Bickerstaff Keller Williams Preferred

  30 Spruce Ridge Dr, Bay City, MI 48706
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  /32

  $179,900

  • 3 Beds
  • 1.5 Baths
  • 1,603 Sq Ft

  305 Cornell St, Bay City, MI 48708

  Located in Bay City's historically rich neighborhood, this home invites you to the perfect blend of timeless character and modern comfort. Come see this 1600 square foot home at the end of a quiet cul-de-sac with original hardwood floors gracing the living room, main floor bedroom, and core of the home. The large den with a fireplace and barnwood accents pair with the dining room and efficient

  Shelley Park Cluff NextHome Park Place Homes Group

  305 Cornell St, Bay City, MI 48708
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  /30

  $142,000

  • 4 Beds
  • 2 Baths
  • 1,054 Sq Ft

  1705 Fitzhugh St, Bay City, MI 48708

  We're Showing Off.. check out our new Pics!! 4-Bedroom Family Home on Fitzhugh!! This 1054 sqft home has been the Family Hub for years of countless tales, lots of love and lasting memories. The main floor offers an eat-in kitchen, 2 bedrooms with hardwood flooring, bathroom and living room with coved ceiling, lots of natural light and hardwood floors under carpet. The upper level provides a

  Shellie Schlicker Priority One Real Estate

  1705 Fitzhugh St, Bay City, MI 48708
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  /23

  $111,111

  • 4 Beds
  • 2 Baths
  • 1,960 Sq Ft

  411 10th St, Bay City, MI 48708

  Investment Opportunity – Turnkey Duplex in Bay City! Priced to sell: $119,000 Looking for a solid, cash-flowing rental property? This fully certified Bay City duplex is the perfect addition to your portfolio — or a smart start for a new investor! Featuring two spacious 2-bedroom, 1-bath units (4 beds / 2 baths total), each with separate laundry and basement access, this multi-family home has

  Jason Pockrandt Mid-Mitten Realty

  

  411 10th St, Bay City, MI 48708
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  /12

  $114,500

  • 4 Beds
  • 3 Baths
  • 1,999 Sq Ft

  305 N Linn St, Bay City, MI 48706

  Attention Investors!! City certified 3-unit located just north of Midland St. Features include off street parking, separate heat, and separate entrances. Most recently the property has been earning $2000/month. Call today for your private showing. Natural gas provided by Consumers, electric provided by Bay City Electric.

  Kyle Riddle NextHome Park Place Homes Group

  305 N Linn St, Bay City, MI 48706
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  /26

  $130,000

  • 3 Beds
  • 1 Bath
  • 936 Sq Ft

  1910 34th St, Bay City, MI 48708

  Situated in a highly sought-after south-end neighborhood, this charming ranch-style home features 3 bedrooms, 1 bathroom, vinyl windows and siding, ample storage space, a single-car attached garage, a large fenced yard, deck-style front porch, original hardwood flooring, generous kitchen cupboards, and a spacious walk-in shower.

  Scott Cummings eXp Realty

  1910 34th St, Bay City, MI 48708
• 

  

  /20

  $135,000

  • 2 Beds
  • 2 Baths
  • 1,048 Sq Ft

  405 W John St, Bay City, MI 48706

  Neat and clean West-side 2-unit perfect owner occupied or investment property. Features include 1 1/2 car garage, updated roof, furnace (unit one) flooring, paint and all appliances. Get in today for your showing!

  John Reminder RE/MAX Results

  405 W John St, Bay City, MI 48706
• 

  

  /12

  $139,900

  • 4 Beds
  • 2.5 Baths
  • 1,328 Sq Ft

  40 Westside Saginaw Rd, Bay City, MI 48706

  Step inside and imagine the possibilities. This Bay City home sits on nearly half an acre and welcomes you with an attached garage and a large, fully fenced backyard—offering space, privacy, and room to grow. As you enter, you’re greeted by a spacious living room that flows into a formal dining area, creating an inviting layout for everyday living and hosting. Just beyond, the well-sized kitchen

  Jamie Diffin Gateway Brokerage

  

  40 Westside Saginaw Rd, Bay City, MI 48706
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  /31

  $122,900

  • 4 Beds
  • 1.5 Baths
  • 1,423 Sq Ft

  801 Marchand St, Bay City, MI 48706

  Opportunity knocks with this partially renovated property in a desirable, quiet neighborhood just 2.5 miles from Bay access — perfect for quick weekend getaways and enjoying the water in minutes! Heavy lifting is done, with over $35,000 already invested in major upgrades including new furnace & hot water heater, new siding, electrical work, basement improvements, interior demo, and a full

  Tyler Johnson Non-Member Office

  801 Marchand St, Bay City, MI 48706

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