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Modesto, CA Homes for Sale

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  • /27

    $487,500

    • 3 Beds
    • 2 Baths
    • 1,353 Sq Ft

    608 Nome Ave, Modesto, CA 95350

    Welcome Home to Nome Ave! This charming single-story gem in the heart of Modesto offers the perfect blend of comfort, value, and convenience. Featuring 3 bedrooms and 2 bathrooms, the home has been thoughtfully refreshed with modern updates throughout. The updated kitchen showcases quartz countertops, stainless steel appliances, and ample cabinet space all flowing seamlessly into the dining and

    Jesica Velasco Lopez Real Broker

    608 Nome Ave, Modesto, CA 95350
  • /32

    $699,000 Open Sun 1PM - 4PM

    • 4 Beds
    • 3 Baths
    • 2,737 Sq Ft

    1400 Villette Ct, Modesto, CA 95356

    Fall in Love with this beautifully upgraded 4-Bedroom, 3-Bathroom home in the heart of Modesto! Welcome to 1400 Villette, a stunning move-in ready gem that truly checks all the boxes. Sparkling POOL, 3-CAR GARAGE, and a prime CUL-DE-SAC location are just the beginning! Step inside to fresh interior paint, brand-new carpet, and stylish fixtures that elevate every room. At the heart of the home is

    JESSICA SPELLERBERG Wedgewood Homes Realty

    1400 Villette Ct, Modesto, CA 95356
  • /34

    $560,000

    • 3 Beds
    • 1 Bath
    • 1,488 Sq Ft

    1237 College Ave, Modesto, CA 95350

    THIS BEAUTIFULLY UPDATED 3-BEDROOM 1 BATH HOME IS A RARE FIND IN A HIGHLY SOUGHT-AFTER LOCATION, OFFERING THE PERFECT BLEND OF CLASSIC CHARM AND MODERN CONVENIENCE-ALL SITUATED ON A SPACIOUS, BEAUTIFULLY LANDSCAPE LOT. INSIDE, YOU'LL FIND GORGEOUS REAL HARDWOOD FLOORS-SOME NEWLY REFINISHED, SOME BRAND NEW-AND A FRESHLY RENOVATED BATHROOM WITH STYLISH FINISHES. THE LAYOUT FEATURES A HUGE FAMILY

    April Dawson PMZ Real Estate

    1237 College Ave, Modesto, CA 95350
  • /23

    $249,000

    • 2 Beds
    • 1.5 Baths
    • 978 Sq Ft

    3701 Colonial Dr Unit 164, Modesto, CA 95356

    Welcome to 3701 Colonial Dr #164! This beautifully maintained 2-bedroom, 1.5-bathroom condo offers approximately 978 sq. ft. of comfortable living space with stylish vinyl flooring throughout. Located in a well-maintained complex, residents enjoy fantastic amenities, including a clubhouse, pool, gym, putting green, and picnic area perfect for relaxation and recreation. The HOA covers water,

    Matt Saroukhanoff HomeSmart PV & Associates

    3701 Colonial Dr Unit 164, Modesto, CA 95356
  • /25

    $699,900

    • 3 Beds
    • 2 Baths
    • 2,078 Sq Ft

    802 Ila Way, Modesto, CA 95354

    Welcome to 802 Ila Way! This charming 3 bedroom and 2 bathroom home is located in the heart of Modesto, just minutes from historic downtown. Ila Way boosts superb craftsmanship throughout the entire home. Enjoy the beautiful wood floors adding so much character to this home plus dual pane windows throughout. The many windows provide plenty of natural light inside. This home features a large

    Zach Girard Valley Sotheby's International Realty

    802 Ila Way, Modesto, CA 95354
  • /66

    $570,000

    • 4 Beds
    • 2 Baths
    • 1,989 Sq Ft

    241 Charlemagne Way, Modesto, CA 95350

    Welcome to 241 Charlemagne Way, nestled in the coveted King Arthur's Camelot neighborhood! Situated on a quiet cul-de-sac with only one way in and out, this home offers rare privacy and a true sense of security. The generous lot features a sparkling pool and spa, lush landscaping, garden beds, and an oversized covered patioperfect for relaxing or entertaining. Inside, enjoy a spacious layout and

    David Church Keller Williams Realty

    241 Charlemagne Way, Modesto, CA 95350
  • /45

    $599,000

    • 5 Beds
    • 3 Baths
    • 2,134 Sq Ft

    4104 Keepsake Dr, Modesto, CA 95356

    PRICE TO SELL!!!! TWO Story home with Beautiful and Unique Floor Plan ready to MOVE ,FULLY UPGRADED .Property is located in North Modesto Neighborhood Featuring 5 Bedrooms and 3 Full Bathrooms ,one bedroom and Full Bath downstairs .Kitchen is upgraded with stainless steel appliances .Home has separate living room and Family Room .Home has theatre ,remote control blinds and lot of storage

    Karen Bhatti GNN Real Estate

    4104 Keepsake Dr, Modesto, CA 95356
  • /41

    $489,000 Open Sun 11AM - 1PM

    • 4 Beds
    • 3 Baths
    • 2,048 Sq Ft

    306 Elise Ct, Modesto, CA 95350

    Welcome to 306 Elise Court a spacious retreat in a desirable Modesto neighborhood tucked away on a quiet cul-de-sac this beautiful maintain single story home offers the perfect blend of comfort, functionality and location featuring four spacious bedrooms and three full bath this 2048 square-foot home is ideal for families multigenerational living or anyone seeking flexible Space upon entry you're

    Rebecca Gallion Real Broker

    306 Elise Ct, Modesto, CA 95350
  • /41

    $575,000

    • 3 Beds
    • 3 Baths
    • 2,111 Sq Ft

    1909 Rockford Ave, Modesto, CA 95355

    Welcome to 1909 Rockford Ave, a beautifully maintained home located in one of Modesto's most sought-after neighborhoods and school districts. This 3-bedroom, 3-bathroom home offers 2,111 sq ft of well-designed living space on a 7,819 sq ft lot, combining comfort, functionality, and pride of ownership throughout. From the moment you arrive, you'll notice the manicured front landscaping and

    Chris Sauls PMZ Real Estate

    1909 Rockford Ave, Modesto, CA 95355
  • /14

    $399,000

    • 2 Beds
    • 1 Bath
    • 1,284 Sq Ft

    1720 River Rd, Modesto, CA 95351

    Diamond in the rough!! This Property has lots of potential and is sitting on over 1/3 acre.. It has a Huge Front and back Yard with a semicircular driveway and plenty of room to expand or add a second unit, plus it's surrounded by beautiful homes. This property has new windows and a 400-amp main electrical panel, plus fresh interior and exterior paint.

    Hugo De Hoyos Intero Real Estate Services

    1720 River Rd, Modesto, CA 95351
  • /15

    $339,000

    • 2 Beds
    • 1 Bath
    • 1,068 Sq Ft

    2636 Riverdale Ave, Modesto, CA 95358

    MOVE IN READY! Come take a look at this beautiful remodeled home possible 3 bedrooms, NEW : kitchen, laminate flooring, windows, doors, fresh paint and much more!!!. Roof has been replaced in the last 4 years. Home is on a large lot with fruit trees and room for your RV and more. Stop throwing your money away on rent, Own your home with a mortgage payment that's the same or less than rent!!!

    Anita Montes West Coast Mortgage Group

    2636 Riverdale Ave, Modesto, CA 95358
  • /33

    $325,000

    • 3 Beds
    • 2.5 Baths
    • 1,331 Sq Ft

    1216 W Roseburg Ave Unit A, Modesto, CA 95350

    This charming 3-bedroom, 2.5-bathroom condo is nestled in a secure gated community and offers modern living with exceptional amenities. The well-appointed kitchen features elegant granite countertops, while the property boasts both a private backyard and balconies for outdoor enjoyment. The welcoming courtyard entrance leads to a thoughtfully designed layout with bedrooms conveniently located

    Jessie Wiggins Grand Properties

    1216 W Roseburg Ave Unit A, Modesto, CA 95350
  • /23

    $385,000

    • 3 Beds
    • 2 Baths
    • 1,222 Sq Ft

    405 Colorado Ave, Modesto, CA 95351

    Experience the charm of this beautifully crafted 3-bedroom, 2-bathroom home featuring central HVAC and a spacious lot ideal for family gatherings and activities. The modern open floor plan includes a stunning kitchen with an island and ample cabinet space, along with the convenience of an indoor laundry room. Additionally, there is a roomy detached garage that offers endless possibilities. This

    Johnny Flores Cornerstone Homes

    405 Colorado Ave, Modesto, CA 95351
  • /45

    $799,900

    • 4 Beds
    • 3 Baths
    • 3,178 Sq Ft

    4216 Blake Dr, Modesto, CA 95356

    Welcome to 4612 Blake Rd - A Rare Gem in North Modesto! Just minutes from Kaiser Permanente Hospital, Vintage Faire Mall, McHenry Shopping Corridor, Costco, and Del Rio Golf & Country Club, this beautifully maintained one-owner home offers comfort, space, and unbeatable convenience. Boasting 4 spacious bedrooms plus a potential 5th bedroom and 3 full bathrooms (with two recently updated), this

    Tony Alahverdi TAG Realty Inc

    4216 Blake Dr, Modesto, CA 95356
  • /52

    $624,996

    • 4 Beds
    • 3 Baths
    • 2,235 Sq Ft

    2216 Boston Way, Modesto, CA 95355

    Transformed to perfection from top to bottom with all the modern upgrades you'd expect in a new home. Home features include 4-bdrms + den (possible 5th bd), 3-ba, 3-car garage and 2,235 sq ft of stylish, modern living space. Extensively renovated in 2025 with attention to every detail, this home shines with fresh Sherwin-Williams interior and exterior paint, new luxury vinyl plank flooring

    Lydia Martinez-Linares Berkshire Hathaway HomeServices-Drysdale Properties

    2216 Boston Way, Modesto, CA 95355
  • /35

    $659,999

    • 4 Beds
    • 2.5 Baths
    • 2,065 Sq Ft

    1517 Luminous St, Modesto, CA 95356

    Discover a home where thoughtful design meets everyday comfortan inviting space that blends modern flair with timeless charm. This character-rich residence has been tastefully refreshed, offering a stylish living experience with plenty of room for your personal touch. Whether you're drawn to energy efficiency, security, or statement features, this home delivers on all fronts. Enjoy the

    Jessica Nickell Escala Properties

    1517 Luminous St, Modesto, CA 95356
  • /24

    $357,000

    • 2 Beds
    • 1 Bath
    • 725 Sq Ft

    136 Village Rd, Modesto, CA 95354

    Beautifully updated 2 bed, 1 bath home located on a quiet, private street in the charming La Loma neighborhood. With 725 sq ft of living space, this home lives large thanks to its thoughtful layout and upgrades. You'll love the curb appeal, featuring a new 50-year presidential roof and a fully covered front porch with stamped concrete, red brick accents, and landscaped flower beds. Inside, enjoy

    Dan Phipps Professional Realty Associates

    136 Village Rd, Modesto, CA 95354
  • /28

    $649,999

    • 5 Beds
    • 2.5 Baths
    • 2,568 Sq Ft

    2408 van Valin Place, Modesto, CA 95356

    Located in the desirable Dutch Hollow community, 2408 Van Valin Pl in Modesto offers 5 bedrooms, 2.5 bathrooms, and 2,568 sq ft of living space. This spacious home sits in a quiet court and features a fully remodeled downstairs bathroom with modern finishes. With plenty of room to spread out, the layout is ideal for families or those who enjoy entertaining. Enjoy the convenience of being just

    Daniel Del Real PMZ Real Estate

    2408 van Valin Place, Modesto, CA 95356
  • /27

    $479,950

    • 3 Beds
    • 2 Baths
    • 1,679 Sq Ft

    405 San Andreas Ct, Modesto, CA 95354

    Charming home in a nice neighborhood! Close to shopping center and includes solar power. Come make this house your home.

    Jose Hernandez MX Realty Associates, Inc.

    405 San Andreas Ct, Modesto, CA 95354
  • /14

    $114,950

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    167 Clipper Ln, Modesto, CA 95356

    Welcome to this Charming 2-Bedroom, 2-Bath Mobile Home in the 55+Coralwood Community. This well-maintained, spacious mobile home is perfect for comfortable living. Featuring a great room concept with an open dining area, this home offers a warm and inviting atmosphere. The home features a handicap-accessible bathroom with a convenient walk-in tub equipped with a door. At the front door of the

    Angel Keenan HomeSmart PV & Associates

    167 Clipper Ln, Modesto, CA 95356
  • /28

    $469,950

    • 3 Beds
    • 2 Baths
    • 1,920 Sq Ft

    1326 Cypress Ave, Modesto, CA 95350

    3 bedroom 2 bath approx. 1920 sq.ft. has beautiful hardwood floor, 2 fireplaces, dual pane windows, the kitchen will take you back in time with the retro tile counter tops. Relaxing family room and living room with a fireplace. Great value

    Ron Mason PMZ Real Estate

    1326 Cypress Ave, Modesto, CA 95350
  • /22

    $138,000

    • 3 Beds
    • 2 Baths
    • 1,600 Sq Ft

    1500 Held Dr, Modesto, CA 95355

    Welcome to your next chapter in this beautifully maintained and recently updated 3-bedroom, 2-bath mobile home, nestled in a quiet and friendly 55+ senior community. This move-in-ready home features modern vinyl flooring, offering durability and easy maintenance. The spacious layout includes a bright and airy living area, an updated kitchen with plenty of storage and granite countertops, and a

    David Bertucci Eric Kjeldgaard, Broker

    1500 Held Dr, Modesto, CA 95355
  • /66

    $439,900

    • 3 Beds
    • 2 Baths
    • 1,410 Sq Ft

    2404 San Domingo Way, Modesto, CA 95355

    BEAUTIFUL MOVE IN READY STARTER HOME IN THE DESIRABLE SYLVAN SCHOOL DISTRICT! This single story 3 bedroom 2 full bath home has a brand new 30 year composition roof, brand new carpet & pad and is situated in a well established neighborhood with over 1,400 sq.ft of living area and is ready to be loved by you! Stainless steel appliances, granite countertops, dual pane windows and a dual pane sliding

    Sammy D & Lady T /The Dynamic Duo Coldwell Banker Realty

    2404 San Domingo Way, Modesto, CA 95355
  • /26

    $409,900

    • 3 Beds
    • 2 Baths
    • 1,122 Sq Ft

    1905 Evergreen Ave, Modesto, CA 95350

    Act Now! Great Price Improvement! Stunning 3-Bed, 2-Bath over 1100 sqft Home - Move-In Ready! This beautiful, freshly painted home (inside and out), is ready for you to move-in and make it your own! With 3 spacious bedrooms, and 2 bathrooms, and a large backyard perfect for outdoor activities, you'll have everything you need for comfortable living. ✨ Key Features: Freshly painted

    Lisa Cedillo PMZ Real Estate

    1905 Evergreen Ave, Modesto, CA 95350
  • /33

    $579,000

    • 3 Beds
    • 2 Baths
    • 1,917 Sq Ft

    2612 Snyder Ave, Modesto, CA 95356

    Beautiful 3-Bed, 2-Bath Home in Dutch Hollow! Welcome to this 1,917 sq ft home featuring vaulted ceilings, luxury vinyl flooring, and a spacious layout. Two bedrooms and a full bath are located downstairs, while the private upstairs primary suite offers a walk-in closet, dual sinks, soaking tub, and shower. The kitchen includes a convection oven, electric cooktop, and breakfast nook. Enjoy

    Tony Alahverdi TAG Realty Inc

    2612 Snyder Ave, Modesto, CA 95356
  • /29

    $459,000 Open Sun 12PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,656 Sq Ft

    417 Rowland Ave, Modesto, CA 95354

    PRICE IMPROVEMENT Discover the charm of this meticulously cared-for La Loma home! This adorable 3-bedroom, 2-bath residence offers warmth, thoughtful design, and exceptional living, ideal for any buyer. The beautifully updated kitchen flows openly into the den and dining area, perfect for entertaining. It features sleek stainless steel appliances and a decorative backsplash. Step into the

    Jamie MacDonald PMZ Real Estate

    417 Rowland Ave, Modesto, CA 95354
  • /32

    $289,000

    • 2 Beds
    • 2 Baths
    • 1,440 Sq Ft

    2121 Viking Ln, Modesto, CA 95350

    Looking for a home with classic charm and NO SPACE RENT!!?? Then look no further. 2121 Viking Lane is located in Modesto Verde Mobile Home Park which is a unique park where you also own the land!! This means you don't have to worry about ever increasing space rent year after year. Centrally located and near shopping, dinning and 5 minutes from the freeway. This home has a view of the community

    Robert Atkins RE/MAX Executive

    2121 Viking Ln, Modesto, CA 95350
  • /23

    $429,000

    • 4 Beds
    • 2 Baths
    • 1,175 Sq Ft

    508 Mary Todd Ln, Modesto, CA 95354

    Welcome to this charming 4-bedroom, 2 bathroom home in the heart of Modesto. Nestled in an established neighborhood. With a spacious layout and room to grow. Outside, the backyard is a blank canvas, ready for your personal touch-host gatherings, enjoy the California sun, or unwind in a serene setting. Don't miss out on this beautifully updated home in a fantastic location! Plus it's within

    Beatriz Hurtado Orozco JRP Realty Group

    508 Mary Todd Ln, Modesto, CA 95354
  • /24

    $448,888 Open Sun 12PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,345 Sq Ft

    1813 Murrietta Ln, Modesto, CA 95355

    Right as you walk in, the spacious drop-down family room welcomes you home in this charming 3-bedroom, 2-bath, 1,345 sq ft home, tucked in a quiet, well-established Modesto neighborhood just behind Memorial Hospital. Fresh interior paint, new carpet, and 18x18 stone-look porcelain tile flooring create a clean and stylish backdrop, ready for your personal touch. The kitchen features newer maple

    Denise Chau Berkshire Hathaway Home Services Elite Real Estate

    1813 Murrietta Ln, Modesto, CA 95355
  • /31

    $449,000

    • 3 Beds
    • 2.5 Baths
    • 2,099 Sq Ft

    1500 Scenic Dr Unit 18, Modesto, CA 95355

    Welcome to this charming home in Modesto, offering a spacious and comfortable living experience. With 3 bedrooms and 2.5 bathrooms spread over 2,099 sq ft in a safe gated community. This property provides ample space for relaxation and entertainment. The kitchen is designed for functionality and convenience, perfect for preparing meals and hosting gatherings. Enjoy cozy evenings in the separate

    Sunny Sun Keller Williams Thrive

    1500 Scenic Dr Unit 18, Modesto, CA 95355
  • /11

    $129,000

    • 3 Beds
    • 2 Baths
    • 1,794 Sq Ft

    1112 Ladd Rd, Modesto, CA 95356

    This beautifully custom-remodeled manufactured home offers 3 spacious bedrooms and 2 full bathrooms, featuring high-end flooring and plush new carpet throughout. The home boasts a modern open-concept layout, perfect for entertaining or family living. Enjoy outdoor living year-round with a large covered patio. Please note: -The land is NOT for sale. -The home must be MOVED FROM THE LAND

    Giovanna Brazil Commercial R.E. Investors, Inc

    1112 Ladd Rd, Modesto, CA 95356
  • /32

    $470,000

    • 2 Beds
    • 2 Baths
    • 1,669 Sq Ft

    949 Westmont Ct, Modesto, CA 95356

    Welcome to this beautifully maintained 2-bedroom, 2-bathroom home offering 1,669 square feet of comfort, style, and thoughtful upgrades, all nestled in a peaceful court in desirable North Modesto. Redesigned and newly paved driveway (2023) includes automatic drip system allowing minimal yard work. Step inside to find soaring vaulted ceilings in both the living room and bedrooms, creating a

    Matthew Cavanaugh HomeSmart PV & Associates

    949 Westmont Ct, Modesto, CA 95356
  • /18

    $449,999

    • 3 Beds
    • 2 Baths
    • 1,150 Sq Ft

    1858 Waring Way, Modesto, CA 95350

    Charming 3 bed 2 bath home located in a nice area. It is a great starter home or investment property that shows very well. It is just a short drive from many stores, restaurants, the Modesto Junior College, and the CA HWY 99. Come view all that this home has to offer!

    Frank Ruvalcaba J.Peter Realtors

    1858 Waring Way, Modesto, CA 95350
  • /13

    $435,900

    • 3 Beds
    • 2 Baths
    • 1,330 Sq Ft

    1509 Prospect Ln, Modesto, CA 95355

    Welcome to 1509 Prospect Lane, an inviting home in the desirable N/E Modesto neighborhood. This charming property boasts a beautiful backyard with fruitful trees, perfect for outdoor enjoyment. Inside, you'll find updated flooring in the bedrooms, adding a fresh touch. With it's great condition and prime location, this home is truly a standout!

    Jessica Castillo Real Broker

    1509 Prospect Ln, Modesto, CA 95355
  • /38

    $689,000

    • 4 Beds
    • 3 Baths
    • 2,052 Sq Ft

    901 Leveland Ln, Modesto, CA 95350

    Welcome to 901 Leveland Lane! Located in one of the most sought-after neighborhoods in Modesto! This large, single-story home has 2,052 square feet of well thought out living space including 2 Master Suites and is situated on a large 1/3 acre lot. With 4 bedrooms and 3 full baths this home is perfect for family living and entertaining. The kitchen and laundry room feature brand-new GE Profile

    Kevin Pallotta Hearthstone Brokerage

    901 Leveland Ln, Modesto, CA 95350
  • /35

    $599,000

    • 3 Beds
    • 3 Baths
    • 2,373 Sq Ft

    4025 Thornhill Way, Modesto, CA 95356

    Beautifully Updated Single-Story Home with Open Floor Plan!!! This charming three-bedroom, three-bathroom home offers a spacious and inviting layout all on one level. Featuring soaring ceilings and an open floor plan, the home feels bright and airy throughout. Enjoy brand-new flooring and thoughtful, light updates that blend modern touches with timeless style. Perfect for comfortable living and

    Cameron Sparks Sparks Real Estate, Inc.

    4025 Thornhill Way, Modesto, CA 95356
  • /42

    $570,000 Open Sun 12PM - 2PM

    • 4 Beds
    • 2 Baths
    • 1,810 Sq Ft

    3705 Twin Creek Dr, Modesto, CA 95355

    Welcome to 3705 Twin Creek Dr in Modesto, a spacious and well-maintained home offering 4 bedrooms, 2 bathrooms, and 1,810 sq ft of comfortable living space. Built in 1999, this property features an open floor plan that flows seamlessly from room to room, perfect for both everyday living and entertaining. The home has been updated with fresh paint and stylish laminate vinyl flooring throughout.

    Daniel Del Real PMZ Real Estate

    3705 Twin Creek Dr, Modesto, CA 95355
  • /40

    $699,997

    • 4 Beds
    • 2.5 Baths
    • 2,365 Sq Ft

    900 Meadowood Dr, Modesto, CA 95355

    Welcome to this spacious and inviting 4-bedroom, 2.5-bathroom, perfectly situated on a desirable .22-acre corner lot in the sought- after Lakewood school district. With 2,365 sq ft of living space. Step into to an open and naturally lit living room featuring plantation shutters and a formal dining area- ideal for entertaining. The family room boast a cozy fireplace connecting to an updated

    christy ray HomeSmart PV & Associates

    900 Meadowood Dr, Modesto, CA 95355
  • /58

    $490,000

    • 3 Beds
    • 2 Baths
    • 1,267 Sq Ft

    1631 Milestone Cir, Modesto, CA 95357

    **Charming 3 bedroom Home with Beautiful Landscaping and Modern Upgrades** Welcome to this meticulously maintained 3-bedroom, 2-bathroom home offering 1,267 square feet of comfortable living space. Filled with natural light throughout, this home features a bright and inviting atomsphere from the moment you step inside. Enjoy cooking in the stylish kitchen, complete with quartz countertops and

    Michelle Ricklick PMZ Real Estate

    1631 Milestone Cir, Modesto, CA 95357
  • /74

    $4,650,000

    • 4 Beds
    • 4 Baths
    • 3,962 Sq Ft

    625 N Hopper Rd, Modesto, CA 95357

    A rare offering 625 N Hopper Rd and the adjacent Albers Rd property are being sold together, combining 66.9 acres of premium Modesto land. This contemporary updated 3,962 sq. ft. custom residence offers timeless character and modern comforts on 20 private, fully fenced acres overlooking Dry Creek. The great room features soaring ceilings, exposed wood beams, and walls of windows capturing

    Jocelyn Singh PMZ Real Estate

    625 N Hopper Rd, Modesto, CA 95357

Showing Results 161 - 200, Page 5 of 14

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