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Homes for Sale in Buffalo, NY with 3-Bedrooms

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  • /19

    $129,900

    • 3 Beds
    • 1.5 Baths
    • 1,408 Sq Ft

    118 Remington Place, Buffalo, NY 14210

    Two Story 3 Bedroom 1.5 Bathroom home in South Buffalo near Seneca St. New furnace and Hot Water Tank. .5 Bathroom in basement. Roof is aprox., 8 yrs old. Hardwood Floors, fenced yard. Home needs some work as it has had water damage. Some contents stay w/ the home, such as freezer & table in basement. Home being sold as is condition.

    Bob Ganey Listing by Century 21 North East

    118 Remington Place, Buffalo, NY 14210
  • /26

    $79,915

    • 3 Beds
    • 1 Bath
    • 1,102 Sq Ft

    15 Glenn St, Buffalo, NY 14206

    WELCOME TO 15 GLENN!! READY TO BE A HOME OWNER;1ST FLOOR CAN HAVE ALL NEEDED FOR 1 PERSON;LIVING RM W/CLOSETS; FORMAL DINING RM;1ST FLOOR BR;LARGE COUNTRY KITCHEN W/STOVE & FRIDGE AS IS"; BATH W/SHOWER OFF KITCHER;REAR AREA FOR WASHER & DRYER;UPPER LEVEL HAS 2 CONNECTED BR'S;ATTIC HAS FURNACE;FENCED YARD W/ABUNDANCE OF PERENIALS;EVER GREEN & FRUIT TREES IN YARD;CONCRETE DRIVEWAY;EASY SHOW;

    Carmen Billups Listing by Howard Hanna WNY Inc.

    15 Glenn St, Buffalo, NY 14206
  • /16

    $123,500

    • 3 Beds
    • 1 Bath
    • 1,008 Sq Ft

    13 Bennett Village Terrace, Buffalo, NY 14214

    Perfect for investors, downsizers, or first-time buyers, this beautifully updated home in Bennett Village delivers turnkey living. Brand-new vinyl flooring paired with refinished hardwoods, creating a clean, modern feel throughout. The renovated kitchen shines with new cabinets and countertop, offering a fresh space ready for everyday living. A recently updated bathroom adds to the home’s

    Howard Grynspan Listing by Howard S. Grynspan

    13 Bennett Village Terrace, Buffalo, NY 14214
  • /50

    $649,900

    • 3 Beds
    • 1.5 Baths
    • 6,723 Sq Ft

    467 Virginia St, Buffalo, NY 14202

    3/3 Duplex Townhome - Stunning Historic Buffalo French Chateau Style Home. The Home was built in 1894 by FH Loverin as a Photography Studio and later Sold to a Portrait Photographer - Howard Beach. This two-story townhome has Moorish Architect Details with original hand painted ceilings and walls. Ornate oak woodwork, hardwood floors throughout recently all refinished, all original light

    Joel Calabrese Listing by HUNT Real Estate Corporation

    467 Virginia St, Buffalo, NY 14202
  • /19

    $179,400

    • 3 Beds
    • 1 Bath
    • 1,100 Sq Ft

    445 Shirley Ave, Buffalo, NY 14215

    Welcome to 445 Shirley Ave in the City of Buffalo! This single-family home features 3 bedrooms and 1 full bath, offering a great opportunity for both owner-occupants and investors. Currently tenant-occupied, the property provides immediate rental income with potential for future personal use. The interior offers a desirable open layout with a kitchen and dining room combo, creating a comfortable

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    445 Shirley Ave, Buffalo, NY 14215
  • /27

    $145,000

    • 3 Beds
    • 1 Bath
    • 1,346 Sq Ft

    139 Freund St, Buffalo, NY 14215

    Welcome to 139 Freund St in the City of Buffalo! This charming single-family home offers a fantastic opportunity for both owner-occupants and investors. Currently rented for $1,150/month, this property features 4 spacious bedrooms and 1 full bathroom, providing ample living space. Enjoy beautiful hardwood floors throughout, a full basement for storage or additional potential, and a two-car

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    139 Freund St, Buffalo, NY 14215
  • /29

    $169,900

    • 3 Beds
    • 1.5 Baths
    • 1,228 Sq Ft

    76 Erb St, Buffalo, NY 14215

    Currently owner occupied & will be Vacant at Closing!! 76 Erb St, Buffalo, NY 14215 is a charming single-family home offering comfort, space, and move-in ready convenience. This well-maintained property features 3 bedrooms and 1.5 bathrooms, along with a bright living room, formal dining area, and a functional kitchen—perfect for everyday living and entertaining. The home also includes a full

    Md Nazmul Hussain Listing by HUNT Real Estate Corporation

    76 Erb St, Buffalo, NY 14215
  • /8

    $150,000

    • 3 Beds
    • 1 Bath
    • 1,593 Sq Ft

    52 Dart St, Buffalo, NY 14213

    Welcome to 52 Dart Street, offering over 1,400 square feet of living space and endless potential. This three-bedroom, one-bathroom home includes ample off-street parking and a one-car garage. The property is currently vacant and in need of some TLC, making it a great opportunity for investors or owner-occupants with the right vision. Conveniently located near local shops and colleges, this home

    Angelique Leon Listing by HUNT Real Estate Corporation

    52 Dart St, Buffalo, NY 14213
  • /36

    $94,900

    • 3 Beds
    • 1 Bath
    • 1,058 Sq Ft

    32 Schuele Ave, Buffalo, NY 14215

    Welcome to this 3-bedroom, 1-bathroom bungalow in the City of Buffalo. Step inside to find hardwood floors and natural woodwork flowing through the spacious living and dining rooms. Large eat-in kitchen provides plenty of room for meal prep and additional den/office space offers flexibility for a home office or potential 4th bedroom. Enjoy outdoor living on the covered front porch or back deck,

    Cassandra Whitney Listing by MJ Peterson Real Estate Inc.

    32 Schuele Ave, Buffalo, NY 14215
  • /46

    $270,000

    • 3 Beds
    • 1.5 Baths
    • 1,176 Sq Ft

    75 Fairoaks Ln, Buffalo, NY 14227

    Cheektowaga split level home with updates made in 2025 including new flooring in family room, kitchen and half bath; new carpet in living room, new sump pump. Kitchen has updated oak cabinets ad a new gas stove (line is available for electric stove if desired) and has plenty of room for a table and chairs. All kitchen appliances included in the sale. Formal dining room adjoins the spacious living

    Joanne Hajduk Listing by WNY Metro Roberts Realty

    75 Fairoaks Ln, Buffalo, NY 14227
  • /21

    $159,900

    • 3 Beds
    • 1 Bath
    • 1,217 Sq Ft

    112 Rosedale St, Buffalo, NY 14207

    Welcome to 112 Rosedale Street, a well-maintained single-family home located in the Riverside neighborhood of the City of Buffalo. This property offers 3 bedrooms and 2 full bathrooms, providing a functional layout suitable for a variety of living needs. The home features a vinyl exterior, vinyl flooring throughout, a full basement, and a partial attic for additional storage. Enjoy outdoor space

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    112 Rosedale St, Buffalo, NY 14207
  • /22

    $164,400

    • 3 Beds
    • 1 Bath
    • 1,288 Sq Ft

    293 Ontario St, Buffalo, NY 14207

    Welcome to 293 Ontario Street, a solid single-family home located in the Riverside neighborhood of the City of Buffalo. This property features 3 bedrooms and 1 full bathroom, offering a functional layout ideal for comfortable living. Highlights include vinyl siding, vinyl flooring throughout, solid mechanics, a full basement, and a full attic for additional storage. The home also includes a

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    293 Ontario St, Buffalo, NY 14207
  • /29

    $240,000

    • 3 Beds
    • 1.5 Baths
    • 1,200 Sq Ft

    767 Saint Lawrence Ave, Buffalo, NY 14216

    Come and see this beautiful well-maintained home in the high-in-demand location of North Buffalo. This home features include a formal dining room, large living room, first-floor half bathroom, original hardwoods throughout most of the home, and a partially finished basement with a spacious bonus room. Outside the home you have a fully fenced yard, with a rear patio for relaxation, a 2-car garage

    Keith Young Listing by Keller Williams Realty WNY

    767 Saint Lawrence Ave, Buffalo, NY 14216
  • /17

    $159,400

    • 3 Beds
    • 1 Bath
    • 1,458 Sq Ft

    37 Davey St, Buffalo, NY 14206

    Welcome to 37 Davey Street in the City of Buffalo. This single-family home offers a great opportunity for both owner-occupants and investors. The property is currently rented for $1,400 per month, providing immediate income potential. Features include vinyl siding, an eat-in kitchen, three bedrooms, and one full bathroom, along with solid mechanical systems. Exterior amenities include a driveway

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    37 Davey St, Buffalo, NY 14206
  • /2

    $59,000

    • Land
    • 0.09 Acre
    • $638,528 per Acre

    190 Labelle Ave, Buffalo, NY 14219

    Buildable lot on Labelle Ave. Extra wide and deep. 100 ft. x 175 This includes four tax ID numbers Survey available. Rear of the lot backs up to a park. Great location near all conveniences. Easy access to S. Park Ave. Neighborhood street. Frontier school district. Permission is needed to walk the lot. There are 4 SBL #'s all lots are all connected. 100 ft. x 175 ft. - 75 ft, x 175 ft, additional

    Carol Czerwiec Listing by HUNT Real Estate Corporation

    190 Labelle Ave, Buffalo, NY 14219
  • /14

    $134,400

    • 3 Beds
    • 1 Bath
    • 1,010 Sq Ft

    83 Fisher St, Buffalo, NY 14215

    Welcome to 83 Fisher Street in the City of Buffalo. This well-maintained single-family home offers three bedrooms and one full bathroom, making it an excellent opportunity for both owner-occupants and investors. The property is currently rented for $1,300 per month, providing immediate and consistent rental income. Interior features include carpeting throughout and solid mechanical systems, while

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    83 Fisher St, Buffalo, NY 14215
  • /17

    $149,400

    • 3 Beds
    • 1.5 Baths
    • 809 Sq Ft

    661 Minnesota Ave, Buffalo, NY 14215

    Welcome to 661 Minnesota Avenue, a well-maintained single-family home located in the desirable University District of the City of Buffalo. This property offers 3 bedrooms and 1.5 bathrooms, providing a comfortable and functional layout ideal for a variety of buyers. Features include hardwood floors, a full basement, a partial attic for storage, and a two-car garage for convenient off-street

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    661 Minnesota Ave, Buffalo, NY 14215
  • /24

    $139,900

    • 3 Beds
    • 1 Bath
    • 1,215 Sq Ft

    601 Minnesota Ave, Buffalo, NY 14215

    Welcome to 601 Minnesota Ave, a well-maintained single-family home located in Buffalo’s desirable University District. This 3-bedroom, 1 full-bath property features a mix of vinyl flooring and hardwood floors throughout, offering both durability and classic charm. The home boasts solid mechanical systems and a full basement, providing ample storage and additional potential. A one-car garage adds

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    601 Minnesota Ave, Buffalo, NY 14215
  • /5

    $85,000

    • 3 Beds
    • 1 Bath
    • 1,022 Sq Ft

    101 Humason Ave, Buffalo, NY 14211

    Welcome to 101 Humason, located in the desirable Schiller Park neighborhood. This 3-bedroom, 1-bath home offers a functional layout with hardwood floors on the first level, first-floor laundry, and newer windows throughout. Major updates include a newer roof and a hot water tank installed in 2025. The property is currently tenant-occupied and rented well below market value at $675 per month,

    Ryan Devin Listing by HUNT Real Estate Corporation

    101 Humason Ave, Buffalo, NY 14211
  • /18

    $105,000

    • 3 Beds
    • 1 Bath
    • 1,530 Sq Ft

    106 Humason Ave, Buffalo, NY 14211

    Welcome to 106 Humason, located in the desirable Schiller Park neighborhood. This spacious home offers three bedrooms plus a generously sized bonus room upstairs, providing flexible living or workspace options. The exterior is low-maintenance and features newer windows, roof, and vinyl siding, along with a welcoming covered front porch. Inside, you’ll find large rooms, hardwood floors, and

    Ryan Devin Listing by HUNT Real Estate Corporation

    106 Humason Ave, Buffalo, NY 14211
  • /20

    $116,000

    • 3 Beds
    • 1 Bath
    • 1,350 Sq Ft

    136 Humason Ave, Buffalo, NY 14211

    Welcome to 136 Humason, located in the desirable Schiller Park neighborhood. This well-maintained home offers three generously sized bedrooms and one full bathroom. The exterior features low-maintenance vinyl siding, newer windows, and a newer roof. Inside, you’ll find spacious rooms with hardwood floors throughout. The kitchen showcases beautiful woodwork and built-in cabinetry, adding character

    Ryan Devin Listing by HUNT Real Estate Corporation

    136 Humason Ave, Buffalo, NY 14211
  • /35

    $199,900

    • 3 Beds
    • 1 Bath
    • 1,220 Sq Ft

    202 Purdy St, Buffalo, NY 14208

    Welcome to 202 Purdy St, Buffalo, NY 14208. This well laid out home was built in 1993 and offers 3 bedrooms and 1 full bathroom with a comfortable living room, formal dining area, and a functional kitchen. The property features a full basement providing ample storage or additional potential living space, along with an attached car garage for added convenience. A solid opportunity for owner

    Md Nazmul Hussain Listing by HUNT Real Estate Corporation

    202 Purdy St, Buffalo, NY 14208
  • /49

    $279,900

    • 3 Beds
    • 2 Baths
    • 3,315 Sq Ft

    2255 Genesee St, Buffalo, NY 14211

    Opportunity knocks for savvy investor or owner occupant to purchase this move in ready mix use building offering a large 1600SF open concept commercial space in lower ideal for use as retail, small business, cafe, or grocery store. second floor features a large 1500SF 3 bed apartment with plenty of off-street parking. Live and work in open space or rent out one/both spaces, this property offers

    Kimberly Nemeth Listing by Howard Hanna WNY Inc.

    2255 Genesee St, Buffalo, NY 14211
  • /17

    $91,000

    • 3 Beds
    • 1 Bath
    • 1,170 Sq Ft

    782 Smith St, Buffalo, NY 14206

    Spacious 3-Bed / 2-Bath Buffalo Home – Motivated Seller! Rare opportunity! Well-maintained 3-bedroom, 2-bath home with an extra room that can serve as a 4th bedroom, office, or additional living space. Features updated kitchen, modern finishes, generous room sizes, new roof (2022), and low-maintenance vinyl siding. Large fenced yard perfect for outdoor living or pets. Currently rented at

    Jonathan Minerick Listing by Homecoin.com

    782 Smith St, Buffalo, NY 14206
  • /12

    $129,900

    • 3 Beds
    • 1 Bath
    • 1,236 Sq Ft

    195 Hertel Ave, Buffalo, NY 14207

    Beautifully maintained 3-bedroom, 1-bath single-family home located on Buffalo’s desirable West Side. This move-in-ready property offers a bright and welcoming layout, spacious bedrooms, and tasteful updates throughout. Pride of ownership is evident from the moment you walk in. Perfect for owner-occupants or investors alike, this home delivers comfort, functionality, and long-term value.

    Alshathley Shaibi Listing by Towne Housing Real Estate

    195 Hertel Ave, Buffalo, NY 14207
  • /22

    $110,160

    • 3 Beds
    • 1 Bath
    • 1,574 Sq Ft

    240 East St, Buffalo, NY 14207

    Welcome to this charming 3-bedroom, 1-bath home located in the heart of Buffalo's Riverside neighborhood. With 1,574 sq ft of living space, this property offers a flexible layout ideal for first-time buyers, investors, or anyone looking for a comfortable residence. Step inside to discover a spacious living area, a generous dining room, and a functional kitchen ready for your personal touches. The

    Jonathan Minerick Listing by Homecoin.com

    240 East St, Buffalo, NY 14207
  • /8

    $150,000

    • 3 Beds
    • 1.5 Baths
    • 1,296 Sq Ft

    60 Weston Ave, Buffalo, NY 14215

    Nice & Affordable 3 Bedroom Brick Cape Cod w/ 2 car garage. Bring this property back to prime condition with a little TLC and a new roof. Comfortable first floor layout with modern kitchen, spacious living room, cozy dining area, and a half bath. The second floor has two bedrooms and a full modern bath. The basement has a bar area for entertaining, laundry area, a systems area (furnace and hot

    Keith Barnes Listing by Barnes Real Estate Group, Inc.

    60 Weston Ave, Buffalo, NY 14215
  • /37

    $149,900

    • 3 Beds
    • 1 Bath
    • 1,336 Sq Ft

    424 Lasalle Ave, Buffalo, NY 14215

    Lovingly maintained by both the Owner and Tenant. In the last two years, this home has been painted, recarpeted, chimney repointed and a new flue liner. Electrical has been updated. Roof is about 8 years old. Hot water tank and furnace are less than 10 years old. Kitchen has some updating. Stainless steel sink, vinyl floors, newer backsplash. The water line to the street has been replaced. No

    Suzanne Chaskes Listing by Howard Hanna WNY Inc.

    424 Lasalle Ave, Buffalo, NY 14215
  • /39

    $290,000

    • 3 Beds
    • 1.5 Baths
    • 1,518 Sq Ft

    92 Laird Ave, Buffalo, NY 14207

    Beautifully maintained three bedroom, one-and-a-half-bathroom home located in Buffalo’s Riverside neighborhood. This charming property features off street parking, with a fully fenced yard a brand-new concrete driveway, a brand new heated 2.5 car garage that is internet ready, and equipped with surround sound effects, for entertaining car enthusiasts, storage, or even a private office or

    Sandra DeVargas Listing by WNY Metro Roberts Realty

    92 Laird Ave, Buffalo, NY 14207
  • /4

    $25,000

    • Land
    • 0.94 Acre
    • $26,596 per Acre

    2110 N Forest Rd, Buffalo, NY 14221

    Beautiful lot with scenic creek running through it - perfect for your dream home or weekend escape. Peaceful, private, and full of potential. A rare find!

    Crystal Moye Listing by HUNT Real Estate Corporation

    2110 N Forest Rd, Buffalo, NY 14221
  • /15

    $139,000

    • 3 Beds
    • 1.5 Baths
    • 1,056 Sq Ft

    58 Beatrice Ave, Buffalo, NY 14207

    Welcome to 58 Beatrice Ave in the City of Buffalo!This well-cared-for 3-bedroom, 1-bath single-family home is an excellent opportunity for both investors and owner-occupants. Currently rented for $1,138 per month, this property offers immediate income with solid long-term potential. Step inside to find a warm and inviting layout featuring a spacious living room, formal dining room, and

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    58 Beatrice Ave, Buffalo, NY 14207
  • /48

    $1,550,000

    • 3 Beds
    • 3.5 Baths
    • 3,105 Sq Ft

    200 Delaware Ave Unit 1501, Buffalo, NY 14202

    Welcome to Unit 1501 at The Avant, an extraordinary residence in Buffalo’s premier luxury condominium building. Perched on the 15th floor, this expansive three bedroom, three and a half bath home offers over 3,100 square feet of impeccably designed living space, showcasing sweeping panoramic views of Lake Erie, downtown Buffalo and beyond. From your private outdoor balcony, enjoy front row seats

    Deacon Tasker Listing by HUNT Real Estate Corporation

    200 Delaware Ave Unit 1501, Buffalo, NY 14202
  • /15

    $144,400

    • 3 Beds
    • 1 Bath
    • 1,015 Sq Ft

    194 Halstead Ave, Buffalo, NY 14212

    Welcome to 194 Halstead Ave, a delightful single-family residence offering three bedrooms and one full bath. This well-maintained property boasts a solid roof and durable vinyl siding, ensuring low-maintenance living. Inside, you'll find comfortable carpeting throughout, complemented by practical vinyl flooring in key areas. The home features solid mechanics, providing peace of mind for both

    Emmanuel Williams Listing by WNY Metro Roberts Realty

    194 Halstead Ave, Buffalo, NY 14212
  • /14

    $290,000

    • 3 Beds
    • 1.5 Baths
    • 1,283 Sq Ft

    141 Sidway St, Buffalo, NY 14210

    Discover this beautifully maintained home in Buffalo’s historic First Ward community. This spacious property offers three generous bedrooms, 1.5 baths, and a full basement with glass block windows. Enjoy a bright, open eat-in kitchen featuring a patio door that leads to one of the largest yards in the neighborhood. Step outside to a large stamped concrete patio, perfect for gatherings,

    Andre Scott Listing by Scott Realty Group LLC

    141 Sidway St, Buffalo, NY 14210
  • /27

    $229,900

    • 3 Beds
    • 1 Bath
    • 1,275 Sq Ft

    77 Cantwell Dr, Buffalo, NY 14220

    Welcome to 77 Cantwell! Located in the heart of South Buffalo, just steps from McKinley Pkwy, this well-maintained home shines with pride in ownership from top to bottom. The first floor features an eat-in kitchen, a spacious living room, two bedrooms and a full bathroom. The second floor has an additional bedroom and a sitting area with potential. Additional features include replacement windows

    Theresa Betz Listing by Chubb-Aubrey Leonard Real Estate

    77 Cantwell Dr, Buffalo, NY 14220
  • /20

    $199,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,607 Sq Ft

    224 Longnecker St, Buffalo, NY 14206

    Welcome to this charming and spacious 3-bd, 2-bath home offering 1,088 sq. ft. of living space plus a finished attic that provides an additional 519 sq. ft. of versatile bonus space, increasing the square footage to 1,607 sq. ft. With 2 extra rms beyond the main bdrms—perfect for an office, playroom, studio, or guest room—this home delivers exceptional flexibility for a variety of

    Cheyenne Castro-Santos Listing by Howard Hanna WNY Inc.

    224 Longnecker St, Buffalo, NY 14206
  • /36

    $525,000

    • 3 Beds
    • 2.5 Baths
    • 2,234 Sq Ft

    122 Hidden Ridge Common, Buffalo, NY 14221

    Beautiful townhome filled with fabulous detail and design and walking distance to the Village of Williamsville. First floor showcases a large foyer, a lovely living room / dining area with a sensational fireplace and sliding doors looking out over the private deck and backyard. Stunning kitchen has gorgeous granite counters, island, sunlit eating area and all appliances included. Pretty powder

    Karen Baker Listing by Howard Hanna WNY Inc.

    122 Hidden Ridge Common, Buffalo, NY 14221
  • /15

    $499,000

    • 3 Beds
    • 2 Baths
    • 2,626 Sq Ft

    970 Sycamore St, Buffalo, NY 14211

    Many updates - too many to list! Don’t miss this rare opportunity to own a fully renovated mixed-use building in a highly convenient location near the Masjid, Islamic School, grocery stores, and more. This property is perfect for entrepreneurs, investors, or anyone looking to combine home and business in one incredible space. The first floor features approximately 1,800 sq. ft. of bright and

    Muazim Hussain Listing by Rondinelli Real Estate

    970 Sycamore St, Buffalo, NY 14211
  • /10

    $100,000

    • 3 Beds
    • 1 Bath
    • 924 Sq Ft

    5 Fennimore Ave, Buffalo, NY 14215

    Charming 3-Bedroom Colonial with Fenced Yard & Off-Street Parking. Welcome home to this inviting 3 bedroom, 1 bath colonial featuring a welcoming front porch. Inside, you’ll find a bright and spacious living room that flows into a formal dining area, perfect for entertaining. The eat-in kitchen offers plenty of room for casual meals and everyday convenience. Upstairs, three comfortable bedrooms

    William Abels Listing by HUNT Real Estate Corporation

    5 Fennimore Ave, Buffalo, NY 14215
  • /26

    $149,900

    • 3 Beds
    • 1 Bath
    • 1,364 Sq Ft

    25 Alpine Place, Buffalo, NY 14225

    Nestled in a family-friendly neighborhood, this charming and versatile home offers plenty of space and comfort. The layout includes two bedrooms upstairs and a spacious main-level bedroom conveniently located near the front entrance, along with a bright living and dining area, a large kitchen, and one full bathroom. Recently refreshed with new paint and updated flooring, this home combines modern

    Mohammed Uddin Listing by WNY Metro Roberts Realty

    25 Alpine Place, Buffalo, NY 14225

Showing Results 121 - 160, Page 4 of 5

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