Clay County IA Homes for Sale

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  /26

  $235,000

  • 3 Beds
  • 1.5 Baths
  • 1,516 Sq Ft

  3550 260th Ave, Spencer, IA 51301

  Let’s go to the country and discover your happy just beyond the edge of Spencer. This just-under-two-acre acreage feels like its own little world. It’s wrapped in mature shade trees, filled with sunlight, and surrounded by wide-open space. The home welcomes you with the instant comfort of an enclosed front porch, the kind of spot where morning coffee tastes better and the seasons can be enjoyed

  Kelly Bierl Hometown Realty

  3550 260th Ave, Spencer, IA 51301
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  /14

  $269,500

  • 4 Beds
  • 2 Baths
  • 1,408 Sq Ft

  528 E 17th St, Spencer, IA 51301

  A ranch style home on a quiet street checks all the boxes! 3 bedrooms with 2 bathrooms on main floor, open eat-in kitchen with plenty of gorgeous cabinets, the white vinyl fence provides privacy while enjoying your patio in your backyard. Newer roof, new furnace, A/C and water heater in 2024.

  Kelly Pullen EXIT Realty Midwest- Spencer/Emmetsburg

  528 E 17th St, Spencer, IA 51301
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  /23

  $298,500

  • 3 Beds
  • 2 Baths
  • 1,441 Sq Ft

  30 Stoneybrook Cir SW, Spencer, IA 51301

  Welcome to this beautifully maintained 3-bedroom, 2-bath home perfectly situated in a quiet area of town surrounded by the golf course and within a desirable association community. Enjoy easy access to the association’s swimming pool and clubhouse — all just steps from your back patio. Inside, you’ll love the open-concept layout featuring vaulted ceilings, abundant natural light, and stylish new

  Pam Yegge EXIT Realty Home/Land Properties

  30 Stoneybrook Cir SW, Spencer, IA 51301
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  /19

  $175,000 Open Sat 11AM - 12PM

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  304 9th St SW, Spencer, IA 51301

  Completely Renovated & Beautifully Finished — Move-In Ready Ranch in Spencer, Iowa! This beautifully updated 2-bedroom, 2-bath ranch-style home has been renovated down to the studs after the 2024 flood—Everything inside is new, including drywall, paint, flooring, light fixtures, cabinets, Quartz countertops, and bathrooms. The thoughtful redesign transformed a former third bedroom into a stunning

  Tracey Radcliffe EXIT Realty Midwest

  304 9th St SW, Spencer, IA 51301
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  /71

  $295,000

  • 6 Beds
  • 3 Baths
  • 1,936 Sq Ft

  3245 260th Ave, Spencer, IA 51301

  Six BR, 3-bath ranch on .6 acre grove can be your cozy retreat. Completely remodeled home with many extras and a 40'X30' outbuilding offering garage or workshop space. Lock this one in now... But, we're not done! There's a huge master bedroom suite with sliding glass doors to a deck, patio with fire pit, kid's playsets, and a playhouse for, well, for everyone! Road signs are a bit confusing.

  John Goede Century 21 ProLink

  3245 260th Ave, Spencer, IA 51301
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  /63

  $245,000

  • 4 Beds
  • 3 Baths
  • 2,588 Sq Ft

  212 E 3rd St, Spencer, IA 51301

  One of my FAVORITE HOMES & it will be your FAVORITE TOO! This AMAZING property encompasses a one-third acre lot! Spacious ALSO meets comfort: OVER 3,200 sq ft of HOME! 3-bedrooms (with lower level en-suite), 3-bathrooms; office, mud-room, toy-land, or sitting room off patio (whatever your HEART DESIRES); and bonus clean-slates rooms to make ALL your WANTS a reality (walk-out basement!)

  Tammy Fredericksen EXIT Realty Midwest

  212 E 3rd St, Spencer, IA 51301
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  /12

  $190,000

  • 4 Beds
  • 1 Bath
  • 1,946 Sq Ft

  1203 W 5th St, Spencer, IA 51301

  Charming 3 bedroom ranch in a desirable neighborhood near parks and schools. Natural light fills the inviting living spaces, while the functional layout makes everyday living easy. Step outside to enjoy a spacious, well-kept yard, ideal for relaxing evenings or weekend gatherings. Whether you're just starting out or downsizing, this one checks all the boxes!

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  1203 W 5th St, Spencer, IA 51301
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  /15

  $215,000

  • 4 Beds
  • 1 Bath
  • 1,624 Sq Ft

  701 W 4th St, Spencer, IA 51301

  Well-maintained 4 bedroom home on nearly half an acre with a 30x40 metal storage building. This charming two-story home offers 4 bedrooms and 1 full bath, set on an almost half-acre lot with plenty of room to enjoy the outdoors. Inside, you'll find a well-kept home with an inviting layout and plenty of natural light throughout. Upstairs, there's a space ready to finish for an extra bathroom.

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  701 W 4th St, Spencer, IA 51301
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  /17

  $169,900

  • 4 Beds
  • 2 Baths
  • 1,482 Sq Ft

  523 4th Ave W, Spencer, IA 51301

  Your Spencer opportunity awaits! Raise your family in this awesome 4 bed 2 bath home with a spacious 3 car garage! Multiple living spaces on the main level makes for comfortable room for the whole family. Bathroom on main and upper level! Updated kitchen! Fenced back yard for your children and pets to enjoy! Set up your private viewing today!

  Charlie Leissler RE/MAX Lakes Realty

  523 4th Ave W, Spencer, IA 51301
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  /18

  $171,000

  • 4 Beds
  • 2 Baths
  • 1,802 Sq Ft

  817 Fisher Ct, Spencer, IA 51301

  This well-maintained ranch-style home offers new flooring, comfortable, one-level living with 3 bedrooms, 2 bathrooms. The lower level has great spaces, a family room and possible bedroom or office. The kitchen features ample cabinet and counter space, modern appliances, perfect for families, retirees, or anyone looking for a cozy and functional home. Enjoy Iowa’s beautiful seasons in the large

  Bob Bates Northwest Iowa Realty

  817 Fisher Ct, Spencer, IA 51301
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  /4

  $139,900 Open House 12/13

  • 3 Beds
  • 2 Baths
  • 1,392 Sq Ft

  107 N Lincoln St, Everly, IA 51338

  Finishing touches are underway—interior photos coming soon, so SAVE THIS LISTING before it’s gone! Is there a 3-bed home in Everly under $140K with move-in ready updates? Yes. Fully renovated and prepped for first-time buyers or small-town seekers, this home features main-floor living, a non-conforming basement room, extra finished space below, and a rare tandem garage with access from both

  Holly Brink My Real Estate Company

  107 N Lincoln St, Everly, IA 51338
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  /27

  $164,500

  • 2 Beds
  • 1 Bath
  • 1,162 Sq Ft

  424 E 10th St, Spencer, IA 51301

  This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as well. 3 car garage with one heated section for projects, man cave, etc. Back yard has room for garden or playset for a small family. Great property for

  Jimy Mac Lenz Hinn Real Estate

  424 E 10th St, Spencer, IA 51301
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  /9

  $80,000

  • 3 Beds
  • 2 Baths
  • 1,330 Sq Ft

  115 3rd Ave NW, Fostoria, IA 51340

  HUD HOMES are Sold AS IS. SUBMIT OFFERS AT HUDHOMESTORE.GOV. CASE# 161-372445.

  Haley Markle Coldwell Banker Associated Brokers

  115 3rd Ave NW, Fostoria, IA 51340
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  /17

  $144,000

  • 4 Beds
  • 1.5 Baths
  • 1,212 Sq Ft

  818 2nd Ave SE, Spencer, IA 51301

  Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with modern updates. Inside you will find a bright, refreshed interior featuring contemporary flooring, new cabinetry, and crisp finishes that make each space

  Kelly Bierl Hometown Realty

  818 2nd Ave SE, Spencer, IA 51301
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  /17

  $159,000

  • 2 Beds
  • 1.5 Baths
  • 1,296 Sq Ft

  821 Fisher Ct, Spencer, IA 51301

  Located on a peaceful no outlet street this two bed two bath home boasts new flooring, new fridge, new stove, new exhaust fan, fresh paint, new furnace, new A/C, new breaker panel, new sewer line to from home to street. The only thing it’s missing is new owners. Sellers are including a 1 year home warranty.

  Jason Grinnen Copper Dog Realty, LLC

  821 Fisher Ct, Spencer, IA 51301
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  /16

  $125,000

  • 3 Beds
  • 1 Bath
  • 1,232 Sq Ft

  309 12th Ave W, Spencer, IA 51301

  Simply homey in all the right ways. This 3-bedroom, 1-bath home blends comfort, function, and a touch of retro charm. The kitchen offers plenty of cabinet space, a practical breakfast island, and a sweet built-in with sliding glass doors, perfect for displaying your favorite dishes or cookbooks. Natural light fills the adjoining dining area and the spacious living room, where wide front windows

  Kelly Bierl Hometown Realty

  309 12th Ave W, Spencer, IA 51301
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  /19

  $140,000

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  4 Haro Dr, Spencer, IA 51301

  Charming 3-bedroom, 2-bath home situated on a large desirable corner lot! This property features a bright sunroom perfect for relaxing, a full basement offering plenty of storage or potential living space and a spacious 2 stall garage.

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  4 Haro Dr, Spencer, IA 51301
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  /16

  $269,900

  • 2 Beds
  • 2 Baths
  • 1,251 Sq Ft

  905 5th Ave SW, Spencer, IA 51301

  Stunning kitchen! Custom built cabinets, quartz countertops, stainless-steel appliances, large center island perfect for preparing meals and serving. This town home features an open concept living area, private master bedroom with 3/4 bath & guest bedroom with full bath, covered porch with concrete patio perfect for grilling and eating out on the patio, and double attached lined and insulated

  Mark Hallett Realty Professionals

  905 5th Ave SW, Spencer, IA 51301
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  /20

  $280,000

  • 2 Beds
  • 2 Baths
  • 1,503 Sq Ft

  2008 4th Ave SW Unit 2, Spencer, IA 51301

  On the Golf Course... The peaceful ambiance of the golf course is exceptional. This 2-bedroom, 2-bathroom condo features an attached double car garage and spectacular views! It has been beautifully maintained and is move in ready, offering the convenience of all one-level living.

  Tricia Wempe Ingvall Real Estate Team

  2008 4th Ave SW Unit 2, Spencer, IA 51301
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  /15

  $230,000

  • 4 Beds
  • 1.5 Baths
  • 1,220 Sq Ft

  109 Parkway Dr, Spencer, IA 51301

  Welcome to this 3 bedroom 1.5 home that offers comfort, character, and peace of mind. Situated on a spacious lot, this property features large living spaces, all bedrooms on the main level, and lots of space in the basement for storage and more, even an option for an extra (non-conforming) bedroom. This home has been well loved for many years by one family and has never had any water damage, even

  Megan Jewell EXIT Realty Midwest

  109 Parkway Dr, Spencer, IA 51301
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  /15

  $123,000

  • 3 Beds
  • 1 Bath
  • 1,195 Sq Ft

  32 W 1st St, Spencer, IA 51301

  Classic Home with Dedicated Bonus Space! This 3 bedroom, 1 bath is just what you've been waiting for! Move-in ready with an oversized 2 car garage and a separate shop area to suit your needs...auto, wood shop or workout room. Make it your dream come true!

  Bob Bates Northwest Iowa Realty

  32 W 1st St, Spencer, IA 51301
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  /9

  $299,500

  • 1,125 Sq Ft

  00 335th Ave, Ruthven, IA 51358

  This large 1 acre lot across from Lost Island Lake has so much potential! There is currently a wonderful building on the property to solve all of your storage needs! With so much room, you could easily build a home that affords you views of the water. It is just a short distance to the boat ramp and lakeside park. All of this, and in a very peaceful location. Take a look at all that this

  Nick Bjornstad Stauss Realty

  00 335th Ave, Ruthven, IA 51358
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  /13

  $37,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  2106 1st Ave E Unit 46, Spencer, IA 51301

  Welcome home to this move-in ready manufactured home featuring 3 bedrooms, 2 bathrooms, and 1,216 sq ft of comfortable living space. The open floor plan offers a bright and inviting atmosphere, perfect for both everyday living and entertaining. Enjoy the convenience of updated appliances, modern finishes, and a layout designed for easy living. With everything in place and ready to go, this home

  Katie Muhlbauer Integrity Real Estate

  2106 1st Ave E Unit 46, Spencer, IA 51301
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  /20

  $79,999

  • 3 Beds
  • 1 Bath
  • 1,248 Sq Ft

  112 Pine St, Peterson, IA 51047

  Unique charm with endless opportunity to make it your own! This 2 bed 1.25 bath is filled with natural light from large windows and original hardwood floors and some great original trim. Sitting on large deep corner lot with newer oversized double garage; great for storage or shop use!

  Nick Steffes Integrity Real Estate

  112 Pine St, Peterson, IA 51047
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  /31

  $330,000

  • 3 Beds
  • 2 Baths
  • 1,819 Sq Ft

  1120 4th Ave W, Spencer, IA 51301

  When the best of both worlds meet you get this elegant example of a classic brick home coupled with the modern conveniences of today. Situated on a large corner lot, the exterior curb appeal is second to none and invites you to see more of what's inside. Once you walk through the door you will notice the formal dining area with it's built-ins and the original hardwood floors complimented with a

  Bryan Sebastian Hinn Real Estate

  1120 4th Ave W, Spencer, IA 51301
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  /37

  $260,000

  • 4 Beds
  • 2.5 Baths
  • 1,912 Sq Ft

  829 2nd Ave SE, Spencer, IA 51301

  This modern, open-concept single-family home, with over 1900 square feet of living space, offers 4 bedrooms and 2 1/2 bathrooms. The firstfloor features a spacious primary bedroom suite, a convenient laundry area, and a living room that flows seamlessly into the kitchen and dining room. Double doors lead to a serene covered porch, perfect for relaxing. The back entry provides access to an

  Doug Small Hinn Real Estate

  829 2nd Ave SE, Spencer, IA 51301
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  /42

  $646,000

  • 3 Beds
  • 3 Baths
  • 3,633 Sq Ft

  1423 18th Ave W, Spencer, IA 51301

  Fairway Frontage Luxury: Exquisite Brick Home on Spencer Golf & Country Club. Experience the pinnacle of sophisticated living with this stunning, all-brick executive home located at 1423 18th Ave. W. Situated directly on the picturesque #6 Fairway of the Spencer Golf and Country Club, this property blends privacy, elegance, and an unbeatable location. Unparalleled Craftsmanship and Space. Step

  Bob Bates Northwest Iowa Realty

  1423 18th Ave W, Spencer, IA 51301
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  /14

  $125,000

  • 4 Beds
  • 2 Baths
  • 2,050 Sq Ft

  19 E 2nd St, Spencer, IA 51301

  Investor Opportunity – Tucked into the heart of Spencer, this 11⁄2-story frame bungalow has been a quiet constant—providing a comfortable place to call home for long-term tenants and reliable income. With two separate living units, each space offers simple, practical living with everything tenants need and nothing overcomplicated. Located near downtown, this property provides a strong occupancy

  Kelly Bierl Hometown Realty

  19 E 2nd St, Spencer, IA 51301
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  /8

  $59,900

  • 2 Beds
  • 2 Baths
  • 1,222 Sq Ft

  813 6th Ave SW, Spencer, IA 51301

  Bring your toolbelt and your gloves! This 2022 new construction townhome was under contract to close when the June 2024 flood hit. It is now waiting to be cleaned out and reconstructed to the beautiful property it can be once again.

  Bryan Sebastian Hinn Real Estate

  813 6th Ave SW, Spencer, IA 51301
• 

  

  /17

  $149,000

  • 5 Beds
  • 1.5 Baths
  • 1,700 Sq Ft

  516 E 4th St, Spencer, IA 51301

  Two Story Home Near Schools with Room for the Whole Family! This charming home combines classic character with practical updates. Original hardwood floors throughout the main level, a winding staircase, and an inviting enclosed front porch. 5 bedrooms and 2 bathrooms, main level laundry and easy flow for everyday living. Four bedrooms and full bath in upper level. The partially finished full

  Peggy Bergh-Kuker Keller Williams Okoboji

  516 E 4th St, Spencer, IA 51301
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  /32

  $249,000

  • 3 Beds
  • 2 Baths
  • 2,114 Sq Ft

  202 E 4th St, Spencer, IA 51301

  Step onto the classic front and instantly feel right at home! The entry greets you with warm wood details, setting the tone for a period correct house with updates. This spacious home is full of charm and even offers a workshop behind the two car garage. Picture fall nights, blanket, movie, maybe a little hot cocoa by the warm fireplace! Who's ready to see this home and make it your own?

  Kim Bates Northwest Iowa Realty

  202 E 4th St, Spencer, IA 51301
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  /15

  $147,000

  • 2 Beds
  • 1.5 Baths
  • 988 Sq Ft

  623 W 5th St, Spencer, IA 51301

  Move-In Ready Ranch! This updated ranch-style home features 2 bedrooms, 1.5 baths, and convenient main floor laundry. Enjoy the open-concept layout with a modern kitchen and spacious living area. The basement is ready to be finished to your liking! Outside, you’ll appreciate the one-car detached garage and easy-to-maintain yard. A great opportunity to own a move-in ready home.

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  623 W 5th St, Spencer, IA 51301
• 

  

  /17

  $74,000

  • 2 Beds
  • 1 Bath
  • 736 Sq Ft

  304 Meadow St, Royal, IA 51357

  The homeownership dream is no longer just a dream with this 2 bedroom ranch in Royal. This cozy home offers newer windows, siding, roof, flooring, mechanicals and more. The "to do" list is done making more time for fun. You will enjoy the fall days on the front deck complimented with a shade canopy for those perfect relaxation moments from dawn to dusk. The large backyard features a nice utility

  Bryan Sebastian Hinn Real Estate

  304 Meadow St, Royal, IA 51357
• 

  

  /17

  $103,000

  • 2 Beds
  • 1 Bath
  • 879 Sq Ft

  309 E 1st St, Spencer, IA 51301

  Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable

  Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

  309 E 1st St, Spencer, IA 51301
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  /14

  $109,000

  • 3 Beds
  • 2 Baths
  • 1,000 Sq Ft

  525 E 2nd St, Spencer, IA 51301

  Start Fresh on Second Street! This bungalow is more than just a house—it’s a blank canvas waiting for its next chapter with a little TLC needed. Step inside to discover warm wood floors that stretch through the living room, where natural light filters in and an arched doorway leads you toward the kitchen. With two bedrooms plus a bonus space, the layout adapts easily to your lifestyle—whether

  Kelly Bierl Hometown Realty

  525 E 2nd St, Spencer, IA 51301
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  /32

  $110,000

  • 3 Beds
  • 1 Bath
  • 864 Sq Ft

  900 W 5th St, Spencer, IA 51301

  Live in it to love it or an investment opportunity!! Bring your creative ideas and make this 3 bedroom cape cod home shine again! Located close to several parks, Johnson school and the YMCA this home sits on a large corner lot and has most of the hard work and big items done. Offering you all new mechanicals including the furnace, water heater and electrical panel which have been installed and

  Bryan Sebastian Hinn Real Estate

  900 W 5th St, Spencer, IA 51301
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  /20

  $93,400

  • 2 Beds
  • 1 Bath
  • 1,149 Sq Ft

  427 6th Ave W, Spencer, IA 51301

  Charming 1.5-story Cape Cod single-family home featuring 2 bedrooms and 1 bathroom. Inside, you’ll find original hardwood floors and a welcoming main floor layout with a living room, dining room, and kitchen. The basement is protected with a Thrasher waterproofing system for peace of mind. Outside, the property includes a detached 1-car garage that has been re-sided, along with new windows and

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  427 6th Ave W, Spencer, IA 51301
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  /7

  $249,900

  603 S Grand Ave, Spencer, IA 51301

  Prime Multi-Use Space in the Heart of Spencer Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location with excellent visibility and access Flexible

  Nick Steffes Integrity Real Estate

  603 S Grand Ave, Spencer, IA 51301
• 

  

  /22

  $159,000

  • 3 Beds
  • 1.5 Baths
  • 1,040 Sq Ft

  215 6th St SW, Spencer, IA 51301

  Welcome to 215 6th St SW, this 3 bedroom, 2 bath ranch is located in a quiet, family friendly neighborhood and close to Lincoln School, Shopping and Entertainment. New major mechanicals were installed last year, and the basement is framed with room to grow and add equity.

  Bob Bates Northwest Iowa Realty

  215 6th St SW, Spencer, IA 51301
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  /74

  $459,000

  • 4 Beds
  • 3 Baths
  • 1,992 Sq Ft

  701 4th St SW, Spencer, IA 51301

  Welcome to this charming Cape Cod-style home, perfectly positioned in the heart of town, offering captivating river ground views and an abundance of character throughout. With nearly 2,000 finished square feet, this delightful home features 4 bedrooms and 3 bathrooms, making it a spacious retreat for any family. Two of the bedrooms are open loft-style, offering a unique design that overlooks the

  Doug Small Hinn Real Estate

  701 4th St SW, Spencer, IA 51301

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