Homes for Sale near McKinley Vocational High School

• 

  

  

  /43

  $154,900

  • 8 Beds
  • 3 Baths
  • 2,816 Sq Ft

  8 Garner Ave, Buffalo, NY 14213

  Welcome to 8 Garner Ave, a charming property nestled in the vibrant city of Buffalo. This versatile real estate opportunity features three distinct units, making it ideal for both owner-occupants and savvy investors. The front house is a classic 3/3 double, offering two spacious units, each with three bedrooms and one bath. The interiors boast newer vinyl flooring throughout, providing a modern

  Emmanuel Williams Listing by WNY Metro Roberts Realty

  

  8 Garner Ave, Buffalo, NY 14213
• 

  

  

  /16

  $149,000

  • 5 Beds
  • 2 Baths
  • 2,662 Sq Ft

  99 Lakeview Ave, Buffalo, NY 14201

  CALLING ALL INVESTORS! YOUR NEXT FIX AND FLIP OR RENOVATE AND RENT OPPORTUNITY! Excellent fixer-upper or investment property in Buffalo’s desirable lower West Side area! This multi family property features two apartments (Upper and Lower) with a common foyer inside entrance, a full attic and a full basement with a roof only 3 years old! The backyard adds outdoor space for tenants or future

  Austin Lopez Listing by eXp Realty

  

  99 Lakeview Ave, Buffalo, NY 14201
• 

  

  

  /12

  $185,000

  • 4 Beds
  • 2 Baths
  • 1,953 Sq Ft

  97 Albert Ave, Buffalo, NY 14207

  Welcome to 97 Albert Ave, a solid multi-unit investment property offering strong rental potential in one of Buffalo’s steadily developing submarkets. This well-maintained property features 2 spacious units with functional layouts, updated mechanicals, and desirable rental upside. Each unit offers ample living space, solid flooring throughout, and large windows that bring in plenty of natural

  Derek Greene Listing by The Greene Realty Group

  

  97 Albert Ave, Buffalo, NY 14207
• 

  

  

  /29

  $129,900

  • 3 Beds
  • 1 Bath
  • 1,222 Sq Ft

  259 Davey St, Buffalo, NY 14206

  Vacant,single-family home with 3 beds,1 full bath, a very decent-sized kitchen with a kitchen island.The house boasts a wide-open living area, a detached car garage, a shed next to the garage for extra storage, and a fenced backyard for better privacy. The property is being sold "as is".Showing starts immediately.Open house on Saturday, Nov 08,2025,1-3PM. Offers will be reviewed on Tuesday,Nov

  Mohammad Rahman Listing by Keller Williams Realty WNY

  

  259 Davey St, Buffalo, NY 14206
• 

  

  

  /48

  $149,900

  • 5 Beds
  • 2 Baths
  • 2,024 Sq Ft

  86 Shepard St, Buffalo, NY 14212

  Great investment opportunity or owner-occupant option in Buffalo’s East Side! This spacious 2-family home features a lower unit with 2 bedrooms, a living room, formal dining room, kitchen, and full bathroom. The upper unit offers 3 bedrooms, a generous living space, dining room, kitchen, and full bathroom—perfect for maximizing rental income or extended family living. VACANT LOT INCLUDED ON THE

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  86 Shepard St, Buffalo, NY 14212
• 

  

  /22

  $129,999

  • 4 Beds
  • 1 Bath
  • 1,077 Sq Ft

  157 15th St, Buffalo, NY 14213

  Welcome to 157 15th Street, located on Buffalo’s vibrant West Side!This charming home features four bedrooms and one bathroom, with new flooring throughout and fresh interior paint. Enjoy a spacious backyard as well!

  David Harris Listing by Iconic Real Estate

  

  157 15th St, Buffalo, NY 14213
• 

  

  /50

  $299,900

  • 4 Beds
  • 2.5 Baths
  • 1,863 Sq Ft

  196 Frederick Rd, Tonawanda, NY 14150

  This 4 bedroom and 2.5 bathrooms is almost 1,900 sqft. Large living room, formal dining room, and eat-in kitchen. The updated kitchen has tons of cabinet space and stainless steel appliances. Front dining room could be used as an additional living room. Picture perfect 1st floor laundry room with built-in cabinets. Tons of new flooring and recessed lighting throughout. The garden view level has a

  Samantha Muscato Listing by Iconic Real Estate

  

  196 Frederick Rd, Tonawanda, NY 14150
• 

  

  /50

  $349,900

  • 4 Beds
  • 2 Baths
  • 2,024 Sq Ft

  301 Crestwood Ave, Buffalo, NY 14216

  Beautifully renovated two-family home located on a desirable street in the heart of North Buffalo. This property has been updated from top to bottom, blending classic Buffalo charm with modern finishes. Both units have been thoughtfully refreshed. The first-floor apartment features brand new luxury vinyl plank flooring throughout, a new kitchen and new bathroom (2025). The upper unit showcases

  Suzanne Tomasello Listing by Keller Williams Realty WNY

  

  301 Crestwood Ave, Buffalo, NY 14216
• 

  

  /37

  $299,000

  • 4 Beds
  • 2 Baths
  • 2,107 Sq Ft

  19 Avery Ave, Buffalo, NY 14216

  WOW!!! What a great way to have home ownership with income. Definitely a two family home to see....If you are looking for rental property or a perfect place to call home. The first floor has spacious living room/ dining room and offers a bright welcoming atmosphere with plenty of natural light. The updated kitchen with white cabinetry and subway tile backsplash. Spacious two bedrooms with large

  Nancy Caruana Listing by HUNT Real Estate Corporation

  

  19 Avery Ave, Buffalo, NY 14216
• 

  

  /34

  $259,900

  • 6 Beds
  • 2 Baths
  • 2,552 Sq Ft

  Unlisted Address

  Huge 3/3 double in wonderful location. Big room sizes. Lower has spacious sunporch. Artificial brick fireplaces in both units. All bedroom are great size with one bedroom having doors from dining room and hall. Nicely renovated baths in both units. Great sized basement . Circuit breakers. Newer roof. Driveway. Vinyl siding, Improvements include fresh paint through the interior of both units,

  Matthew Lepovich Listing by Century 21 North East

  

  Unlisted Address
• 

  

  /47

  $239,900

  • 8 Beds
  • 4 Baths
  • 2,505 Sq Ft

  347 Bristol St, Buffalo, NY 14206

  Fully Renovated 2-Family Home in Buffalo! Welcome to 347 Bristol St, a beautifully renovated 2-family house where each unit is a spacious duplex! Each unit offers 4 Bedrooms setups is 2 bedrooms, living room, dining room, kitchen, and a full bathroom on the first floor, plus 2 additional bedrooms and a full bathroom on the second floor — perfect for large families or rental income potential.

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  347 Bristol St, Buffalo, NY 14206
• 

  

  /6

  $10,000

  • 4 Beds
  • 1 Bath
  • 1,562 Sq Ft

  115 Young St, Buffalo, NY 14212

  This Deal Was Smoking Hot! 115 Young Ave • Buffalo, NYFire-Damaged • Sold As-Is • Investor Special Calling all investors, rehabbers, and deal hunters — 115 Young is the perfect opportunity to bring a property back to life and capture serious upside. This home sustained fire damage and is being sold strictly as-is, making it an ideal project for those with vision. Whether you’re planning a

  Ayat Nieves Listing by Iconic Real Estate

  

  115 Young St, Buffalo, NY 14212
• 

  

  /39

  $369,000

  • 3 Beds
  • 2.5 Baths
  • 2,060 Sq Ft

  91 Bedford Ave, Buffalo, NY 14216

  Solid brick colonial in a popular North Buffalo neighborhood. This home offers three bedrooms and 2.5 full baths with hardwood floors throughout most of the main house. The rear addition adds extra living space with a large bonus room that opens to a deck and fenced yard with a storage shed. The galley kitchen connects to the dining area and a spacious living room with built-ins and a decorative

  William Vogel Listing by Coldwell Banker Integrity Real

  

  91 Bedford Ave, Buffalo, NY 14216
• 

  

  /17

  $145,000

  • 7 Beds
  • 2 Baths
  • 2,304 Sq Ft

  601 W Utica St Unit N, Buffalo, NY 14213

  Don't miss out on this fantastic opportunity to own a spacious two-unit property with immense potential! Perfect for an owner-occupant looking to generate rental income or for a savvy investor. Both units feature 3 bedrooms and a full bathroom. Separate electric and gas meters, full basement for storage space, and some replacement windows. This duplex is a wonderful chance to own a large,

  Boris Zinaja Listing by Realty Smith Inc.

  

  601 W Utica St Unit N, Buffalo, NY 14213
• 

  

  /24

  $99,956

  • 5 Beds
  • 1 Bath
  • 1,531 Sq Ft

  56 Schmarbeck Ave, Buffalo, NY 14212

  BROADWAY MARKET AREA; 5 BR'S WITH ABUNDANT SPACE;3 BR'S ON 1ST FLOOR; LIVING ROOM JOINS FORMAL DINING RM WHICH HAS CEILING FAN; EAT-IN KITCHEN; BATHROOM ON 1ST FLOOR; BATHROOM LEADS TO LAUNDRY ROOM.EACH ROOM HAS BASEBOARD ELECTRIC HEAT.2nd FLOOR 2 LARGE BEDROOMS.SHOWINGS BY APPOINTMENT, PLEASE ALLOW AMPLE TIME TO GIVE TENANT PROPER NOTICE, AND TO MAKE ARRAIGNMENTS FOR DOGS.

  Carmen Billups Listing by Howard Hanna WNY Inc.

  

  56 Schmarbeck Ave, Buffalo, NY 14212
• 

  

  /15

  $199,900

  • 3 Beds
  • 1 Bath
  • 1,056 Sq Ft

  244 Kettering Dr, Buffalo, NY 14223

  Updated 3 bedroom, 1 bath with covered patio located in the heart of the Town of Tonawanda. New sump pump installed.

  Dean Miceli Listing by WNY Metro Roberts Realty

  

  244 Kettering Dr, Buffalo, NY 14223
• 

  

  /37

  $269,900

  • 6 Beds
  • 2 Baths
  • 1,720 Sq Ft

  68 Arthur St, Buffalo, NY 14207

  Spacious two-unit property (upper and lower) with detached two-car garage located in Buffalo's Riverside neighborhood. A newer white fence partially encloses the dwelling and double lot. Each unit features an eat-in kitchen, 3 bedrooms, dining room, living room, small pantry, and 1 full bath. The sale comprises two separate parcels and includes 68 Arthur, a 60-foot-wide x 83-foot-deep lot with a

  Rebecca Ciarrocca Listing by Murchie Real Estate, LLC

  

  68 Arthur St, Buffalo, NY 14207
• 

  

  /11

  $149,900

  • 3 Beds
  • 2 Baths
  • 1,402 Sq Ft

  66 E End Ave, Buffalo, NY 14225

  Investor or Owner-Occupant Special!Great opportunity to bring your vision and TLC to this spacious single-family home on the Cheektowaga/Buffalo border. Home features 2 bedrooms and 1 full bath on the first floor, plus a large upstairs bedroom and living space with an additional full bath. Also offers a living room, formal dining room, full basement, spacious backyard, and covered front

  Veronica Moore Listing by WNY Metro Roberts Realty

  

  66 E End Ave, Buffalo, NY 14225
• 

  

  /20

  $264,900

  • 3 Beds
  • 1 Bath
  • 1,206 Sq Ft

  215 Pinewoods Ave, Tonawanda, NY 14150

  Welcome to this beautifully updated 3 bedroom, 1 bath ranch located on a quiet street. The home features a partial brick exterior and open floor plan. All new flooring throughout, all new windows, a newer roof. The kitchen and bath are both updated with modern finishes. A breezeway connects the house to the garage and serves as a versatile space that can function as a mudroom or sitting area.

  Kristopher Raepple Listing by WNY Metro Premier Realty

  

  215 Pinewoods Ave, Tonawanda, NY 14150
• 

  

  /47

  $689,000

  • 4 Beds
  • 3 Baths
  • 2,392 Sq Ft

  1060 Amherst St, Buffalo, NY 14216

  Experience urban living with modern comfort in this all-brick, two-story home located in the heart of the city! Featuring 4 spacious bedrooms including a large primary suite, and 2 total bathrooms, complete with a layout that is perfect for everyday living. Updates include all new second-floor windows (2023), with a 10 year transferrable warranty. new upstairs carpeting (2024), and updated

  Theodore Gogos Listing by HUNT Real Estate Corporation

  

  1060 Amherst St, Buffalo, NY 14216
• 

  

  /10

  $280,000

  • 6 Beds
  • 2 Baths
  • 2,432 Sq Ft

  249 Auburn Ave, Buffalo, NY 14213

  Investment opportunity awaits! Located in the heart of Buffalo's west side, within walking distance from the Elmwood village. This spacious double unit boasts off street parking, new windows, separate utilities and plenty of potential.

  Paul Milley Listing by Park Realty of WNY LLC

  

  249 Auburn Ave, Buffalo, NY 14213
• 

  

  /43

  $199,999

  • 3 Beds
  • 1 Bath
  • 1,384 Sq Ft

  67 Carol Dr, Buffalo, NY 14215

  Welcome home to this beautifully maintained 3-bedroom, 1-bath Cape Cod tucked away on a quiet street, yet just minutes from the thruway for ultimate convenience. Step inside to discover a fully updated kitchen featuring granite counter-tops, stainless steel appliances, and plenty of cabinet space. The formal dining room shines with natural light and includes a built-in buffet, ideal for hosting

  Malissa Roedel Listing by HUNT Real Estate Corporation

  

  67 Carol Dr, Buffalo, NY 14215
• 

  

  /32

  $224,900

  • 3 Beds
  • 1.5 Baths
  • 1,550 Sq Ft

  21 Costin Rd, Buffalo, NY 14226

  Step inside to a bright, inviting living space featuring hardwood floors, a spacious layout, and plenty of natural light. The living room and family room both have wood burning fireplaces. The kitchen has a built in oven and an adjacent dining area making entertaining easy and enjoyable. There are double closets in 2 of the bedrooms. The third bedroom is highlighted with built in bookshelves and

  Marcie Schnittker Listing by MJ Peterson Real Estate Inc.

  

  21 Costin Rd, Buffalo, NY 14226
• 

  

  /21

  $350,000

  • 2 Beds
  • 1.5 Baths
  • 1,450 Sq Ft

  925 Delaware Ave Unit 1D, Buffalo, NY 14209

  Experience modern comfort woven into historic charm at 925 Delaware Ave, Unit 1D, located within the iconic Campanile. This beautifully updated residence offers a spacious, light-filled layout that perfectly balances contemporary living with the unique character of its storied address. A welcoming living area and well-appointed kitchen make everyday living both effortless and enjoyable.

  Amy Mayfield Listing by HUNT Real Estate Corporation

  

  925 Delaware Ave Unit 1D, Buffalo, NY 14209
• 

  

  /16

  $230,000

  • 5 Beds
  • 2 Baths
  • 2,072 Sq Ft

  423 14th St, Buffalo, NY 14213

  Nice two-family well -maintained house for sale. It's located at the heart of west side Buffalo. This house is located at the hub of all types of communications. 14th St is most valuable street at West Side. Nearby Massachusetts Ave added additional value to the property. The structure of the house is in excellent condition. No major issues at all. Furnaces are almost new. The large garage and

  Mohammad Anisuzzaman Listing by HUNT Real Estate Corporation

  

  423 14th St, Buffalo, NY 14213
• 

  

  /10

  $349,000

  • 4,192 Sq Ft

  194 Chadduck Ave, Buffalo, NY 14207

  HIGH-YIELD TURNKEY ROOMING HOUSE exceptional income producing asset. This licensed and well-maintained rooming house is fully compliant with all municipal rooming house regulations. This property has been owned by the seller for 18 years "time to retire". Property consists of 13 rooms, one common kitchen and two full baths, one on each floor. This Gentlemen's rooming house is fully occupied with

  Ann Caruana Listing by Chubb-Aubrey Leonard Real Estate

  

  194 Chadduck Ave, Buffalo, NY 14207
• 

  

  /36

  $229,900

  • 4 Beds
  • 2 Baths
  • 1,792 Sq Ft

  1176 Tonawanda St, Buffalo, NY 14207

  Welcome to 1176 Tonawanda Street, an immaculate multi family property located in the Town of Tonawanda. The Lower unit features a private front entrance leading into a living space and dining room with beautiful gleaming hardwood floors and natural woodwork throughout. The kitchen features new flooring and ample cabinet space. Two bedrooms with hardwood floors and closets plus a full bathroom

  Chaya Adelman Listing by Arrowhead Property Management, LLC

  

  1176 Tonawanda St, Buffalo, NY 14207
• 

  

  /28

  $128,000

  • 4 Beds
  • 1 Bath
  • 1,284 Sq Ft

  237 Stevens Ave, Buffalo, NY 14215

  Welcome to 237 Stevens Avenue! This 4-bedroom, 1-bath home offers excellent potential for those looking to bring their own vision to life. Featuring new flooring throughout and an open floor plan with spacious living and dining areas, this property provides a great layout and solid structure to work with. The large kitchen, full basement, and two-car detached garage add both functionality and

  Renee J. Moran Listing by Red Door Real Estate WNY LLC

  

  237 Stevens Ave, Buffalo, NY 14215
• 

  

  /45

  $485,000

  • 5 Beds
  • 3 Baths
  • 3,613 Sq Ft

  34 Saint James Place, Buffalo, NY 14222

  Rare opportunity to own a 3 unit property on one of Buffalo's most desirable streets! Located steps away from the breathtaking and historic Frederick Law Olmstead's Chapin Parkway, this home is a perfect project for any savvy investor looking to add to their portfolio or owner- occupant who wants to live in one unit and rent out the others. With tremendous potential for value and cash flow, bring

  Melissa Tropp Listing by HUNT Real Estate Corporation

  

  34 Saint James Place, Buffalo, NY 14222
• 

  

  /38

  $139,900

  • 4 Beds
  • 1 Bath
  • 1,752 Sq Ft

  350 East St, Buffalo, NY 14207

  Welcome to this charming two-story home situated in the heart of Black Rock, featuring over 1700 sq ft of living space, four beds, and one full bathroom. The home features a large downstairs living area, with two bedrooms, an updated kitchen and updated full bathroom. On the rear of the home is an unfinished space, perfect for hobbies or additional living space with some elbow grease. Upstairs

  Warren Teall Listing by HUNT Real Estate Corporation

  

  350 East St, Buffalo, NY 14207
• 

  

  /16

  $129,900

  • 5 Beds
  • 1 Bath
  • 1,268 Sq Ft

  116 Grace St, Buffalo, NY 14207

  Your FIVE bedroom home in Riverside awaits. Updates include: double-hung vinyl windows, high-efficiency furnace (2021), tankless water heater, and bathtub (2023). Three bedrooms, updated bathroom, and laundry ALL on first floor. Two bedrooms upstairs. Can live like a ranch, so it's perfect for all mobilities. DRY basement with glass block windows and solid foundation. Off-street parking, with

  Kevin LoVullo Listing by Howard Hanna WNY Inc.

  

  116 Grace St, Buffalo, NY 14207
• 

  

  /35

  $239,900

  • 3 Beds
  • 1 Bath
  • 936 Sq Ft

  428 Mcconkey Dr, Buffalo, NY 14223

  From First Homes to the Finest Homes, this charming 3-bedroom 1 bath ranch provides ease of living for all. First appearance of this home does not disappoint, boasting perennial garden beds tastefully encapsulated with landscaping bricks, a concrete driveway, vinyl siding & windows, architectural roof, along with a covered stamped concrete front porch with vinyl fencing. The living room features

  Joseph Rosenhahn Listing by Howard Hanna WNY Inc

  

  428 Mcconkey Dr, Buffalo, NY 14223
• 

  

  /50

  $350,000

  • 8 Beds
  • 3.5 Baths
  • 4,433 Sq Ft

  274 Ontario St, Buffalo, NY 14207

  Remarkably maintained and fully rented 3-unit income property blending historic charm with modern convenience! This turnkey investment showcases meticulously preserved original woodwork, refinished hardwood floors, soaring ceilings, sun-filled rooms, and thoughtful updates throughout. Ideal for investors or owner-occupants seeking low-cost living—live in one unit and let the others pay your

  Jennifer Manz Listing by Keller Williams Realty WNY

  

  274 Ontario St, Buffalo, NY 14207
• 

  

  /23

  $269,900

  • 5 Beds
  • 2 Baths
  • 1,424 Sq Ft

  116 W Winspear Ave, Buffalo, NY 14214

  Fantastic investment opportunity just 4 minutes from the University at Buffalo South Campus! This well-kept property features a functional layout with a large living room, formal dining room, and an eat-in kitchen with white cabinetry, tile backsplash, and a stainless sink. Formal dining complete with french doors leading to a back patio—great for outdoor study breaks or gatherings. The home

  Nicole Aldinger Listing by HUNT Real Estate Corporation

  

  116 W Winspear Ave, Buffalo, NY 14214
• 

  

  /17

  $130,000

  • 4 Beds
  • 2 Baths
  • 1,760 Sq Ft

  316 Dodge St, Buffalo, NY 14208

  Discover an excellent investment or owner-occupant opportunity in Buffalo’s rapidly developing Masten District! This two-family home features two bedrooms and one full bath in each unit, both offering generous layouts with spacious living rooms with fireplaces, formal dining rooms, and plenty of natural light.The building has newer windows for improved efficiency and comfort, while the full

  Sherry Thomas Listing by WNY Metro Roberts Realty

  

  316 Dodge St, Buffalo, NY 14208
• 

  

  /42

  $419,900

  • 8 Beds
  • 2.5 Baths
  • 3,921 Sq Ft

  330 Ashland Ave, Buffalo, NY 14222

  Attention Investors! Location, Location, Location! Welcome to 330 Ashland, a rare SIDE BY SIDE 8-bedroom, 2.5 bath Victorian duplex in in the heart of the high demand Elmwood Village! This property boasts an enormous floor plan with nearly 2,000 square feet per unit! The lower floors showcase an open concept layout with hardwood floors and natural woodwork throughout. Rear kitchens face the

  Nick Corto Listing by HUNT Real Estate Corporation

  

  330 Ashland Ave, Buffalo, NY 14222
• 

  

  /49

  $150,000

  • 7 Beds
  • 2 Baths
  • 2,600 Sq Ft

  154 Hagen St, Buffalo, NY 14215

  Great investment opportunity! This spacious 4/3 duplex in Buffalo offers strong potential for income once updated. The first unit features 4 bedrooms, a living room, kitchen, and full bath. The second unit includes 3 bedrooms, a living room, kitchen, and full bath. The property also offers a full basement for additional storage or utility space. Conveniently located near schools, shopping, and

  Renee J. Moran Listing by Red Door Real Estate WNY LLC

  

  154 Hagen St, Buffalo, NY 14215
• 

  

  /34

  $709,000

  • 3 Beds
  • 2.5 Baths
  • 2,805 Sq Ft

  142 Lexington Ave, Buffalo, NY 14222

  Stunning Elmwood Village home just steps away from specialty shops, parks, and fine dining.Beautifully renovated and decorated throughout, this fabulous find is ready for you to just fill the fridge and hang your clothes.First floor showcases an elegant entranceway with a magnificent front door and sunlit foyer.Lovely family room with wonderful windows, formal dining area, and a

  Karen Baker Listing by Howard Hanna WNY Inc

  

  142 Lexington Ave, Buffalo, NY 14222
• 

  

  /29

  $259,900

  • 3 Beds
  • 1 Bath
  • 1,262 Sq Ft

  84 Brayton St, Buffalo, NY 14213

  Welcome to this charming cottage-style home nestled in the highly desirable Five Points neighborhood! This home was built in 1920 and has been updated with refinished hardwood floors, newer stainless appliances, new electric service & more! The home offers three spacious bedrooms, a full bath, a cozy family room, and a formal dining area—perfect for entertaining or everyday living. The bright

  Melissa Liberatore Listing by Keller Williams Realty Lancaster

  

  84 Brayton St, Buffalo, NY 14213
• 

  

  /37

  $219,900

  • 5 Beds
  • 1.5 Baths
  • 1,416 Sq Ft

  144 Alexander Ave, Buffalo, NY 14211

  Welcome to this spacious single-family home in a convenient Cheektowaga location! Featuring a 4-bedroom lower level and a 1-bedroom upper level, this home offers plenty of space for a growing family or guests. The basement includes a half bath, adding extra functionality. Enjoy the additional family room on the upper level, perfect for relaxation or entertaining. Situated on a double lot, there’s

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  144 Alexander Ave, Buffalo, NY 14211

Showing Results 201 - 240, Page 6 of 18