Erie County NY Homes under $200,000

• 

  

  

  /11

  $179,900

  • 3 Beds
  • 1 Bath
  • 1,064 Sq Ft

  460 Minnesota Ave, Buffalo, NY 14215

  Welcome to 460 Minnesota, a single-family home that has been newly renovated. The combination of a newly renovated space with an open floor plan and ample storage makes it quite appealing, especially for families or those who enjoy entertaining. Being close to public transport and within walking distance to UB South Campus adds to its convenience.ng room. Freshly painted, new floors, and plenty

  HaroldKraven Weeks Listing by Mootry Murphy & Burgin Realty Group LLC

  

  460 Minnesota Ave, Buffalo, NY 14215
• 

  

  

  /45

  $149,900

  • 5 Beds
  • 2 Baths
  • 1,740 Sq Ft

  64 Sweet Ave, Buffalo, NY 14212

  Great Investment Opportunity!Discover the potential of this side-by-side 2-unit multi-family home, perfect for investors or owner-occupants alike! Front Unit features Spacious living room,eat-in kitchen, 3 bedrooms, and 1 full bath. Rear Unit features Generous living room, dining area, kitchen, storage room, 2 bedrooms, and 1 full bath. This propertyalso features a full attic with

  Mohammed Uddin Listing by WNY Metro Roberts Realty

  

  64 Sweet Ave, Buffalo, NY 14212
• 

  

  

  /37

  $149,900

  • 4 Beds
  • 2 Baths
  • 1,777 Sq Ft

  24 Sweet Ave, Buffalo, NY 14212

  Great Investment Opportunity! Discover the potential in this side-by-side 2-unit multi family home, ideal for the investors or the owner occupants. Front Unit: Features a spacious living room, eat-in kitchen, 2 bedrooms, and 1 full bath. A full attic with high ceilings. The front unit attic has two finished rooms, and is ready for an additional expansion, and separate stairs to use the attic.

  Mohammed Uddin Listing by WNY Metro Roberts Realty

  

  24 Sweet Ave, Buffalo, NY 14212
• 

  

  

  /34

  $169,900

  • 4 Beds
  • 3 Baths
  • 1,935 Sq Ft

  30 Schiller St, Buffalo, NY 14206

  Great investment opportunity at 30 Schiller Street in Buffalo! This 3-unit multi-family home offers excellent rental income potential. The lower front unit features 1 bedroom, a spacious living room, dining area, kitchen, and full bathroom. The middle upper unit also includes 1 bedroom, living and dining rooms, kitchen, and a full bath. The lower rear unit layout is ready to be finished or

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  30 Schiller St, Buffalo, NY 14206
• 

  

  

  /40

  $174,900

  • 4 Beds
  • 2 Baths
  • 1,296 Sq Ft

  50 Wilkes Ave, Buffalo, NY 14215

  Welcome to 50 Wilkes Avenue, Buffalo, NY — a beautifully updated single-family home offering comfort and versatility! The main level features 2 bedrooms, a spacious living room, formal dining area, kitchen, and a full bathroom. The upper level includes 2 additional bedrooms and a second full bathroom — ideal for larger families or extra space needs. Recent updates include new paint, new flooring,

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  50 Wilkes Ave, Buffalo, NY 14215
• 

  

  /43

  $179,900

  • 5 Beds
  • 2 Baths
  • 1,820 Sq Ft

  127 Humason Ave, Buffalo, NY 14211

  Welcome to 127 Humason Avenue, Buffalo, NY — a solid 2-family home perfect for owner-occupants or investors! The lower unit features 3 spacious bedrooms, a bright living room, formal dining room, kitchen, and a full bathroom. The upper unit offers 2 bedrooms, living and dining areas, kitchen, and a full bathroom. Additional highlights include a full basement, new painting, new flooring, and a

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  127 Humason Ave, Buffalo, NY 14211
• 

  

  /30

  $127,900

  • 3 Beds
  • 2 Baths
  • 1,800 Sq Ft

  7852 Boston State Rd, Hamburg, NY 14075

  Welcome to this spacious and well maintained 3 bedroom 2 bath home featuring a wonderful kitchen with open floor plan that's perfect for entertaining. The kitchen offers plenty of cabinets and countertops, breakfast bar with separate eating area with lots of natural light. The living room is separated with built in cabinets adding a den/office area or formal dining space. The family room adds

  Kathy Komenda Listing by Howard Hanna WNY Inc.

  

  7852 Boston State Rd, Hamburg, NY 14075
• 

  

  /10

  $144,000

  • 3 Beds
  • 1 Bath
  • 1,574 Sq Ft

  240 East St, Buffalo, NY 14207

  445 Hartsdale Ave is the only property with two huge lots. A private oasis where artful landscaping meets peaceful suburban living—just 20 minutes from Midtown and 1 mile to Metro-North. This fully remodeled 4-bed, 3.5-bath home features wood-beam ceilings, marble baths with skylights, two indoor Jacuzzis, central air, and a new gas boiler. Set on 1.5 fenced acres with three BBQ patios, a

  Jonathan Minerick Listing by Homecoin.com

  

  240 East St, Buffalo, NY 14207
• 

  

  /50

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,267 Sq Ft

  79 Eaglewood Ave, Buffalo, NY 14220

  Great Opportunity for First-Time Buyers or Investors!Don’t miss your chance to own this well-located multi-family home in the heart of South Buffalo! Just steps from Cazenovia Park, South Buffalo Mercy Hospital, and the shops, dining, and conveniences along Abbott Road and South Park Avenue, this property offers both comfort and convenience.The lower unit includes 2 bedrooms and 1

  Earl Altheide Listing by Irish Jones Realty

  

  79 Eaglewood Ave, Buffalo, NY 14220
• 

  

  /25

  $189,900

  • 6 Beds
  • 2 Baths
  • 2,200 Sq Ft

  261 Grant St, Buffalo, NY 14213

  3/3 double in demand upper west side area. Living room and Dining room and kitchen are very gracious in size. There is a pocket door between the living and dinind rooms. Both units offer ranges and a refrigerator. 2nd floor has a microwave and window AC unit. The 1st floor unit has central air.. The flooring is mostly hardwood (oak). Almost all the windows have been replaced. The roof was done

  Suzanne Chaskes Listing by Howard Hanna WNY Inc.

  

  261 Grant St, Buffalo, NY 14213
• 

  

  /33

  $164,000

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  8597 Florence Ave, Angola, NY 14006

  This beautifully updated home offers the perfect blend of comfort, style, and location. Just a short walk from the stunning shores of Lake Erie, you'll have easy access to some of the best beaches in Western New York, making it an ideal spot for beach lovers. Inside, you'll find brand-new countertops, sleek flooring, and modern lighting throughout the home. The open layout creates a bright,

  Brian Traky Listing by WNY Metro Roberts Realty

  

  8597 Florence Ave, Angola, NY 14006
• 

  

  /18

  $110,000

  • 4 Beds
  • 1 Bath
  • 1,232 Sq Ft

  102 Pomona Place, Buffalo, NY 14210

  Welcome to 102 Pomona Pl, a delightful 4 bedroom, 1 bathroom home in South Buffalo. This inviting property offers a blend of classic character and modern comfort, making it the perfect place to call home.

  Matthew Robinson Listing by WNY Metro Roberts Realty

  

  102 Pomona Place, Buffalo, NY 14210
• 

  

  /31

  $169,900

  • 2 Beds
  • 1 Bath
  • 1,028 Sq Ft

  2 Southcreek Ct Unit B, East Amherst, NY 14051

  Welcome to this well-maintained first-floor 2-bedroom, 1-bath condo in the highly sought-after Glen Oaks community. Offering 1,028 square feet of comfortable living space, this unit features a spacious layout with an updated kitchen that includes ceramic tile flooring, a stove, microwave, dishwasher, refrigerator, pantry, mosaic tile backsplash, breakfast bar, and an eat-in area that opens to a

  Amy Vassallo Listing by WNY Metro Roberts Realty

  

  2 Southcreek Ct Unit B, East Amherst, NY 14051
• 

  

  /27

  $124,900

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  9497 Harrison St, Angola, NY 14006

  ***COME SEE THIS THREE BEDROOM ONE BATH HOME IN ANGOLA***YOU WILL FIND IT ON THE DEAD END PORTION OF HARRISON STREET JUST OFF OF ROANOKE *THE HOME ALSO INCLUDES A VACANT LOT WITH A MONROE AVENUE ADDRESS 99 WIDE X 41 DEEP WHICH IS CONNECTED TO THE REAR OF THE HARRISON PROPERTY *THIS HOME OFFERS PRIVACY BUT IS SITUATED ONLY A VERY SHORT DRIVE TO THE BEACH *IT HAS UNLIMITED POTENTIAL AND SITS NEAR

  Anthony Gawron Listing by WNY Metro Roberts Realty

  

  9497 Harrison St, Angola, NY 14006
• 

  

  /5

  $179,900

  • 6 Beds
  • 2 Baths
  • 2,382 Sq Ft

  243 Wohlers Ave, Buffalo, NY 14208

  Excellent property for Investment or Owner Occupied. The multi-family home has 3 bedrooms on the upper level and 3 bedrooms on the lower level. It's near all amenities, including Downtown and shopping centers nearby. There is a large open double lot adjacent to this lot, which has great potential to add value to the property.

  Mohammad Anisuzzaman Listing by HUNT Real Estate Corporation

  

  243 Wohlers Ave, Buffalo, NY 14208
• 

  

  /45

  $169,900

  • 6 Beds
  • 2 Baths
  • 2,564 Sq Ft

  122 Jones St, Buffalo, NY 14206

  Welcome to 122 Jones St, Buffalo, NY 14206 – a fantastic income-generating opportunity in a rapidly growing neighborhood! This well-maintained 2-unit property offers spacious layouts in both apartments, each featuring 3 bedrooms, a full bathroom, a bright living room, formal dining area, and a functional kitchen. The property has seen numerous updates in the past few months, enhancing its overall

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  122 Jones St, Buffalo, NY 14206
• 

  

  /37

  $174,900

  • 6 Beds
  • 3 Baths
  • 2,402 Sq Ft

  128 Jones St, Buffalo, NY 14206

  128 Jones St, Buffalo, NY 14210 Great opportunity to own this income-generating 3-family property in the heart of Buffalo, offering strong rental potential and plenty of space. The front lower unit features 2 spacious bedrooms, a comfortable living room, formal dining area, a well-maintained kitchen, and a full bathroom. The upper unit offers a similar layout with 2 bedrooms, living and dining

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  128 Jones St, Buffalo, NY 14206
• 

  

  /11

  $130,000

  • 4 Beds
  • 1 Bath
  • 1,314 Sq Ft

  211 Grote St, Buffalo, NY 14207

  Affordable single family two stories home in a convenient location. This home offers 4 bedrooms. Two bedrooms on first floor. Two bedrooms generous size on second floor. Remodeled full Beth on first floor.Large kitchen and dining room. All appliances included new stove and refrigerator 2021. 1st floor laundry,100% new flooring, many replacement windows. Cental Air.Whether you are looking

  Svetlana Pulinski Listing by Trank Real Estate

  

  211 Grote St, Buffalo, NY 14207
• 

  

  /12

  $124,900

  • 3 Beds
  • 1 Bath
  • 1,254 Sq Ft

  66 Harlan St, Depew, NY 14043

  Spacious 1,254 sq ft single-family home featuring a large covered front porch and welcoming layout. The main floor offers a generous living room with high ceilings that flows into the dining room and kitchen. Enjoy making meals in the kitchen with so much counter space and additional cabinets for storage! Upstairs includes 3 bedrooms and a sizable full bathroom with a classic clawfoot tub. The

  Kim Pasierb Listing by Howard Hanna WNY Inc.

  

  66 Harlan St, Depew, NY 14043
• 

  

  /33

  $149,900

  • 4 Beds
  • 1 Bath
  • 1,878 Sq Ft

  59 Moselle St, Buffalo, NY 14211

  Welcome to 59 Moselle - This remodeled 4 bedroom home is very spacious and has so much potential to add additional living space on the 2nd floor. The first floor has 3 bedrooms and a full bathroom. Luxury Vinal Flooring Throughout, Fresh Paint, Newly painted exterior siding, New Counters. Offers reviewed as they come in.

  Joshua McDougall Listing by HUNT Real Estate Corporation

  

  59 Moselle St, Buffalo, NY 14211
• 

  

  /13

  $199,900

  • Land
  • 25.7 Acres
  • $7,778 per Acre

  7700 Salt Rd, Clarence, NY 14032

  Over 25 acres of combo cleared and wooded in Clarence. This isn’t just land — it’s a blank slate for your dream home, weekend retreat, or future investment.With plenty of road frontage on both Salt and Delaware Roads, there’s room to spread out and make it your own. Plus, all the essentials — gas, electric, water, and cable — are already on Salt Road, making the building process that much

  Mark Zambito Listing by Berkshire Hathaway Homeservices Zambito Realtors

  

  7700 Salt Rd, Clarence, NY 14032
• 

  

  /36

  $179,900

  • 5 Beds
  • 2 Baths
  • 1,739 Sq Ft

  31 Antwerp St, Buffalo, NY 14211

  Welcome to 31 Antwerp St, Buffalo, NY 14211 – a spacious and versatile single-family home perfect for large families or those in need of extra living space. The main level features a comfortable layout with a living room, formal dining room, a functional kitchen, one bedroom, a full bathroom, and an additional office room—ideal for remote work or a guest space. The second floor offers four

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  31 Antwerp St, Buffalo, NY 14211
• 

  

  /18

  $155,000

  • 3 Beds
  • 2 Baths
  • 1,160 Sq Ft

  94 Royal Ave, Buffalo, NY 14207

  Welcome to this two story home located in Riverside. This is a three bedroom two bath home which was fully updated within the last five years. Includes wall to wall carpeting, newer furnace and AC.

  Victoria Hardick Listing by Exit Turning Key Realty

  

  94 Royal Ave, Buffalo, NY 14207
• 

  

  /42

  $189,000

  • 3 Beds
  • 1.5 Baths
  • 1,162 Sq Ft

  2694 Hamburg Turnpike, Buffalo, NY 14218

  Welcome to 2694 Hamburg Turnpike—a beautifully updated 2-story home offering modern living with timeless charm. This move-in-ready property features a spacious layout with fresh updates throughout, including new vinyl flooring, updated windows, a newer roof (under 4 years old), fresh paint, an updated kitchen with modern finishes, and renovated bathrooms designed for comfort and style. The home

  Taymour Khan Listing by HUNT Real Estate Corporation

  

  2694 Hamburg Turnpike, Buffalo, NY 14218
• 

  

  /8

  $124,164

  • 3 Beds
  • 1 Bath
  • 1,328 Sq Ft

  164 Millicent Ave, Buffalo, NY 14215

  THIS IS OPPORTUNITY FOR RENTER TO BECOME A HOME OWNER OR INVESTOR TO COLLECT RENT;TOUR HOME WITH VISION TO MAKE YOUR DREAM HOME WITH YOUR PERSONAL TOUCH & DESIRES; ENTER INTO THE "so much potential zone" LARGE LIVING ROOM W/MANTLE & ARTIFICIAL FIREPLACE;FLOWS TO FORMAL DINING ROOM;KITCHEN HAS MANY CABINETS AND WILL LOOK GREAT WITH STAINLESS STEEL APPLIANCES;2BR'S& REMODELED BATH ON 1ST

  Carmen Billups Listing by Howard Hanna WNY Inc.

  

  164 Millicent Ave, Buffalo, NY 14215
• 

  

  /48

  $149,900

  • 4 Beds
  • 2 Baths
  • 1,733 Sq Ft

  486 Leroy Ave, Buffalo, NY 14215

  Welcome to 486 Leroy Ave, Buffalo, NY – a beautifully updated single-family home offering comfort, functionality, and modern finishes. The main floor features a spacious layout with 2 generously sized bedrooms, a bright living room, a formal dining area, a renovated kitchen, and a full bathroom—perfect for everyday living. Upstairs, you’ll find 2 additional bedrooms and another full bathroom,

  Md Nazmul Hussain Listing by HUNT Real Estate Corporation

  

  486 Leroy Ave, Buffalo, NY 14215
• 

  

  /21

  $119,900

  • 3 Beds
  • 1 Bath
  • 1,424 Sq Ft

  73 Quincy St, Buffalo, NY 14212

  Welcome to 73 Quincy Street —This well-maintained single-family property features 3 bedrooms, 1 full bathroom, a large living and dining area. The home sits on a quiet residential block with easy access to I-90, downtown and Walden Shopping Plaza. Lower-level floor features a spacious living room & formal dining room, large front windows. Eat-in kitchen w/lots of cabinets and appliances incl.

  Abubakar Mohamed Listing by Towne Housing Real Estate

  

  73 Quincy St, Buffalo, NY 14212
• 

  

  /26

  $134,900

  • 3 Beds
  • 1 Bath
  • 865 Sq Ft

  106 Gallatin Ave, Buffalo, NY 14207

  Welcome to this beautifully renovated single-family home in the heart of Riverside! This 3-bedroom, 1-bath home has been thoughtfully updated from top to bottom, offering modern finishes while maintaining its original charm. Step into a bright and spacious living area with fresh paint, new flooring, and updated lighting throughout. The newly renovated kitchen features sleek cabinetry,

  Dana Mislin-Langa Listing by 716 Realty Group WNY LLC

  

  106 Gallatin Ave, Buffalo, NY 14207
• 

  

  /16

  $169,900

  • 4 Beds
  • 1 Bath
  • 1,868 Sq Ft

  4602 Parker Rd, Hamburg, NY 14075

  Affordable 2 story farmhouse featuring over 1800 sq. ft set on .73 acre lot. In need of some TLC and some vision but has the potential to be real gem when all is said and done. 24x12 screened in front porch built in the 1950's could be awesome again with a little work. Full basement with sump pump. Spacious rooms on the first floor, large living room and dining room. 1st floor bedroom. 2nd

  J. Gerard Green Listing by RE/MAX Precision

  

  4602 Parker Rd, Hamburg, NY 14075
• 

  

  /14

  $199,000

  • 6 Beds
  • 2 Baths
  • 2,652 Sq Ft

  1510 E Delavan Ave Unit N, Buffalo, NY 14215

  This large double sitting right on the corner of East Delavan and Roma Avenue features 6 bedrooms and a 2 baths and a two car garage facing the side street.Offers will be reviewed as they come in.

  Carver Jarmon Listing by WNY Metro Roberts Realty

  

  1510 E Delavan Ave Unit N, Buffalo, NY 14215
• 

  

  /26

  $169,999

  • 3 Beds
  • 1.5 Baths
  • 1,544 Sq Ft

  268 Hampshire St, Buffalo, NY 14213

  268 Hampshire. Why rent when you can own this big family home for less !! This charming single-family home is nestled in Buffalo’s thriving West Side—an area undergoing an exciting renaissance. Whether you’re a first-time buyer, investor, this property offers incredible opportunity. Step inside to discover a spacious layout with room to customize and make your own. There is an extra 660sq/ft

  Joseph Tomasello Listing by WNY Metro Roberts Realty

  

  268 Hampshire St, Buffalo, NY 14213
• 

  

  /27

  $189,900

  • 4 Beds
  • 4 Baths
  • 1,980 Sq Ft

  293 Halstead Ave, Buffalo, NY 14212

  Wow, looking for the perfect 2 family home ? This gem has 2 bedrooms and 2 baths in each unit. Double lot has a 4 car garage and shed. Modern eat in kitchens and each unit has 1st floor laundry, central air and roomy living rooms. Many appliances stay. Perfect investment or owner occupied. Front and rear unit are each 2 floors. There are ring doorbells on each unit. Front refrigerator, TV wall

  Annabelle Aquilina Listing by HUNT Real Estate Corporation

  

  293 Halstead Ave, Buffalo, NY 14212
• 

  

  /28

  $159,900

  • 4 Beds
  • 1.5 Baths
  • 1,290 Sq Ft

  61 Holbrook St, Buffalo, NY 14218

  This spacious 4-bedroom, 1.5- bath ranch offers the ease of single-level living and is fully handicap accessible. Featuring a brand-new roof for added peace of mind, this home is perfect for those seeking comfort, convenience, and functionality. The layout includes generous room sizes, a bright and welcoming living area, and accessible entryways. Whether you're downsizing, just starting out, or

  Carver Jarmon Listing by WNY Metro Roberts Realty

  

  61 Holbrook St, Buffalo, NY 14218
• 

  

  /10

  $130,000

  • 3 Beds
  • 1 Bath
  • 1,650 Sq Ft

  5 Collingwood Ave, Buffalo, NY 14215

  This single family, three bedroom, and one bath is occupied by tenant. The tenant desires to remain. The seller will not require the tenant to vacate the property prior to closing. There’s off-street parking, garage and a small lawn at the rear. This has been a fantastic investment property for many years, but it is time to retire.

  Alan Adema Listing by Century 21 North East

  

  5 Collingwood Ave, Buffalo, NY 14215
• 

  

  /8

  $130,000

  • 4 Beds
  • 2 Baths
  • 1,320 Sq Ft

  11 Alma Ave, Buffalo, NY 14215

  This single family, four bedroom, and two bath, is tenant occupied. The tenant desires to remain. The seller will not require the tenant to vacate the property prior to closing. There’s off-street parking and a small lawn at the rear. This has been a fantastic investment property for many years, but it is time to retire.

  Alan Adema Listing by Century 21 North East

  

  11 Alma Ave, Buffalo, NY 14215
• 

  

  /9

  $109,900

  • 3 Beds
  • 3 Baths
  • 1,170 Sq Ft

  25 Holbrook St, Buffalo, NY 14218

  This triple has two efficiency units and a one-bedroom. This has been a fantastic investment property for many years, but it is time to retire. All units are rented. Rent includes all utilities. There’s one hot water tank. Wall furnaces heat the efficiencies, and a baseboard hot water boiler heats the one bedroom. This looks like a one-story ranch style dwelling and is easy to maintain.

  Alan Adema Listing by Century 21 North East

  

  25 Holbrook St, Buffalo, NY 14218
• 

  

  /27

  $109,900

  • 3 Beds
  • 1 Bath
  • 1,152 Sq Ft

  98 Olympic Ave, Buffalo, NY 14215

  Vacant,ready-to-move single family with 3 beds,1 bath, full basement and a private driveway. The house boasts new flooring ,new paint all over, new furnace and hot water tank.There is an additional half bath in the basement .Offers will be entertained as they come in.

  Mohammad Rahman Listing by Keller Williams Realty WNY

  

  98 Olympic Ave, Buffalo, NY 14215
• 

  

  /19

  $199,000

  • 1 Bed
  • 1 Bath
  • 539 Sq Ft

  849 Delaware Ave Unit 704, Buffalo, NY 14209

  Welcome to 849 Delaware Avenue #704! This beautifully updated 1-bedroom, 1-bath condo offers stunning views of some of Buffalo’s iconic architecture. Step inside to discover large north-facing windows that flood the open-concept living room and dining area with natural light. This condo has been completely updated. The updates include flooring, recessed lighting, kitchen, bathroom, thermal

  Michael Boland Listing by Howard Hanna WNY Inc.

  

  849 Delaware Ave Unit 704, Buffalo, NY 14209
• 

  

  /7

  $150,000

  • 4 Beds
  • 2.5 Baths
  • 2,456 Sq Ft

  565 West Ave, Buffalo, NY 14213

  Investment opportunity on Buffalo's West Side - Two-unit property with off street parking. Calling all investors and rehab specialist to bring this West Side diamond in the rough back to life!!This property offers a from house with three bedrooms, one and half bathrooms, a dinning/ living room combo area, partial basement, boiler system, dual staircases and a full attic. The rear unit

  Sandra DeVargas Listing by WNY Metro Roberts Realty

  

  565 West Ave, Buffalo, NY 14213
• 

  /2

  $165,000

  • 4 Beds
  • 2 Baths
  • 1,596 Sq Ft

  102 Freund St, Buffalo, NY 14215

  This large brick home offers 4 bed and 2 baths, spacious living areas with unique features. Roof was replaced in 2020. Offers reviewed as they come in.

  Carver Jarmon Listing by WNY Metro Roberts Realty

  

  102 Freund St, Buffalo, NY 14215

Showing Results 241 - 280, Page 7 of 11