316 E 13th St Spencer, IA 51301
Estimated Value: $123,000 - $180,193
2
Beds
2
Baths
832
Sq Ft
$194/Sq Ft
Est. Value
About This Home
This home is located at 316 E 13th St, Spencer, IA 51301 and is currently estimated at $161,048, approximately $193 per square foot. 316 E 13th St is a home located in Clay County with nearby schools including Johnson Elementary School, Fairview Park Elementary School, and Lincoln Elementary School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Oct 2, 2024
Sold by
Werts Enterprises Llc and All Clean Llc
Bought by
Berger Caitlyn J
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,010
Outstanding Balance
$174,635
Interest Rate
5.62%
Mortgage Type
FHA
Estimated Equity
-$48,864
Purchase Details
Closed on
Jun 18, 2008
Sold by
Estate Of Mary A Adams
Bought by
Adams Jason D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,000
Interest Rate
6.12%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
May 23, 2008
Sold by
Estate Of Mary A Adams
Bought by
Adams Jason D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,000
Interest Rate
6.12%
Mortgage Type
Adjustable Rate Mortgage/ARM
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Berger Caitlyn J | $180,000 | None Listed On Document | |
| Berger Caitlyn J | $180,000 | None Listed On Document | |
| Adams Jason D | $60,000 | -- | |
| Adams Jason D | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Berger Caitlyn J | $175,010 | |
| Closed | Berger Caitlyn J | $175,010 | |
| Previous Owner | Adams Jason D | $10,000 | |
| Previous Owner | Adams Jason D | $46,000 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,829 | $102,150 | $18,200 | $83,950 |
| 2023 | $1,844 | $102,150 | $18,200 | $83,950 |
| 2022 | $1,328 | $87,400 | $18,200 | $69,200 |
| 2021 | $1,615 | $83,240 | $18,200 | $65,040 |
| 2020 | $1,630 | $79,490 | $16,250 | $63,240 |
| 2019 | $1,625 | $80,770 | $0 | $0 |
| 2018 | $308 | $80,280 | $0 | $0 |
| 2017 | $1,340 | $79,370 | $0 | $0 |
| 2016 | $1,326 | $79,370 | $0 | $0 |
| 2015 | $1,208 | $73,150 | $0 | $0 |
| 2014 | $1,208 | $73,150 | $0 | $0 |
Source: Public Records
Map
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