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Homes for Sale near P.S. 82 - Early Childhood Center

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  • /35

    $229,900

    • 3 Beds
    • 1 Bath
    • 1,270 Sq Ft

    56 Hamilton Blvd, Buffalo, NY 14217

    Welcome to this beautifully maintained 3 bedroom, 1 bath Village of Kenmore home where classic charm meets modern comfort. Thoughtful updates throughout preserve the home's original character, including stunning hardwood floors and leaded glass built-in cabinets that add warmth and elegance. The updated kitchen seamlessly blends old and new, featuring original wood cabinetry alongside newer

    Christa Perrello Listing by Realty ONE Group Empower

    56 Hamilton Blvd, Buffalo, NY 14217
  • /27

    $279,900

    • 3 Beds
    • 1 Bath
    • 1,314 Sq Ft

    60 Herbert Ave, Buffalo, NY 14225

    This well-maintained ready-to-move-in single-family ranch house features 3 bedrooms, 1 bathroom, and an attached garage sitting on a corner lot. The home boasts a widely open basement with enormous potential for additional rooms or recreation areas. Contrary to public records, there is an extra bathroom in the basement. Offers will be entertained as they come in.

    Mohammad Rahman Listing by Keller Williams Realty WNY

    60 Herbert Ave, Buffalo, NY 14225
  • /46

    $229,900

    • 6 Beds
    • 2 Baths
    • 1,920 Sq Ft

    124 Hawley St, Buffalo, NY 14213

    Discover the perfect investment or owner-occupant opportunity at 124 Hawley Street! This well-maintained two-unit property offers versatility and value with separate utilities for each apartment, making it an ideal choice for investors or homeowners looking to offset their mortgage. The property features spacious living areas, comfortable bedrooms, and functional layouts in both units.

    Matthew Klafehn Listing by Park Realty of WNY LLC

    124 Hawley St, Buffalo, NY 14213
  • /32

    $179,000

    • 3 Beds
    • 1.5 Baths
    • 896 Sq Ft

    22 Idlebrook Dr, Buffalo, NY 14225

    Welcome to this beautifully maintained 3-bedroom, 1.5-bath home, located just minutes away from everything you need — including shopping centers, restaurants, schools, & parks. Step inside to find a freshly painted interior in neutral tones, creating a warm and inviting atmosphere throughout.Enjoy a modern kitchen with ceramic tile and appliances included, plus a full bathroom with

    Lidia Egleston Listing by Howard Hanna WNY Inc.

    22 Idlebrook Dr, Buffalo, NY 14225
  • /34

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,380 Sq Ft

    671 Mount Vernon Rd, Buffalo, NY 14215

    Welcome to this spacious and updated 3-bedroom, 2 full bath home offering comfort, functionality, and peace of mind. Inside, you'll find a bright, modern kitchen and freshly painted interiors. Enjoy laminate flooring in the bedrooms and durable luxury vinyl plank in the beautifully remodeled upstairs bathroom (2021). Hardwood floors lie beneath the carpeting, ready to be revealed if desired. The

    Robyn Sansone Listing by WNYbyOwner.com

    671 Mount Vernon Rd, Buffalo, NY 14215
  • /41

    $469,000

    • 3 Beds
    • 4 Baths
    • 3,501 Sq Ft

    1042 Elmwood Ave, Buffalo, NY 14222

    Looking for an prime location investment property that stands out? This exceptional 4-unit in the Elmwood Village is steps from Delaware Park, Bidwell, and some of Buffalo's best shops, museums and restaurants. The spacious 1st flr studio unit features an updated kitchen and bath, hardwood floors, decorative fireplace, and access to a lovely front porch—a bright, welcoming space with tons of

    Jesse Lunn Listing by HUNT Real Estate Corporation

    1042 Elmwood Ave, Buffalo, NY 14222
  • /47

    $949,000

    • 5 Beds
    • 3.5 Baths
    • 4,331 Sq Ft

    33 Colonial Cir, Buffalo, NY 14222

    One of Buffalo's most architecturally appealing residences in the heart of the Elmwood Village. Impeccably maintained, this house has 7 fireplaces, a stained glass window on the grand, impressive landing of the staircase from the Fargo Mansion, as well as 2 of the marble fireplace mantles. The beautiful woodwork abounds. The impressive foyer is central to the living areas including the formal

    Kristan Andersen Listing by Gurney Becker & Bourne

    33 Colonial Cir, Buffalo, NY 14222
  • /19

    $419,900

    • 5 Beds
    • 2 Baths
    • 2,343 Sq Ft

    102 N Union Rd, Buffalo, NY 14221

    Well maintained Williamsville two family. 2 Bedroom apt on first floor ($1450. plus utilities) which includes covered back deck, garage access & partially finished room in basement. Upper unit ($1400. plus utilities) has 3 Bedrooms, in-unit laundry hook-ups, oak hardwood floors & private balcony overlooking rear yard. TIME SLOTS AVAILABLE FOR SHOWINGS: TUESDAYS 3-6pm AND SUNDAYS 2-4pm.

    Barry Chubb Listing by Chubb-Aubrey Leonard Real Estate

    102 N Union Rd, Buffalo, NY 14221
  • /26

    $299,000

    • 3 Beds
    • 1.5 Baths
    • 1,631 Sq Ft

    4840 Sheridan Dr, Buffalo, NY 14221

    This is the house you need! All brick Ranch, 3 bedrooms, 1.5 baths in desirable Amherst neighborhood. Lovingly maintained and nicely landscaped, attached, 2 car garage with plenty of room for shelving, work space, etc. Huge laundry room/utility room with a walk in storage/pantry. Eat-in kitchen with stainless-steel appliances and plenty of cupboard space. Separate dining area that is open to the

    Lisa Leffler Listing by Howard Hanna WNY Inc.

    4840 Sheridan Dr, Buffalo, NY 14221
  • /27

    $197,900

    • 4 Beds
    • 4 Baths
    • 1,980 Sq Ft

    293 Halstead Ave, Buffalo, NY 14212

    Wow, looking for the perfect 2 family home ? This gem has 2 bedrooms and 2 baths in each unit. Double lot has a 4 car garage and shed. Modern eat in kitchens and each unit has 1st floor laundry, central air and roomy living rooms. Many appliances stay. Perfect investment or owner occupied. Front and rear unit are each 2 floors. There are ring doorbells on each unit. Front refrigerator, TV wall

    Annabelle Aquilina Listing by HUNT Real Estate Corporation

    293 Halstead Ave, Buffalo, NY 14212
  • /9

    $91,000

    • 3 Beds
    • 1 Bath
    • 1,170 Sq Ft

    782 Smith St, Buffalo, NY 14206

    Freshly Renovated 3-Bedroom / 2-Bathroom Home – Flexible Layout This recently updated, spacious residence offers 3 bedrooms and 2 full bathrooms, with a former dining room easily convertible into a fourth bedroom or home office. Situated in a much-desirable Buffalo neighborhood near Lovejoy, this property combines period character with modern amenities. Property Highlights Fully renovated

    Jonathan Minerick Listing by Homecoin.com

    782 Smith St, Buffalo, NY 14206
  • /10

    $320,000

    • 8 Beds
    • 4 Baths
    • 4,308 Sq Ft

    63 Marigold Ave, Buffalo, NY 14215

    A rare, four unit. A fire wall separates the lower/upper front two units from the lower/upper rear two units. Units are two (small) bedrooms and one bath. There is a new electrical service. The exterior has been recently painted. Utilizes are separately metered. Rent includes water. One unit has recently vacated and is available for rental. The other three are occupied. This has been a fantastic

    Alan Adema Listing by Century 21 North East

    63 Marigold Ave, Buffalo, NY 14215
  • /27

    $83,900 Open Wed 5PM - 7PM

    • 2 Beds
    • 1 Bath
    • 1,120 Sq Ft

    106 Parkside Cir, Buffalo, NY 14227

    Very desirable modular home park. This is a 55+ community. This is a well maintained 2 bedroom home. Home has modern flooring with carpet in the bed rooms. All appliances are included. Dishwasher is portable. Home has central AC. Extra storage space is available in the shed. Carport can serve as outdoor patio space as well as protection for your car. Large closets in bedrooms. Bright and airy

    David Evans Listing by Howard Hanna WNY Inc.

    106 Parkside Cir, Buffalo, NY 14227
  • /28

    $210,000

    • 6 Beds
    • 2.5 Baths
    • 1,804 Sq Ft

    235 Humboldt Pkwy, Buffalo, NY 14208

    Will except offers form 210-280,000 Step into classic charm blended with modern comfort in this fully updated 6-bedroom, 2.5-bath home located in Buffalo's historic Humboldt Parkway district. Spanning over 1,804 sq ft, this spacious residence features a new roof, new windows, and renovated bathrooms—all completed per Buffalo city code enforcement. A rare find in this neighborhood, enjoy

    Donald Zappia Listing by eXp Realty

    235 Humboldt Pkwy, Buffalo, NY 14208
  • /10

    $130,000

    • 3 Beds
    • 1 Bath
    • 1,650 Sq Ft

    5 Collingwood Ave, Buffalo, NY 14215

    This single family, three bedroom, and one bath is occupied by tenant. The tenant desires to remain. The seller will not require the tenant to vacate the property prior to closing. There’s off-street parking, garage and a small lawn at the rear. This has been a fantastic investment property for many years, but it is time to retire.

    Alan Adema Listing by Century 21 North East

    5 Collingwood Ave, Buffalo, NY 14215
  • /8

    $130,000

    • 4 Beds
    • 2 Baths
    • 1,320 Sq Ft

    11 Alma Ave, Buffalo, NY 14215

    This single family, four bedroom, and two bath, is tenant occupied. The tenant desires to remain. The seller will not require the tenant to vacate the property prior to closing. There’s off-street parking and a small lawn at the rear. This has been a fantastic investment property for many years, but it is time to retire.

    Alan Adema Listing by Century 21 North East

    11 Alma Ave, Buffalo, NY 14215
  • /43

    $299,900

    • 4 Beds
    • 2 Baths
    • 1,802 Sq Ft

    29 Melvin Place, Buffalo, NY 14210

    Incredible opportunity to own two fully renovated homes on one lot in the City of Buffalo. Both units have been completely updated from top to bottom and feature modern kitchens with granite countertops, soft-close cabinetry, brand-new appliances, and stylish bathrooms with no-step walk-in showers. Each unit also includes convenient first-floor laundry and has been finished with high-quality

    Cristin Bishop Listing by eXp Realty

    29 Melvin Place, Buffalo, NY 14210
  • /26

    $265,000

    • 1 Bed
    • 1 Bath
    • 1,183 Sq Ft

    149 Swan St Unit 102, Buffalo, NY 14203

    Welcome to the Condos at the HUB. Centrally located and walking distance to Sahlens Field, Keybank Center, Canalside, The Casino, and much more. The Hub perfectly blends Modern and old Buffalo Charm. Secure gated parking with a spacious storage locker will be included in the sale. 50 fully renovated units available for sale with various layouts. 1 and 2 bedroom units available. Roof deck with 360

    Fiona Byrne Listing by Schneider Real Estate Services LLC

    149 Swan St Unit 102, Buffalo, NY 14203
  • /50

    $249,900

    • 5 Beds
    • 2 Baths
    • 2,208 Sq Ft

    111 Sprenger Ave, Buffalo, NY 14211

    Wow! A Rare Gem in the Heart of Buffalo – Elegance, Charm & Income Potential All in One. Step inside this immaculately remodeled and lovingly maintained two-family home, where timeless Buffalo craftsmanship meets the modern luxuries of today. From the moment you arrive, you’ll be captivated by the perfect blend of original character and thoughtful updates that make this home truly unforgettable.

    Anthony Dubreville Listing by Keller Williams Realty WNY

    111 Sprenger Ave, Buffalo, NY 14211
  • /27

    $109,900

    • 3 Beds
    • 1 Bath
    • 1,152 Sq Ft

    98 Olympic Ave, Buffalo, NY 14215

    Vacant,ready-to-move single family with 3 beds,1 bath, full basement and a private driveway. The house boasts new flooring ,new paint all over, new furnace and hot water tank.There is an additional half bath in the basement .Offers will be entertained as they come in.

    Mohammad Rahman Listing by Keller Williams Realty WNY

    98 Olympic Ave, Buffalo, NY 14215
  • /28

    $219,900

    • 3 Beds
    • 1 Bath
    • 1,152 Sq Ft

    195 Parkhurst Blvd, Buffalo, NY 14223

    Welcome to 195 Parkhurst! This income-producing single-family home is ideal for investors or as a comfortable family residence. The property offers 3 spacious bedrooms and 1 full bathroom, featuring a bright, eat-in kitchen and a living room with hardwood floors. Sliding glass doors leading to a deck overlooking a large backyard, perfect for outdoor entertaining and recreation. Currently

    Carissa Sutter Listing by Red Door Real Estate WNY LLC

    195 Parkhurst Blvd, Buffalo, NY 14223
  • /26

    $319,900

    • 6 Beds
    • 4.5 Baths
    • 4,536 Sq Ft

    217 E Utica St Unit S, Buffalo, NY 14208

    Don’t miss this fully occupied East Side 4-unit property—an excellent investment opportunity just steps from Main Street and convenient public transportation. This well-maintained building features a brand-new tear-off architectural roof and updated separate electric for each unit. With strong rental history and great location, this is a turnkey opportunity you won’t want to miss!

    Tiffany Miller Listing by Symphony Real Estate LLC

    217 E Utica St Unit S, Buffalo, NY 14208
  • /44

    $649,900

    • 4 Beds
    • 4 Baths
    • 3,127 Sq Ft

    68 Dorchester Rd, Buffalo, NY 14222

    Nestled on one of the most coveted streets in the Elmwood Village, this stunning early 1900s center-entrance colonial blends timeless elegance with thoughtful modern updates. Offering over 3,100 square feet of living space, this four-bedroom, two-and-a-half-bath home features a sunlit layout, original architectural details, and a wood-burning fireplace that adds warmth and character. The fully

    Melissa Liberatore Listing by Keller Williams Realty Lancaster

    68 Dorchester Rd, Buffalo, NY 14222
  • /14

    $259,500

    • 3 Beds
    • 2 Baths
    • 1,541 Sq Ft

    432 Rosedale Blvd, Buffalo, NY 14226

    Welcome to this lovingly maintained 3-bed, 2-bath home in sought-after Amherst! Enjoy a fully fenced yard for pets, play, and gatherings, plus a roomy 1.5-car garage for parking and storage. Inside, natural light fills an inviting main level, while the finished basement offers flexible bonus space—ideal for a media room, home office, or gym. Close to parks, shopping, dining, this property checks

    Vincent Ciffa Listing by WNY Metro Roberts Realty

    432 Rosedale Blvd, Buffalo, NY 14226
  • /19

    $199,000

    • 1 Bed
    • 1 Bath
    • 539 Sq Ft

    849 Delaware Ave Unit 704, Buffalo, NY 14209

    Welcome to 849 Delaware Avenue #704! This beautifully updated 1-bedroom, 1-bath condo offers stunning views of some of Buffalo’s iconic architecture. Step inside to discover large north-facing windows that flood the open-concept living room and dining area with natural light. This condo has been completely updated. The updates include flooring, recessed lighting, kitchen, bathroom, thermal

    Michael Boland Listing by Howard Hanna WNY Inc.

    849 Delaware Ave Unit 704, Buffalo, NY 14209
  • /50

    $499,900

    • 3 Beds
    • 1.5 Baths
    • 1,565 Sq Ft

    79 Woodcrest Blvd, Buffalo, NY 14223

    Move-In Ready & Meticulously Updated – A True Gem Welcome to this exceptional 3-bedroom, 1.5-bath home nestled on a fully fenced yard with inground pool, private lot with 2 car garage with new roof . Thoughtfully renovated and flawlessly maintained, this property combines timeless charm with modern upgrades—presenting the perfect blend of character, comfort, and luxury.From the

    Jamie Vaarwerk Listing by Saperston Real Estate Corp

    79 Woodcrest Blvd, Buffalo, NY 14223
  • /43

    $299,000

    • 7 Beds
    • 3 Baths
    • 1,732 Sq Ft

    1410 Harlem Rd, Buffalo, NY 14206

    Welcome to 1410 Harlem Road! Step into this delightful 5 bedroom, 3 bath home offering 1732sqft of comfortable living space. Additional 2 bonus rooms in basement, family room on second floor. This property features a detached garage, low-maintenance backyard- perfect for relaxing and entertaining. recent updates include vinyl windows, vinyl siding and refreshed kitchen cabinets. The roof is

    Shumon Ahmed Listing by WNY Metro Roberts Realty

    1410 Harlem Rd, Buffalo, NY 14206
  • /27

    $249,900

    • 3 Beds
    • 1.5 Baths
    • 1,681 Sq Ft

    414 Thorncliff Rd, Buffalo, NY 14223

    HIGH Demand Town of Tonawanda Ken-Ton School district. Updated three bedroom one and a half bath home. This home has a newer kitchen. Additional sitting room leading to a deck with a built-in kitchen / grill. Full Livingroom, three generous sized bedrooms. Built in linen cabinet. Replacement windows in 2018, new tear off roof in 2023, new tear off roof on garage in 2024. first floor laundry and a

    Brad Bowman Listing by WNY Metro Roberts Realty

    414 Thorncliff Rd, Buffalo, NY 14223
  • /33

    $290,000

    • 6 Beds
    • 3 Baths
    • 2,715 Sq Ft

    1130 West Ave, Buffalo, NY 14213

    This 3 unit apt. home having 2,715 sq ft. on the West Side is ,,, a rare find... Perfect for an investor to add to their portfolio... or for an owner to occupy &... have 2 tenants pay your mortgage.... Spacious 2 family home with...detached...3 car garage with an 810 sq ft apartment...Finished area on.. 3rd floor...with heat & electric (this 290 sq ft is...not.. included in the 2,715 sq ft)...

    Patricia Polcyn Listing by MJ Peterson Real Estate Inc.

    1130 West Ave, Buffalo, NY 14213
  • /34

    $164,900

    • 3 Beds
    • 1 Bath
    • 1,496 Sq Ft

    17 Elmer Ave, Buffalo, NY 14215

    Welcome to colonial, Spacious, Beautiful single family house built on a great size lot. Great location. Original Hardwood floor through out. Great size kitchen, dining area and living area with three bedrooms. Roof is in great condition, great yard on the side where plantation or other activities can be done. Plenty of parking space. The bedroom sizes are excellent, charming living - dining combo

    Syed Rizvi Listing by Keller Williams Realty WNY

    17 Elmer Ave, Buffalo, NY 14215
  • /7

    $150,000

    • 4 Beds
    • 2.5 Baths
    • 2,456 Sq Ft

    565 West Ave, Buffalo, NY 14213

    Investment opportunity on Buffalo's West Side - Two-unit property with off street parking. Calling all investors and rehab specialist to bring this West Side diamond in the rough back to life!!This property offers a from house with three bedrooms, one and half bathrooms, a dinning/ living room combo area, partial basement, boiler system, dual staircases and a full attic. The rear unit

    Sandra DeVargas Listing by WNY Metro Roberts Realty

    565 West Ave, Buffalo, NY 14213
  • /41

    $235,000

    • 3 Beds
    • 1 Bath
    • 1,295 Sq Ft

    356 Knowlton Ave, Buffalo, NY 14217

    Perfectly placed in the Kenmore Village, this three bedroom colonial has all of the original charm that you could ask for! A leaded glass window and mail slot greets you as you enter through the foyer into the bright and airy living room, featuring pristine gumwood woodwork, quaint wall nooks and a delightful fireplace. The formal dining room offers plenty of natural light through the sliding

    Melissa Tropp Listing by HUNT Real Estate Corporation

    356 Knowlton Ave, Buffalo, NY 14217
  • /43

    $259,900

    • 4 Beds
    • 1 Bath
    • 1,604 Sq Ft

    48 Cedar Rd, Buffalo, NY 14215

    Welcome to 48 Cedar Rd, a charming and spacious home in the heart of Cheektowaga! The lower level features 1 bedroom, living room, dining room, kitchen, family living area, and a full bathroom. Upstairs offers 3 additional bedrooms, potential space to make another bathroom, providing plenty of space for everyone. Enjoy the convenience of a full and finished basement, an attached 1-car garage, and

    Md Nazmul Hussain Listing by HUNT Real Estate Corporation

    48 Cedar Rd, Buffalo, NY 14215
  • /42

    $239,999

    • 4 Beds
    • 1.5 Baths
    • 1,500 Sq Ft

    160 Northcrest Ave, Buffalo, NY 14225

    Welcome to 160 Northcrest Ave! This beautifully maintained 4-bedroom, 1.5-bath home offers 1,500 square feet of comfortable living space in the highly sought-after Maryvale School District. This home features gleaming hardwood floors throughout, adding warmth and character to every room. Enjoy year-round comfort with central air conditioning (2009) and peace of mind with all updated

    Jay Herlan Listing by Keller Williams Realty Lancaster

    160 Northcrest Ave, Buffalo, NY 14225
  • /43

    $549,900

    • 5 Beds
    • 2.5 Baths
    • 3,096 Sq Ft

    30 Amherstdale Rd, Buffalo, NY 14226

    Stunning Colonial in Highly Desired Snyder Neighborhood! This spacious 5-bedroom, 2.5-bath home offers timeless charm and modern updates throughout. Enjoy beautiful hardwood floors, a fully updated kitchen with stainless steel appliances included, and the convenience of first-floor laundry with newer washer and dryer included. The home features two cozy wood-burning fireplace inserts, a newer

    Kevin McMullen Listing by Towne Housing Real Estate

    30 Amherstdale Rd, Buffalo, NY 14226
  • /43

    $199,900

    • 6 Beds
    • 4 Baths
    • 2,248 Sq Ft

    166 Vermont St, Buffalo, NY 14213

    Step into a prime investment opportunity on Buffalo’s vibrant West Side—welcome to 166 Vermont Street. This fully renovated two-unit property offers six bedrooms and two full bathrooms in total, with each unit featuring three bedrooms and one bath, making it ideal for both house hackers and seasoned investors. Recently updated with fresh paint and new flooring throughout, the interiors are

    Thejan Kodituwakku Listing by Keller Williams Realty WNY

    166 Vermont St, Buffalo, NY 14213
  • /41

    $199,999

    • 5 Beds
    • 2 Baths
    • 2,296 Sq Ft

    214 W Ferry St Unit N, Buffalo, NY 14213

    Discover this centrally located 2-family home, perfectly situated in the heart of a thriving neighborhood.With easy access to restaurants and the Thruway, this property offers both convenience and potential.Featuring updated kitchens and bathrooms, this double provides an ideal opportunity for owner-occupants or investors. The versatile layout and modern upgrades make it a fantastic

    Stevan Visic Listing by WNY Metro Roberts Realty

    214 W Ferry St Unit N, Buffalo, NY 14213
  • /39

    $234,900

    • 4 Beds
    • 1 Bath
    • 1,320 Sq Ft

    157 Northcrest Ave, Buffalo, NY 14225

    Prepare to be impressed! This lovely home has been well maintained and has so much to offer. The spacious eat-in kitchen features an abundance of cabinetry, granite counters, ceramic back splash, gas range, refrigerator, dishwasher and range-hood. The living room has a picture window and hardwood flooring. There are two bedrooms on the first floor. The second floor has two bedrooms and an office.

    Geraldine Andolina Listing by Century 21 North East

    157 Northcrest Ave, Buffalo, NY 14225
  • /38

    $194,900

    • 3 Beds
    • 1 Bath
    • 1,100 Sq Ft

    1214 George Urban Blvd, Buffalo, NY 14225

    Come see this 3 bedroom vinyl sided Ranch with detached 1.5 car garage. 3rd bedroom is converted to a 1st floor laundry which can be easily changed back. washer and dryer negotiable. Basement washer and dryer included. Updates include furnace/AC and electrical panel in 2015, roof ,windows, siding and fence in 2008. Dry partly finished basement with bar and extra room. Eat in kitchen with

    William Page Listing by WNY Metro Roberts Realty

    1214 George Urban Blvd, Buffalo, NY 14225
  • /28

    $385,000

    • 2 Beds
    • 2 Baths
    • 1,214 Sq Ft

    751 W Ferry #4cd Unit 4CD, Buffalo, NY 14222

    Welcome to 751 W Ferry St Unit 4CD! This beautifully renovated co op is located in the charming Tudor Plaza and Buffalo’s vibrant Delaware–West Ferry neighborhood. This spacious 1,214 sq ft unit offers 2 bedrooms and 2 full baths, updated with style and elegance. Step into the welcoming foyer with ample closet space that opens to a sunlit living/dining area. Large windows throughout provide

    Michael Boland Listing by Howard Hanna WNY Inc.

    751 W Ferry #4cd Unit 4CD, Buffalo, NY 14222

Showing Results 201 - 240, Page 6 of 18

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