Bay City, MI Homes for Sale under $300,000

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  /20

  $189,900

  • 5 Beds
  • 2.5 Baths
  • 2,290 Sq Ft

  804 E Smith St, Bay City, MI 48706

  If you're looking for high ceilings, big rooms, and fenced in, look no further! This traditional home features 5 bedrooms and 2 and a half bathrooms. complete remodel to fit any family like a glove. Whether you are a large family or not , the spaces can be used as a home office, gym, or library! The house has new floors, bathrooms, kitchen, paint , appliances, and much more! Schedule your showing

  Katherine Arenado Berkshire Hathaway HomeServices

  

  804 E Smith St, Bay City, MI 48706
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  /3

  $119,900

  • 4 Beds
  • 2 Baths
  • 1,820 Sq Ft

  710 N Linn St, Bay City, MI 48706

  Nice home large 4 bedroom 2 full bath with lots of extra spaces in with a partial finished basement on west side Bay City location.

  Linda McRae Relax Real Estate

  710 N Linn St, Bay City, MI 48706
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  /2

  $19,800

  • Land
  • 1.27 Acres
  • $15,591 per Acre

  0 Zimmer Rd, Bay City, MI 48706

  1.27 acres of wooded, untouched land on Zimmer Road in Bangor Township — a quiet, private parcel shaped entirely by nature. Buyers are encouraged to work directly with Bangor Township to determine buildability, zoning, and any applicable requirements for the property. For land held with intention or a future project shaped around the right conditions, this is a parcel worth a closer look.

  MacKenzie Steinbauer RE/MAX Results

  0 Zimmer Rd, Bay City, MI 48706
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  /36

  $262,400

  $8K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,948 Sq Ft

  2437 Amelith Rd, Bay City, MI 48706

  Beautifully cared for ranch-style home in desirable Frankenlust Township, situated on a spacious 1-acre lot with most of the yard fenced in. This 3 bedroom, 3 full bathroom home offers 1,648 sq ft of comfortable living space with charming wood accents throughout and a warm, inviting feel. The home features a partially finished basement with a full bathroom, central air, and plenty of additional

  Calyb Shaw Berkshire Hathaway HomeServices, Bay City

  2437 Amelith Rd, Bay City, MI 48706
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  /21

  $193,500

  $7K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,528 Sq Ft

  4872 Appletree Ln, Bay City, MI 48706

  Welcome to Appletree Farms, one of Bay City's most desirable condo communities! This beautifully maintained 2-bedroom, 2-bath ranch condo offers 1,288 square feet of comfortable main-floor living with the perfect blend of space, functionality, and low-maintenance convenience. The open floor plan features a spacious living room with a cozy gas fireplace, vaulted ceilings, and an abundance of

  Kenji Ouellette Berkshire Hathaway HomeServices, Bay City

  4872 Appletree Ln, Bay City, MI 48706
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  /58

  $249,900

  $5K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 2,426 Sq Ft

  911 Mckinley St, Bay City, MI 48708

  Step into the timeless charm of this quintessential Queen Anne Victorian home in the heart of Bay City, just minutes from downtown and everything the city has to offer. Combining historic character with modern updates, this beautiful home features vinyl siding and a newer roof for easy maintenance and added peace of mind. From the moment you enter the spacious foyer, you'll be captivated by the

  Karma McGaw Good Karma Homes

  911 Mckinley St, Bay City, MI 48708
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  /16

  $84,000

  $11K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,056 Sq Ft

  1210 S Monroe St, Bay City, MI 48708

  Located in Bay City, this 2-bed, 1-bath ranch offers 1,056 sq ft of comfortable living space. Enjoy total peace of mind with a recently installed new roof (including sheathing) and reliable, worry-free heating and water systems. The clean interior features updated main-level flooring from two years ago, a living room with carpet updated within the last five years, and a kitchen equipped with a

  Scott Fader Joseph Walter Realty LLC

  

  1210 S Monroe St, Bay City, MI 48708
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  /37

  $249,900

  • 2 Beds
  • 4 Baths
  • 4,282 Sq Ft

  814 N Monroe St, Bay City, MI 48708

  Step into a piece of Bay City history at 814 N. Monroe Street, originally built around 1876 as the George H. and Elva Shearer House. Designed in the distinctive Second Empire style, this historic property reflects the craftsmanship and elegance of Bay City’s lumber-era past. The Shearer family was prominent in the local lumber, real estate, insurance, and banking communities, making this home a

  The Real Estate Specialists Berkshire Hathaway HomeServices, Bay City

  814 N Monroe St, Bay City, MI 48708
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  /30

  $64,900

  $2K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,281 Sq Ft

  605 W Jenny St, Bay City, MI 48706

  Updated photos! This 3 bedroom home offers plenty of space and possibilities for someone ready to make it their own. The layout includes a spacious, custom kitchen, comfortable living room, large entry mudroom, and convenient main-level laundry. The home could potentially be converted back to a 4-bedroom layout, providing additional flexibility to suit your needs. A full basement offers abundant

  Elisabeth Bishop Keller Williams Preferred

  

  605 W Jenny St, Bay City, MI 48706
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  /23

  $175,000

  • Land
  • 9.27 Acres
  • $18,878 per Acre

  0 W German Rd, Bay City, MI 48708

  Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9

  Rachel Opperman Knockout Real Estate

  0 W German Rd, Bay City, MI 48708
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  /47

  $192,900

  $10K PRICE DROP

  • 2 Beds
  • 2.5 Baths
  • 1,815 Sq Ft

  4870 Appletree Ln, Bay City, MI 48706

  This lovely designed, end Unit Condo, offers a unique floor plan that goes beyond the typical galley kitchen layout. The custom kitchen features a spacious island and cozy breakfast nook, making it perfect for everyday living. A built in desk/office area provides a convenient workspace and is cleverly tucked away where you might think it's a closet. The open concept living and dining area is

  Joan Fehrenbach RE/MAX Results

  4870 Appletree Ln, Bay City, MI 48706
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  /4

  $295,000

  • Land
  • 13,068 Sq Ft
  • $983,333 per Acre

  200 Mckinley Ave, Bay City, MI 48708

  High exposure vacant land for development one block east of the Saginaw River on McKinley (M-25). Uptown development across the street with Starbucks and Pitaway to mention a few. Downtown just to the north. This is on a US-10 connector leading to I-75 as well as M-13/23. DTC is approx. 30,000.

  Sandra Covaleski Commercial Equities

  200 Mckinley Ave, Bay City, MI 48708
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  /17

  $116,000

  $14K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,629 Sq Ft

  400 S Kiesel St, Bay City, MI 48706

  2 unit - multifamily, both units currently rented. Two bed / 1 bath unit, one bed / 1 bath unit. Owner pays electric and water, gas separated.

  Nathon Wilson Wilson Realty

  

  400 S Kiesel St, Bay City, MI 48706
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  /27

  $84,000

  • 3 Beds
  • 1 Bath
  • 1,108 Sq Ft

  203 S Warner St, Bay City, MI 48706

  3 bed 1 bath home with full basement and covered porch currently a rental with long term tenant at $925 month property is maintained close to all amenities

  All Star Real Estate All Star Real Estate

  203 S Warner St, Bay City, MI 48706
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  /15

  $144,900

  $5K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 945 Sq Ft

  206 Cambridge St, Bay City, MI 48708

  Cute & Cozy Hampton Township 3 bedroom home with garage and beautiful double lot. Features include central air, vinyl windows, fully updated bath w/ceramic tile, no neighbors behind plus so much more! Set your showing today.

  Sean Herrera RE/MAX Results

  206 Cambridge St, Bay City, MI 48708
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  /34

  $112,300

  $28K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,423 Sq Ft

  801 Marchand St, Bay City, MI 48706

  Opportunity knocks with this partially renovated property in a desirable, quiet neighborhood just 2.5 miles from Bay access — perfect for quick weekend getaways and enjoying the water in minutes! Heavy lifting is done, with over $35,000 already invested in major upgrades including new furnace & hot water heater, new siding, electrical work, basement improvements, interior demo, and a full

  Tyler Johnson Non-Member Office

  801 Marchand St, Bay City, MI 48706
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  /30

  $194,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,398 Sq Ft

  3157 Coventry Dr, Bay City, MI 48706

  Well-maintained bi-level home situated on one of the largest corner lots in the subdivision! This 3-bedroom home features a finished lower level with a spacious bonus room currently used as a 4th bedroom, offering flexible living space for a variety of needs. The full bathroom was remodeled just two years ago. All appliances are included, making this home move-in ready. Enjoy the fully fenced

  Zachary Kuch EXP Realty LLC

  

  3157 Coventry Dr, Bay City, MI 48706
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  /15

  $249,000

  • 4 Beds
  • 2 Baths
  • 1,784 Sq Ft

  5447 Goetz Ct, Bay City, MI 48706

  Go Time on Goetz! This 4-bedroom, 2-bath home offers a great layout, 2 car attached garage, double-sided wood-burning fireplace, and a prime Monitor Township location. Enjoy your Michigan summer days in the in-ground pool with pool heater! The home is ready for your vision and personal touch while the roof and furnace have already been updated. A great opportunity to add your own style and build

  Dan Matthews Berkshire Hathaway HomeServices, Bay City

  5447 Goetz Ct, Bay City, MI 48706
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  /17

  $170,000

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  600 N Henry St, Bay City, MI 48706

  Welcome home to this beautifully updated 4-bedroom, 2-bath Victorian-style home located on North Henry Street in Bay City. Blending timeless Victorian character with modern updates, this home offers the charm of a classic residence with the comfort and functionality of today’s living. Step inside to find spacious, light-filled rooms with plenty of room for both everyday living and entertaining.

  Louis Velazquez Mid-Mitten Realty

  

  600 N Henry St, Bay City, MI 48706
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  /17

  $114,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,752 Sq Ft

  800 S Warner St, Bay City, MI 48706

  Large Family Home. Master Bedroom on first floor, next to stairway to upstairs. Perfect family home. Large walk in dressing room/master closet off of master bedroom. Large extra walk in closet upstairs, off large foyer area at top of stairs. Perfect upstairs for kids. Basement has potential for finishing, and would make a great family room area. Fenced yard. Very large garage, finished with

  Robert Young Riverview Realty

  

  800 S Warner St, Bay City, MI 48706
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  /2

  $17,000

  • Land
  • 20,908 Sq Ft
  • $35,417 per Acre

  0 Claude Dr, Bay City, MI 48708

  Discover the perfect blend of privacy and accessibility on this .48-acre buildable lot tucked away in desirable Portsmouth Township. With mature trees, generous space, and a peaceful setting, this property offers the ideal canvas to build your dream home while still enjoying quick access to shopping, dining, schools, and major roadways. Call me today for your personal tour!

  Tammy Walz Ayre/Rhinehart Bay REALTORS

  0 Claude Dr, Bay City, MI 48708
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  /4

  $124,999

  • Land
  • 2.5 Acres
  • $50,000 per Acre

  6422 Westside Saginaw Rd, Bay City, MI 48706

  Vacant Land is available for your business! Land Contract and Land Lease Terms Available. Call listing agent for details. Westside Saginaw Rd (M-84) is 1/4 mile west of the I-75 exit. This property is flat and dry and is on the west side of Westside Saginaw (M-84) divided hwy. Great location with proximity to I-75, Bay Valley Golf Club, SVSU, restaurants, and hotels. Dollar General recently

  Crystal Harlow MC Realty Group, Inc

  

  6422 Westside Saginaw Rd, Bay City, MI 48706
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  /24

  $79,900

  $50K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,470 Sq Ft

  225 Ingraham St, Bay City, MI 48708

  Seller wants it GONE. Make and offer seller said!!! For the first time in generations, 225 Ingraham St is ready to welcome a new family. This charming 4-bedroom, 2-bathroom residence has been tightly held by the same family for years, preserving its warmth and ensuring it was never subjected to typical rental wear-and-tear. Spanning across two functional levels, the unique blueprint grants the

  Robert Struck RE/MAX Results

  225 Ingraham St, Bay City, MI 48708
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  /12

  $70,000

  • 2,437 Sq Ft

  1600 Broadway St, Bay City, MI 48708

  Bring your vision to life with this prime commercial opportunity! Formerly a retail store, this building offers a blank slate for entrepreneurs, investors, or business owners ready to create something new.With solid structure and open space, the property is ready for a complete transformation. Whether you’re dreaming of a boutique, office space, café, or another venture, the possibilities

  Rebecca Roth Hamady Robinson, REALTORS®

  

  1600 Broadway St, Bay City, MI 48708
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  /28

  $129,900

  • 4 Beds
  • 2 Baths
  • 1,597 Sq Ft

  1813 3rd St, Bay City, MI 48708

  Whether you're looking to expand your rental portfolio or purchase your first income-producing property, this Certified Rental duplex offers a compelling investment opportunity in one of Bay City's established rental markets. Conveniently located just minutes from Downtown Bay City, near Carol Park and the Johnson Street Business District, this property provides strong rental appeal with easy

  Chance Owen Bay Realty Michigan

  

  1813 3rd St, Bay City, MI 48708
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  /17

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,229 Sq Ft

  93 State Park Dr, Bay City, MI 48706

  Welcome to 93 State Park Dr., a rustically refreshed 1-1/2 story home that perfectly blends classic architectural character, country warmth, and modern updates. Situated on approximately 2.6 rolling, deep and heavily wooded acres in desirable Bangor Township, this property offers the ultimate private retreat while keeping you just minutes from town or the bay. Home has a newer roof, insulation,

  Howard Diefenbach Century 21 Signature Realty - Bay City

  93 State Park Dr, Bay City, MI 48706
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  /6

  $70,000

  • 2 Beds
  • 1 Bath
  • 993 Sq Ft

  301 Keystone St, Bay City, MI 48706

  This mid-renovation bungalow has newer windows, patio doors, and siding. The main level has newer LVP flooring. Extra tall ceilings and large, open living and dining rooms. Room to expand into the attic space. Front porch needs full renovation from front steps fire. The seller is still working on rebuilding the porch.

  Elisabeth Bishop Keller Williams Preferred

  

  301 Keystone St, Bay City, MI 48706
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  /46

  $125,000

  • 4 Beds
  • 2 Baths
  • 1,676 Sq Ft

  1400 Wilson St, Bay City, MI 48708

  This freshly renovated home features 4 bedrooms, 2 full bathrooms, new carpet, flooring, and fresh paint throughout! The kitchen has been tastefully updated and has loads of storage! Bring your things and move right in! This home has room for everyone. Call today for your very own private showing.

  David Veitengruber Century 21 Signature - Frankenmuth

  

  1400 Wilson St, Bay City, MI 48708
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  /25

  $115,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,558 Sq Ft

  706 S Lincoln St, Bay City, MI 48708

  Liberating on South Lincoln! This 3-bedroom, 2-bathroom traditional style home has 1,558 square feet of living space that is already setup for multi-family use or provides the awesome benefits of a single-family home with 2 kitchens, a blank canvass of a basement to make your own and a large, partially fenced in yard. This spacious home is 1 mile South of Center Avenue with a seller excited to

  Robert Zientek Century 21 Signature Realty Midland

  

  706 S Lincoln St, Bay City, MI 48708
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  /24

  $119,900

  $15K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,601 Sq Ft

  603 N Mclellan St, Bay City, MI 48708

  Discover your dream home in this beautifully renovated 3-bedroom, 1-bath gem, perfectly situated in a prime location, that sits on a double lot. With a massive finished attic space. This modern sanctuary combines elegance with comfort, featuring spacious living areas, a sleek kitchen with new appliances, and updated bathrooms. Nestled in a vibrant neighborhood, you'll be just moments away from

  Joshua Williams Bellabay Realty LLC

  603 N Mclellan St, Bay City, MI 48708
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  /30

  $154,000

  $15K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,248 Sq Ft

  2009 16th St, Bay City, MI 48708

  Charming 1945 ranch located on a desirable corner lot in the heart of Bay City! This well-maintained 3-bedroom, 1-bath home offers 1,248 square feet of comfortable living space with numerous updates throughout. Enjoy a beautifully updated kitchen featuring newer cabinetry, stylish backsplash, updated countertops, and stainless-steel appliances including a refrigerator, dishwasher, and gas range.

  Amritpal Chauhan REMAX Tri County

  

  2009 16th St, Bay City, MI 48708
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  /13

  $79,900

  $5K PRICE DROP

  • Land
  • 33,541 Sq Ft
  • $103,766 per Acre

  6579 Westside Saginaw Rd, Bay City, MI 48706

  Beautiful & ready to be built vacant land, 0.77 Acre lot with a current zoning of C2 (Commercial Zoning and can be rezoned to residential purpose if needed). This lovely lot has 100 feet of immediate road frontage on the "high traffic" Saginaw Road (Also know as the M84 High Way and is veru close to I 75 free way), the M 84 highway connects the lovely Downtown of Bay City with Downtown Saginaw.

  Hassan Karadsheh R2M Realty

  

  6579 Westside Saginaw Rd, Bay City, MI 48706
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  /25

  $115,000

  $10K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 816 Sq Ft

  802 24th St, Bay City, MI 48708

  Welcome to 802 24th St in Bay City. This ranch-style home offers a practical single-level layout with an attached garage, spacious living area, functional kitchen with plenty of cabinetry, and a fenced backyard with deck space. The home features a newer furnace installed in July 2025 and a new roof completed in December 2025, giving buyers a strong start on major mechanical and exterior updates.

  Troy Schearer JPAR - Great Lakes Bay Region

  

  802 24th St, Bay City, MI 48708
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  /16

  $127,900

  $1K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,509 Sq Ft

  802 Wilson St, Bay City, MI 48708

  Welcome to 802 Wilson Street, a charming Bay City bungalow filled with warmth and character. This inviting home features 3 bedrooms, 2 full bathrooms, and a comfortable layout designed for everyday living. The one-car garage offers added convenience and storage, while the home’s classic bungalow style gives it a welcoming feel from the moment you arrive. A lovely place to settle in, make your own.

  Kristi Lambert Ayre/Rhinehart Bay REALTORS

  802 Wilson St, Bay City, MI 48708
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  /2

  $65,000

  • Land
  • 23,958 Sq Ft
  • $118,182 per Acre

  2253 Holly Ridge Ln, Bay City, MI 48706

  Large, partially wooded lot in neighborhood of newer homes. Conveniently located in Monitor Township off Midland Road. The lot next door is also available. Price could be discounted with the purchase of both lots. (#44 and #45).

  Cynthia Gregory Ayre/Rhinehart Bay REALTORS

  2253 Holly Ridge Ln, Bay City, MI 48706
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  /16

  $174,900

  • 4 Beds
  • 1.5 Baths
  • 1,562 Sq Ft

  606 Lasalle St, Bay City, MI 48706

  West-side 4 bedroom, 1 1/2 bath home with full basement and fence yard, including inground pool. (Pool has not been opened in several years. Seller has no knowledge of current condition.) Features include hardwood floors, central air, partially finished basement and some updates. Disclaimer: Photos have been edited to remove contents from rooms as seller prepares for estate sale.

  Sean Herrera RE/MAX Results

  606 Lasalle St, Bay City, MI 48706
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  /9

  $89,000

  • Land
  • 2.98 Acres
  • $29,866 per Acre

  0 River Rd, Bay City, MI 48708

  PRIME LOCATION! 2.98 acres on S River Rd in Portsmouth Township! Two vacant neighboring parcels, 1.54 and 1.44 acres; zoned commercial with city water and natural gas available at the road. Property is located 1/4 mile South of McGraw St on the East side of the road - between 377 S River Rd & 429 S River Rd. #MAKEITHAPPEN

  Oaks Hollister Make It Happen Real Estate

  0 River Rd, Bay City, MI 48708
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  /3

  $62,000

  $27K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 900 Sq Ft

  810 N Linn St, Bay City, MI 48706

  Welcome to 810 N Linn St in Bay City—an excellent investment opportunity Recent upgrades include a new furnace, updated electrical service, plumbing improvements, hot water heater, and all new flooring. The interior has also been refreshed with new fixtures and cabinets, as well as an updated bathroom.

  Amy DeHaven Ayre Rhinehart Real Estate Partners

  810 N Linn St, Bay City, MI 48706
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  /11

  $199,900

  • Land
  • 6.76 Acres
  • $29,571 per Acre

  1301 N Henry St, Bay City, MI 48706

  A rare opportunity for housing development on the westside of Bay City, Michigan. This 6.76 acre parcel is zoned R-1 single-family residential and features 3 access points to enter making it an ideal location for the development for new housing. Frontage on Henry and Mosher. This land was formally an athletic field for St. Mary's Church. This parcel has the potential of 18-20 lots; a great

  J & H Home Group Berkshire Hathaway HomeServices, Bay City

  1301 N Henry St, Bay City, MI 48706
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  /40

  $274,900

  $15K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,873 Sq Ft

  4719 Morningside Dr, Bay City, MI 48706

  NEW PRICE!! BEAUTIFUL BRICK RANCH IN BANGOR TOWNSHIP! Welcome home to this beautifully maintained 3-bedroom, 2.5-bath brick ranch offering 1,873 square feet of comfortable living space in one of Bangor Township's most desirable neighborhoods. This inviting home blends timeless character with spacious living areas and valuable updates throughout. Step inside to discover a large living room and

  Chris Craves Gold Pine Real Estate

  4719 Morningside Dr, Bay City, MI 48706

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