$144,000
SOLD SEP 30, 2020

321 E 10th St Spencer, IA 51301

4 Beds
2 Baths
2,103 Sq Ft
7,100 Sq Ft Lot

Recently Sold

$68 Per Sq Ft

4% Below List Price

49 Days on Market

Highlights

  • 2 Car Attached Garage
  • Patio
  • Partially Fenced Property
  • Forced Air Heating and Cooling System
  • Bathroom on Main Level
  • Wood Siding

About This Home

As of December 2021

Great home at an affordable price! Check out this updated 4 bedroom, 2 bath home in Spencer. This home has all the room you need in a great layout. If the inside isn't enough, go out back to your fenced in yard where your crew can play or relax. On top of many cosmetic updates, this home has had many structural and mechanical updates in the last few years- windows, roof, furnace, A/C, plumbing, etc. Move right in or put your own touch on it. Homes like this aren't lasting long!

Last Agent to Sell the Property

Nate Schmidt

Integrity Real Estate License #S63366 Listed on: 08/07/2020

Last Buyer's Agent

Lori Black

EXIT Realty Midwest- Spencer/Emmetsburg License #S32043

EXIT Realty Midwest- Spencer/Emmetsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,948

Year Built

  • Built in 1958 | Remodeled

Lot Details

  • 7,100 Sq Ft Lot
  • Lot Dimensions are 50 x 142
  • Partially Fenced Property

Parking

  • 2 Car Attached Garage

Home Design

  • Frame Construction
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 2,103 Sq Ft Home
  • 1-Story Property
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 9636-07-401-012

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,948

Year Built

Built in 1958 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1958
  • Levels: One
  • Stories: 1
  • Architectural Style: Ranch
  • Property Condition: Updated/Remodeled
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 2
  • Bathroom Description: 3/4 Basement, Main Floor Full Bath
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Dining Room: Combine with Kitchen
  • Appliances: Dishwasher, Microwave, Range/Stove, Refrigerator
  • Price Per S Q F T: 68.47
  • Total Sq Ft: 2238
  • Above Grade Finished: 1119
  • Below Grade Finished: 984
  • Fireplace: No
  • Finished Sq Ft: 2103
  • Basement Features: Egress Windows, Finished-Full

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Wood Siding
  • Exterior Features: Fenced Yard-Partial, Patio
  • Flood Zone: No
  • Road Frontage Type: City Street
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Attached
  • Garage Size: 22 x 26
  • Garage Spaces: 2

Utilities

  • Cooling: Central
  • Fuel: Electric, Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Association/Amenities

  • Common Walls: No Common Walls

Schools

  • School District: Spencer

Lot Info

  • Additional Assessor Parcel Numbers: No
  • Parcel Number: 9636-07-401-012
  • Estimated Acres: 0.16
  • Estimated Lot Dimensions: 50 x 142
  • Lot Sq Ft: 7100

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 1948
  • Tax Classification: Non-Homestead
  • Tax Year: 2020

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2021
Closed on
Dec 10, 2021
Sold by
Smith Matthew L
Bought by
Brown Renita
Seller's Agent
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
Buyer's Agent
Holly Brink
My Real Estate Company
List Price
$162,500
Sold Price
$162,000
Premium/Discount to List
-$500
-0.31%
Current Estimated Value
$179,110

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,110
Avg. Annual Appreciation
2.27%
Original Mortgage
$157,140
Outstanding Balance
$145,968
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$29,696

Purchase Details

Listed on
Aug 7, 2020
Closed on
Sep 28, 2020
Sold by
Halverson Tiffany L and Halverson Jason B
Bought by
Smith Matthew L
Seller's Agent
Nate Schmidt
Integrity Real Estate
Buyer's Agent
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
List Price
$149,900
Sold Price
$144,000
Premium/Discount to List
-$5,900
-3.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.22%
Original Mortgage
$140,650
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 1, 2009
Sold by
Martin Irwin W and Martin Judy K
Bought by
Rosenhoom Tiffany L and Halverson Jason B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,225
Interest Rate
4.83%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $162,000 None Listed On Document
Warranty Deed $144,000 None Available
Interfamily Deed Transfer $85,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $157,140 New Conventional
Previous Owner $140,650 New Conventional
Previous Owner $45,000 New Conventional
Previous Owner $14,000 Credit Line Revolving
Previous Owner $105,600 No Value Available
Previous Owner $10,800 New Conventional
Previous Owner $96,000 New Conventional
Previous Owner $81,225 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/15/2021 12/15/21 Sold $162,000 -0.3% $77 / Sq Ft
10/29/2021 10/29/21 Pending -- -- --
10/10/2021 10/10/21 For Sale $162,500 +12.8% $77 / Sq Ft
09/30/2020 09/30/20 Sold $144,000 -3.9% $68 / Sq Ft
09/25/2020 09/25/20 Pending -- -- --
08/07/2020 08/07/20 For Sale $149,900 -- $71 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,688 $184,240 $14,000 $170,240
2023 $2,688 $184,240 $14,000 $170,240
2022 $2,242 $154,320 $14,000 $140,320
2021 $2,072 $137,890 $14,000 $123,890
2020 $2,072 $109,980 $12,500 $97,480
2019 $2,134 $116,330 $0 $0
2018 $2,102 $116,330 $0 $0
2017 $2,102 $111,640 $0 $0
2016 $2,094 $111,640 $0 $0
2015 $1,968 $105,000 $0 $0
2014 $1,910 $105,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 201178

Iowa Great Lakes Board of REALTORS®

APN: 9636-07-401-012