23,778

Bay, FL Homes in ZIP Code 32404

Section Image Section Image
  • /62

    $469,000 Pending

    • 4 Beds
    • 3.5 Baths
    • 3,200 Sq Ft

    605 Plantation Dr, Panama City, FL 32404

    Welcome to this gorgeous contemporary style home offering 3,200 sqft of luxurious living space with 4 spacious bedrooms and 3.5 bathrooms. This new-built is situated on a generous 0.5-acre lot with no HOA and just minutes from Tyndall Air Force Base. The property features an oversized concrete driveway with 12+ parking spaces, an attached 2-car garage, natural gas with a tankless water heater,

    Agent Photo

    Michael Werner

    Keller Williams Success Realty

    (448) 231-2127

    605 Plantation Dr, Panama City, FL 32404
  • /64

    $2,900 per month

    • 4 Beds
    • 3 Baths
    • 2,486 Sq Ft
    • House for Rent

    4756 Rosemary St, Panama City, FL 32404

    Gorgeous Like New 4 Bed 3 Bath Brick Home with 3-Car Garage! This immaculate 2,486 sqft home features a great open floor plan with an amazing kitchen, offering an abundance of storage, a large corner pantry, stainless steel appliances, and an oversized island overlooking the huge living and dining room, perfect for entertaining and family time. The home has a spacious master bedroom with his and

    Agent Photo

    Michael Werner

    Keller Williams Success Realty

    (850) 787-9628

    4756 Rosemary St, Panama City, FL 32404
  • /26

    $285,000 Sold Aug 04, 2025

    • 1,836 Sq Ft
    • $155/SF
    • 6 Days On Market
    • 3 Beds
    • 2 Baths
    • Built 1969

    6001 Enzor St, Panama City, FL 32404

    Welcome to your freshly remodeled, spacious home. Home has been completely redone and features herring bone backsplash tile, new soft close cabinets and counters and gleaming stainless steel appliances. Custom tile in both bathroom showers, pebble floor in master shower, new vanities and toilets, brand new 15.2 seer Goodman HVAC system with 10 year warranty will make for highly energy efficient

    Andrea Owens Dalton Wade Inc

    6001 Enzor St, Panama City, FL 32404
    • /22

      Est $357,310 Not Listed For Sale

      • 4 Beds
      • 2 Baths
      • 2,100 Sq Ft

      4711 Shannon Ln, Panama City, FL 32404

      4711 Shannon Ln, Panama City, FL 32404
  • /41

    $429,000 Pending

    • 4 Beds
    • 3 Baths
    • 2,486 Sq Ft

    4745 Rosemary St, Panama City, FL 32404

    Seller offering $10,000 toward buyer's closing costs, prepaid items, or interest rate buy-down with acceptable offer! Welcome to 4745 Rosemary Street, a beautifully designed craftsman-style home in the sought-after Titus Park subdivision of Panama City, Florida. Built in 2021, this 2,486 sqft residence features the coveted Hawthorne floor plan, known for its spacious open layout that seamlessly

    Agent Photo

    Michael Werner

    Keller Williams Success Realty

    (850) 608-9950

    4745 Rosemary St, Panama City, FL 32404
  • /68

    $2,800 per month

    • 4 Beds
    • 3 Baths
    • 2,337 Sq Ft
    • House for Rent

    4858 Sweetspire Dr, Panama City, FL 32404

    Stunning 2023 one-story home with a 3-car garage in the desired Titus Park community, featuring 4 bedrooms and 3 full baths. The property has a fenced backyard, irrigation system with separate water meter for cost efficiency, and gutters. This home has it all with a great open floorplan! Enter the home into a large foyer that leads past the first two bedrooms and one bathroom into the huge open

    Agent Photo

    Michael Werner

    Keller Williams Success Realty

    (850) 407-6363

    4858 Sweetspire Dr, Panama City, FL 32404
  • /28

    $293,000 Sold Aug 04, 2025

    • 1,317 Sq Ft
    • $222/SF
    • 203 Days On Market
    • 3 Beds
    • 2.5 Baths
    • Built 1985

    7507 Yellow Bluff Rd Unit 1C, Panama City, FL 32404

    WATERFRONT townhouse on Callaway bayou with gulf access. This property features a bock dock with covered lift. Just painted light grey inside and white stucco out. Standing seam metal roof was replaced 5 years ago. New windows and slider door just installed, protected by built in hurricane shutters. All three bathrooms have been updated with LVP floors, teak vanities, and granite countertops. The

    Benjamin Alexander Emerald Coastal Inc

    7507 Yellow Bluff Rd Unit 1C, Panama City, FL 32404
    • /18

      Est $137,072 Not Listed For Sale

      • 2 Beds
      • 1 Bath
      • 759 Sq Ft

      4936 E Highway 98 Unit A, Panama City, FL 32404

      4936 E Highway 98 Unit A, Panama City, FL 32404
  • /41

    $407,000

    • 3 Beds
    • 2.5 Baths
    • 2,494 Sq Ft

    420 Lacosta Ave, Panama City, FL 32404

    Welcome to 420 Lacosta Ave, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction offers beach access by boat and is just 10 minutes from Shell Island and the Gulf of Mexico. This home is out of the floodzone! As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed

    Agent Photo

    Sabina Balch

    Keller Williams Success Realty

    (850) 828-8903

    420 Lacosta Ave, Panama City, FL 32404
  • /71

    $1,495 - $2,110 per month

    Arbor Crossing at Mill Bayou

    1 - 3 Beds

    198 Mill Bayou Rd, Panama City, FL 32404

    Welcome to your future luxury home in a brand new Arbor Properties apartment community in Lynn Haven, Florida! Our prime location places you near Highways 390 and 231, making your possibilities endless for work, school, entertainment, and dining. We're only 14 miles away from Tyndall Air Force Base and only 13 miles from the Naval Support Activity. Take in some nature around Lynn Haven Bayou Park

    198 Mill Bayou Rd, Panama City, FL 32404
  • /49

    $325,000 Sold Aug 01, 2025

    • 1,944 Sq Ft
    • $167/SF
    • 8 Days On Market
    • 4 Beds
    • 2 Baths
    • Built 1977

    256 Sukoshi Dr, Panama City, FL 32404

    This stunning ranch-style residence is nestled in the tranquil neighborhood of Bayou Estates in Callaway. Boasting 4 bedrooms, 2 bathrooms, and a spacious yard, if you have ever aspired to entertain, look no further, as this home offers ample space for hosting with its living room, dining room, kitchen, and den, all flowing seamlessly into one another. The exterior showcases a distinctive cedar

    Brandie Allon Coastal Palms Real Estate

    256 Sukoshi Dr, Panama City, FL 32404
    • /17

      Est $137,914 Not Listed For Sale

      • 2 Beds
      • 1.5 Baths
      • 972 Sq Ft

      122 Cheri Ln Unit B, Panama City, FL 32404

      122 Cheri Ln Unit B, Panama City, FL 32404
  • /15

    $45,900

    • Land
    • 0.27 Acre
    • $170,000 per Acre

    1009 Tidewater Ln, Panama City, FL 32404

    Entrance into community drive through lined Crape Myrtle. Gated community, with RV and Boat storage parking.This is the perfect location to Build your DREAM HOME.This Beautiful gated community in Laird Point offers a peaceful views of the Laird Bayou . The amenities include a new pickleball courts, Tennis Court, Half court basketball, Boat and RV storage. This community has beautiful homes as

    Agent Photo

    Tracye Crass

    Beach Haven Realty

    (850) 845-8713

    1009 Tidewater Ln, Panama City, FL 32404
  • /31

    $1,950 per month

    • 3 Beds
    • 2 Baths
    • 1,351 Sq Ft
    • House for Rent

    6514 Wallace Rd, Panama City, FL 32404

    Beautiful 3/2 single family home just minutes from Tyndall AFB. Home was built in 2020 on a large corner lot. Kitchen has an island wit granite countertops and stainless steel appliances. Split floor plan. Large screened in back porch. Oversized 2 car garage. Close to parks, shopping, dining and East Bay. All property sizes and ages are approximate, please measure and/or verify if important.

    Commander Rentals CENTURY 21 Commander Realty

    6514 Wallace Rd, Panama City, FL 32404
  • /33

    $329,000 Sold Aug 01, 2025

    • 2,361 Sq Ft
    • $139/SF
    • 76 Days On Market
    • 4 Beds
    • 2.5 Baths
    • Built 2020

    7121 Penn Way, Panama City, FL 32404

    Assumable VA Mortgage available at a 2.375% rate! Don't have to be a VA Buyer to assume! Welcome to this beautifully upgraded 4 bed 2.5 bath two-story home nestled in a quiet cul-de-sac in one of the area's most desirable newer neighborhoods. With only local homeowner traffic on Penn Way, you'll appreciate the calm, community-oriented atmosphere--perfect for evening strolls, front porch chats,

    Kerry Jackson LPT Realty LLC

    7121 Penn Way, Panama City, FL 32404
    • /19

      Est $237,792 Not Listed For Sale

      • 3 Beds
      • 2 Baths
      • 1,025 Sq Ft

      9314 James Way Unit 9310, Panama City, FL 32404

      9314 James Way Unit 9310, Panama City, FL 32404
  • /16

    $699,000

    • 6,570 Sq Ft

    3512 Eagle Ln, Panama City, FL 32404

    Investors - take note! This is a rare opportunity to own a high-cash-flow mobile home park generating $76,600 annually in gross rents, with the potential to increase to $91,000 by adjusting rents to include the owner's residence. Situated on a 0.6-acre lot just off Transmitter Road, this park is conveniently located near thriving businesses. The property includes six mobile homes, all of which

    Agent Photo

    Michael Werner

    Keller Williams Success Realty

    (448) 202-7597

    3512 Eagle Ln, Panama City, FL 32404
  • /14

    $1,410 - $2,070 per month

    Arbor Landing Mill Bayou

    1 - 3 Beds

    4201 E Highway 390, Panama City, FL 32404

    Introducing a brand new community now anvailable. Arbor Landing Mill Bayou is a luxurious community in the heart of Panama City and Lynn Haven, Florida. Our prime location will place you near Highway 231, providing quick and easy commutes to Panama City's beautiful beaches! Let us be your gateway to fun and excitement.Arbor Landing Mill Bayou offers modern one, two, and three bedroom

    4201 E Highway 390, Panama City, FL 32404
  • /45

    $354,000 Sold Aug 01, 2025

    • 2,556 Sq Ft
    • $138/SF
    • 99 Days On Market
    • 5 Beds
    • 3 Baths
    • Built 2022

    7109 Ellie B Dr, Panama City, FL 32404

    Price Improvement! Come check out this like-new 5 bedroom home located on a CUL-DE-SAC (no thru traffic) lot in the quiet neighborhood of Barrett's Park! With room for everyone, this home has everything you need to make memories that will last a lifetime. It is located just 25 minutes from the beach, 15 minutes from town, a short commute from Tyndall AFB, & 8 minutes to the brand-new Publix,

    Michael Johnson Keller Williams Success Realty

    7109 Ellie B Dr, Panama City, FL 32404
    • /22

      Est $140,828 Not Listed For Sale

      • 2 Beds
      • 1.5 Baths
      • 972 Sq Ft

      120 Cheri Ln Unit C, Panama City, FL 32404

      120 Cheri Ln Unit C, Panama City, FL 32404
  • /46

    $13,250,000

    • 9 Beds
    • 8.5 Baths
    • 8,800 Sq Ft

    4622 Cherokee Heights Rd, Panama City, FL 32404

    YOU CAN OWN PARADISE! Almost 50 ACRES of the most Breathtaking, rare one-of-a-kind property in Bay County all while still being just close enough to Panama City and the awesome beaches of Panama City Beach! Zoned AG2 you'll have several options to choose from. Just look through the pictures and you will find this is truly a hidden gem. Complete with horse stalls and feeding station along with

    Agent Photo

    Frank Trenholm

    Coldwell Banker Realty

    (850) 600-4509

    4622 Cherokee Heights Rd, Panama City, FL 32404
  • /34

    $2,500 per month

    • 4 Beds
    • 2.5 Baths
    • 2,232 Sq Ft
    • House for Rent

    7119 Riverbrooke St, Panama City, FL 32404

    Enjoy living in this beautiful 2-story home . The open-concept main floor features a spacious living area, dining room, and modern kitchen with a large island and breakfast bar--ideal for everyday living and entertaining. All bedrooms are located upstairs for added privacy. The fenced-in backyard backs up to the lake, providing a great space for relaxing or hosting gatherings. Conveniently

    Teresa Martini Twisted Palms Real Estate

    7119 Riverbrooke St, Panama City, FL 32404
  • /38

    $360,000 Sold Aug 01, 2025

    • 2,730 Sq Ft
    • $132/SF
    • 125 Days On Market
    • 3 Beds
    • 2 Baths
    • Built 1983

    247 Hugh Thomas Dr, Panama City, FL 32404

    Welcome to 247 Hugh Thomas DriveThis is a completely remodeled gem located in one of Panama City's most desirable areas. This 3-bedroom, 2-bathroom home offers a perfect blend of modern luxury and serene waterfront living. The home underwent a full remodel in 2021, ensuring every inch of this property reflects contemporary style and thoughtful design.As you step inside, you'll be captivated by

    Scott Kirkman Legacy Premier Agency

    247 Hugh Thomas Dr, Panama City, FL 32404
    • /3

      Not Listed For Sale

      0 Colorado St Unit 921883, Panama City, FL 32404

      0 Colorado St Unit 921883, Panama City, FL 32404
  • /14

    $169,900 Pending

    • 874 Sq Ft

    2922 Transmitter Rd, Panama City, FL 32404

    **Prime Commercial Location** Centrally located for maximum visibility and accessibility with easy access to major highways. This versatile property features a welcoming office space with attached garage for storage/warehouse space. The office space includes a reception area, additional office space with a bathroom. New Siding on the exterior, shed in back of building with bathroom for extra

    Agent Photo

    MaryAnn Enfinger

    Overstreet Realty

    (850) 988-3499

    2922 Transmitter Rd, Panama City, FL 32404
  • /107

    $1,500 - $2,675 per month

    East Bay Flats Apartments

    1 - 3 Beds

    6600 Oakshore Dr, Parker, FL 32404

    Welcome to Parker's newest bay-side luxury community! We offer one, two, and three-bedroom apartment homes. This 18-acre site is located along the shoreline of the East Bay, with convenient access to the county’s largest employer, Tyndall Air Force Base (AFB), just 1 mile away. The waterfront location offers unobstructed views of the bay and will allow East Bay Flats to offer an unmatched

    6600 Oakshore Dr, Parker, FL 32404
  • /32

    $305,000 Sold Jul 31, 2025

    • 1,787 Sq Ft
    • $171/SF
    • 9 Days On Market
    • 4 Beds
    • 2 Baths
    • Built 2021

    7229 Ellie B Dr, Panama City, FL 32404

    This stunning, like-new four-bedroom, two-bath home is located in the prestigious Barrett Park community in Panama City, just off Highway 231. 4 bd., 2 ba. Must see!! Modern & Move-In Ready: Built in late 2021 - less than 4 years old Serene, professionally painted living spaces  Oversized stainless steel farmhouse kitchen sink + modern fixtures Custom master bath with quartz counters, dual

    Whitney Durham Beach House Sales and Development

    7229 Ellie B Dr, Panama City, FL 32404
    • /41

      Est $295,000 Not Listed For Sale

      • 3 Beds
      • 2 Baths
      • 1,611 Sq Ft

      6650 Kettles St, Panama City, FL 32404

      6650 Kettles St, Panama City, FL 32404
  • /40

    $318,000 Pending

    • 4 Beds
    • 2.5 Baths
    • 2,151 Sq Ft

    468 Eagle Lake Way, Callaway, FL 32404

    Price to Sell less than $148 a sq-ft and barely a 3 year old home in Bridge Harbor Subdivision close to TAFB!! Charming split floor-plan, water view, with 4 bedrooms, 2 1/2 bathrooms features, open living room, dining and kitchen. The large kitchen has an island, lots of counter, cabinet, and pantry space. Step out onto the covered back patio for a BBQ or just sit and watch the sun rise or ducks

    Agent Photo

    MaryAnn Enfinger

    Overstreet Realty

    (850) 741-7608

    468 Eagle Lake Way, Callaway, FL 32404
  • /31

    $2,500 per month

    • 4 Beds
    • 2 Baths
    • 1,846 Sq Ft
    • House for Rent

    4769 Loblolly Way, Panama City, FL 32404

    Available September 8th and pet friendly! Time to grab your dream rental! This Cali Floor Plan in the Titus Park Subdivision is up for grabs. Picture this: 4 beds, 2 baths, solar panels for a wallet-friendly electricity bill, a soft water system and washer/dryer provided. The split bedroom layout puts the primary bedroom in the back - a retreat with a full bathroom, double sinks, shower, soaking

    Mindi Sato Keller Williams Success Realty

    4769 Loblolly Way, Panama City, FL 32404
  • /45

    $265,000 Sold Jul 31, 2025

    • 1,236 Sq Ft
    • $214/SF
    • 18 Days On Market
    • 3 Beds
    • 2 Baths
    • Built 1982

    4004 E 7th Cir, Panama City, FL 32404

    Welcome to your lake-front home in the heart of Panama City! With an incredible outdoor living space, this 3 bed 2 bath home has an open floor plan, 1 car garage, and a parking pad large enough for an RV or boat. Situated on a tranquil cul-de-sac, you can enjoy the pool, lake-front deck, covered patio, and outdoor shower! This home is 1 of only 2 waterfront homes in Panama City for under

    Alec Childres SweetBay Realty

    4004 E 7th Cir, Panama City, FL 32404
    • /27

      Est $387,142 Not Listed For Sale

      • 3 Beds
      • 2 Baths
      • 2,001 Sq Ft

      3802 Heartwood St, Callaway, FL 32404

      3802 Heartwood St, Callaway, FL 32404
  • /52

    $433,500 Under Contract

    • 3 Beds
    • 2.5 Baths
    • 1,704 Sq Ft

    502 William Way, Panama City, FL 32404

    CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS This stunning new construction home is a perfect blend of elegance and modern coastal living, offering gulf access for those who dream of life on the water. this home sits on an acre. From the moment you step inside, you'll be captivated by the exquisite finishes, thoughtful design, and impeccable attention to detail throughout. The

    Agent Photo

    Sabina Balch

    Keller Williams Success Realty

    (850) 900-8832

    502 William Way, Panama City, FL 32404
  • /49

    $1,800 - $1,850 per month

    Bridge Harbor Townhomes

    3 Beds

    401 Rhett's Loop, Callaway, FL 32404

    Townhome Living in Callaway, FloridaWelcome to Bridge Harbor, the premier townhome community in Callaway, FL, where style, substance, and sustainability converge. Our luxurious three-bedroom rentals offer top-notch craftsmanship, ensuring comfort and quality at every turn. With pet-friendly living and thoughtfully designed spaces, every detail of your home is crafted with care.From

    401 Rhett's Loop, Callaway, FL 32404
  • /43

    $210,000 Sold Jul 31, 2025

    • 838 Sq Ft
    • $251/SF
    • 4 Days On Market
    • 2 Beds
    • 1 Bath
    • Built 2000

    1011 Pitts Ave, Panama City, FL 32404

    * CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER TAKING BACK UP OFFERS* Welcome to your new Florida cottage with beautiful bay views! This updated & well-maintained home features a bright and spacious living area, updated kitchen and bathroom and 2 large bedrooms. Additional features include a storage building, a fenced side yard off of the kitchen, a newer roof and A/C unit equipped with an Air

    Dee Anderson Gulf Life Real Estate Inc

    1011 Pitts Ave, Panama City, FL 32404
    • /27

      Est $387,517 Not Listed For Sale

      • 3 Beds
      • 2 Baths
      • 2,001 Sq Ft

      4515 Roundwood Way, Panama City, FL 32404

      4515 Roundwood Way, Panama City, FL 32404
  • /8

    $55,000 Under Contract

    • Land
    • 0.74 Acre
    • $74,324 per Acre

    7304 Penny Rd, Panama City, FL 32404

    CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS This property offers a great opportunity with a septic and well water, providing self-sufficiency and freedom from city utilities. Located in a quiet, rural setting, it's perfect for those seeking privacy and space to spread out. Whether you're looking to build a home, place a mobile home, or use the land for other purposes, this lot

    Agent Photo

    Sabina Balch

    Keller Williams Success Realty

    (850) 919-3062

    7304 Penny Rd, Panama City, FL 32404
  • /18

    $1,800 per month

    • 3 Beds
    • 2 Baths
    • 1,216 Sq Ft
    • Property for Rent

    5102 E 12th St Unit Lot 12, Panama City, FL 32404

    Welcome to your new home!This clean, newer home, manufactured in 2019 has space for everyone!A spacious kitchen, 3 bedrooms, 2 well-appointed bathrooms, washer/dryer hookups & a fenced in front yard - perfect for entertaining!Located close to shopping, restaurants & schools - makes running everyday errands convenient & commuting a breeze!

    Dawn Deckard Keller Williams Success Realty

    5102 E 12th St Unit Lot 12, Panama City, FL 32404
  • /34

    $361,400 Sold Jul 31, 2025

    • 1,835 Sq Ft
    • $197/SF
    • 2 Days On Market
    • 4 Beds
    • 2 Baths
    • Built 2025

    4862 Windrow Way, Callaway, FL 32404

    Our Rhett floorplan is a 4-bedroom 2-bath, an open concept floor plan, with a boasting 1,835 sq.ft. The Rhett floorplan has upgraded finishes throughout. You will find 9-foot ceilings with 10-foot trays and beautiful crown molding. The Rhett also has EVP flooring, granite countertops, a large kitchen island with cabinetry on both sides underneath and brushed nickel hardware. This floorplan has

    Mark Miles DR Horton Realty of Emerald Coast, LLC

    4862 Windrow Way, Callaway, FL 32404
    • /21

      Est $429,654 Not Listed For Sale

      • 5 Beds
      • 2 Baths
      • 2,208 Sq Ft

      4503 Roundwood Way, Panama City, FL 32404

      4503 Roundwood Way, Panama City, FL 32404

Showing Results 1 - 40, Page 1 of 18

How to Buy a Home How to Finance a Home How to Sell a Home